Quarterly Dividend
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[00:00:01–00:00:29] Quarterly Dividend. Oh, ni power guys. Kalau anda dah sampai ke tahap ini, memang padu. Sebab ini ilmu korporat. Ilmu pengsyarikatan. So, Quarterly Dividend ni, dia gaji ni kita tak nak ambil banyak sangat. Sebab tu dalam level ni saya buat 5 level. Level kelima adalah gaji RM30,000. Cukup lah kat situ. Lebih RM30,000 ambil sebagai dividend. Janganlah ambil terus gaji sampai RM50,000, RM100,000. Dah gila nak bayar PCB. Bahan sangat sebab personal tax tinggi. [semak: uncertain words, number or amount]

[00:00:29–00:00:31] Kita tak nak personal tax kita tinggi sangat

[00:00:31–00:00:33] Kita nak guna corporate tax [semak: uncertain words]

[00:00:33–00:00:35] So, bila kita dah bayar corporate tax

[00:00:35–00:00:36] Dia ada shilling dia 24% [semak: number or amount]

[00:00:36–00:00:38] Kalau personal tax dia boleh pergi tak sampai 30% lebih [semak: uncertain words, number or amount]

[00:00:38–00:00:40] 30% dekat atas [semak: uncertain words, number or amount]

[00:00:40–00:00:42] So, kita nak guna personal tax

[00:00:42–00:00:45] Jadi, ada dua yang saya kata tadi [semak: uncertain words]

[00:00:45–00:00:46] Intrim dividend

[00:00:46–00:00:49] Dia ikutlah 3 bulan sekali ke 2 bulan sekali [semak: uncertain words, number or amount]

[00:00:49–00:00:49] Kita bagi dividend

[00:00:49–00:00:50] Final dividend hujung tahun

[00:00:50–00:00:52] Special dividend ikut

[00:00:53–00:00:54] Ikut sebab lah [semak: uncertain words]

[00:00:54–00:00:56] Kadang-kadang kita ada sempena hari raya ke

[00:00:56–00:00:57] Sempena sel naik ke [semak: uncertain words]

[00:00:57–00:00:58] Kita boleh bagi dividend

[00:00:59–00:01:02] Dan sebaiknya untuk kita manage duit dengan betul

[00:01:02–00:01:04] Kita galakkan ada empat bank account [semak: uncertain words]

[00:01:04–00:01:06] Ada orang kata dua, ada orang kata tiga

[00:01:06–00:01:07] Ada kata lima, ada kata tujuh

[00:01:07–00:01:10] Tapi saya ambil yang lebih kurang

[00:01:10–00:01:11] Saya ambil empat [semak: uncertain words]

[00:01:11–00:01:12] Ini apa yang saya sendiri buat [semak: uncertain words]

[00:01:12–00:01:15] Current account, duit masuk keluar duit

[00:01:15–00:01:17] Bayar gaji staff dan sebagainya

[00:01:17–00:01:19] Bila ada untung bulan tersebut

[00:01:19–00:01:22] Kita alihkan 24% [semak: number or amount]

[00:01:22–00:01:23] Transfer ke tax [semak: uncertain words]

[00:01:25–00:01:26] Lepas dah transfer dekat tax

[00:01:26–00:01:30] Baki tu, untung bersih tu kita panggil sebagai PAT

[00:01:30–00:01:32] Dekat sini kita ada PBT, Profit Before Tax

[00:01:32–00:01:36] Lepas tolak tax kita ada PAT, Profit After Tax [semak: uncertain words]

[00:01:36–00:01:39] Lepas dah dapat PAT, kita alihkan pula

[00:01:39–00:01:42] 30% masuk sini sebagai cash reserve company [semak: number or amount]

[00:01:42–00:01:45] Lagi 70% masuk sini [semak: number or amount]

[00:01:45–00:01:46] Maksudnya pecah dua [semak: uncertain words]

[00:01:46–00:01:50] 30% jadi cash reserve company untuk bertahan 6 bulan [semak: number or amount]

[00:01:50–00:01:52] Lebih dari tu kita jadikan duit untuk expand company lah [semak: uncertain words]

[00:01:52–00:01:54] Ataupun beli tambah baik ke

[00:01:54–00:01:56] 70% masuk dalam kolam [semak: number or amount]

[00:01:56–00:01:58] Dividend. Kolam dividend ni pula [semak: uncertain words]

[00:01:58–00:02:00] Cukup. Kolam tu dah penuh 3 bulan [semak: number or amount]

[00:02:00–00:02:02] Pak kita rilis. Tunggu lagi 3 bulan [semak: uncertain words, number or amount]

[00:02:02–00:02:04] Pak kita rilis. Itu ada 4 kuarta [semak: uncertain words, number or amount]

[00:02:04–00:02:06] Q1, Q2, Q3, Q4 [semak: number or amount]

[00:02:06–00:02:08] So kita rilis biasanya dividend pertama [semak: uncertain words]

[00:02:08–00:02:10] Kuarta pertama kan habis

[00:02:10–00:02:12] Bulan 3 kita rilis biasanya [semak: uncertain words, number or amount]

[00:02:12–00:02:14] 15 hari bulan [semak: number or amount]

[00:02:14–00:02:16] 10 April [semak: uncertain words, number or amount]

[00:02:16–00:02:18] Ataupun 20 April [semak: number or amount]

[00:02:18–00:02:20] Lepas kita dah settle audit company lah

[00:02:21–00:02:22] Ni contohnya

[00:02:22–00:02:24] PBT, profit before tax kita 100 ribu [semak: uncertain words, number or amount]

[00:02:24–00:02:27] Kita tolak dengan tax dulu 24 ribu [semak: uncertain words, number or amount]

[00:02:27–00:02:28] Atau 24 persen, kita dapatlah [semak: number or amount]

[00:02:28–00:02:30] Profit after tax 76 ribu, PAT [semak: uncertain words, number or amount]

[00:02:31–00:02:32] Lepas tu kita punya cash reserve

[00:02:32–00:02:34] Kita pecah dua, nampak? Pecah dua macam tu [semak: uncertain words]

[00:02:34–00:02:37] 30 persen, 22 ribu reserve kat sini [semak: uncertain words, number or amount]

[00:02:37–00:02:38] Lagi 53 ribu [semak: number or amount]

[00:02:38–00:02:40] Simpan kat sini, tapi tak ambil terus eh [semak: uncertain words]

[00:02:40–00:02:42] Kita simpan 3 bulan [semak: number or amount]

[00:02:42–00:02:44] Bila dah cukup, mungkin cukup 150 ribu [semak: number or amount]

[00:02:45–00:02:46] Barulah kita pecah ikut share masing-masing

[00:02:46–00:02:48] Kau dapat 10 persen sebab share kau 10 persen [semak: uncertain words, number or amount]

[00:02:48–00:02:50] Kau dapat ni, kau ni untuk kau, ni untuk aku [semak: uncertain words]

[00:02:50–00:02:52] Ni untuk aku, ni untuk aku, eh ni untuk akulah [semak: uncertain words]

[00:02:52–00:02:53] Eh tak untuk kau lah [semak: uncertain words]

[00:02:53–00:02:54] Macam cerita Alibaba lah

[00:02:54–00:02:56] So bagi-bagi-bagi macam tu

[00:02:56–00:02:58] Itulah kisahnya guys

[00:02:58–00:03:00] Jadi katakanlah

[00:03:00–00:03:01] Ambil lah situasi

[00:03:02–00:03:03] Macam ni

[00:03:03–00:03:05] Bulan pertama PBT 100 [semak: number or amount]

[00:03:05–00:03:06] 120 [semak: number or amount]

[00:03:06–00:03:06] Dia ikut

[00:03:06–00:03:07] Dia tak adalah fix

[00:03:07–00:03:09] Sebab kalau untung banyak [semak: uncertain words]

[00:03:09–00:03:11] Profit before tax banyak

[00:03:11–00:03:12] Banyaklah dividend

[00:03:12–00:03:14] Macam dalam kes ni

[00:03:14–00:03:15] Kemarau sikit

[00:03:15–00:03:18] Tak banyak kita punya profit [semak: uncertain words]

[00:03:18–00:03:19] Dapatlah RM42,000 je [semak: number or amount]

[00:03:19–00:03:21] Jadi apa yang berlaku

[00:03:21–00:03:23] dalam masa 3 bulan, katalah [semak: uncertain words, number or amount]

[00:03:23–00:03:25] sale terkumpul kita RM300,000 [semak: number or amount]

[00:03:25–00:03:27] maksudnya kita dah ada cash reserve yang healthy

[00:03:27–00:03:29] kat sini, RM68,000 [semak: number or amount]

[00:03:29–00:03:31] so kita asingkan

[00:03:31–00:03:33] RM198,000 kepada [semak: number or amount]

[00:03:34–00:03:35] shareholder

[00:03:35–00:03:37] semua, jadi senang cerita

[00:03:38–00:03:39] RM95,000 [semak: number or amount]

[00:03:39–00:03:41] daripada pool

[00:03:41–00:03:42] RM159,000 [semak: number or amount]

[00:03:42–00:03:44] senang cerita

[00:03:45–00:03:47] ni apa benda ni [semak: uncertain words]

[00:03:47–00:03:49] susah pula nak cerita ni, apa ni RM95,000 ni [semak: uncertain words, number or amount]

[00:03:49–00:03:51] owner 60% [semak: number or amount]

[00:03:51–00:03:52] daripada

[00:03:52–00:03:53] oh yelah [semak: uncertain words]

[00:03:53–00:03:54] owner 60% [semak: number or amount]

[00:03:54–00:03:55] daripada sini

[00:03:55–00:03:56] macam ni contohnya

[00:03:56–00:03:58] RM95,000 ni apa eh [semak: number or amount]

[00:03:58–00:04:00] saya pun tak sure guys [semak: uncertain words]

[00:04:01–00:04:02] baikkanlah RM95,000 ni [semak: number or amount]

[00:04:02–00:04:02] siapa pun tak faham

[00:04:02–00:04:04] saya tulis tu [semak: uncertain words]

[00:04:04–00:04:05] saya lupa dah apa benda ni

[00:04:05–00:04:06] tapi senang cerita

[00:04:06–00:04:08] daripada RM159,000 ni lah [semak: number or amount]

[00:04:08–00:04:10] kita asingkan dia

[00:04:11–00:04:12] katakanlah

[00:04:12–00:04:13] saya dah faham dah [semak: uncertain words]

[00:04:13–00:04:14] katakanlah Adib

[00:04:15–00:04:17] Adib own 60% [semak: number or amount]

[00:04:17–00:04:19] Abu own 40% [semak: number or amount]

[00:04:19–00:04:21] so Adib dapat RM95,000 lah [semak: number or amount]

[00:04:21–00:04:22] Daripada ni

[00:04:22–00:04:23] Haa tu maksudnya [semak: uncertain words]

[00:04:23–00:04:23] Okey [semak: uncertain words]

[00:04:23–00:04:24] So faham tak

[00:04:24–00:04:26] Itulah keindahan

[00:04:26–00:04:27] Bisnes

[00:04:27–00:04:28] So kalau anda dah menonton

[00:04:28–00:04:29] Sebelum hujung [semak: uncertain words]

[00:04:29–00:04:30] Tahniah

[00:04:30–00:04:31] Anda bakal

[00:04:31–00:04:32] Jutawan

[00:04:32–00:04:33] Bakal bilionaire [semak: uncertain words]

[00:04:33–00:04:35] Jumpa dalam modul yang seterusnya

[00:04:35–00:04:36] Assalamualaikum

[00:04:36–00:04:36] Zas [semak: uncertain words]