Luxury Income Draf transkrip automatik penuh. Pembetulan istilah berdasarkan sumber direkodkan secara berasingan; tanda semakan menunjukkan perkataan yang perlu diperiksa. [00:00:01–00:00:29] Luxury Income. Kalau dah sampai level ni, Alhamdulillah. Apa beza dia? Luxury Income ni sebenarnya kita dah start boleh upgrade lifestyle kita sikit. Kalau standard tadi tak upgrade lifestyle, maintain existing lifestyle. Itu beza dia. Contoh kita ambil tadi ni standard income. Lifestyle sedia ada kekalkan. Tapi beza pula dengan luxury ni guys. Luxury ni kita dah start upgrade satu ke dua lifestyle. Okay, lifestyle ni dia ada beberapa jenis. Saya tunjukkan. Ni common lifestyle kita akan cover. [semak: uncertain words] [00:00:29–00:00:32] So kita akan pilih salah satu kejap lagi [00:00:32–00:00:34] So macam mana nak kira luxury ni [semak: uncertain words] [00:00:34–00:00:36] Sebenarnya kita ambil je darab 1.3 [semak: number or amount] [00:00:36–00:00:38] Ini formula paling simple lah [semak: uncertain words] [00:00:38–00:00:39] Contohnya ambil situasi [00:00:39–00:00:41] Gaji kita RM5,000 [semak: number or amount] [00:00:42–00:00:44] Tambah 30% [semak: uncertain words, number or amount] [00:00:44–00:00:46] Dapat standard RM6,500 [semak: number or amount] [00:00:46–00:00:47] RM6,500 tu [semak: number or amount] [00:00:47–00:00:49] Standard tu tambah lagi 30% [semak: uncertain words, number or amount] [00:00:49–00:00:51] Dapat berapa? RM8,400 tak salah saya [semak: uncertain words, number or amount] [00:00:51–00:00:53] Itulah luxury [00:00:53–00:00:54] Itu paling senang cara nak kira [00:00:54–00:00:55] Ni contohnya [semak: uncertain words] [00:00:55–00:00:57] Standard tambah [00:00:57–00:00:58] Dapat luxury [00:00:58–00:00:59] Itu luxury [00:00:59–00:01:01] Luxury level kita lah [semak: uncertain words] [00:01:01–00:01:02] Orang kata kaya level kita [semak: uncertain words] [00:01:02–00:01:03] Tak boleh lah nak luxury sangat [00:01:03–00:01:05] Naik jet pejuang kereta kebal [00:01:05–00:01:05] Tak ada lah eh [semak: uncertain words] [00:01:05–00:01:07] Ini just kadar ok untuk kita [semak: uncertain words] [00:01:07–00:01:08] Permulaan [00:01:08–00:01:09] Sebab luxury orang tak sama [00:01:09–00:01:11] Bagi kita tambah 780 [semak: number or amount] [00:01:11–00:01:11] Wish [00:01:11–00:01:13] Ini aku dah boleh makan sedap dah ni [00:01:13–00:01:14] Ha macam tu lah eh [semak: uncertain words] [00:01:14–00:01:15] So [00:01:15–00:01:17] Kita tak boleh upgrade semua [00:01:17–00:01:19] Kita kena upgrade salah satu sahaja [semak: uncertain words] [00:01:19–00:01:21] Contoh kita nak upgrade travel ke [00:01:21–00:01:21] Dan sebagainya [00:01:21–00:01:22] So yang ni [00:01:22–00:01:24] Kita akan pergi kepada video yang seterusnya [00:01:24–00:01:25] Senang cerita [00:01:25–00:01:26] Sekarang ni anda dah tahu [00:01:26–00:01:28] Apakah itu luxury income [00:01:28–00:01:31] Apakah itu standard income [semak: uncertain words] [00:01:31–00:01:33] Apakah itu survival income [semak: uncertain words] [00:01:33–00:01:34] Business owner [semak: uncertain words] [00:01:34–00:01:35] Jangan ambil level survival [00:01:35–00:01:37] Itu betul-betul paras leher [00:01:37–00:01:38] Jangan ambil level luxury [00:01:38–00:01:39] Terlampau awal [00:01:39–00:01:40] Untuk reward diri [semak: uncertain words] [00:01:40–00:01:42] Ambil level standard [semak: uncertain words] [00:01:42–00:01:44] Ini level yang kita nak [00:01:44–00:01:45] Level standard [00:01:45–00:01:46] Sebab level standard ni [00:01:46–00:01:47] At least kita dah boleh bernafas [00:01:47–00:01:48] Ada saving [00:01:48–00:01:49] Boleh bayar insurans [00:01:49–00:01:49] Itu je [00:01:49–00:01:51] Tak adalah over sangat [00:01:51–00:01:53] So kalau kita nak ambil gaji terlampau rendah pun tak bagus [semak: uncertain words] [00:01:53–00:01:57] Gaji kena sepadan dengan komitmen bulanan kita [semak: uncertain words] [00:01:57–00:01:59] Kalau kita pun dah sesak nafas [00:01:59–00:02:01] Macam mana kita nak bantu staff kita yang dia pun tengah struggle [00:02:01–00:02:02] Tak boleh guys [00:02:02–00:02:04] So jumpa dalam video yang seterusnya [00:02:04–00:02:05] Zas [semak: uncertain words]