Standard Income Draf transkrip automatik penuh. Pembetulan istilah berdasarkan sumber direkodkan secara berasingan; tanda semakan menunjukkan perkataan yang perlu diperiksa. [00:00:00–00:00:06] Standard Income ni, beza yang paling besar dia adalah kita boleh maintain lifestyle. [semak: uncertain words] [00:00:07–00:00:12] Kalau survival tadi guys, memang para leher survival. Ini contoh survival. [semak: uncertain words] [00:00:12–00:00:19] Memang para leher tapi kalau Standard Income ni pula, kita boleh maintain lifestyle dan kita start ada saving. [semak: uncertain words] [00:00:19–00:00:21] Itu yang paling penting. Komitmen kita cukup. [00:00:21–00:00:24] Jadi sebagai business owner, kita sebenarnya nak ambil gaji berapa? [00:00:25–00:00:28] Nak ambil level survival ataupun level standard? [00:00:28–00:00:31] Jawapan saya, please ambil level standard [00:00:31–00:00:33] Jangan ambil level survival, teruk sangat tu [semak: uncertain words] [00:00:33–00:00:34] Tapi at least kita tahulah [00:00:34–00:00:36] Okay, survival aku RM2,000 [semak: uncertain words, number or amount] [00:00:36–00:00:38] So, standard aku berapa? [00:00:38–00:00:39] Cari dia senang je kalau nak kira [00:00:39–00:00:41] Kita darab 1.3 [semak: number or amount] [00:00:41–00:00:43] Senang cerita, tambah 30% [semak: number or amount] [00:00:43–00:00:45] Buka calculator, contohnya lah eh [00:00:45–00:00:46] Saya buat kiraan kat sini [00:00:46–00:00:49] Contohnya, saya punya survival RM2,000 [semak: number or amount] [00:00:49–00:00:51] Okay, saya buka calculator [00:00:51–00:00:53] Tambah sahaja 30% [semak: number or amount] [00:00:53–00:00:55] So, ini formula paling simple [00:00:55–00:00:56] Kalau malas nak kira [00:00:56–00:00:58] Maksudnya, kita punya level standard RM2,600 [semak: number or amount] [00:00:58–00:00:59] Itu paling simple [00:00:59–00:01:01] Contoh basic kita RM5,000 [semak: uncertain words, number or amount] [00:01:01–00:01:02] Itu adalah level survival [00:01:02–00:01:04] Sebab kita dah ada anak seorang dua orang [00:01:04–00:01:07] So level standard kita tambah 30% [semak: number or amount] [00:01:07–00:01:10] So kalau RM5,000 tambah 30% [semak: number or amount] [00:01:10–00:01:10] RM6,500 [semak: number or amount] [00:01:10–00:01:12] Barulah boleh bernafas sikit [00:01:12–00:01:14] So pada waktu tu sepatutnya business owner [00:01:14–00:01:17] Dia jangan ambil gaji level survival [00:01:17–00:01:17] Jangan ambil [00:01:17–00:01:19] Kalau tak memang kita yang mental [00:01:19–00:01:21] Business koyak dulu ke owner koyak dulu [semak: uncertain words] [00:01:21–00:01:22] Owner yang koyak dulu [semak: uncertain words] [00:01:22–00:01:24] Sebab dia terbuat owner kepada business owner [00:01:24–00:01:27] Jadi kita jangan ambil level-level survival ni guys [00:01:27–00:01:29] teruk sangat, please [00:01:29–00:01:31] ambil level standard. Contohnya macam ni lah [00:01:31–00:01:32] kita ambil survival family [semak: uncertain words] [00:01:32–00:01:35] RM3,500. Kita pun kira, kalau aku nak [semak: number or amount] [00:01:35–00:01:37] maintain lifestyle sekarang, tambah RM700 [semak: number or amount] [00:01:37–00:01:39] ada saving, tambah RM800. So, aku nak [semak: uncertain words, number or amount] [00:01:39–00:01:41] ambil RM5,000. Itu [semak: number or amount] [00:01:41–00:01:43] contohnya. Maksudnya tak [semak: uncertain words] [00:01:43–00:01:45] perlu pun ikut 1.3 ni. Tak perlu [semak: number or amount] [00:01:45–00:01:47] pun nak buat macam betul-betul 1.3 [semak: number or amount] [00:01:47–00:01:49] tak payah pun 30%. Ini [semak: number or amount] [00:01:49–00:01:51] example je. Kita boleh kira sendiri [00:01:51–00:01:53] survival aku berapa, standard [00:01:53–00:01:55] aku berapa. So, kita tambahkan [00:01:55–00:01:57] dia macam ni eh. So, survival [00:01:57–00:02:04] family standard income. So, bila kita dah tahu inilah gaji yang bos patut ambil. Walaupun [semak: uncertain words] [00:02:04–00:02:09] sebenarnya gaji staff ni ada rate dia. Kalau RM2,000 ni ibarat macam gaji kita panggil [semak: number or amount] [00:02:09–00:02:14] fresh grad lah yang tak ada pengalaman. Kalau kita ambil gaji RM5,000 ni sebenarnya dia dah [semak: number or amount] [00:02:14–00:02:19] level experience worker ataupun orang yang dah expert. Still staff juga. So, kita terpaksa [00:02:19–00:02:23] ambil level tu. Sedangkan kita tak nak pun. Tapi terpaksa guys. So, that's why siapa [00:02:23–00:02:24] yang buat bisnes, please [00:02:25–00:02:27] set gaji standard. Kita nak [00:02:27–00:02:29] design bisnes yang kalau boleh bulan pertama [00:02:29–00:02:31] bulan kedua tu kita dah boleh ambil gaji standard [00:02:31–00:02:33] sebab kita adalah pekerja pertama [00:02:33–00:02:35] dalam bisnes tersebut. Bayar gaji [00:02:35–00:02:37] diri sendiri sebelum bayar orang lain. [00:02:37–00:02:39] Sebab kata naik kapal terbang, bila tengok naik kapal terbang. [semak: uncertain words] [00:02:39–00:02:41] Please put your own mask [00:02:41–00:02:43] before assisting others. Pasang [00:02:43–00:02:45] topeng muka dekat diri sendiri dulu [00:02:45–00:02:47] sebelum bantu orang lain. Kenapa? [00:02:47–00:02:49] Sebab kalau kita tak boleh bayar gaji kita ni, contoh [00:02:49–00:02:51] dalam situasi ni. RM4,500 [semak: number or amount] [00:02:51–00:02:53] Diri sendiri pun tak boleh nak bayar [00:02:53–00:02:54] Kita nak tolong orang lain [semak: uncertain words] [00:02:54–00:02:56] Dah terus, kakak dah [semak: uncertain words] [00:02:56–00:02:59] Sebab itulah, bantu diri sendiri dulu [00:02:59–00:03:01] Ok, aku dah boleh bernafas [semak: uncertain words] [00:03:01–00:03:02] Eh, mana anak aku? Anak aku? [semak: uncertain words] [00:03:02–00:03:05] Boleh kita bantu pasang topeng kat anak kita [semak: uncertain words] [00:03:05–00:03:06] Bila pesawat tu, faham tak? [00:03:06–00:03:07] Konsep dia macam tu [00:03:07–00:03:10] Kita kena pastikan kita cukup berjaya [00:03:10–00:03:11] Untuk kongsi kejayaan [00:03:11–00:03:14] Kita cukup bahagia, boleh kongsi kebahagiaan [semak: uncertain words] [00:03:14–00:03:15] Kita cukup berjaya [00:03:15–00:03:18] Dalam kes ni, kita kena at least ada perasaan cukup [00:03:18–00:03:19] Cukuplah sekadar standard [00:03:19–00:03:20] So ini adalah gaji yang patut [semak: uncertain words] [00:03:20–00:03:22] Business owner ambil [semak: uncertain words] [00:03:22–00:03:24] Okay, kita jumpa dalam video yang seterusnya [semak: uncertain words] [00:03:24–00:03:25] Zaz