Standard Income
Source: https://coachadib.com/module/6ac04061ef88b1e0248d4f0a
Automatic full-length draft. Uncertain wording and figures require review.

[00:00:00.660 – 00:00:06.600] Standard Income ni, beza yang paling besar dia adalah kita boleh maintain lifestyle.

[00:00:07.100 – 00:00:12.240] Kalau survival tadi guys, memang para leher survival. Ini contoh survival.

[00:00:12.520 – 00:00:19.160] Memang para leher tapi kalau Standard Income ni pula, kita boleh maintain lifestyle dan kita start ada saving.

[00:00:19.520 – 00:00:21.300] Itu yang paling penting. Komitmen kita cukup.

[00:00:21.780 – 00:00:24.780] Jadi sebagai business owner, kita sebenarnya nak ambil gaji berapa?

[00:00:25.280 – 00:00:28.700] Nak ambil level survival ataupun level standard?

[00:00:28.700 – 00:00:31.600] Jawapan saya, please ambil level standard

[00:00:31.600 – 00:00:33.200] Jangan ambil level survival, teruk sangat tu

[00:00:33.200 – 00:00:34.440] Tapi at least kita tahulah

[00:00:34.440 – 00:00:36.140] Okay, survival aku RM2,000

[00:00:36.140 – 00:00:38.040] So, standard aku berapa?

[00:00:38.380 – 00:00:39.640] Cari dia senang je kalau nak kira

[00:00:39.640 – 00:00:41.520] Kita darab 1.3

[00:00:41.520 – 00:00:43.080] Senang cerita, tambah 30%

[00:00:43.080 – 00:00:45.000] Buka calculator, contohnya lah eh

[00:00:45.000 – 00:00:46.540] Saya buat kiraan kat sini

[00:00:46.540 – 00:00:49.280] Contohnya, saya punya survival RM2,000

[00:00:49.280 – 00:00:51.180] Okay, saya buka calculator

[00:00:51.180 – 00:00:53.180] Tambah sahaja 30%

[00:00:53.180 – 00:00:55.260] So, ini formula paling simple

[00:00:55.260 – 00:00:56.180] Kalau malas nak kira

[00:00:56.180 – 00:00:58.140] Maksudnya, kita punya level standard RM2,600

[00:00:58.140 – 00:00:59.500] Itu paling simple

[00:00:59.500 – 00:01:01.420] Contoh basic kita RM5,000

[00:01:01.420 – 00:01:02.780] Itu adalah level survival

[00:01:02.780 – 00:01:04.480] Sebab kita dah ada anak seorang dua orang

[00:01:04.480 – 00:01:07.320] So level standard kita tambah 30%

[00:01:07.320 – 00:01:10.060] So kalau RM5,000 tambah 30%

[00:01:10.060 – 00:01:10.660] RM6,500

[00:01:10.660 – 00:01:12.360] Barulah boleh bernafas sikit

[00:01:12.360 – 00:01:14.920] So pada waktu tu sepatutnya business owner

[00:01:14.920 – 00:01:17.360] Dia jangan ambil gaji level survival

[00:01:17.360 – 00:01:17.980] Jangan ambil

[00:01:17.980 – 00:01:19.600] Kalau tak memang kita yang mental

[00:01:19.600 – 00:01:21.320] Business koyak dulu ke owner koyak dulu

[00:01:21.320 – 00:01:22.440] Owner yang koyak dulu

[00:01:22.440 – 00:01:24.980] Sebab dia terbuat owner kepada business owner

[00:01:24.980 – 00:01:27.640] Jadi kita jangan ambil level-level survival ni guys

[00:01:27.640 – 00:01:29.120] teruk sangat, please

[00:01:29.120 – 00:01:31.480] ambil level standard. Contohnya macam ni lah

[00:01:31.480 – 00:01:32.900] kita ambil survival family

[00:01:32.900 – 00:01:35.580] RM3,500. Kita pun kira, kalau aku nak

[00:01:35.580 – 00:01:37.240] maintain lifestyle sekarang, tambah RM700

[00:01:37.240 – 00:01:39.620] ada saving, tambah RM800. So, aku nak

[00:01:39.620 – 00:01:41.280] ambil RM5,000. Itu

[00:01:41.280 – 00:01:43.560] contohnya. Maksudnya tak

[00:01:43.560 – 00:01:45.560] perlu pun ikut 1.3 ni. Tak perlu

[00:01:45.560 – 00:01:47.800] pun nak buat macam betul-betul 1.3

[00:01:47.800 – 00:01:49.500] tak payah pun 30%. Ini

[00:01:49.500 – 00:01:51.260] example je. Kita boleh kira sendiri

[00:01:51.260 – 00:01:53.740] survival aku berapa, standard

[00:01:53.740 – 00:01:55.680] aku berapa. So, kita tambahkan

[00:01:55.680 – 00:01:57.520] dia macam ni eh. So, survival

[00:01:57.520 – 00:02:04.820] family standard income. So, bila kita dah tahu inilah gaji yang bos patut ambil. Walaupun

[00:02:04.820 – 00:02:09.780] sebenarnya gaji staff ni ada rate dia. Kalau RM2,000 ni ibarat macam gaji kita panggil

[00:02:09.780 – 00:02:14.380] fresh grad lah yang tak ada pengalaman. Kalau kita ambil gaji RM5,000 ni sebenarnya dia dah

[00:02:14.380 – 00:02:19.880] level experience worker ataupun orang yang dah expert. Still staff juga. So, kita terpaksa

[00:02:19.880 – 00:02:23.660] ambil level tu. Sedangkan kita tak nak pun. Tapi terpaksa guys. So, that's why siapa

[00:02:23.660 – 00:02:24.860] yang buat bisnes, please

[00:02:25.500 – 00:02:27.500] set gaji standard. Kita nak

[00:02:27.500 – 00:02:29.820] design bisnes yang kalau boleh bulan pertama

[00:02:29.820 – 00:02:31.760] bulan kedua tu kita dah boleh ambil gaji standard

[00:02:31.760 – 00:02:33.640] sebab kita adalah pekerja pertama

[00:02:33.640 – 00:02:35.580] dalam bisnes tersebut. Bayar gaji

[00:02:35.580 – 00:02:37.440] diri sendiri sebelum bayar orang lain.

[00:02:37.560 – 00:02:39.300] Sebab kata naik kapal terbang, bila tengok naik kapal terbang.

[00:02:39.760 – 00:02:41.320] Please put your own mask

[00:02:41.320 – 00:02:43.480] before assisting others. Pasang

[00:02:43.480 – 00:02:45.680] topeng muka dekat diri sendiri dulu

[00:02:45.680 – 00:02:47.440] sebelum bantu orang lain. Kenapa?

[00:02:47.560 – 00:02:49.640] Sebab kalau kita tak boleh bayar gaji kita ni, contoh

[00:02:49.640 – 00:02:51.700] dalam situasi ni. RM4,500

[00:02:51.700 – 00:02:53.460] Diri sendiri pun tak boleh nak bayar

[00:02:53.460 – 00:02:54.500] Kita nak tolong orang lain

[00:02:54.500 – 00:02:56.580] Dah terus, kakak dah

[00:02:56.580 – 00:02:59.300] Sebab itulah, bantu diri sendiri dulu

[00:02:59.920 – 00:03:01.120] Ok, aku dah boleh bernafas

[00:03:01.120 – 00:03:02.760] Eh, mana anak aku? Anak aku?

[00:03:02.980 – 00:03:05.280] Boleh kita bantu pasang topeng kat anak kita

[00:03:05.280 – 00:03:06.460] Bila pesawat tu, faham tak?

[00:03:06.580 – 00:03:07.460] Konsep dia macam tu

[00:03:07.460 – 00:03:10.480] Kita kena pastikan kita cukup berjaya

[00:03:10.480 – 00:03:11.560] Untuk kongsi kejayaan

[00:03:11.560 – 00:03:14.240] Kita cukup bahagia, boleh kongsi kebahagiaan

[00:03:14.240 – 00:03:15.280] Kita cukup berjaya

[00:03:15.280 – 00:03:18.020] Dalam kes ni, kita kena at least ada perasaan cukup

[00:03:18.020 – 00:03:19.260] Cukuplah sekadar standard

[00:03:19.260 – 00:03:20.800] So ini adalah gaji yang patut

[00:03:20.800 – 00:03:22.340] Business owner ambil

[00:03:22.340 – 00:03:24.180] Okay, kita jumpa dalam video yang seterusnya

[00:03:24.940 – 00:03:25.440] Zaz