Survival Income Draf transkrip automatik penuh. Pembetulan istilah berdasarkan sumber direkodkan secara berasingan; tanda semakan menunjukkan perkataan yang perlu diperiksa. [00:00:00–00:00:22] Chapter yang pertama gaji RM2,000 sebulan. Jom kita go through. So lesson pertama untuk chapter pertama survival income. Bila kita start buat bisnes ni kita kena pastikan berapa minimum yang anda perlu untuk hidup. Kena set dulu guys. Sebelum kita merasai kepahitan bisnes ni kena tahu siap-siap berapa pahit yang kita boleh telan. [semak: uncertain words, number or amount] [00:00:22–00:00:23] So [00:00:23–00:00:25] Senang cerita survival income ni [semak: uncertain words] [00:00:25–00:00:25] Dia [00:00:25–00:00:26] Kisah dia macam inilah [00:00:26–00:00:28] Dia betul-betul basic commitment [00:00:29–00:00:30] Downgrade lifestyle [00:00:30–00:00:32] Daripada sekarang ni kita makan sedap [00:00:32–00:00:33] Downgrade lifestyle [00:00:33–00:00:34] Dan yang paling penting [00:00:34–00:00:35] Tak ada saving [00:00:35–00:00:36] Itu je [semak: uncertain words] [00:00:36–00:00:37] So nak tahu [00:00:37–00:00:38] Eh kau sekarang ni level mana [00:00:38–00:00:39] Kalau masuk survival ni [00:00:39–00:00:40] Tak ada saving [00:00:40–00:00:42] Terpaksa downgrade lifestyle [00:00:42–00:00:43] Itu adalah contohnya [00:00:43–00:00:44] Contohnya macam inilah [00:00:44–00:00:47] Kita punya keperluan hidup kita [00:00:47–00:00:48] Katakanlah RM2,000 [semak: number or amount] [00:00:48–00:00:49] Ini budak bujang je [00:00:49–00:00:50] Boleh dapat RM2,000 ni kan [semak: number or amount] [00:00:50–00:00:51] Rumah 600 [semak: uncertain words, number or amount] [00:00:52–00:00:53] Sewa bilik lah maksudnya [00:00:53–00:00:55] Makan 600 [semak: uncertain words, number or amount] [00:00:55–00:00:56] Transport bill [semak: uncertain words] [00:00:56–00:00:57] 2,000 [semak: uncertain words, number or amount] [00:00:57–00:00:58] Memang betul-betul tak ada saving [00:00:58–00:00:59] Insurance pun tak ambil [00:00:59–00:01:00] That level lah [00:01:00–00:01:01] So [00:01:01–00:01:03] Bila nak kira survival ni [00:01:03–00:01:05] Kita kena senaraikan semua [00:01:05–00:01:06] Cost-cost macam tadi [semak: uncertain words] [00:01:06–00:01:07] Kita asingkan [00:01:07–00:01:08] Maksudnya [00:01:08–00:01:09] Belanja-belanja yang tak perlu [00:01:09–00:01:11] Netflix apa-apa semua ni [semak: uncertain words] [00:01:11–00:01:11] Stop [00:01:11–00:01:13] Dan kalau ada cost [00:01:13–00:01:15] Yang makan masa 12 bulan [semak: number or amount] [00:01:15–00:01:16] Kita bahagikan 12 [semak: number or amount] [00:01:16–00:01:18] Contohnya kita ada satu bill [semak: uncertain words] [00:01:18–00:01:18] Yang kita kena bayar [00:01:18–00:01:19] Rockpack lah contohnya [semak: uncertain words] [00:01:19–00:01:20] Bahagikan [00:01:20–00:01:21] So that kita [00:01:21–00:01:22] Kita tahu [semak: uncertain words] [00:01:22–00:01:22] Okay [semak: uncertain words] [00:01:23–00:01:24] Itulah aku punya survival [00:01:24–00:01:25] Kalau tak [00:01:25–00:01:25] Rock tap pun tak boleh bayar [semak: uncertain words] [00:01:25–00:01:26] Ibaratnya macam itulah [00:01:26–00:01:28] Survival ni sampai tahap [00:01:28–00:01:28] Mungkin [00:01:28–00:01:30] Yang kos bulanan ni [semak: uncertain words] [00:01:30–00:01:31] Kita terpaksa asingkan [00:01:31–00:01:32] Pejam mata lah [00:01:32–00:01:33] Biasanya kita kena kira sekali [00:01:33–00:01:34] Tapi kali ni [00:01:34–00:01:35] Kita terpaksa tak boleh kira [00:01:35–00:01:36] So [00:01:36–00:01:37] Kenapa nak tahu benda ni guys [00:01:37–00:01:37] Sebab [00:01:38–00:01:39] Kita nak tahu [00:01:39–00:01:40] Level mana [00:01:40–00:01:42] Yang kita boleh absorb [00:01:42–00:01:43] Sebab waktu permulaan buat bisnes [semak: uncertain words] [00:01:43–00:01:45] Kita memang tak boleh ambil gaji tinggi [00:01:45–00:01:46] Dan biasanya [00:01:46–00:01:47] Survival income [semak: uncertain words] [00:01:47–00:01:48] Yang kita cakap ni [semak: uncertain words] [00:01:48–00:01:49] Dia macam level 2000 lah [semak: uncertain words, number or amount] [00:01:49–00:01:50] Saya boleh kata [00:01:50–00:01:51] Level pertama ni [00:01:51–00:01:52] adalah level 2,000 sebulan. [semak: uncertain words, number or amount] [00:01:52–00:01:54] So, kita akan go through benda ni [00:01:54–00:01:56] dalam video yang seterusnya [00:01:56–00:01:57] dan kita akan fahamkan [00:01:57–00:02:00] apa pula beza dengan standard income. [00:02:01–00:02:03] Nanti anda akan fahamlah. [00:02:03–00:02:04] Sebab survivor income ni [semak: uncertain words] [00:02:04–00:02:06] level paling sikit. [00:02:06–00:02:08] Kalau buat bisnes, tahu dulu. [00:02:08–00:02:09] Survivor income aku berapa? [00:02:09–00:02:11] At least kita tahu pula [00:02:11–00:02:12] kita punya standard income. [00:02:12–00:02:13] Kita go pada video yang seterusnya. [00:02:14–00:02:15] Kita fahamkan apa pula beza [00:02:15–00:02:17] dengan standard income. [00:02:18–00:02:18] That's. [semak: uncertain words]