Survival Income Source: https://coachadib.com/module/6ac04061ef88b1e0248d4f09 Automatic full-length draft. Uncertain wording and figures require review. [00:00:00.180 – 00:00:22.740] Chapter yang pertama gaji RM2,000 sebulan. Jom kita go through. So lesson pertama untuk chapter pertama survival income. Bila kita start buat bisnes ni kita kena pastikan berapa minimum yang anda perlu untuk hidup. Kena set dulu guys. Sebelum kita merasai kepahitan bisnes ni kena tahu siap-siap berapa pahit yang kita boleh telan. [00:00:22.740 – 00:00:23.420] So [00:00:23.420 – 00:00:25.600] Senang cerita survival income ni [00:00:25.600 – 00:00:25.940] Dia [00:00:25.940 – 00:00:26.900] Kisah dia macam inilah [00:00:26.900 – 00:00:28.820] Dia betul-betul basic commitment [00:00:29.480 – 00:00:30.460] Downgrade lifestyle [00:00:30.460 – 00:00:32.140] Daripada sekarang ni kita makan sedap [00:00:32.140 – 00:00:33.040] Downgrade lifestyle [00:00:33.040 – 00:00:34.160] Dan yang paling penting [00:00:34.160 – 00:00:35.060] Tak ada saving [00:00:35.060 – 00:00:36.040] Itu je [00:00:36.040 – 00:00:37.100] So nak tahu [00:00:37.100 – 00:00:38.300] Eh kau sekarang ni level mana [00:00:38.300 – 00:00:39.820] Kalau masuk survival ni [00:00:39.820 – 00:00:40.960] Tak ada saving [00:00:40.960 – 00:00:42.620] Terpaksa downgrade lifestyle [00:00:42.620 – 00:00:43.860] Itu adalah contohnya [00:00:43.860 – 00:00:44.640] Contohnya macam inilah [00:00:44.640 – 00:00:47.320] Kita punya keperluan hidup kita [00:00:47.320 – 00:00:48.720] Katakanlah RM2,000 [00:00:48.720 – 00:00:49.660] Ini budak bujang je [00:00:49.660 – 00:00:50.600] Boleh dapat RM2,000 ni kan [00:00:50.600 – 00:00:51.520] Rumah 600 [00:00:52.440 – 00:00:53.700] Sewa bilik lah maksudnya [00:00:53.700 – 00:00:55.100] Makan 600 [00:00:55.100 – 00:00:56.640] Transport bill [00:00:56.640 – 00:00:57.300] 2,000 [00:00:57.300 – 00:00:58.620] Memang betul-betul tak ada saving [00:00:58.620 – 00:00:59.900] Insurance pun tak ambil [00:00:59.900 – 00:01:00.860] That level lah [00:01:00.860 – 00:01:01.460] So [00:01:01.460 – 00:01:03.560] Bila nak kira survival ni [00:01:03.560 – 00:01:05.060] Kita kena senaraikan semua [00:01:05.060 – 00:01:06.100] Cost-cost macam tadi [00:01:06.100 – 00:01:07.340] Kita asingkan [00:01:07.340 – 00:01:08.020] Maksudnya [00:01:08.020 – 00:01:09.740] Belanja-belanja yang tak perlu [00:01:09.740 – 00:01:11.340] Netflix apa-apa semua ni [00:01:11.340 – 00:01:11.720] Stop [00:01:11.720 – 00:01:13.540] Dan kalau ada cost [00:01:13.540 – 00:01:15.420] Yang makan masa 12 bulan [00:01:15.420 – 00:01:16.380] Kita bahagikan 12 [00:01:16.380 – 00:01:18.220] Contohnya kita ada satu bill [00:01:18.220 – 00:01:18.960] Yang kita kena bayar [00:01:18.960 – 00:01:19.940] Rockpack lah contohnya [00:01:19.940 – 00:01:20.740] Bahagikan [00:01:20.740 – 00:01:21.220] So that kita [00:01:21.220 – 00:01:22.240] Kita tahu [00:01:22.240 – 00:01:22.520] Okay [00:01:23.320 – 00:01:24.560] Itulah aku punya survival [00:01:24.560 – 00:01:25.020] Kalau tak [00:01:25.020 – 00:01:25.900] Rock tap pun tak boleh bayar [00:01:25.900 – 00:01:26.880] Ibaratnya macam itulah [00:01:26.880 – 00:01:28.020] Survival ni sampai tahap [00:01:28.020 – 00:01:28.920] Mungkin [00:01:28.920 – 00:01:30.240] Yang kos bulanan ni [00:01:30.240 – 00:01:31.300] Kita terpaksa asingkan [00:01:31.300 – 00:01:32.280] Pejam mata lah [00:01:32.280 – 00:01:33.840] Biasanya kita kena kira sekali [00:01:33.840 – 00:01:34.420] Tapi kali ni [00:01:34.420 – 00:01:35.560] Kita terpaksa tak boleh kira [00:01:35.560 – 00:01:36.080] So [00:01:36.080 – 00:01:37.480] Kenapa nak tahu benda ni guys [00:01:37.480 – 00:01:37.940] Sebab [00:01:38.540 – 00:01:39.580] Kita nak tahu [00:01:39.580 – 00:01:40.940] Level mana [00:01:40.940 – 00:01:42.040] Yang kita boleh absorb [00:01:42.040 – 00:01:43.820] Sebab waktu permulaan buat bisnes [00:01:43.820 – 00:01:45.500] Kita memang tak boleh ambil gaji tinggi [00:01:45.500 – 00:01:46.920] Dan biasanya [00:01:46.920 – 00:01:47.540] Survival income [00:01:47.540 – 00:01:48.320] Yang kita cakap ni [00:01:48.320 – 00:01:49.680] Dia macam level 2000 lah [00:01:49.680 – 00:01:50.220] Saya boleh kata [00:01:50.220 – 00:01:51.080] Level pertama ni [00:01:51.080 – 00:01:52.680] adalah level 2,000 sebulan. [00:01:52.860 – 00:01:54.900] So, kita akan go through benda ni [00:01:54.900 – 00:01:56.600] dalam video yang seterusnya [00:01:56.600 – 00:01:57.880] dan kita akan fahamkan [00:01:57.880 – 00:02:00.920] apa pula beza dengan standard income. [00:02:01.460 – 00:02:03.060] Nanti anda akan fahamlah. [00:02:03.300 – 00:02:04.740] Sebab survivor income ni [00:02:04.740 – 00:02:06.360] level paling sikit. [00:02:06.680 – 00:02:08.420] Kalau buat bisnes, tahu dulu. [00:02:08.640 – 00:02:09.560] Survivor income aku berapa? [00:02:09.860 – 00:02:11.060] At least kita tahu pula [00:02:11.060 – 00:02:12.340] kita punya standard income. [00:02:12.480 – 00:02:13.800] Kita go pada video yang seterusnya. [00:02:14.000 – 00:02:15.840] Kita fahamkan apa pula beza [00:02:15.840 – 00:02:17.480] dengan standard income. [00:02:18.100 – 00:02:18.660] That's.