Dividend
Source: https://coachadib.com/module/6ac040624f4c5b44a5b8c098
Automatic full-length draft. Uncertain wording and figures require review.

[00:00:00.000 – 00:00:04.720] Macam mana nak bagi dividend ni? Berapa profit yang selamat untuk diagihkan? Jom kita tengok.

[00:00:05.260 – 00:00:12.060] Dividend ni bukan ambil semua. Kita akan pastikan profit sahaja yang kita ambil.

[00:00:12.200 – 00:00:17.860] Dan pastikan cash juga cukup untuk company sustain. Dia panggil solvency, solvency test.

[00:00:18.220 – 00:00:23.520] Dan kena dapatkan board approval juga sebenarnya. Contohnya macam ni lah. Kita buat quarter review.

[00:00:24.340 – 00:00:28.700] Kita dah review quarter, kita audit. Kebanyakan company dia audit setahun sekali.

[00:00:28.700 – 00:00:29.860] Which is bagi saya tak healthy

[00:00:29.860 – 00:00:31.780] Kita nak audit kuat tally

[00:00:31.780 – 00:00:32.820] Tutup account

[00:00:32.820 – 00:00:33.900] Dah habis reconcile

[00:00:33.900 – 00:00:35.040] Dah habis check semua

[00:00:35.040 – 00:00:35.980] Pastikan tally

[00:00:35.980 – 00:00:37.660] Lepas tu kita check

[00:00:37.660 – 00:00:39.520] Inilah keuntungan kita untuk kuat

[00:00:39.520 – 00:00:40.420] Kenapa nak buat kuat

[00:00:40.420 – 00:00:41.100] Sebab

[00:00:41.100 – 00:00:42.700] Yearly terlampau lambat

[00:00:42.700 – 00:00:43.660] Untuk cari fraud

[00:00:43.660 – 00:00:45.260] Ha ha ha

[00:00:45.260 – 00:00:47.200] Yearly terlampau lambat

[00:00:47.200 – 00:00:48.200] Untuk cari masalah

[00:00:48.200 – 00:00:49.400] Yearly terlampau lambat

[00:00:49.400 – 00:00:50.020] Untuk tahu

[00:00:50.020 – 00:00:51.840] Tahap kesihatan company

[00:00:51.840 – 00:00:52.820] Kita nak 3 bulan

[00:00:52.820 – 00:00:54.840] Kalau tahunan baru kita tahu

[00:00:54.840 – 00:00:56.260] La ilah ilallah

[00:00:56.260 – 00:00:57.340] Company sambil rugi

[00:00:57.340 – 00:00:58.900] Lah, ada duit bocuk kat sini

[00:00:58.900 – 00:01:00.280] Dah habis, tahu dah

[00:01:01.320 – 00:01:02.660] Memang melingkup lah company

[00:01:02.660 – 00:01:04.520] So, kita nak buat 3 bulan sekali

[00:01:04.520 – 00:01:06.680] Walaupun mahal sikit nak audit 3 bulan

[00:01:06.680 – 00:01:08.480] Layan je guys, ini the best practice

[00:01:09.580 – 00:01:11.240] Kita nak check kemampuan company

[00:01:12.020 – 00:01:13.300] Lepas kita dah

[00:01:14.380 – 00:01:16.320] Lepas kita dah alihkan duit

[00:01:16.320 – 00:01:17.680] Boleh tak company bertahan?

[00:01:18.000 – 00:01:19.440] Boleh tak company bayar hutang 12 bulan?

[00:01:19.680 – 00:01:22.380] So, kalau katalah company banyak sangat hutang

[00:01:22.380 – 00:01:24.500] Itu pun mencabar juga nak release dividend

[00:01:24.500 – 00:01:26.160] Sebab kita nak pastikan

[00:01:26.160 – 00:01:27.900] kita tak kena saman balik

[00:01:27.900 – 00:01:28.960] kalau director kan katalah

[00:01:28.960 – 00:01:30.180] dia release dividend banyak sangat

[00:01:30.180 – 00:01:32.160] tiba-tiba company ada masalah

[00:01:32.160 – 00:01:33.060] director boleh kena

[00:01:33.060 – 00:01:34.960] sebab dia tak menjaga

[00:01:36.120 – 00:01:36.960] kelansungan company

[00:01:36.960 – 00:01:38.120] so syarat dia

[00:01:38.120 – 00:01:39.080] pastikan

[00:01:39.080 – 00:01:40.440] commitment company settle

[00:01:40.440 – 00:01:42.240] dan kalau ada hutang apa-apa

[00:01:42.240 – 00:01:43.460] boleh commit 12 bulan

[00:01:43.460 – 00:01:44.680] then kita release dividend

[00:01:44.680 – 00:01:46.160] contoh kita ada hutang dengan

[00:01:46.160 – 00:01:47.200] satu loan bank

[00:01:47.840 – 00:01:48.620] RM10,000

[00:01:48.620 – 00:01:50.380] tapi kita ada RM120,000

[00:01:50.380 – 00:01:51.740] so apa-apa berlaku pun

[00:01:51.740 – 00:01:52.740] walaupun kita release dividend

[00:01:52.740 – 00:01:53.880] kita still boleh bayar hutang

[00:01:53.880 – 00:01:54.420] di 12 bulan

[00:01:54.420 – 00:01:55.200] dan itu ok

[00:01:55.200 – 00:02:06.340] Macam tu lah maksudnya. Approve and record, kita pun buatlah satu board meeting, semua orang agree, kita rilis dividend based on number-numbers yang dicadangkan.

[00:02:06.780 – 00:02:15.840] Maka kita akan buat resolution, pergi dekat company secretary, dia akan keluarkan satu rezo dan barulah kita pergi kepada bank dan dia rilis duit tersebut kepada semua orang.

[00:02:17.120 – 00:02:22.100] Contoh, RM50,000 telah diluluskan oleh board of director untuk rilis kepada semua shareholder.

[00:02:22.800 – 00:02:23.440] Jadi

[00:02:24.500 – 00:02:25.640] Nampak menarik eh

[00:02:25.640 – 00:02:26.460] Bisnes ni

[00:02:26.460 – 00:02:28.460] Padahal shareholder adalah owner

[00:02:28.460 – 00:02:28.980] Tapi

[00:02:28.980 – 00:02:30.620] Board of Director yang menuluskan

[00:02:30.620 – 00:02:32.040] Kisah dia macam ni

[00:02:32.040 – 00:02:33.980] Kalau board tak menjaga kepentingan shareholder

[00:02:33.980 – 00:02:35.580] Agak-agak dia kena pecat tak?

[00:02:35.760 – 00:02:36.240] Dia kena pecat

[00:02:36.240 – 00:02:37.020] Katakanlah

[00:02:37.020 – 00:02:39.300] Shareholder dah appoint seorang director

[00:02:39.300 – 00:02:40.180] Dua-tiga orang director

[00:02:40.180 – 00:02:41.860] Bila tiba masa

[00:02:41.860 – 00:02:42.780] Untuk bagi dividend

[00:02:42.780 – 00:02:44.020] Director semua tak nak bagi dividend

[00:02:44.020 – 00:02:45.360] Bengang lah shareholder

[00:02:45.360 – 00:02:47.500] Dia nak simpan dalam company

[00:02:47.500 – 00:02:48.480] Dia nak invest lagi

[00:02:48.480 – 00:02:49.420] Shareholder tak happy

[00:02:49.420 – 00:02:50.700] Agak-agak lama

[00:02:50.700 – 00:02:51.440] Sampai

[00:02:51.440 – 00:02:53.720] Board of Director tu kena kick ganti orang lain

[00:02:53.720 – 00:02:55.240] Yang lebih menjaga interest shareholder

[00:02:55.240 – 00:02:56.280] Sebab kita nak kena balance

[00:02:56.280 – 00:02:58.840] Protect company, protect interest shareholder

[00:02:59.940 – 00:03:01.240] Pegangan 60%

[00:03:02.020 – 00:03:02.980] B20, 20

[00:03:02.980 – 00:03:06.140] So kita dapat, kita alihkan mengikut share tersebut

[00:03:06.140 – 00:03:07.320] Inilah buah function

[00:03:07.320 – 00:03:09.780] Tak adalah share ni jadi wayang je

[00:03:09.780 – 00:03:13.740] Engkau 30%, engkau 40%, engkau 30%

[00:03:13.740 – 00:03:15.100] Bila ambil, tak tahu

[00:03:15.100 – 00:03:17.520] Tak pernah activate kan share tersebut

[00:03:17.520 – 00:03:19.400] So maksudnya share tu fake

[00:03:19.400 – 00:03:20.820] Betul tak?

[00:03:21.440 – 00:03:22.760] Share tu takde makna

[00:03:22.760 – 00:03:23.640] Takde nilai pun lah

[00:03:23.640 – 00:03:24.460] Sebab kita tak pernah

[00:03:24.460 – 00:03:26.080] Aktivitkan pun share tersebut

[00:03:26.080 – 00:03:27.220] Even sekali pun

[00:03:27.820 – 00:03:29.160] Jadi share tu sebenarnya takde

[00:03:29.160 – 00:03:30.420] Itu poyor tu wayang je

[00:03:30.420 – 00:03:31.460] Dalam company sebenar

[00:03:31.460 – 00:03:32.640] Kita nak aktivitkan

[00:03:32.640 – 00:03:33.440] Sebab itulah kita nak

[00:03:33.440 – 00:03:34.620] Release dividend ni quarterly

[00:03:34.620 – 00:03:35.760] Dan orang tahu

[00:03:35.760 – 00:03:36.820] Oh yelah

[00:03:36.820 – 00:03:37.760] Aku ambil risiko dulu

[00:03:37.760 – 00:03:38.380] Aku dapatlah

[00:03:38.380 – 00:03:38.960] Banyak ni

[00:03:38.960 – 00:03:40.000] Yelah dividend aku

[00:03:41.800 – 00:03:42.800] Tutup satu quarter

[00:03:43.380 – 00:03:45.120] Kita kumpul-kumpul-kumpul

[00:03:45.120 – 00:03:46.160] Bayangkan setiap bulan

[00:03:46.160 – 00:03:47.200] Kita kumpul RM50,000

[00:03:47.200 – 00:03:47.920] Duit masuk

[00:03:47.920 – 00:03:48.500] Macam ni lah

[00:03:48.500 – 00:03:49.260] Kita tengok yang ni

[00:03:49.840 – 00:03:50.980] RM50,000 duit masuk

[00:03:50.980 – 00:03:52.060] Tapi ni tak rilis terus.

[00:03:52.300 – 00:03:52.880] Ini sebulan.

[00:03:53.160 – 00:03:54.660] Cukup 3 bulan jadi berapa?

[00:03:56.280 – 00:03:57.060] 156,000.

[00:03:57.520 – 00:03:58.300] Lebih kurang.

[00:03:59.260 – 00:04:02.460] So katalah ada 150,000, 156,000.

[00:04:02.900 – 00:04:05.460] Itulah duit yang diagihkan.

[00:04:05.800 – 00:04:07.560] Ni 157,000, 7500.

[00:04:08.160 – 00:04:09.260] Ni dah terkumpul 3 bulan ni.

[00:04:09.660 – 00:04:10.880] So kita pecahkan.

[00:04:11.360 – 00:04:12.560] Yang diduluskan berapa?

[00:04:12.760 – 00:04:15.440] Dia pun tengok kita fikir tak payah rilis semualah.

[00:04:15.540 – 00:04:16.220] Kita simpan sikit.

[00:04:16.480 – 00:04:18.900] Maksudnya kita still ada hak untuk tak nak rilis semua.

[00:04:18.900 – 00:04:20.600] Kita release semualah

[00:04:20.600 – 00:04:21.900] Kosongkan terus bank account ni

[00:04:21.900 – 00:04:22.500] Pun boleh juga

[00:04:22.500 – 00:04:23.160] Terpulang lah

[00:04:23.160 – 00:04:24.480] Oh katalah kita release

[00:04:24.480 – 00:04:25.640] RM120,000 je lah

[00:04:25.640 – 00:04:26.300] Okay lah

[00:04:26.300 – 00:04:27.040] Kita simpan lah

[00:04:27.040 – 00:04:28.120] Sikit RM37,000

[00:04:28.120 – 00:04:28.820] Standby

[00:04:28.820 – 00:04:29.540] Sahaja-sahajalah

[00:04:29.540 – 00:04:30.780] Duit-duit emergency lain

[00:04:30.780 – 00:04:32.500] So setiap orang pun dapat

[00:04:33.160 – 00:04:34.520] Blah-blah-blah-blah

[00:04:34.520 – 00:04:36.040] Dapatlah ikut share masing-masing

[00:04:36.040 – 00:04:36.540] Okay

[00:04:36.540 – 00:04:37.720] Mana tadi share

[00:04:38.700 – 00:04:40.420] Dapatlah ikut share masing-masing macam ni

[00:04:40.420 – 00:04:41.360] Okay faham tak

[00:04:41.360 – 00:04:43.360] So kita jumpa dalam video yang seterus