Monthly Burn Draf transkrip automatik penuh. Pembetulan istilah berdasarkan sumber direkodkan secara berasingan; tanda semakan menunjukkan perkataan yang perlu diperiksa. [00:00:00–00:00:05] Pembakaran bulanan ataupun Monthly Burn Rate. Berapa cash yang kita perlukan setiap bulan? [semak: uncertain words] [00:00:06–00:00:10] Hanya boleh dapat bila kita dah kira kos bulanan. Monthly Expenses. [semak: uncertain words] [00:00:10–00:00:13] Iaitu OPEX kita lah. OPEX lah Monthly Expenses. [00:00:13–00:00:19] Sebab kalau COGS, kita tak ambil itu sebagai Monthly Expenses sebab dapat duit baru kita kena deliver. Betul tak? [semak: uncertain words] [00:00:20–00:00:23] Kalau katakanlah customer bayar, baru kita kena deliver pada customer. [00:00:23–00:00:29] Katalah kita ada job, baru duit itu keluar. Itu COGS. Sebab itu kita tak consider sebagai pembayaran bulanan. [00:00:29–00:00:31] COGS ni hanya ada [00:00:31–00:00:33] kalau customer ada. Kalau customer tak ada [00:00:33–00:00:35] off-season, tak adalah COGS. So [00:00:35–00:00:36] yang kita kena bertahan adalah OPEX. Sebab [semak: uncertain words] [00:00:36–00:00:38] OPEX ni wajib terbakar, wajib [00:00:38–00:00:40] keluar setiap bulan. Cash keluar, tolak [00:00:40–00:00:42] cash masuk. Kita nak pastikan [00:00:43–00:00:44] kita ada surplus [00:00:44–00:00:47] ada duit extra. Tak adalah. Sama [semak: uncertain words] [00:00:47–00:00:48] kan duit masuk sama, duit keluar sama [00:00:48–00:00:50] kosong lah tinggalnya. Jadi [semak: uncertain words] [00:00:50–00:00:52] jom kita tengok. Ini contoh ni [semak: uncertain words] [00:00:53–00:00:54] net burn. Berapa [semak: uncertain words] [00:00:54–00:00:56] yang kita akan bakar setiap bulan? [00:00:57–00:00:58] Kita ada duit keluar [00:00:58–00:01:00] tolak dengan collection. Collection ni duit yang [00:01:00–00:01:02] masuk daripada customer. Inilah kita panggil cash flow [00:01:02–00:01:04] Sebab tu kadang-kadang [semak: uncertain words] [00:01:04–00:01:07] nampak macam profit tapi cash flow negatif [semak: uncertain words] [00:01:07–00:01:08] Kenapa? Sebab [semak: uncertain words] [00:01:08–00:01:11] profit tu belum di-realize [semak: uncertain words] [00:01:11–00:01:12] lagi. Belum confirm lagi [00:01:12–00:01:14] Dia baru bayar deposit. Tapi kita dah keluar [semak: uncertain words] [00:01:14–00:01:16] modal untuk settlekan bayar-bayar apa semua [00:01:16–00:01:18] Rupanya cash flow kita tak cantik. Contoh [00:01:18–00:01:21] ambil company yang buat construction [00:01:21–00:01:22] Dia dapat deposit [semak: uncertain words] [00:01:22–00:01:24] daripada customer dia baru 10% [semak: number or amount] [00:01:24–00:01:26] Tapi dia dah keluar duit 20% [semak: number or amount] [00:01:26–00:01:28] So ada negative 10% kat situ [semak: number or amount] [00:01:28–00:01:31] So tak positif lah, maksudnya payment terms dia tu tak bijak [semak: uncertain words] [00:01:31–00:01:35] So dia kena pastikan collection dia, duit yang dia diterima [semak: uncertain words] [00:01:37–00:01:40] Mesti melebihi daripada duit yang keluar [00:01:40–00:01:43] Barulah kita ada bulan yang positif [00:01:44–00:01:45] Contohnya macam ni lah [00:01:46–00:01:49] Duit keluar, bayar gaji, star, bayar lah macam-macam lah [00:01:49–00:01:51] Apa benda pun semua, RM25,000 [semak: number or amount] [00:01:51–00:01:53] Tapi collection duit masuk RM20,000 [semak: number or amount] [00:01:53–00:01:55] Maka kita akan negative RM5,000 [semak: uncertain words, number or amount] [00:01:55–00:01:55] Bahayalah [00:01:55–00:01:58] So katakanlah kita dalam duit dalam company [00:01:58–00:01:59] Ada RM40,000 je [semak: uncertain words, number or amount] [00:01:59–00:02:00] Berapa lama boleh bertahan [00:02:00–00:02:01] Kalau situasi ni berterusan [semak: uncertain words] [00:02:01–00:02:04] Kita hanya boleh bertahan 8 bulan sahaja [semak: number or amount] [00:02:04–00:02:06] Itulah dipanggil sebagai runway [00:02:06–00:02:07] Bukan lari ya runway bukan [semak: uncertain words] [00:02:07–00:02:10] Runway ni dia macam kapal terbang [semak: uncertain words] [00:02:10–00:02:10] Faham tak [00:02:10–00:02:12] Kapal terbang bila dia nak berlepas [semak: uncertain words] [00:02:12–00:02:14] Berapa jauh landasan dia [00:02:14–00:02:16] Ada yang landasan 2 bulan je [semak: number or amount] [00:02:16–00:02:18] Itu yang kapal terbang terhempas tu [00:02:18–00:02:19] Tak boleh nak terbang sebab tak cukup momentum [00:02:19–00:02:22] Tapi dengan pengurusan cash flow yang bagus [00:02:22–00:02:25] Kita boleh stretchkan runway tu jadi 12 bulan [semak: uncertain words, number or amount] [00:02:25–00:02:27] Sebab kita tak burn cash banyak sangat [00:02:27–00:02:28] Menyebabkan kapal terbang tu [00:02:28–00:02:29] Boleh ambil momentum [00:02:31–00:02:32] Take off [00:02:32–00:02:33] Bila dia dah take off [00:02:33–00:02:34] Maksudnya dia dah [00:02:34–00:02:35] Positive [semak: uncertain words] [00:02:35–00:02:36] Dia dah profit [00:02:36–00:02:36] Dia dah [00:02:36–00:02:38] Boleh kata macam automate lah [00:02:38–00:02:38] Dia dah boleh [00:02:38–00:02:39] Self-sufficient [semak: uncertain words] [00:02:39–00:02:41] So itu yang kita nak [00:02:41–00:02:42] Belajar [00:02:42–00:02:43] Bila kita fahamkan ilmu finance ni guys [00:02:43–00:02:44] Bukan apa [00:02:44–00:02:45] Sebenarnya nak pastikan [00:02:45–00:02:46] Company hidup [semak: uncertain words] [00:02:46–00:02:47] Nak pastikan [00:02:47–00:02:49] Gaji bos dibayar [00:02:49–00:02:49] Itu point dia [00:02:49–00:02:51] Pucuk pangkal dia kat situ [00:02:52–00:02:53] So kena belajarlah ilmu runway [00:02:53–00:02:54] Kalau borak dengan member [00:02:54–00:02:55] Eh, runway kau berapa lama? [00:02:56–00:02:57] Aku punya runway [00:02:59–00:02:59] Sebulan lebih [00:03:00–00:03:01] Bahaya tu [semak: uncertain words] [00:03:01–00:03:02] Setengah bulan [00:03:02–00:03:03] Memang kais pagi makan pagi [00:03:03–00:03:04] Berapa runway? [00:03:04–00:03:05] Alhamdulillah [00:03:05–00:03:07] Runway aku 6 bulan [semak: number or amount] [00:03:07–00:03:08] Runbulan kira [00:03:08–00:03:10] Kira okey lah 6 bulan kan [semak: number or amount] [00:03:10–00:03:11] At least 6 bulan apa-apa berlaku [semak: uncertain words, number or amount] [00:03:11–00:03:12] Boleh bertahan 6 bulan [semak: number or amount] [00:03:12–00:03:13] Sebab tu company ni [00:03:13–00:03:15] Dia kena ada cash reserve [00:03:15–00:03:16] Sepatutnya [00:03:16–00:03:18] Dia kena ada cash reserve 6 bulan [semak: number or amount] [00:03:18–00:03:19] Katalah dia negatif [00:03:19–00:03:21] Langsung tak ada job [00:03:21–00:03:22] Dia still boleh bertahan 6 bulan [semak: number or amount] [00:03:23–00:03:24] Katakanlah dia ada job [00:03:24–00:03:26] tapi half, maksudnya tak full [00:03:26–00:03:27] dia boleh bertahan double lah, sebab dia [00:03:27–00:03:30] negatif separuh, so dia boleh bertahan 12 bulan [semak: number or amount] [00:03:30–00:03:32] faham tak, sebab tu kita stand by 6 bulan [semak: uncertain words, number or amount] [00:03:32–00:03:33] je, tak payah banyak-banyak, tak payah [00:03:33–00:03:35] kayakan company, kita nak kena disperse [00:03:35–00:03:37] kepada shareholder, sebab healthy [00:03:37–00:03:39] nanti saya akan ajar lah dalam [00:03:39–00:03:41] point yang seterusnya, kenapa kita tak nak [00:03:41–00:03:43] kayakan company, ada reason dia [00:03:44–00:03:45] normal versus zero [00:03:45–00:03:46] collection [00:03:47–00:03:49] kalau tak ada collection langsung [00:03:49–00:03:51] ini yang saya kata tadi tu, bertahan [semak: uncertain words] [00:03:51–00:03:53] ini memang bulan puasa biasa [semak: uncertain words] [00:03:53–00:03:54] ada setengah company [semak: uncertain words] [00:03:54–00:03:55] bulan puasa [00:03:55–00:03:55] bulan raya [00:03:55–00:03:56] memang [00:03:56–00:03:57] zero [00:03:57–00:03:57] terus [00:03:57–00:03:58] ada setengah macam tu [00:03:58–00:03:59] so boleh bertahan [00:03:59–00:04:00] sebulan dua je [00:04:00–00:04:02] tapi kalau katalah [00:04:02–00:04:03] collection kita ni normal [00:04:03–00:04:04] boleh bertahan [00:04:04–00:04:05] enam bulan [00:04:05–00:04:05] macam tu lah [semak: uncertain words] [00:04:05–00:04:06] jadi [00:04:06–00:04:08] dengan collection yang normal [00:04:08–00:04:09] katalah kita burn [00:04:09–00:04:10] tujuh ribu je [00:04:10–00:04:10] sikit je lah burn [00:04:10–00:04:12] walaupun collection kita [00:04:12–00:04:12] tak adalah [00:04:12–00:04:13] positif [00:04:13–00:04:14] tapi dia burn [00:04:14–00:04:14] tujuh [00:04:14–00:04:15] tujuh [00:04:15–00:04:15] tujuhk [00:04:15–00:04:16] tujuhk [00:04:16–00:04:17] boleh bertahan [semak: uncertain words] [00:04:17–00:04:19] dalam sekitar [00:04:19–00:04:20] tujuh bulan [00:04:20–00:04:21] kalau kita punya cash [00:04:21–00:04:21] 42 ribu [semak: uncertain words, number or amount] [00:04:21–00:04:23] tapi dalam kes ni pula [00:04:23–00:04:25] Duit keluar sama [00:04:25–00:04:26] Tapi collection tak ada [00:04:26–00:04:27] Memang [00:04:28–00:04:29] Bertahan dia tak lama [semak: uncertain words] [00:04:29–00:04:31] Kita tengok pula video yang seterusnya