Dilution, Loan & Equity Option Draf transkrip automatik penuh. Pembetulan istilah berdasarkan sumber direkodkan secara berasingan; tanda semakan menunjukkan perkataan yang perlu diperiksa. [00:00:02–00:00:02] Dilution. [00:00:03–00:00:08] Guys, kalau korang belajar topik ni, dah macam level koprak-koprak lah kita ni. [semak: uncertain words] [00:00:09–00:00:10] Bercakap, tak cakap tak nak tahu. [semak: uncertain words] [00:00:12–00:00:15] Dilution ni, Dilution Loan & Equity Option ni kalau awak cakap, [semak: uncertain words] [00:00:16–00:00:17] Sexy baik. [semak: uncertain words] [00:00:17–00:00:21] Cerita macam ni, Dilution ni adalah pencairan saham. [00:00:21–00:00:23] By the way, saya tak layan nak ajak awak ni. [00:00:23–00:00:26] Saya baru juga belajar benda ni dalam tempoh 2 tahun yang lepas. [semak: number or amount] [00:00:26–00:00:28] Tapi bolehlah saya kongsi-kongsi apa yang saya tahu. [semak: uncertain words] [00:00:28–00:00:30] Dilution ni maksudnya [00:00:30–00:00:31] Awak ada pencairan [semak: uncertain words] [00:00:31–00:00:33] Saham awak cair [00:00:33–00:00:35] Apa maksud saham cair? [00:00:35–00:00:36] Saham cair maksudnya [00:00:36–00:00:38] Saham awak dah bukannya 50% [semak: number or amount] [00:00:38–00:00:39] Dah drop sikit [00:00:39–00:00:40] Tengok kat sini [00:00:40–00:00:42] Saya dah buat proper gambar sebelah ni [00:00:42–00:00:44] Pencairan saham adalah [00:00:44–00:00:46] Bila company keluarkan saham baru [00:00:46–00:00:48] Untuk tambah modal [00:00:48–00:00:50] Dia kita top up [00:00:50–00:00:50] Top up share [semak: uncertain words] [00:00:50–00:00:52] Peratusan share [00:00:52–00:00:54] Lama akan jadi cair menurun [00:00:54–00:00:55] Tak apa kita tengok example [semak: uncertain words] [00:00:55–00:00:57] Kita tengok example [00:00:57–00:00:58] Adalah round 1 [semak: number or amount] [00:00:58–00:01:00] Ok kita ada round [semak: uncertain words] [00:01:01–00:01:02] 1 [semak: number or amount] [00:01:02–00:01:03] Yang pertama ni [00:01:03–00:01:03] Jom kita tengok [semak: uncertain words] [00:01:04–00:01:05] Abu [00:01:05–00:01:07] Abu ni round 1 ni [semak: number or amount] [00:01:07–00:01:08] Ni contohnya investment [00:01:08–00:01:09] Investment kita panggil round [semak: uncertain words] [00:01:09–00:01:10] Biasanya round 1 [semak: number or amount] [00:01:10–00:01:10] Round 2 [semak: uncertain words, number or amount] [00:01:10–00:01:11] Round 3 [semak: number or amount] [00:01:11–00:01:12] Dia macam ada [00:01:12–00:01:13] Series-series of round lah [00:01:13–00:01:15] Dan contohnya [00:01:15–00:01:16] Abu dengan Ali [00:01:16–00:01:16] Ada 2 orang [semak: number or amount] [00:01:16–00:01:18] Abu letak 4K [semak: number or amount] [00:01:18–00:01:20] Ok Abu [semak: uncertain words] [00:01:20–00:01:21] 4K [semak: number or amount] [00:01:22–00:01:22] Ali [00:01:22–00:01:24] Letak berapa pula [00:01:24–00:01:26] Ali pun letak sebanyak [semak: uncertain words] [00:01:26–00:01:26] Sama [00:01:26–00:01:28] 4K eh 6K [semak: number or amount] [00:01:28–00:01:30] Abu 6K [semak: number or amount] [00:01:30–00:01:31] Ali 4K [semak: number or amount] [00:01:31–00:01:33] So total kat sini berapa? [semak: uncertain words] [00:01:33–00:01:35] Total adalah RM 10K [semak: number or amount] [00:01:35–00:01:36] Kita ambil senang lah [00:01:36–00:01:38] Maksudnya kalau 10K [semak: number or amount] [00:01:38–00:01:39] Tadi kita dah belajar kan [00:01:39–00:01:40] 1 unit share [semak: uncertain words, number or amount] [00:01:40–00:01:41] Kebiasaannya [00:01:41–00:01:42] Kosek [semak: uncertain words] [00:01:42–00:01:44] Company secretary dia akan buat [semak: uncertain words] [00:01:44–00:01:45] RM [00:01:45–00:01:48] 1 equal 1 unit [semak: number or amount] [00:01:49–00:01:50] So katakanlah [00:01:50–00:01:52] Kita sekarang ni [00:01:52–00:01:53] Bermodalkan 10,000 [semak: uncertain words, number or amount] [00:01:53–00:01:55] Maka dia akan terbitkan sebanyak [00:01:55–00:01:58] 10,000 unit [semak: number or amount] [00:01:59–00:02:01] Share [semak: uncertain words] [00:02:02–00:02:03] Biasanya macam tu [00:02:03–00:02:05] 10,000 unit share dia akan bagi [semak: number or amount] [00:02:05–00:02:06] So sekarang kita dah tahu [00:02:06–00:02:07] Okay [semak: uncertain words] [00:02:07–00:02:08] Cantik Abu [00:02:08–00:02:09] Kau dapat berapa Abu? [00:02:09–00:02:11] Okay Abu dia akan dapat [semak: uncertain words] [00:02:11–00:02:13] 6,000 unit [semak: number or amount] [00:02:16–00:02:17] Manakala [00:02:17–00:02:18] Ali pun akan dapat [00:02:18–00:02:21] 4,000 unit [semak: number or amount] [00:02:22–00:02:23] Dia dah harap lah eh [semak: uncertain words] [00:02:23–00:02:24] Sebab kita keluarkan 10,000 [semak: number or amount] [00:02:24–00:02:26] So barulah jadi 60-40 [semak: number or amount] [00:02:26–00:02:27] 60% [semak: number or amount] [00:02:27–00:02:29] Yang mana 60,000 ni [semak: number or amount] [00:02:29–00:02:30] mewakili 60% [semak: number or amount] [00:02:30–00:02:32] dan RM44,000 ni [semak: number or amount] [00:02:32–00:02:33] mewakili 40% [semak: number or amount] [00:02:33–00:02:34] ok jelas kan [semak: uncertain words] [00:02:34–00:02:34] simple [00:02:34–00:02:36] ada 2 orang Abu Ali [semak: number or amount] [00:02:36–00:02:37] 60-40 [semak: uncertain words, number or amount] [00:02:37–00:02:38] so RM6,000 [semak: number or amount] [00:02:38–00:02:39] RM4,000 unit [semak: number or amount] [00:02:39–00:02:39] sebab dia kalau RM6,000 [semak: number or amount] [00:02:39–00:02:40] RM6,000 [semak: number or amount] [00:02:40–00:02:42] dia 1 unit adalah RM1,000 [semak: number or amount] [00:02:42–00:02:42] senang nak kira [00:02:42–00:02:44] ok next [00:02:44–00:02:45] situasi kedua [00:02:45–00:02:46] pada satu ketika [semak: uncertain words] [00:02:46–00:02:49] dia suatu bulan yang [00:02:49–00:02:50] expansion lah [00:02:51–00:02:52] kita time tu memang [00:02:52–00:02:52] wish [semak: uncertain words] [00:02:52–00:02:53] Alhamdulillah [00:02:53–00:02:55] aku nak beli [00:02:55–00:02:56] aku nak pindah ofis lah bro [00:02:56–00:02:57] kita nak pindah ofis [00:02:57–00:02:58] dan kita perlukan [00:02:58–00:03:04] satu modal RM50,000. Macam mana eh? Aku nak buat RM50,000. Nak [semak: uncertain words, number or amount] [00:03:04–00:03:09] buat loan bank ke? Nak buat equity option. Kita dah masuk topik [00:03:09–00:03:15] tu dah. So, setiap kali awak perlukan duit RM, awak ada dua [00:03:15–00:03:22] cara untuk top up. Awak top up daripada loan option. Loan option ni [00:03:22–00:03:25] apa? Awak pinjam bank lah. Cerang cerita. Pinjam masa siapa? [semak: uncertain words] [00:03:25–00:03:27] Pinjam director sendiri ke [00:03:27–00:03:28] Pinjam ayah adik-adik ke [00:03:28–00:03:28] Maksudnya awak [00:03:28–00:03:30] Abaikanlah ayah option ni [00:03:30–00:03:30] Awak ambil je [00:03:30–00:03:31] Buat loan langsung cerita [00:03:32–00:03:33] Maksudnya awak [00:03:33–00:03:34] Membuat loan [00:03:34–00:03:36] Ataupun awak menambah duit awak [00:03:36–00:03:37] Dengan cara [00:03:38–00:03:39] Equity option [00:03:40–00:03:41] Maksudnya orang tu [00:03:43–00:03:44] Membeli saham syarikat [00:03:44–00:03:46] So dia ada pro and con [00:03:46–00:03:47] Kedua-dua ni [00:03:47–00:03:48] Sebab kalau awak buat loan [00:03:48–00:03:49] Awak kena bayar balik [00:03:49–00:03:51] Kalau awak bagi share [00:03:51–00:03:52] Tak payah bayar balik [00:03:52–00:03:54] Sebab share tu milik syarikat [00:03:54–00:03:55] Awak memberi sebahagian bersyarikat [00:03:55–00:03:56] So syarikat takde hutang [semak: uncertain words] [00:03:56–00:03:57] Dia ada pro-encon lah [semak: uncertain words] [00:03:57–00:04:00] Ok jom kita tengok situasi round yang kedua [semak: uncertain words] [00:04:00–00:04:03] Ok round yang kedua pula adalah [semak: uncertain words] [00:04:05–00:04:06] Sekarang ni kita nak pindah ofis [00:04:06–00:04:15] Kita nak cari mana aku nak cari extra RM50,000 [semak: uncertain words, number or amount] [00:04:16–00:04:19] Tapi aku tak nak buat loan [00:04:19–00:04:20] Nanti kena bayar balik [00:04:20–00:04:23] Ok apa kata kita cari seorang investor [00:04:23–00:04:24] Dia pun paket-paket [semak: uncertain words] [00:04:24–00:04:25] Eh aku ada seorang kawan aku ni [00:04:25–00:04:27] Dia ni nama dia Amir [00:04:27–00:04:28] Amir ni nak join lah [00:04:28–00:04:29] Tapi [00:04:29–00:04:30] Dia [00:04:30–00:04:31] Dah lama tanya [semak: uncertain words] [00:04:31–00:04:32] Eh takde nak jual share ke [00:04:32–00:04:32] Aku nak join [00:04:32–00:04:34] Apa kata kita jual kat Amir [semak: uncertain words] [00:04:35–00:04:36] Borak [00:04:36–00:04:37] Si Abu dan Ali [00:04:37–00:04:38] Maka dia pun setuju [semak: uncertain words] [00:04:38–00:04:39] Okay aku setuju [semak: uncertain words] [00:04:39–00:04:41] Tapi kalau dia letak 50k [semak: number or amount] [00:04:41–00:04:41] Mampus lah kita [00:04:41–00:04:43] Kita modah itu 10k je [semak: number or amount] [00:04:43–00:04:44] Takpe takpe takpe takpe [semak: uncertain words] [00:04:44–00:04:44] Macam ni [00:04:44–00:04:46] Kita naikkan valuation company [00:04:46–00:04:48] Kita buat split share [semak: uncertain words] [00:04:48–00:04:48] Adalah [00:04:48–00:04:49] Dia punya istilah-istilah dia [00:04:49–00:04:51] Kita naikkan value company [00:04:51–00:04:53] Kita set company kita value [00:04:53–00:04:55] Sebab kalau ikut asal ni [00:04:55–00:04:57] value, time ni eh, value company [semak: uncertain words] [00:04:57–00:05:01] ni adalah, value [00:05:01–00:05:03] dia, valuation [00:05:04–00:05:05] pada ketika ni adalah [semak: uncertain words] [00:05:05–00:05:07] bernilai, hanyalah RM10,000 [semak: uncertain words, number or amount] [00:05:07–00:05:07] je [00:05:09–00:05:11] sebab modal kita RM10,000, itulah [semak: uncertain words, number or amount] [00:05:11–00:05:12] valuation paling senang [00:05:12–00:05:15] nanti di hujung chapter ni [00:05:15–00:05:16] saya akan ajar awak, dekat chapter yang ke-6 [semak: number or amount] [00:05:16–00:05:18] ada cara nak buat valuation, tapi ni [00:05:18–00:05:20] cara simple valuation based on modal [00:05:20–00:05:22] asset valuation [00:05:23–00:05:24] so, Amir [00:05:24–00:05:26] dia nak join, tapi [00:05:26–00:05:27] Berapa nak kena bayar [00:05:27–00:05:29] Berapa share [00:05:29–00:05:30] Berapa RM [00:05:30–00:05:33] Maka Abu dengan Ali sepakat [00:05:33–00:05:35] Untuk buat valuation company [semak: uncertain words] [00:05:35–00:05:37] Valuation company [00:05:37–00:05:37] Dia sepakat [00:05:37–00:05:39] Kita nak valuakan company kita [00:05:39–00:05:42] Pada RM RM500,000 [semak: number or amount] [00:05:43–00:05:45] Kita nak buat RM500,000 [semak: uncertain words, number or amount] [00:05:45–00:05:45] Kenapa? [00:05:46–00:05:47] Sebab kalau RM500,000 [semak: uncertain words, number or amount] [00:05:48–00:05:49] Katakanlah [00:05:50–00:05:52] Alme ni dia injek RM50,000 [semak: uncertain words, number or amount] [00:05:52–00:05:56] RM50,000 ni baru equal 10% [semak: uncertain words, number or amount] [00:05:58–00:05:59] kalau lagi balance [semak: uncertain words] [00:05:59–00:06:00] RM450,000 ni [semak: uncertain words, number or amount] [00:06:00–00:06:02] ni equal [00:06:02–00:06:03] 90% [semak: number or amount] [00:06:03–00:06:03] so [00:06:03–00:06:04] dia borak-borak [00:06:04–00:06:06] aku nak balik go 10% je bro [semak: number or amount] [00:06:06–00:06:07] aku tak nak balik go lebih [00:06:07–00:06:07] kalau macam tu [00:06:07–00:06:08] kita kena value [00:06:08–00:06:08] dengan beri [semak: uncertain words] [00:06:08–00:06:09] banyak ni ya [semak: uncertain words] [00:06:10–00:06:10] katalah [00:06:11–00:06:12] Amir ni dia nak invest [00:06:12–00:06:13] RM100,000 [semak: number or amount] [00:06:14–00:06:14] ok [00:06:14–00:06:15] kalau awak dah faham sekarang ni [00:06:15–00:06:16] berapa valuation [00:06:16–00:06:17] yang kita patut letak [00:06:17–00:06:18] untuk bagi 10% je [semak: number or amount] [00:06:18–00:06:19] kita kena value [semak: uncertain words] [00:06:19–00:06:20] at RM1,000,000 [semak: number or amount] [00:06:20–00:06:21] sebab [00:06:21–00:06:22] RM100,000 [semak: number or amount] [00:06:22–00:06:24] daripada RM1,000,000 ni [semak: number or amount] [00:06:24–00:06:25] baru 10% [semak: number or amount] [00:06:25–00:06:26] so macam itulah [semak: uncertain words] [00:06:26–00:06:27] cara dia [00:06:27–00:06:27] kita buat valuation [00:06:29–00:06:29] so lagi [00:06:29–00:06:31] 900k ni adalah [semak: number or amount] [00:06:31–00:06:32] 90% [semak: number or amount] [00:06:33–00:06:33] begitu [00:06:33–00:06:34] so [00:06:34–00:06:35] ambil situasi ni [00:06:35–00:06:35] Khalid tadi [semak: uncertain words] [00:06:36–00:06:37] dia orang ni [00:06:37–00:06:38] bersetuju untuk [00:06:38–00:06:38] value company [semak: uncertain words] [00:06:38–00:06:40] lepas tu dia pun present [00:06:40–00:06:40] dekat Ameh [00:06:42–00:06:43] aku nak kau masuk [semak: uncertain words] [00:06:43–00:06:44] sebab aku nak gunakan [00:06:44–00:06:45] duit yang kau nak bagi tu [00:06:45–00:06:46] untuk renovate office [semak: uncertain words] [00:06:46–00:06:47] Ameh pun oh [00:06:47–00:06:47] bagus aku suka [00:06:47–00:06:49] kalau duit dapatkan kau [00:06:49–00:06:49] aku tak suka lah [semak: uncertain words] [00:06:49–00:06:50] aku nak duit ni [00:06:50–00:06:51] dapatkan company balik [00:06:51–00:06:52] ok Ameh tak apa [semak: uncertain words] [00:06:52–00:06:52] aku jual [00:06:53–00:06:54] saham [00:06:54–00:06:55] company [00:06:55–00:06:56] Bukannya saham aku [00:06:56–00:06:57] Saham company [semak: uncertain words] [00:06:58–00:06:58] So [00:06:58–00:07:00] Kau beli saham company [00:07:00–00:07:01] Yang kita baru buat ni [00:07:01–00:07:03] Tapi aku letakkan harga dia adalah [semak: uncertain words] [00:07:03–00:07:03] RM500,000 [semak: number or amount] [00:07:03–00:07:05] Amir setuju tak? [00:07:05–00:07:06] Soalan dia [00:07:07–00:07:08] Kalau Amir setuju [00:07:08–00:07:09] Deal [00:07:09–00:07:09] Itu je [00:07:09–00:07:10] Valuation ni guys [00:07:10–00:07:11] Tak ada right and wrong [00:07:11–00:07:12] Sama macam saya jual [00:07:12–00:07:12] Marker ni [00:07:12–00:07:14] Kalau saya beritahu [00:07:14–00:07:15] Marker ni adalah [semak: uncertain words] [00:07:15–00:07:16] Marker yang digunakan [00:07:16–00:07:17] Oleh [00:07:17–00:07:17] Tun [00:07:19–00:07:20] Tunku Abdul Rahman [00:07:20–00:07:21] Untuk sign [00:07:22–00:07:23] Perlembagaan Malaysia [00:07:23–00:07:24] Pada waktu [00:07:24–00:07:25] harga kemerdekaan tu [00:07:26–00:07:26] saya jual dengan harga [semak: uncertain words] [00:07:26–00:07:27] satu juta [semak: uncertain words] [00:07:27–00:07:27] awak nak beli ya [semak: uncertain words] [00:07:28–00:07:29] awak percaya awak beli [00:07:29–00:07:30] pada muka awak [00:07:30–00:07:31] sejuta lah nilai dia [00:07:31–00:07:32] itulah company [00:07:32–00:07:33] dia tak ada apa-apa ni [00:07:33–00:07:34] dia perceive value [00:07:34–00:07:36] nilai sangkaan [00:07:36–00:07:36] samalah [00:07:36–00:07:37] so Amir kata [00:07:37–00:07:38] oh setuju [00:07:38–00:07:39] aku setuju [00:07:39–00:07:39] aku pun tengok [00:07:39–00:07:41] bank statement company [00:07:41–00:07:42] tengok audit report [00:07:42–00:07:43] aku rasa aku setuju [00:07:43–00:07:44] aku memang ok [semak: uncertain words] [00:07:44–00:07:45] ok jom [00:07:45–00:07:45] short masuk [00:07:45–00:07:47] so apa yang berlaku [00:07:47–00:07:48] awak boleh tengok kat sini [00:07:48–00:07:49] ni lebih detail lah [semak: uncertain words] [00:07:49–00:07:49] saya dah buat dia punya [00:07:49–00:07:50] jalan cerita dia [00:07:50–00:07:52] so apa yang berlaku [00:07:52–00:07:52] Amir nak invest [00:07:52–00:07:53] RM90,000 [semak: uncertain words, number or amount] [00:07:53–00:07:54] beli saham baru [00:07:54–00:07:56] Abu dan Ali sepakat set [00:07:56–00:07:58] valuation company pada harga RM500,000 [semak: number or amount] [00:07:58–00:08:00] dan maka [00:08:00–00:08:02] RM50,000 Amir tu adalah [semak: uncertain words, number or amount] [00:08:02–00:08:04] bernilai 10% share company [semak: number or amount] [00:08:04–00:08:05] Amir setuju [semak: uncertain words] [00:08:05–00:08:08] dengan valuation dan dia invest RM50,000 tu [semak: uncertain words, number or amount] [00:08:08–00:08:10] nilai unit share [00:08:10–00:08:12] naik daripada RM1 kepada RM45 [semak: number or amount] [00:08:13–00:08:14] dia [00:08:14–00:08:16] dia maintain [semak: uncertain words] [00:08:16–00:08:18] nilai yang sama, contoh nilai sekarang ni [00:08:18–00:08:18] RM10,000 [semak: number or amount] [00:08:20–00:08:22] tapi RM10,000 unit ni [semak: number or amount] [00:08:22–00:08:23] sekarang ni dia bernilai [00:08:23–00:08:25] Pre-valuation [semak: uncertain words] [00:08:26–00:08:27] Pre-value ataupun ni lah [semak: uncertain words] [00:08:27–00:08:29] Nilai dia lah equal RM [semak: uncertain words] [00:08:30–00:08:31] RM450,000 [semak: uncertain words, number or amount] [00:08:31–00:08:32] Betul tak? Sebab dia kata [semak: uncertain words] [00:08:32–00:08:34] Dia kata company dia [semak: uncertain words] [00:08:34–00:08:37] Yang 10 unit share ni dah bukan nilai RM10,000 lah [semak: uncertain words, number or amount] [00:08:37–00:08:39] Dia kata nilai dia dah RM40,000 [semak: uncertain words, number or amount] [00:08:39–00:08:40] Dia kata dah naik [00:08:41–00:08:43] Asalnya RM10,000 unit share adalah RM10,000 [semak: number or amount] [00:08:43–00:08:44] Dia kata tak tak tak tak tak [semak: uncertain words] [00:08:44–00:08:46] Sekarang ni dah naik lah harga dia [00:08:46–00:08:47] Eh bila naik bawah tadi [00:08:47–00:08:48] Waktu aku masuk kereta tadi [semak: uncertain words] [00:08:48–00:08:52] Dia kata nilai dia dah RM40,000 [semak: number or amount] [00:08:53–00:08:54] So, kalau [00:08:54–00:08:55] Sebelum ni [00:08:57–00:08:58] Satu ringgit [00:08:58–00:09:00] Adalah satu unit [semak: uncertain words] [00:09:03–00:09:05] Kalau nilai dia ni berapa [00:09:05–00:09:07] So, maksudnya RM45 [semak: uncertain words, number or amount] [00:09:07–00:09:09] Ringgit equal satu unit [00:09:10–00:09:11] Kita reverse lah balik [semak: uncertain words] [00:09:11–00:09:14] So, maksudnya harga per unit share dah naik [00:09:15–00:09:16] Daripada satu unit share [00:09:16–00:09:18] Seringgit naik kepada [00:09:18–00:09:19] RM45 nampak [semak: number or amount] [00:09:19–00:09:21] Sebab apa? Sebab [00:09:21–00:09:22] Dia orang setuju, tu je [semak: uncertain words] [00:09:23–00:09:24] Jadi [00:09:24–00:09:25] Disebabkan itu [00:09:25–00:09:27] Amin pun setuju [00:09:27–00:09:27] Ok [semak: uncertain words] [00:09:27–00:09:28] Setuju eh [00:09:28–00:09:30] Jadi berapa nilai share yang kita akan release [semak: uncertain words] [00:09:30–00:09:31] Yang baru [semak: uncertain words] [00:09:31–00:09:33] 10,000 unit ni kita akan tambah share baru [semak: number or amount] [00:09:33–00:09:35] Kita akan tambah share baru [00:09:35–00:09:35] Sebanyak [00:09:35–00:09:37] 1,1,1,1 unit [semak: uncertain words, number or amount] [00:09:37–00:09:39] Sebenarnya kalau awak buat calculation [semak: uncertain words] [00:09:39–00:09:40] Awak buat calculation ni [00:09:40–00:09:42] Ini bersamaan dengan 10% lah [semak: number or amount] [00:09:42–00:09:43] Ini bersamaan dengan [00:09:43–00:09:44] 10% [semak: number or amount] [00:09:44–00:09:47] Dan bersamaan juga dengan RM50k [semak: number or amount] [00:09:47–00:09:48] Untuk value dia [00:09:49–00:09:50] Kenapa? [00:09:50–00:09:51] Awak darab lah [00:09:51–00:09:52] Kan nilai dia kan [00:09:52–00:09:54] 1 unit adalah [semak: uncertain words, number or amount] [00:09:54–00:09:56] Bernilai RM45 [semak: number or amount] [00:09:58–00:09:58] RM [semak: uncertain words] [00:09:58–00:10:01] So, darab lah [semak: uncertain words] [00:10:02–00:10:04] 1, 1, 1, 1 [semak: uncertain words, number or amount] [00:10:04–00:10:06] Darab dengan RM45 [semak: number or amount] [00:10:07–00:10:08] Betul tak dapat balik [00:10:08–00:10:09] RM10,000 [semak: number or amount] [00:10:10–00:10:12] 1, 1, 1, 1 darab RM45 [semak: uncertain words, number or amount] [00:10:12–00:10:13] Dapat tak RM50,000? [semak: number or amount] [00:10:15–00:10:16] RM49, RM49 [semak: number or amount] [00:10:16–00:10:17] RM49, RM49, RM49 [semak: uncertain words, number or amount] [00:10:17–00:10:18] RM50,000 lah tu [semak: uncertain words, number or amount] [00:10:18–00:10:21] So, maka total unit share yang ada [semak: uncertain words] [00:10:21–00:10:22] Sebenarnya dah jadi [semak: uncertain words] [00:10:25–00:10:26] 11,100 [semak: number or amount] [00:10:28–00:10:28] Haa [00:10:28–00:10:29] Ambil kata lebih pula dah [semak: uncertain words] [00:10:29–00:10:30] Haa [00:10:30–00:10:31] Ni lah total unit share [semak: uncertain words] [00:10:31–00:10:32] Sebab 10,000 tambah dengan ni [semak: uncertain words, number or amount] [00:10:32–00:10:34] So kalau awak tengok gambar kat bawah [00:10:34–00:10:35] Memang pening sikit [00:10:35–00:10:35] Saya minta maaf [00:10:35–00:10:36] Tapi inilah unit share [00:10:36–00:10:38] Sebab tu kita gunakan unit share [00:10:38–00:10:39] Inilah benda yang takde kat enterprise [semak: uncertain words] [00:10:39–00:10:41] Enterprise takde benda lah ni [semak: uncertain words] [00:10:41–00:10:42] Awak takde nilai unit share [00:10:42–00:10:44] So apa yang berlaku [00:10:44–00:10:45] Abu Ali [00:10:45–00:10:46] Dan juga Amin ni [00:10:47–00:10:48] Bersetuju [00:10:48–00:10:50] Untuk Amin on 10% [semak: uncertain words, number or amount] [00:10:50–00:10:51] Maka Abu tu [00:10:51–00:10:52] Daripada 60 dia akan dilute [semak: uncertain words, number or amount] [00:10:52–00:10:53] Dia akan dicairkan [00:10:53–00:10:55] Daripada 60% [semak: number or amount] [00:10:55–00:10:58] Dia turun jadi 54% [semak: number or amount] [00:10:58–00:11:00] Dan daripada 40% [semak: number or amount] [00:11:00–00:11:01] Dia turun jadi [00:11:01–00:11:02] Yang sama lagi ni pula [semak: uncertain words] [00:11:02–00:11:03] Jadi [00:11:05–00:11:07] Eh 46 [semak: number or amount] [00:11:07–00:11:09] Tersalah je [00:11:09–00:11:10] Tersalah tulis tu [semak: uncertain words] [00:11:10–00:11:12] Abu 54 [semak: uncertain words, number or amount] [00:11:14–00:11:15] Ali 46 [semak: number or amount] [00:11:15–00:11:17] Betul lah 46% [semak: uncertain words, number or amount] [00:11:21–00:11:21] 40 [semak: number or amount] [00:11:21–00:11:22] 34 [semak: number or amount] [00:11:22–00:11:23] Oh [00:11:27–00:11:28] 36% [semak: number or amount] [00:11:28–00:11:29] sorry [semak: uncertain words] [00:11:29–00:11:30] tak saya tulis [semak: uncertain words] [00:11:30–00:11:31] kita betulkan [00:11:31–00:11:32] ok [semak: uncertain words] [00:11:32–00:11:33] ni akan jadi [00:11:33–00:11:35] 36% [semak: number or amount] [00:11:35–00:11:35] betul tak [00:11:35–00:11:37] ni jadi berapa [semak: uncertain words] [00:11:37–00:11:38] 90 lah [semak: uncertain words, number or amount] [00:11:38–00:11:39] kan 90% lah [semak: number or amount] [00:11:39–00:11:40] betul lah [00:11:40–00:11:41] so inilah nama dia [00:11:41–00:11:42] dilution [00:11:42–00:11:43] ni yang kita kata tadi [00:11:44–00:11:44] dilution [00:11:47–00:11:48] dilution ni adalah [00:11:48–00:11:48] apabila [00:11:48–00:11:49] dia dicairkan [00:11:49–00:11:51] daripada 60% [semak: number or amount] [00:11:51–00:11:52] jadi 54% [semak: number or amount] [00:11:52–00:11:53] sebab ada sorang lagi [00:11:53–00:11:53] yang masuk [00:11:53–00:11:55] sorang lagi dia masuk [00:11:55–00:11:56] dia nak own 10% [semak: number or amount] [00:11:56–00:11:57] so bila tambah duduk ni [00:11:57–00:11:58] baru dia jadi 100% [semak: uncertain words, number or amount] [00:11:59–00:12:00] Itulah konsep dilution [00:12:00–00:12:02] So kelebihan dia adalah [00:12:02–00:12:04] Tak payah bayar balik [00:12:04–00:12:06] Sebab kita terbitkan share baru [00:12:06–00:12:06] Share mana ni? [00:12:07–00:12:08] Terbitkan share baru [00:12:09–00:12:11] Katakanlah dia jual share sedia ada [00:12:11–00:12:13] Daripada 10,000 unit share ni [semak: number or amount] [00:12:13–00:12:15] Aku nak jual 9,000 [semak: uncertain words, number or amount] [00:12:15–00:12:16] 1,000 unit lah [semak: uncertain words, number or amount] [00:12:16–00:12:17] 1,000 unit [semak: uncertain words, number or amount] [00:12:17–00:12:19] Tinggal 9,000 je untuk kita orang [semak: number or amount] [00:12:19–00:12:23] So yang ni kita buat 10k [semak: uncertain words, number or amount] [00:12:23–00:12:24] Eh 50k [semak: number or amount] [00:12:24–00:12:25] So ni lain pula [00:12:25–00:12:27] Yang ni kalau kita buat macam ni [00:12:27–00:12:28] Kita jual share sedia ada [semak: uncertain words] [00:12:29–00:12:30] Apa yang berlaku [00:12:30–00:12:31] Duit tu tak dapat pada company [00:12:31–00:12:32] Duit tu dapat kepada [00:12:32–00:12:34] Abu dan juga [00:12:34–00:12:35] Ali [00:12:35–00:12:37] Sebab kita jual share sedia ada [00:12:37–00:12:38] So jual share sedia ada [00:12:38–00:12:40] Dapat kepada owner [00:12:40–00:12:42] Kalau kita jual share yang baru [00:12:42–00:12:43] Dapat pada company [00:12:43–00:12:43] Faham tak? [00:12:44–00:12:44] Sebab share baru [00:12:44–00:12:45] Tidak dimeniki oleh sesiapa [semak: uncertain words] [00:12:45–00:12:46] Dia diterbitkan [00:12:46–00:12:48] Khas untuk orang baru [00:12:48–00:12:49] Ha benda ni tricky sikit lah [00:12:49–00:12:50] Nak faham [00:12:50–00:12:51] Tapi awak kena tahu yang [00:12:51–00:12:53] Ini nilai baru [00:12:53–00:12:54] Yang kita wujudkan [00:12:54–00:12:55] Unit masih sama [00:12:55–00:12:57] Nilai baru ni dapat pada company [00:12:57–00:13:26] sebab satu-satunya dikeluarkan, tapi katalah kita tolak je daripada sini, tolak je seribu, maka bila tolak je seribu unit, ini maksudnya kita menjual daripada share sedia ada, katalah awak punya company dah nilai 1 bilion, awak nak jual 10%, awak jualkan awak punya nilai 10% tu kepada investor luar, so 1 bilion 10% adalah 100 juta, so 100 juta dapat kat siapa, dapat dekat company ke dapat dekat awak, dapat kat awak lah, sebab awak jual share awak 10%, tapi katakanlah awak ada 1 bilion punya company, [semak: uncertain words, number or amount] [00:13:27–00:13:29] awak nak 10% tu dapat [semak: uncertain words, number or amount] [00:13:29–00:13:30] pada company, so company kena [00:13:31–00:13:32] keluarkan unit share [00:13:32–00:13:35] extra untuk cover that [00:13:35–00:13:36] 10% tu, so dilute [semak: number or amount] [00:13:36–00:13:38] berlakulah dilution di situ [semak: uncertain words] [00:13:38–00:13:40] so penin sikit dilution ni, tapi [semak: uncertain words] [00:13:40–00:13:42] ayah dia adalah saham cair, dan kalau awak [00:13:42–00:13:44] berjaya faham, tahniah, awak adalah [00:13:44–00:13:46] insan terpilih untuk menjadi billionaire di masakan [00:13:46–00:13:48] datang, ok [semak: uncertain words] [00:13:48–00:13:50] so loan option, kita baca kat sini [00:13:50–00:13:52] loan option, tambah modal dengan [semak: uncertain words] [00:13:52–00:13:54] hutang, tiada dilution share [00:13:54–00:13:56] tapi bayar hutang plus interest [00:13:57–00:13:58] ni plus interest [semak: uncertain words] [00:13:58–00:14:00] tapi interest ni tak islamic [semak: uncertain words] [00:14:00–00:14:01] so kalau kita nak buat islamic [00:14:01–00:14:02] kita akan guna [00:14:02–00:14:02] nama dia [00:14:02–00:14:03] court hassan [semak: uncertain words] [00:14:03–00:14:04] court hassan [00:14:04–00:14:05] lagi saya explain kat bawah [semak: uncertain words] [00:14:05–00:14:06] yang mana [00:14:06–00:14:07] harga dia sekal [00:14:07–00:14:08] kita bagi loan [00:14:08–00:14:10] contohnya Amir ni nak masuk [semak: uncertain words] [00:14:10–00:14:10] tadi cakap Amir macam inilah [00:14:10–00:14:11] kau tak payah masuk sebagai share [00:14:11–00:14:12] kau bagi loan je [00:14:12–00:14:13] ok [00:14:13–00:14:14] harga 1 unit [semak: uncertain words, number or amount] [00:14:14–00:14:15] 1 ringgit [semak: uncertain words, number or amount] [00:14:15–00:14:15] 45 ringgit [semak: number or amount] [00:14:15–00:14:16] ok [00:14:16–00:14:17] equity option pula apa [00:14:17–00:14:18] saya explain dulu eh [semak: uncertain words] [00:14:18–00:14:19] equity option ni pula adalah [00:14:20–00:14:21] dia tambah modal [00:14:21–00:14:22] dengan jual share [00:14:22–00:14:22] yang tadi inilah [00:14:23–00:14:23] dan [00:14:23–00:14:25] tiada bayaran hutang [00:14:25–00:14:27] Ataupun interest [00:14:27–00:14:28] Tapi ada dilution [semak: uncertain words] [00:14:28–00:14:30] Itulah kelebihan equity [00:14:30–00:14:32] Dan dalam kuasa equity ni [00:14:32–00:14:34] Katalah Abu 45 [semak: number or amount] [00:14:34–00:14:36] Ali 36 [semak: number or amount] [00:14:36–00:14:38] Dan juga Amir 10% [semak: uncertain words, number or amount] [00:14:38–00:14:40] Apa yang berlaku [00:14:40–00:14:42] Kita akan guna musyarakah [00:14:44–00:14:44] Musyarakah [00:14:44–00:14:45] Yang mana musyarakah ni [00:14:45–00:14:46] Dalam Islamic loan ni [semak: uncertain words] [00:14:46–00:14:49] Islamic investment lah [semak: uncertain words] [00:14:49–00:14:51] Dia ada 5 benda [semak: number or amount] [00:14:51–00:14:52] Tak mahu ada whiteboard [semak: uncertain words] [00:14:52–00:14:53] Saya baca je lah [semak: uncertain words] [00:14:55–00:14:56] Khad Hassan [semak: uncertain words] [00:14:56–00:14:57] Musyarakah [00:14:57–00:14:58] Mudarabah [00:14:59–00:14:59] Murabaha [00:14:59–00:15:00] Dan Wakalah [00:15:00–00:15:01] Saya pun tak hafal sangat [00:15:01–00:15:02] Tapi saya cuba hafal lah [00:15:02–00:15:03] Untuk buat video ni saya hafal [00:15:03–00:15:04] Khad Hassan apa? [00:15:05–00:15:05] Khad Hassan simple je [00:15:05–00:15:07] Suka rela [00:15:07–00:15:07] Okay [semak: uncertain words] [00:15:07–00:15:09] Dalam Islamic law [semak: uncertain words] [00:15:09–00:15:09] Nak awak kena faham [semak: uncertain words] [00:15:09–00:15:11] Kita tak boleh ada janji [00:15:11–00:15:12] Apa-apa benefit [00:15:12–00:15:13] Contohnya saya bagi pinjam duit [00:15:13–00:15:14] 10,000 kat awak [semak: uncertain words, number or amount] [00:15:14–00:15:14] Saya kata okay [00:15:14–00:15:16] Saya bagi pinjam duit 10,000 [semak: number or amount] [00:15:16–00:15:16] Nanti awak bagi [00:15:16–00:15:18] Bayar saya balik return 1,000 [semak: uncertain words, number or amount] [00:15:18–00:15:19] Maksudnya 11,000 [semak: number or amount] [00:15:19–00:15:19] Dah haram [00:15:19–00:15:20] Tak boleh dah [semak: uncertain words] [00:15:20–00:15:21] Sebab apa? [00:15:21–00:15:21] Itulah riba [00:15:21–00:15:23] Dia ada kelebihan [semak: uncertain words] [00:15:23–00:15:25] Orang yang meminjamkan duit [00:15:25–00:15:27] Tak boleh dapat apa-apa kelebihan [semak: uncertain words] [00:15:27–00:15:28] Daripada duit yang dipinjamkan [00:15:28–00:15:29] Sebab duit dia tak ada nilai [00:15:29–00:15:31] Dia tak boleh untung daripada duit [00:15:31–00:15:32] Sebab tu lah forex haram [semak: uncertain words] [00:15:32–00:15:34] Sebab dia untung daripada duit [00:15:34–00:15:36] Dia tak ada apa-apa manfaat [00:15:36–00:15:37] Dia kena untung daripada sesuatu [00:15:37–00:15:39] Dia tak boleh untung hata angin [00:15:39–00:15:39] Macam tu [00:15:39–00:15:41] So, apa yang kita nak buat [00:15:41–00:15:43] Dalam situasi Kod Hassan ni adalah [semak: uncertain words] [00:15:43–00:15:45] Konsep dia hibah sukurela [00:15:45–00:15:46] Maksudnya hadiah sukurela [00:15:46–00:15:48] Contoh, saya bagi pinjam kepada seseorang ni [00:15:48–00:15:50] Lepas tu dia kata [00:15:50–00:15:51] Eh, kau bagi pinjam kat aku [00:15:51–00:15:52] Nanti akan datang [semak: uncertain words] [00:15:52–00:15:53] InsyaAllah [00:15:53–00:15:54] Kalau ada untung ke apa [semak: uncertain words] [00:15:54–00:15:54] Aku bagilah [00:15:54–00:15:55] Sagu hati ke engkau [semak: uncertain words] [00:15:55–00:15:56] Itu tak apa [00:15:57–00:15:58] Tapi kalau tak ada [00:15:58–00:15:59] Aku tak bagi tau [semak: uncertain words] [00:15:59–00:16:00] Tak apa [semak: uncertain words] [00:16:00–00:16:00] Aku tak kisah pun [00:16:00–00:16:01] Dia kena macam tu [00:16:01–00:16:02] Dia tak boleh paksaan [00:16:02–00:16:02] Dia tak boleh macam [00:16:03–00:16:03] Dib [semak: uncertain words] [00:16:03–00:16:04] Aku [00:16:04–00:16:05] Kau bagi minyak dik aku [semak: uncertain words] [00:16:05–00:16:06] Aku akan bagi kau sesuatu [00:16:06–00:16:07] Itu tak boleh dah [00:16:07–00:16:08] Dia tak boleh kena paksa [00:16:09–00:16:09] Macam tu [00:16:09–00:16:11] Macam better rahsiakan je lah [00:16:11–00:16:11] Macam [00:16:11–00:16:12] Thank you eh [00:16:12–00:16:12] Nanti insyaAllah [00:16:12–00:16:13] Kalau ada lebih aku bagi [00:16:13–00:16:14] Kalau tak ada lebih [00:16:14–00:16:15] Aku bagi yang asal je lah [00:16:15–00:16:16] Pokok je lah [00:16:16–00:16:16] RM10,000 [semak: uncertain words, number or amount] [00:16:16–00:16:17] Aku bagi balik RM10,000 [semak: number or amount] [00:16:17–00:16:18] Itu tak apa [00:16:19–00:16:19] So [00:16:19–00:16:20] Kod Hassan ni [semak: uncertain words] [00:16:23–00:16:23] Tanpa [00:16:24–00:16:25] Perjanjian [00:16:25–00:16:26] Untuk memberikan sesuatu [00:16:26–00:16:27] Dia tak boleh ada macam [00:16:27–00:16:28] In advance [00:16:28–00:16:29] Oh aku bagi kau 5% [semak: uncertain words, number or amount] [00:16:29–00:16:30] Tak boleh [semak: uncertain words] [00:16:30–00:16:31] Itu Kau Hassan [semak: uncertain words] [00:16:31–00:16:31] Dia senang cerita [00:16:31–00:16:32] Hibah sekurela lah [semak: uncertain words] [00:16:32–00:16:33] Pinjaman faedah [00:16:35–00:16:36] Tanpa faedah [00:16:36–00:16:37] Dia tanpa faedah [00:16:37–00:16:38] Dan dia bagi hibah [00:16:38–00:16:39] Sekurela [00:16:39–00:16:39] Okay [semak: uncertain words] [00:16:39–00:16:40] Next adalah musyarakah [00:16:40–00:16:41] Musyarakah ni pula [00:16:41–00:16:42] Kita jadikan dia shareholder [00:16:42–00:16:43] Itu musyarakah lah ni [00:16:43–00:16:45] Yang si siapa ni Amir [00:16:45–00:16:46] Amir ni musyarakah lah [00:16:46–00:16:47] Dia akan own share company [00:16:47–00:16:49] Dan dia adalah [00:16:49–00:16:49] Beli kerja syarikat [00:16:49–00:16:50] Semua pihak keluar duit [00:16:50–00:16:51] Itu ayat dia [semak: uncertain words] [00:16:51–00:16:53] Semua pihak keluar duit [00:16:53–00:16:54] Itu musyarakah [00:16:54–00:16:55] Musyarakah ni [00:16:55–00:16:55] Beli share lah [00:16:55–00:16:57] Kita ada mudah [semak: uncertain words] [00:16:57–00:16:58] Mudah Rabah pula [semak: uncertain words] [00:16:58–00:16:58] Okay mudah Rabah ni [semak: uncertain words] [00:16:58–00:16:59] Ayat dia adalah [00:16:59–00:17:00] Sleeping partner [semak: uncertain words] [00:17:00–00:17:01] Sleeping partner dalam bentuk [00:17:02–00:17:03] Seorang keluar duit [00:17:03–00:17:04] Seorang lagi buat kerja [00:17:04–00:17:05] Dia macam tu [00:17:05–00:17:07] Kalau dua-dua keluar duit [00:17:07–00:17:07] Dia tak keluar jadilah [00:17:07–00:17:08] Mudah Rabah [00:17:08–00:17:09] Dia jadi musyarakah [00:17:09–00:17:11] Mudah Rabah ni [00:17:11–00:17:11] Maksudnya [00:17:11–00:17:13] Saya bagi duit kat awak [semak: uncertain words] [00:17:13–00:17:14] Awak buat kerja [00:17:14–00:17:15] Kita [00:17:15–00:17:16] Kita one plus one [00:17:16–00:17:16] Dari sudut duit [00:17:16–00:17:17] Dan juga tenaga [00:17:17–00:17:18] So apa yang berlaku [00:17:18–00:17:20] Kita akan buat [00:17:20–00:17:21] Profit sharing agreement [00:17:21–00:17:23] Dia bukannya shareholder [semak: uncertain words] [00:17:23–00:17:25] Hanya profit sharing agreement [00:17:25–00:17:27] Tak ada nama dalam SSM dan sebagainya [semak: uncertain words] [00:17:27–00:17:29] Contohnya saya bagi duit 100 ribu [semak: uncertain words, number or amount] [00:17:29–00:17:30] Lepas tu kita buat agreement [00:17:30–00:17:32] Daripada duit yang saya bagi 100 ribu ni [semak: number or amount] [00:17:32–00:17:33] Kalau ada untung saya nak 50-50 [semak: uncertain words, number or amount] [00:17:34–00:17:35] Nampak? [00:17:35–00:17:36] So saya bagi duit je [00:17:36–00:17:37] Awak buat kerja [00:17:37–00:17:38] Awak pula bagi apa? [00:17:38–00:17:39] Saya bagi tenaga saya [00:17:39–00:17:41] Saya bagi orang ni pula [00:17:41–00:17:41] Saya bagi duit [00:17:41–00:17:44] Ok kalau ada untung daripada keuntungan tu 50-50 [semak: uncertain words, number or amount] [00:17:44–00:17:45] Macam tu [00:17:46–00:17:47] Dan kalau gagal [00:17:47–00:17:49] Duit dia burn lah [00:17:49–00:17:50] Bukan jadi hutang [00:17:50–00:17:50] Hutang tak boleh [00:17:50–00:17:52] Sebab tu dalam mudah rabah [00:17:52–00:17:53] Dia [00:17:53–00:17:54] Kalau saya bagi RM100,000 [semak: number or amount] [00:17:54–00:17:55] Lepas tu saya nak awak [00:17:55–00:17:56] Bayar balik RM100,000 [semak: number or amount] [00:17:56–00:17:58] Walaupun untung ke tak untung [00:17:58–00:17:59] Tu dah haram dah [semak: uncertain words] [00:17:59–00:18:00] Dalam konsep mudah rabah [00:18:00–00:18:02] Hanya kalau betul-betul [00:18:02–00:18:02] Kecuaian [00:18:02–00:18:04] Pengusaha tu je [00:18:04–00:18:05] Orang yang menguruskan duit tu [00:18:05–00:18:06] Kalau betul-betul dia cuai [semak: uncertain words] [00:18:06–00:18:07] Barulah kita boleh minta balik duit [00:18:07–00:18:09] Tapi dalam konsep asas [00:18:09–00:18:10] Dia dia sama macam masyarakat [semak: uncertain words] [00:18:10–00:18:11] Dia konsep sama macam [00:18:11–00:18:12] Shareholder lah [semak: uncertain words] [00:18:12–00:18:12] Shareholder [00:18:12–00:18:13] Takkanlah awak invest duit [00:18:13–00:18:14] RM10,000-RM10,000 [semak: uncertain words, number or amount] [00:18:14–00:18:15] Suddenly RM5,000 [semak: uncertain words, number or amount] [00:18:15–00:18:16] Eh [00:18:16–00:18:17] Rugi nak balik duit [00:18:17–00:18:17] Mana? [semak: uncertain words] [00:18:18–00:18:18] Dia [semak: uncertain words] [00:18:18–00:18:19] Bisnes rugi [00:18:19–00:18:20] Rugi lah [00:18:20–00:18:21] So muda rabah pun sama [semak: uncertain words] [00:18:21–00:18:23] Kalau rugi [00:18:23–00:18:24] Walaupun awak bagi duit [00:18:24–00:18:25] Seorang lagi bagi tenaga [00:18:25–00:18:26] Dua-dua akan rugi [00:18:26–00:18:28] Orang A rugi dalam bentuk duit [00:18:28–00:18:30] Orang B rugi dalam bentuk tenaga [00:18:30–00:18:31] Dua-dua rugi [00:18:31–00:18:32] So dia tak boleh minta balik [00:18:32–00:18:34] So that's why lah dia jadi halal [semak: uncertain words] [00:18:34–00:18:35] Sebab [00:18:35–00:18:36] Dua-dua keluar sesuatu [00:18:36–00:18:37] Seorang keluar duit [00:18:37–00:18:38] Seorang keluar tenaga [00:18:38–00:18:40] Dan dia berkongsi keuntungan eh [semak: uncertain words] [00:18:40–00:18:41] Keuntungan [00:18:41–00:18:42] Daripada [00:18:42–00:18:44] Yang dia dijanjikan dalam bentuk [semak: uncertain words] [00:18:44–00:18:44] Share [00:18:45–00:18:46] Profit sharing agreement [00:18:46–00:18:47] Dia tak boleh buat SSM pun [semak: uncertain words] [00:18:47–00:18:49] Okay next kita ada [00:18:49–00:18:51] murah bahar. Murah bahar ni pula [semak: uncertain words] [00:18:51–00:18:53] apa? Murah bahar ni adalah [00:18:53–00:18:55] jual atau jual. Sub-sale ataupun [00:18:55–00:18:57] cost-sale. Contoh eh. Paling senang lah. [00:18:57–00:18:59] Saya nak tolong awak. [00:18:59–00:19:00] Saya ada satu [00:19:02–00:19:03] mesin ni saya nak jual. [00:19:04–00:19:05] Awak jumpa saya lah. [semak: uncertain words] [00:19:05–00:19:07] Contoh usahawan ni jumpa saya. Semekam. Tuan Adib. [semak: uncertain words] [00:19:07–00:19:09] Tuan Adib. Tolonglah invest kat saya. Kenapa ni? [00:19:09–00:19:10] Saya nak beli mesin. [00:19:11–00:19:12] Mesin tu harga RM10,000. [semak: number or amount] [00:19:13–00:19:15] Alamak. You go. Tolonglah invest. [semak: uncertain words] [00:19:15–00:19:17] Alamak. Macam ni lah. Takpelah. Kita buat murah bahar lah. [00:19:18–00:19:19] Murah bahar ni macam ni. [00:19:19–00:19:20] Saya belikan dulu mesin ni [00:19:20–00:19:22] Harga RM10,000 [semak: number or amount] [00:19:22–00:19:23] Tapi saya jual balik dekat awak [00:19:23–00:19:24] Harga RM13,000 [semak: number or amount] [00:19:25–00:19:27] Maksudnya saya dah untung atas angin [00:19:27–00:19:28] RM3,000 kat situ [semak: number or amount] [00:19:29–00:19:30] Awak setuju tak? [00:19:30–00:19:31] Setuju [00:19:31–00:19:31] Tapi [00:19:31–00:19:33] Sebab saya nak invest kat awak juga [00:19:33–00:19:34] Saya nak tolong awak [00:19:34–00:19:36] Saya buat flexible payment 12 bulan [semak: number or amount] [00:19:36–00:19:38] So harga RM13,000 tu [semak: number or amount] [00:19:38–00:19:39] Bayar 13 bulan lah [semak: uncertain words, number or amount] [00:19:39–00:19:40] Katalah sebulan [00:19:40–00:19:41] RM1,000, RM1,000, RM1,000, RM1,000 [semak: number or amount] [00:19:41–00:19:42] Selama 13 bulan [semak: uncertain words, number or amount] [00:19:42–00:19:43] So apa yang berlaku [00:19:43–00:19:45] Kita panggil dia macam sub sale [semak: uncertain words] [00:19:45–00:19:47] Jual atas jual [00:19:47–00:19:48] Sub cost [00:19:48–00:19:50] Maksudnya kita beli dulu [00:19:50–00:19:51] Dan kita jual balik [semak: uncertain words] [00:19:51–00:19:53] Sebab kalau saya nak kata [00:19:53–00:19:53] Saya bagi RM10,000 [semak: number or amount] [00:19:53–00:19:55] Saya nak return RM13,000 [semak: number or amount] [00:19:55–00:19:56] Jadi haram dah [semak: uncertain words] [00:19:56–00:19:57] Setiap saya kata macam tu [00:19:57–00:19:57] Macam ni lah [00:19:57–00:19:59] Kalau saya bagi balik RM10,000 [semak: number or amount] [00:19:59–00:20:01] Saya nak return kalau boleh RM13,000 [semak: uncertain words, number or amount] [00:20:01–00:20:03] Tapi saya buat cari islamic [00:20:03–00:20:05] Saya akan beli dulu produk tu [00:20:05–00:20:06] Awak nak apa? [00:20:06–00:20:08] Oh saya nak beli satu kamera ni [semak: uncertain words] [00:20:08–00:20:09] Kamera ni bagus [00:20:09–00:20:11] Okay saya belikan kamera ni kat awak [semak: uncertain words] [00:20:12–00:20:13] Lepas tu esok lepas saya beli je [00:20:13–00:20:14] Ataupun hari yang sama [00:20:14–00:20:16] Saya jual balik dekat awak [00:20:16–00:20:18] Dengan flexible payment [semak: uncertain words] [00:20:18–00:20:19] Selama 12 bulan [semak: number or amount] [00:20:21–00:20:22] Sebab apa [semak: uncertain words] [00:20:22–00:20:23] Dalam Islamic loan [semak: uncertain words] [00:20:23–00:20:24] Islamic punya [semak: uncertain words] [00:20:25–00:20:26] Cara [00:20:26–00:20:27] Dia mesti kena ada barang [00:20:27–00:20:28] Awak ni itu je [00:20:28–00:20:30] Dia mesti kena ada [00:20:30–00:20:31] Sesuatu barang [00:20:31–00:20:31] Dia tak boleh [00:20:31–00:20:33] Atas duit dan masa [00:20:33–00:20:33] Dia tak boleh [00:20:33–00:20:34] Sebab apa [00:20:34–00:20:35] Dia jadi halal [00:20:35–00:20:36] Sebab saya beli [00:20:36–00:20:37] Satu kamera [semak: uncertain words] [00:20:37–00:20:38] Saya jual balik [00:20:38–00:20:38] Kat awak [semak: uncertain words] [00:20:38–00:20:39] Harga RM13,000 [semak: uncertain words, number or amount] [00:20:39–00:20:40] Awak yang setuju [00:20:40–00:20:40] So [00:20:40–00:20:41] Kita berniaga [semak: uncertain words] [00:20:41–00:20:42] Di atas barang [semak: uncertain words] [00:20:42–00:20:43] Yang ada manfaat [00:20:43–00:20:44] Macam tu [00:20:44–00:20:45] Itu je asas Islamic ni [00:20:45–00:20:46] Bila saya dah faham [00:20:47–00:20:48] Memang cantik [00:20:48–00:20:49] Memang perfect [00:20:49–00:20:49] Okay [semak: uncertain words] [00:20:49–00:20:51] So murah bahar faham eh [semak: uncertain words] [00:20:51–00:20:52] Dia adalah jual balik [00:20:52–00:20:53] So beli dulu [00:20:53–00:20:54] Then jual balik [00:20:54–00:20:55] Dengan harga markup [00:20:55–00:20:55] Simple [00:20:55–00:20:57] Itu adalah murah bahar [semak: uncertain words] [00:20:57–00:20:57] Sebab dia [00:20:57–00:20:58] Dalam Islamic loan ni [00:20:58–00:21:00] Dia mesti kena ada sesuatu [00:21:00–00:21:02] Mesti kena ada sesuatu [00:21:02–00:21:03] Yang kita bersandarkan [00:21:03–00:21:04] Bukan je atas duit [semak: uncertain words] [00:21:04–00:21:05] Saya bagi duit 10,000 [semak: uncertain words, number or amount] [00:21:05–00:21:06] Saya nak return 13,000 [semak: number or amount] [00:21:06–00:21:07] Boom riba [00:21:07–00:21:09] Saya beli balik [00:21:09–00:21:10] Barang yang awak nak beli tu [00:21:10–00:21:11] Dan saya jual balik [00:21:11–00:21:12] Dengan harga markup 13,000 [semak: number or amount] [00:21:12–00:21:13] Saya untung 3,000 atang ni [semak: uncertain words, number or amount] [00:21:13–00:21:14] Awak setuju tak? [00:21:14–00:21:14] Setuju [00:21:14–00:21:16] Tapi saya bagi flexible payment lah [semak: uncertain words] [00:21:16–00:21:17] Sebab kan nama dia hutang [00:21:17–00:21:19] 6 bulan pertama tak payah [semak: number or amount] [00:21:19–00:21:20] Bayar pada bulan ketujuh [00:21:20–00:21:21] Pada-pada lah kita buat [00:21:21–00:21:21] Sebab [00:21:21–00:21:23] Flexible payment ni atas kita [00:21:23–00:21:24] Kita penjual [00:21:24–00:21:25] Macam ni macam ni lah [00:21:25–00:21:27] Ada seorang ni pergi dekat Jepun [00:21:27–00:21:28] Dia tolong belikan barang [00:21:28–00:21:29] Lepas tu dia makat [00:21:29–00:21:29] Pesuna shopper [semak: uncertain words] [00:21:29–00:21:30] Sama je konsep dia [00:21:30–00:21:32] Murah bahan ni macam konsep dia [00:21:32–00:21:34] Kita buat trading je sebenarnya [00:21:34–00:21:35] Kita belikan sesuatu [00:21:35–00:21:35] Jual balik [00:21:36–00:21:37] Lepas tu kita ada yang kelima [00:21:37–00:21:38] Wakalah [00:21:38–00:21:40] Bi'al Ujruh [00:21:40–00:21:40] Huh wakalah [semak: uncertain words] [00:21:40–00:21:42] Wakalah ni senang cerita [00:21:42–00:21:43] Macam hedge fund islamic [semak: uncertain words] [00:21:43–00:21:44] Ataupun [00:21:44–00:21:46] Agen pelaburan [semak: uncertain words] [00:21:46–00:21:47] Dia tolong [00:21:47–00:21:48] Pegangkan duit [00:21:48–00:21:48] Dia ada orang A [00:21:48–00:21:49] Orang B [00:21:49–00:21:49] Orang C [00:21:49–00:21:50] Ni saya kena lukis sikit lah [semak: uncertain words] [00:21:50–00:21:51] Wakalah [00:21:51–00:21:52] Wakanda apa ni [00:21:52–00:21:54] Orang A [00:21:54–00:21:55] Orang B [00:21:55–00:21:56] Orang C [00:21:56–00:21:56] Ok [semak: uncertain words] [00:21:56–00:21:57] Orang A ada duit [00:21:57–00:21:59] Dia ada RM [00:21:59–00:22:00] RM100 [semak: number or amount] [00:22:00–00:22:02] Dia bagi dekat orang B [00:22:04–00:22:05] Orang B [00:22:05–00:22:07] Bagi dekat orang C [00:22:07–00:22:08] C ni [00:22:08–00:22:09] Company A lah [semak: uncertain words] [00:22:09–00:22:10] Katalah kita panggil [00:22:10–00:22:11] Company [00:22:11–00:22:12] A [semak: uncertain words] [00:22:12–00:22:13] B [00:22:13–00:22:13] C [00:22:13–00:22:15] Yang orang B ni [00:22:15–00:22:15] Dia adalah [semak: uncertain words] [00:22:15–00:22:16] Kita panggil [00:22:16–00:22:17] Kita panggil dia [semak: uncertain words] [00:22:17–00:22:18] Agent [00:22:18–00:22:19] ataupun hedge fund [00:22:21–00:22:21] agent [semak: uncertain words] [00:22:21–00:22:22] ok [semak: uncertain words] [00:22:23–00:22:24] agent lah [semak: uncertain words] [00:22:24–00:22:25] macam unit trust ke apa kan [00:22:25–00:22:27] dia macam orang yang menguruskan dana tu [00:22:27–00:22:27] so [00:22:28–00:22:29] orang A [00:22:29–00:22:30] dia bagi duit kat orang B [00:22:30–00:22:31] dia kata [00:22:31–00:22:32] ok macam ni orang B [00:22:32–00:22:34] aku percaya kau ni pandai uruskan duit [00:22:34–00:22:35] kau invest lah kat mana-mana [00:22:35–00:22:35] kau nak letak [semak: uncertain words] [00:22:35–00:22:36] ok cantik [00:22:36–00:22:37] so orang B [00:22:37–00:22:38] invest kat company [00:22:38–00:22:39] ABC ni [00:22:39–00:22:40] dia bagilah dalam bentuk [00:22:40–00:22:42] murabaha ke [00:22:42–00:22:43] dia bagi dalam bentuk [00:22:43–00:22:44] musyarakah ke [00:22:44–00:22:45] apa-apalah [00:22:45–00:22:46] Islamic terms [00:22:46–00:22:47] dia invest ke [00:22:47–00:22:48] Sukarela ke [00:22:48–00:22:49] Kod Hassan [semak: uncertain words] [00:22:49–00:22:49] Jarang lah [semak: uncertain words] [00:22:49–00:22:49] Orang letak eh [semak: uncertain words] [00:22:49–00:22:50] Biasanya dalam [00:22:51–00:22:52] Mudarabah [00:22:52–00:22:52] Mudarabah [00:22:52–00:22:53] Biasanya lah [semak: uncertain words] [00:22:53–00:22:54] Dia profit sharing [00:22:54–00:22:55] So agent [00:22:55–00:22:56] Letak company ABC [00:22:56–00:22:57] Dia buat profit sharing [00:22:57–00:22:58] Hasil keuntungan [00:22:59–00:23:00] Keuntungan return balik [00:23:01–00:23:02] Keuntungan return balik [00:23:02–00:23:03] Sebanyak RM [00:23:05–00:23:06] RM200,000 [semak: uncertain words, number or amount] [00:23:07–00:23:08] Katakan lah [00:23:08–00:23:09] So apa yang berlaku [00:23:09–00:23:11] Agent ni [00:23:11–00:23:11] Dia tak boleh markup [00:23:11–00:23:11] Di sini [semak: uncertain words] [00:23:11–00:23:13] Dia kena ambil [00:23:13–00:23:14] Dipanggil sebagai [00:23:15–00:23:16] Service fee [00:23:16–00:23:18] Maksud tak? [semak: uncertain words] [00:23:22–00:23:23] Bawa RM [00:23:23–00:23:24] Tulis [semak: uncertain words] [00:23:24–00:23:25] Mana [semak: uncertain words] [00:23:25–00:23:26] Merah [00:23:27–00:23:29] Agent me ni dia kena ambil dalam bentuk [semak: uncertain words] [00:23:30–00:23:30] Service [00:23:30–00:23:31] Fee [semak: uncertain words] [00:23:32–00:23:33] Maksudnya [00:23:33–00:23:34] Katalah ok [semak: uncertain words] [00:23:34–00:23:36] Saya charge service fee eh [semak: uncertain words] [00:23:36–00:23:37] Saya akan menguruskan dana ni [00:23:37–00:23:38] Service fee saya adalah RM [00:23:39–00:23:40] RM30,000 [semak: uncertain words, number or amount] [00:23:41–00:23:42] Untuk 12 bulan [semak: number or amount] [00:23:42–00:23:44] Saya uruskan [00:23:44–00:23:45] Sebab saya nak kena buat due diligence [00:23:45–00:23:47] Saya nak kena kaji [00:23:48–00:23:50] Due diligence lah dan sebagainya [00:23:50–00:23:51] So point dia [semak: uncertain words] [00:23:51–00:23:52] Orang B ni [00:23:52–00:23:53] Dia ada macam [00:23:54–00:23:55] Fixed rate biasanya [00:23:56–00:23:58] Sebab uruskan dana [00:23:58–00:23:59] Dia memang kena buat kerja [semak: uncertain words] [00:23:59–00:24:00] Dia tak boleh lah [semak: uncertain words] [00:24:00–00:24:02] Orang B ni main letak-letak macam tu je [00:24:03–00:24:04] Dia tak boleh macam tu [00:24:06–00:24:07] Dia tak boleh lah [00:24:07–00:24:08] Orang B ni main letak-letak macam tu [00:24:08–00:24:09] Dia tak boleh eh [00:24:09–00:24:10] Dia kena ada satu [00:24:11–00:24:13] Keuntungan yang disebabkan oleh kerja sebenar [semak: uncertain words] [00:24:13–00:24:14] Dia ni macam agent lah [00:24:14–00:24:14] Agent [00:24:14–00:24:16] So dia ambil fixed rate [00:24:17–00:24:18] Orang A bagi duit kat orang B [00:24:18–00:24:20] Orang B invest kat C [00:24:20–00:24:22] Lepas tu C ni bayar balik [00:24:22–00:24:24] So berapa orang A untung [00:24:24–00:24:26] Orang A untung adalah [00:24:26–00:24:27] 200k [semak: number or amount] [00:24:27–00:24:28] Tolak dengan [00:24:29–00:24:30] 30k [semak: number or amount] [00:24:30–00:24:31] Dia pun untunglah [00:24:32–00:24:33] 170k [semak: number or amount] [00:24:34–00:24:36] Agent B ni pula [semak: uncertain words] [00:24:36–00:24:37] Dia macam Islamic hedge fund [semak: uncertain words] [00:24:37–00:24:39] Dia ambil fixed rate je [00:24:39–00:24:41] Takpe tuan saya menguruskan dana tuan ni [semak: uncertain words] [00:24:41–00:24:42] Saya hanya minta [00:24:42–00:24:43] Sebagai pengurus [00:24:43–00:24:44] Yang menguruskan dana [semak: uncertain words] [00:24:44–00:24:45] Yang mengkaji [00:24:45–00:24:47] Tengok investment opportunity [00:24:47–00:24:47] Saya nak [00:24:50–00:24:52] 30 ribu contohnya setahun [semak: uncertain words, number or amount] [00:24:52–00:24:53] mungkin kalau ada performance [semak: uncertain words] [00:24:53–00:24:54] katalah ada profit [00:24:54–00:24:55] saya nak juga daripada situ [00:24:55–00:24:58] tapi benda ni kena dibuat secara [00:24:59–00:25:00] dia boleh jadi fleksibel lah [00:25:00–00:25:01] dia boleh jadi wakalah [00:25:01–00:25:03] dengan mudah rabah [00:25:03–00:25:05] maksudnya dia wakalah [00:25:05–00:25:06] dan dia jadi agent [semak: uncertain words] [00:25:06–00:25:08] pada masa sama dia buat profit sharing juga [00:25:08–00:25:09] pun boleh juga [00:25:09–00:25:11] sebab dia profit sharing based on profit [00:25:11–00:25:13] bukannya based on duit yang diuruskan [00:25:13–00:25:14] ni beza hedge fund [00:25:14–00:25:15] sebab hedge fund [00:25:15–00:25:17] dia ada satu fixed rate lah [semak: uncertain words] [00:25:17–00:25:18] Kalau awak tahu hedge fund [00:25:19–00:25:20] Hedge fund contohnya [semak: uncertain words] [00:25:20–00:25:22] Dia uruskan 1 juta [semak: number or amount] [00:25:22–00:25:24] Daripada sini ni dia dah buat 2 charge [semak: uncertain words, number or amount] [00:25:24–00:25:25] Katalah dia charge [00:25:25–00:25:26] Saya nak charge [semak: uncertain words] [00:25:28–00:25:31] 2% plus 20% [semak: number or amount] [00:25:31–00:25:33] Kira je 2% berapa? [semak: uncertain words, number or amount] [00:25:33–00:25:34] 2,000 [semak: number or amount] [00:25:36–00:25:37] 20,000 [semak: uncertain words, number or amount] [00:25:37–00:25:38] 20,000 [semak: number or amount] [00:25:38–00:25:41] 2% 20% [semak: uncertain words, number or amount] [00:25:44–00:25:45] 2% daripada 1 million [semak: uncertain words, number or amount] [00:25:45–00:25:46] 20,000 [semak: uncertain words, number or amount] [00:25:50–00:25:51] yang ni adalah [semak: uncertain words] [00:25:54–00:25:54] manage [00:25:56–00:25:57] ni manage [00:25:57–00:25:57] ni performance [00:25:59–00:26:01] ok ni standard hedge fund lah [semak: uncertain words] [00:26:01–00:26:02] tak kisahlah 2% ke 4% ke [semak: number or amount] [00:26:02–00:26:03] point dia macam ni [semak: uncertain words] [00:26:03–00:26:05] hedge fund standard yang tak islamik ni [00:26:05–00:26:05] dia kata [00:26:05–00:26:07] kalau tuan bagi 1 juta [semak: number or amount] [00:26:07–00:26:09] saya akan charge 2% yearly [semak: number or amount] [00:26:09–00:26:11] sebab saya nak manage dana ni je [00:26:11–00:26:12] dah tak boleh dah [00:26:12–00:26:14] dalam islamik loan [00:26:14–00:26:15] islamik punya capital [00:26:15–00:26:16] dia tak boleh [00:26:16–00:26:17] keuntungan disebabkan duit [00:26:17–00:26:20] Dia kena keuntungan disebabkan service boleh [semak: uncertain words] [00:26:20–00:26:23] So katalah saya hanya menguruskan dia 2% [semak: uncertain words, number or amount] [00:26:23–00:26:24] Terus saya nak charge 2% [semak: number or amount] [00:26:24–00:26:26] 1 million terus saya nak charge 2% [semak: number or amount] [00:26:26–00:26:26] Tak boleh lah [00:26:26–00:26:27] Okay [semak: uncertain words] [00:26:28–00:26:28] Manage [00:26:28–00:26:29] Dia charge daripada duit [00:26:29–00:26:30] Dia dah susah lah macam ni [semak: uncertain words] [00:26:30–00:26:32] Okay lepas tu kalau perform [00:26:32–00:26:34] Saya ambil lagi 20% [semak: number or amount] [00:26:34–00:26:34] Based on duit juga [00:26:34–00:26:35] Dia tak boleh [00:26:35–00:26:36] Sebab tu benda ni tak islamik [00:26:36–00:26:38] Walaupun dia dapat RM220,000 [semak: number or amount] [00:26:38–00:26:39] Per year [00:26:39–00:26:40] Menguruskan duit tu [00:26:40–00:26:42] Tapi dalam konsep [00:26:42–00:26:43] Wakalah [semak: uncertain words] [00:26:43–00:26:44] Bi Al-Ujrah [semak: uncertain words] [00:26:45–00:26:46] Al-Ujrah [00:26:46–00:26:47] Ujrah ni adalah [00:26:47–00:26:48] fee, dia punya upah [00:26:48–00:26:51] service, dia kena bersandarkan [00:26:51–00:26:52] service pengurusan [semak: uncertain words] [00:26:52–00:26:55] dan dia tak boleh atas hangin, dia kena buat kerja [semak: uncertain words] [00:26:55–00:26:56] orang ni kena buat kerja, tu syarat dia [00:26:56–00:26:58] sebab tu saya susah nak experiment ni, saya bukannya [semak: uncertain words] [00:26:59–00:27:00] license islamik lah bagaimana [semak: uncertain words] [00:27:00–00:27:03] takde, saya ni cek GPT, Pak Latau [semak: uncertain words] [00:27:03–00:27:04] tengok youtube sikit, macam tu je [00:27:04–00:27:07] so, tapi apa yang saya faham, bila saya dah kaji tu betul [00:27:07–00:27:09] dia kena buat kerja [semak: uncertain words] [00:27:09–00:27:11] dia kena disandarkan [00:27:11–00:27:12] daripada kerja yang dibuat [00:27:12–00:27:15] bukan daripada duit yang dia uruskan, itu je [00:27:15–00:27:16] so, guys [00:27:16–00:27:18] Kalau awak baru tengok video ni [semak: uncertain words] [00:27:18–00:27:19] Tahniah [00:27:19–00:27:20] Awak dah selangkah lebih bijak [00:27:20–00:27:21] That's why [00:27:21–00:27:22] Dalam loan option [00:27:22–00:27:23] The only cara [00:27:23–00:27:25] Untuk kita buat cara islamic [00:27:25–00:27:26] Adalah guna account hasan [semak: uncertain words] [00:27:27–00:27:27] Contoh Amir [00:27:27–00:27:28] Amir bagi penyanyi duit [semak: uncertain words] [00:27:29–00:27:30] Kita cakap Amir [00:27:30–00:27:31] Ternilalah Amir [semak: uncertain words] [00:27:31–00:27:32] Kalau company ada untung [00:27:32–00:27:33] Kita bagi lebih [semak: uncertain words] [00:27:33–00:27:34] Kalau company tak ada untung [00:27:34–00:27:35] Kita tak boleh buat apalah [00:27:35–00:27:36] Kita bagi pokok je lah [00:27:36–00:27:37] Kau ok tak? [semak: uncertain words] [00:27:37–00:27:38] Aku ok tak apa [semak: uncertain words] [00:27:38–00:27:39] Kita niat lah [00:27:39–00:27:40] Tak apa lah [00:27:40–00:27:40] Nanti kalau untung lebih [00:27:40–00:27:41] Bagi jalan lebih ke Amir [semak: uncertain words] [00:27:42–00:27:42] Syarat dia [00:27:42–00:27:43] Amir tak boleh tahu [00:27:43–00:27:44] Berapa dia dapat [00:27:44–00:27:45] Dengan loan RM50,000 tu [semak: number or amount] [00:27:45–00:27:47] Situasi kedua pula [00:27:47–00:27:47] Musyarakah [00:27:47–00:27:48] Ni standard lah [semak: uncertain words] [00:27:48–00:27:49] Saya dah explain tadi [00:27:49–00:27:49] Yang ni [semak: uncertain words] [00:27:49–00:27:50] Yang ni musyarakah ni [semak: uncertain words] [00:27:50–00:27:52] Maksudnya kita buat [00:27:52–00:27:52] Tarik Amir [semak: uncertain words] [00:27:52–00:27:53] Sebagai [00:27:54–00:27:55] Investor [00:27:55–00:27:56] Shareholder [00:27:56–00:27:57] Right [00:27:57–00:27:58] So itu sahaja [00:27:58–00:27:59] Untuk video type of capital [semak: uncertain words] [00:27:59–00:28:00] Tahniah [00:28:00–00:28:01] Pada awak lebih bijak [semak: uncertain words] [00:28:01–00:28:02] Daripada sebelum ni [00:28:02–00:28:03] So lepas ni boleh guna lah ayat [00:28:03–00:28:04] Aduh [00:28:04–00:28:06] Habis lah share aku dilute [semak: uncertain words] [00:28:06–00:28:07] Hulau [semak: uncertain words] [00:28:07–00:28:08] Kemah bawah [semak: uncertain words] [00:28:08–00:28:08] Jumpa dalam video seterusnya [semak: uncertain words] [00:28:08–00:28:09] Yes [semak: uncertain words]