Paid Up, Working & CAPEX Draf transkrip automatik penuh. Pembetulan istilah berdasarkan sumber direkodkan secara berasingan; tanda semakan menunjukkan perkataan yang perlu diperiksa. [00:00:00–00:00:10] Jenis-jenis capital, type of capital. Awak nak cari modal? Ni saya nak share tentang ilmu permodalan berat. [semak: uncertain words] [00:00:10–00:00:21] Ok, takde lah. Modal-modal. Ok guys, modal ni saya boleh kata ada 3 jenis modal. Modal yang pertama dia panggil sebagai, saya short form eh, P-U-C. [semak: uncertain words, number or amount] [00:00:21–00:00:22] Ataupun [00:00:22–00:00:23] Paid [semak: uncertain words] [00:00:23–00:00:24] Up [00:00:24–00:00:26] Capital [00:00:26–00:00:27] Ok [semak: uncertain words] [00:00:27–00:00:29] Modal permulaan [00:00:29–00:00:29] Setup company [semak: uncertain words] [00:00:29–00:00:31] Modal yang kedua [00:00:31–00:00:32] Dipanggil sebagai [00:00:32–00:00:32] Working [00:00:32–00:00:34] Sekejap lagi saya explain [semak: uncertain words] [00:00:34–00:00:35] Saya tulis dulu [00:00:35–00:00:36] Working capital [semak: uncertain words] [00:00:36–00:00:38] Awak dah boleh start afal [00:00:38–00:00:39] P-U-C [semak: uncertain words] [00:00:39–00:00:40] Working capital [00:00:40–00:00:41] Dan last sekali adalah [00:00:41–00:00:43] K-PACS [semak: uncertain words] [00:00:43–00:00:44] K-PACS [00:00:44–00:00:45] K-PACS ni patutnya [semak: uncertain words] [00:00:45–00:00:46] C-A [00:00:46–00:00:48] P [00:00:48–00:00:50] E-X [semak: uncertain words] [00:00:50–00:00:52] Haa macam ni [semak: uncertain words] [00:00:52–00:00:54] Capital expenses [semak: uncertain words] [00:00:55–00:00:56] Capital expenditure [00:00:56–00:00:56] Sorry [00:00:56–00:00:57] Capital [00:00:59–00:00:59] Ex [semak: uncertain words] [00:01:01–00:01:01] Penditure [semak: uncertain words] [00:01:03–00:01:04] Haa [00:01:04–00:01:04] Okay [semak: uncertain words] [00:01:04–00:01:06] So apa beza antara [00:01:06–00:01:08] Ketiga-tiga ni [semak: uncertain words] [00:01:08–00:01:08] Jom kita fahamkan [00:01:08–00:01:09] Ayat saya senang je [00:01:09–00:01:10] Saya guna bahasa kampung eh [00:01:10–00:01:11] Bagi senang faham sikit [00:01:11–00:01:13] Pay up capital adalah [semak: uncertain words] [00:01:15–00:01:15] Modal [00:01:17–00:01:18] Mula [00:01:18–00:01:19] Modal mula company [00:01:20–00:01:21] Mula saham [00:01:21–00:01:24] Sebab tu awak nak set up company tu [semak: uncertain words] [00:01:24–00:01:25] Nak buat saham tu [00:01:25–00:01:26] Berapa modal mula saham tu [00:01:26–00:01:27] Permulaan syarikat [00:01:27–00:01:28] Itu je simple [semak: uncertain words] [00:01:28–00:01:29] Nombor 2 [semak: number or amount] [00:01:29–00:01:30] Working capital ni adalah [00:01:32–00:01:33] Modal kerja [00:01:33–00:01:36] Modal untuk awak buat kerja [00:01:36–00:01:37] Untuk overhead [00:01:37–00:01:38] Overhead syarikat [00:01:38–00:01:39] Modal kerja [00:01:39–00:01:41] Dalam sekitar [00:01:41–00:01:43] Kita ambil 3 ke 6 bulan [semak: number or amount] [00:01:43–00:01:45] Sebab kita ada modal kerja bulanan [00:01:46–00:01:47] Dia panggil OPEX [semak: uncertain words] [00:01:47–00:01:48] Boleh juga panggil OPEX [semak: uncertain words] [00:01:48–00:01:49] Tapi saya ambil modal kerja lah [00:01:49–00:01:50] Working capital [semak: uncertain words] [00:01:50–00:01:51] Ni bahasa yang lebih tepat [semak: uncertain words] [00:01:51–00:01:53] Okay next pula [semak: uncertain words] [00:01:53–00:01:54] Kita ada [00:01:54–00:01:55] CapEx [semak: uncertain words] [00:01:55–00:01:56] CapEx ni adalah [00:01:56–00:01:58] Modal beli asset [00:01:59–00:02:00] Modal [00:02:01–00:02:01] Asset [00:02:02–00:02:03] Long term [00:02:03–00:02:05] Awak nak beli satu asset yang [semak: uncertain words] [00:02:05–00:02:07] Jangka masa panjang [00:02:07–00:02:08] Okay jom kita kira [00:02:08–00:02:11] Contohnya kita ambil situasi dalam gambar ni [semak: uncertain words] [00:02:11–00:02:11] Boleh tengok eh [00:02:11–00:02:12] Gambar ni [00:02:12–00:02:13] If [00:02:13–00:02:15] Paid up capital 10k [semak: uncertain words, number or amount] [00:02:15–00:02:17] Maka kita keluarkan duit [00:02:17–00:02:17] Kat sini RM [semak: uncertain words] [00:02:17–00:02:20] RM10,000 [semak: number or amount] [00:02:20–00:02:21] Kita ada berbanyak [semak: uncertain words] [00:02:21–00:02:22] Shareholder kat sini [semak: uncertain words] [00:02:22–00:02:23] Kita ada Abu [00:02:23–00:02:24] Abu 40% [semak: number or amount] [00:02:24–00:02:26] Ali 30% [semak: number or amount] [00:02:26–00:02:27] Amir 30% [semak: number or amount] [00:02:27–00:02:28] So berapa Abu nak kena keluar? [00:02:28–00:02:30] Abu kena keluar [00:02:30–00:02:31] Sebanyak berapa? [00:02:31–00:02:32] Sebanyak 4K [semak: uncertain words, number or amount] [00:02:32–00:02:33] Dah darab dia lah [semak: uncertain words] [00:02:33–00:02:33] Itu je [semak: uncertain words] [00:02:33–00:02:35] 40% darab dengan [semak: number or amount] [00:02:35–00:02:36] RM10,000 [semak: number or amount] [00:02:36–00:02:37] RM4,000 [semak: uncertain words, number or amount] [00:02:37–00:02:38] Ali 3K [semak: number or amount] [00:02:38–00:02:39] Amir 3K [semak: number or amount] [00:02:39–00:02:40] Itulah pay up capital [semak: uncertain words] [00:02:40–00:02:41] Pay up capital ni [00:02:41–00:02:42] Berapa banyak duit yang dikeluarkan [00:02:42–00:02:43] Sebab [00:02:43–00:02:44] Daripada RM10,000 ni [semak: number or amount] [00:02:44–00:02:45] Kebiasaannya [00:02:45–00:02:46] Akan diterbitkan [00:02:46–00:02:47] RM10,000 [semak: number or amount] [00:02:48–00:02:53] ribu unit share. Biasanya macam tu. Yang ni kita akan go [semak: uncertain words] [00:02:53–00:02:57] through lebih detail kejap lagi. Tapi awak kena faham. Dia [00:02:57–00:03:00] company Cosec ataupun setiap usaha syarikat ni untuk [semak: uncertain words] [00:03:00–00:03:03] company Seran Bahad lah. Kalau enterprise tak ada eh. Kalau [semak: uncertain words] [00:03:03–00:03:06] Seran Bahad memang ada. Tapi kalau enterprise eh. Kalau [00:03:06–00:03:07] awak tengok video saya ni awak enterprise pun tak ada [semak: uncertain words] [00:03:07–00:03:10] masalah. Awak boleh buat satu benda dia pandai sebagai [00:03:10–00:03:16] partnership agreement. Awak buat partnership keluar. [00:03:16–00:03:17] Terkeluar [00:03:20–00:03:21] Macam ni [semak: uncertain words] [00:03:22–00:03:23] Partnership [semak: uncertain words] [00:03:24–00:03:25] Agreement [00:03:28–00:03:30] Partnership Agreement ni [semak: uncertain words] [00:03:30–00:03:30] Awak buat [00:03:30–00:03:31] Awak bayar tahu [00:03:31–00:03:33] Dalam perjanjian ni [00:03:33–00:03:34] Berapa persen [00:03:34–00:03:35] Profit sharing [00:03:35–00:03:36] Awak namakan dia sebagai [00:03:36–00:03:38] Profit sharing je [00:03:38–00:03:39] Ini kalau [00:03:39–00:03:39] Company [00:03:39–00:03:40] Enterprise [00:03:40–00:03:42] Pun boleh sebenarnya [semak: uncertain words] [00:03:42–00:03:43] Cuma dia tak adalah unit-unit ni [semak: uncertain words] [00:03:43–00:03:45] Unit ni memang ada dalam SSM [semak: uncertain words] [00:03:45–00:03:47] Nama berapa unit [00:03:47–00:03:49] So kalau awak modal buka company 10,000 [semak: uncertain words, number or amount] [00:03:49–00:03:50] Biasanya [00:03:50–00:03:51] 10,000 unit share lah [semak: number or amount] [00:03:51–00:03:53] Katalah awak daftar company enterprise [semak: uncertain words] [00:03:53–00:03:54] Suri, Serenbahat [semak: uncertain words] [00:03:54–00:03:56] Serenbahat biasanya modal dalam cerita RM3000 [semak: number or amount] [00:03:56–00:03:58] Maka, kalau modal RM3000 [semak: number or amount] [00:03:58–00:03:59] Company [00:03:59–00:04:01] COSEC eh [semak: uncertain words] [00:04:01–00:04:01] Dia panggil sebagai [semak: uncertain words] [00:04:01–00:04:03] COSEC [00:04:04–00:04:05] COSEC [00:04:05–00:04:05] COSEC ni apa? [00:04:06–00:04:07] Company Secretary [00:04:08–00:04:10] Dia adalah setia usaha syarikat [00:04:11–00:04:12] Secretary [semak: uncertain words] [00:04:12–00:04:16] Setia usaha syarikat yang mendaftar dengan company Serenbahat awak [00:04:16–00:04:17] Biasanya kalau modal RM3000 [semak: number or amount] [00:04:17–00:04:18] PUC [00:04:18–00:04:21] Dia akan buka sebanyak RM3000 [semak: number or amount] [00:04:21–00:04:30] unit share. Dia akan ikut sama. Dia akan ambil satu ringgit equal satu unit. Biasanya [semak: uncertain words] [00:04:30–00:04:35] macam tu. Ni standard lah sebab dia nak senang kira. So katalah macam itu saya daftar [semak: uncertain words] [00:04:35–00:04:40] company saya pay up kami letak RM200,000. So dia keluarkan RM200,000 unit share. So [semak: number or amount] [00:04:40–00:04:49] katakanlah Abu ni own 40% maka dia akan ambil darab lah kat sini. Kalau 40% daripada [semak: number or amount] [00:04:49–00:04:51] 10,000 unit, 4,000 lah. 4,000 [semak: number or amount] [00:04:51–00:04:53] Ali, 3,000 unit share, Amir, 3,000 [semak: uncertain words, number or amount] [00:04:54–00:04:55] Katakanlah pay up dia sikit, 3,000 [semak: uncertain words, number or amount] [00:04:55–00:04:57] Maka dia ikut follow yang tu lah [00:04:57–00:04:58] Dia ikut berapa jumlah share [00:04:58–00:05:00] Okay, itu adalah pay up capital [semak: uncertain words] [00:05:00–00:05:02] So, duit yang dimasukkan oleh shareholder [00:05:02–00:05:05] Untuk memiliki saham syarikat dan [semak: uncertain words] [00:05:05–00:05:07] Semua orang wajib keluar duit [semak: uncertain words] [00:05:07–00:05:09] Sebab tu dalam video sebelum ni, saya dah explain [00:05:09–00:05:11] Semua orang wajib keluar duit, kalau tak jadi [semak: uncertain words] [00:05:11–00:05:13] Staff partner lah, dah awak kena tolak gaji pula [semak: uncertain words] [00:05:13–00:05:14] Tak recommended lah, cara macam tu [00:05:14–00:05:17] Tapi, asas akad dia ni, bila [00:05:17–00:05:18] Salam kata jadi tu [semak: uncertain words] [00:05:18–00:05:19] Wajib keluar duit [00:05:19–00:05:20] Walaupun sikit [00:05:20–00:05:21] Tolonglah [00:05:22–00:05:23] Tolonglah keluar duit [00:05:23–00:05:23] Saya macam benci betul [00:05:23–00:05:24] Saya banyak kali buat silap [00:05:24–00:05:25] Sebelum ni [00:05:25–00:05:26] Bila saya berpartner dengan orang [00:05:26–00:05:27] Saya macam [00:05:27–00:05:27] Takpelah [00:05:27–00:05:28] Saya je keluar duit [00:05:28–00:05:29] Dia tak [00:05:29–00:05:30] Dia beza tau [semak: uncertain words] [00:05:31–00:05:32] Duit tu jangan main [semak: uncertain words] [00:05:32–00:05:33] Tolak-tolak kontra-kontra tak [semak: uncertain words] [00:05:33–00:05:34] Transfer dulu [00:05:34–00:05:35] Berarti dia transfer balik [semak: uncertain words] [00:05:35–00:05:35] Dia kena wajib [00:05:35–00:05:36] Ada akad tu [00:05:36–00:05:37] Transfer tu kena masuk [00:05:38–00:05:39] Transfer yang berbeza [00:05:39–00:05:39] Bukannya [00:05:39–00:05:40] Eh aku hutang kau [semak: uncertain words] [00:05:40–00:05:41] RM10,000 kan [semak: number or amount] [00:05:41–00:05:42] RM10,000 yang aku hutang tu [semak: number or amount] [00:05:42–00:05:43] Convert jadi company seram bahagian [semak: uncertain words] [00:05:43–00:05:44] Tak boleh eh [00:05:44–00:05:45] Awak kena bayar dulu [00:05:45–00:05:46] RM10,000 kat dia [semak: number or amount] [00:05:46–00:05:47] Lepas tu dia transfer balik [00:05:47–00:05:48] Macam tu cara dia [00:05:48–00:05:49] Katalah dia ada hutang [00:05:49–00:05:50] Awak 300 [semak: uncertain words, number or amount] [00:05:50–00:05:51] Awak kena [00:05:51–00:05:52] Bayar lu 300 [semak: uncertain words, number or amount] [00:05:52–00:05:53] Dia modal balik 300 tu [semak: number or amount] [00:05:53–00:05:54] Dia tak boleh main kontra-kontra [00:05:54–00:05:55] Dia tak jadi [00:05:55–00:05:55] Sebab [00:05:55–00:05:57] Itu adalah asas dia [00:05:57–00:05:58] Akad dia [00:05:58–00:05:58] Okay [semak: uncertain words] [00:05:58–00:06:00] Nombor dua adalah [semak: uncertain words] [00:06:00–00:06:00] Working capital [00:06:00–00:06:01] Okay working capital ni [semak: uncertain words] [00:06:02–00:06:03] Ibaratnya macam [00:06:03–00:06:04] Berapakah duit [00:06:04–00:06:05] Untuk syarikat bertahan [00:06:05–00:06:06] Di fasa survival [00:06:06–00:06:07] Biasanya [00:06:07–00:06:08] Dia boleh datang daripada [00:06:08–00:06:09] Macam-macam benda lah [00:06:09–00:06:10] Contoh daripada [00:06:10–00:06:11] Sheholder loan [semak: uncertain words] [00:06:11–00:06:12] Daripada shop turn loan [semak: uncertain words] [00:06:12–00:06:13] Dan sebagainya [00:06:13–00:06:13] Okay [00:06:13–00:06:14] Working capital ni [00:06:14–00:06:15] Modal [00:06:15–00:06:17] Untuk kita bekerja [00:06:17–00:06:19] Eh aku perlukan working capital lah [00:06:19–00:06:20] Oh ya ke berbanyak [semak: uncertain words] [00:06:20–00:06:22] Aku perlukan 100 ribu lah [semak: uncertain words, number or amount] [00:06:22–00:06:24] Atau tidak company aku tak boleh bertahan 3 bulan [semak: uncertain words, number or amount] [00:06:24–00:06:25] Working capital ni [00:06:25–00:06:28] Berapa modal untuk awak kekal bekerja [00:06:28–00:06:31] Biasanya kita set 3 bulan ke 6 bulan [semak: number or amount] [00:06:31–00:06:31] So dah harap lah [semak: uncertain words] [00:06:31–00:06:33] Sebab tu nanti dalam tempat yang seterusnya [00:06:33–00:06:35] Kita akan belajar tentang OPEX [00:06:35–00:06:36] Nanti kita akan belajar tentang ni [00:06:36–00:06:37] OPEX [00:06:37–00:06:38] OPEX ni apa [00:06:38–00:06:39] OPEX ni adalah [00:06:41–00:06:42] Operational [00:06:45–00:06:46] Expenses [00:06:46–00:06:48] Katalah awak punya ibarat macam [semak: uncertain words] [00:06:48–00:06:50] Monthly overhead awak adalah RM [00:06:50–00:06:51] RM20,000 [semak: uncertain words, number or amount] [00:06:51–00:06:53] So darab dengan 3 bulan [semak: number or amount] [00:06:54–00:06:55] Adalah RM60,000 [semak: number or amount] [00:06:55–00:06:58] Inilah awak punya working capital untuk 3 bulan [semak: uncertain words, number or amount] [00:06:58–00:07:00] So bila kita nak buat company [00:07:00–00:07:02] Kita kena stand by working capital [semak: uncertain words] [00:07:02–00:07:04] Takkanlah awak bermodalkan ni je [00:07:04–00:07:06] Modalkan RM10,000 je [semak: number or amount] [00:07:06–00:07:08] Yang nak bayar gaji setiap bulan ni [semak: uncertain words] [00:07:08–00:07:10] Sebab tu lah kena ada working capital juga [semak: uncertain words] [00:07:10–00:07:12] Working capital ni optional lah [00:07:12–00:07:13] Nak masukkan sebulan boleh [semak: uncertain words] [00:07:13–00:07:13] Dua bulan boleh [semak: uncertain words] [00:07:13–00:07:14] Tiga bulan boleh [00:07:14–00:07:15] Biasanya orang buat [00:07:15–00:07:16] Tiga ke enam bulan [00:07:17–00:07:19] Dan boleh letak dalam bentuk loan [semak: uncertain words] [00:07:19–00:07:20] Ha ni loan ni maksudnya [semak: uncertain words] [00:07:20–00:07:21] Katalah Abu [00:07:21–00:07:22] Dia keluarkan loan [00:07:23–00:07:24] Dan [00:07:24–00:07:25] Loan yang Abu keluarkan ni [00:07:25–00:07:28] Dia tak impact kepada share [semak: uncertain words] [00:07:28–00:07:29] Sebab dia bagilah bentuk loan [00:07:29–00:07:31] Abu owner dia bagi bentuk loan [semak: uncertain words] [00:07:31–00:07:33] Ha ni kita akan baca dalam chapter yang seterusnya lah [semak: uncertain words] [00:07:33–00:07:33] Semua dia beritail [semak: uncertain words] [00:07:33–00:07:34] Okay next [semak: uncertain words] [00:07:34–00:07:35] CapEx pula [semak: uncertain words] [00:07:35–00:07:36] CapEx adalah capital expenses [00:07:36–00:07:37] Contohnya [00:07:37–00:07:39] Awak nak renovate office [00:07:41–00:07:43] Beli perabot apa semua [00:07:43–00:07:43] 10k [semak: number or amount] [00:07:43–00:07:45] campur dengan meja [00:07:45–00:07:46] kerusi [00:07:46–00:07:47] bagai-bagai [00:07:47–00:07:48] ETC [00:07:48–00:07:49] awak modal lagi [semak: uncertain words] [00:07:49–00:07:50] dengan 5k [semak: uncertain words, number or amount] [00:07:50–00:07:52] so awak perlukan lah ni [semak: uncertain words] [00:07:52–00:07:53] ni dah modal lah ni [semak: uncertain words] [00:07:53–00:07:53] 15k [semak: number or amount] [00:07:53–00:07:54] itulah capex [00:07:54–00:07:56] capex ni adalah [00:07:56–00:07:57] asset long term [00:07:58–00:08:00] duit untuk beli asset [00:08:00–00:08:01] renovation ke [00:08:01–00:08:02] expansion ke [00:08:02–00:08:03] untuk ROI [00:08:03–00:08:04] return on investment [00:08:04–00:08:05] untuk dapatkan pulangan [00:08:05–00:08:06] secara long term [00:08:06–00:08:08] biasanya datang daripada [00:08:08–00:08:08] return earning [00:08:08–00:08:10] return earning ni maksudnya [00:08:10–00:08:11] untung terkumpul [00:08:11–00:08:13] contoh awak ada untung 10 ribu [semak: uncertain words, number or amount] [00:08:13–00:08:14] guna duit 10,000 tu [semak: uncertain words, number or amount] [00:08:14–00:08:14] boleh juga [semak: uncertain words] [00:08:14–00:08:16] ataupun equity injection [00:08:16–00:08:17] maksudnya awak [00:08:18–00:08:19] masuk share [00:08:19–00:08:21] ada orang lain [00:08:21–00:08:22] dia letak modal dalam company [00:08:23–00:08:24] 100,000 [semak: number or amount] [00:08:24–00:08:25] tapi dia dalam bentuk share [00:08:25–00:08:27] so company tak berhutang dengan dia [00:08:27–00:08:27] pun boleh juga [00:08:27–00:08:29] ataupun dalam bentuk pinjaman [00:08:29–00:08:29] loan [00:08:29–00:08:30] short term loan [00:08:30–00:08:32] leasing ke grant ke [00:08:32–00:08:32] grant kerajaan ke [00:08:32–00:08:33] dia macam-macam [semak: uncertain words] [00:08:33–00:08:34] sebab [00:08:34–00:08:35] untuk awak invest [00:08:35–00:08:37] takkanlah awak nak pakai duit sendiri [00:08:37–00:08:38] macam itulah [00:08:38–00:08:39] kalau awak guna daripada [00:08:39–00:08:40] retained earning [semak: uncertain words] [00:08:40–00:08:41] ataupun duit untung [00:08:41–00:08:42] yang awak dapat setiap bulan tu [00:08:42–00:08:44] Yang perat jerih awak tu [semak: uncertain words] [00:08:44–00:08:46] Setiap bulan dapat untung RM10,000 [semak: number or amount] [00:08:46–00:08:47] RM10,000 [semak: number or amount] [00:08:47–00:08:49] 6 bulan buat dapat RM60,000 [semak: uncertain words, number or amount] [00:08:49–00:08:51] RM60,000 tu awak habiskan beli mesin [semak: number or amount] [00:08:51–00:08:52] Takkanlah macam tu [00:08:52–00:08:54] Biasanya untuk capets [semak: uncertain words] [00:08:54–00:08:54] Kita akan guna [00:08:54–00:08:55] Grant [semak: uncertain words] [00:08:55–00:08:56] Guna loan [00:08:56–00:08:57] Sebab ini adalah [00:08:57–00:08:58] Asset [00:08:59–00:09:00] Bank suka benda ni [00:09:00–00:09:02] Investor suka benda ni [00:09:02–00:09:03] Sebab dia tahu [00:09:03–00:09:04] Awak bukannya nak investment [semak: uncertain words] [00:09:04–00:09:06] Sebab company nak melingkup [00:09:06–00:09:06] Sebab tu [00:09:06–00:09:08] Bila nak dapatkan investment [00:09:08–00:09:09] Jangan tunggu company nak mati [00:09:09–00:09:10] Bawa nak dapat investment [semak: uncertain words] [00:09:10–00:09:11] Investment ni [00:09:11–00:09:12] Waktu awak nak expand [00:09:12–00:09:15] Ini untuk awak nak scale up [00:09:16–00:09:18] Ataupun expand [00:09:21–00:09:21] Expansion [00:09:21–00:09:22] Eh [00:09:24–00:09:24] Expansion [00:09:24–00:09:27] Barulah awak buat capex ni [00:09:27–00:09:29] So, capex ni boleh masuk bila masa [00:09:29–00:09:32] Boleh masuk waktu bulan ketiga, tahun pertama, tahun ketiga [00:09:32–00:09:33] Dia akan berlaku [00:09:33–00:09:34] Sebab dia adalah duit [00:09:34–00:09:37] So, ini adalah jenis-jenis modal yang syarikat perlukan [00:09:37–00:09:39] Kita ada modal permulaan syarikat [00:09:39–00:09:41] Yang akan jadi dalam bentuk share [00:09:41–00:09:45] Kita ada modal untuk bekerja yang kita standby untuk 3 ke 6 bulan [semak: uncertain words, number or amount] [00:09:45–00:09:48] Dan kita juga ada capex [semak: uncertain words] [00:09:48–00:09:50] Capex yang kita standby [semak: uncertain words] [00:09:51–00:09:53] Untuk kita scale up [00:09:53–00:09:58] Dan working capital ni juga ada orang letak dalam bentuk cash reserve [00:09:59–00:09:59] Contoh [00:10:00–00:10:03] Bayangkan awak punya company ni dah tahun yang ke 10 [semak: number or amount] [00:10:04–00:10:06] Takkan awak tak nak ada working capital [00:10:06–00:10:08] At least cash reserve 3 bulan [semak: uncertain words, number or amount] [00:10:08–00:10:10] Macam itulah maksudnya awak dah standby [00:10:10–00:10:11] working capital [00:10:11–00:10:13] untuk awak bekerja [00:10:13–00:10:14] in case of apa-apa [00:10:14–00:10:15] ataupun cash reserve [00:10:15–00:10:16] selama 3 bulan [semak: number or amount] [00:10:16–00:10:18] so company boleh bertahan 3 bulan [semak: uncertain words, number or amount] [00:10:18–00:10:19] capex ni adalah asset [00:10:19–00:10:20] so [00:10:20–00:10:21] itu sahaja [00:10:21–00:10:22] untuk type of capital [00:10:22–00:10:24] kita pergi pula pada video [00:10:24–00:10:24] yang seterusnya [00:10:24–00:10:25] just [semak: uncertain words]