Paid Up, Working & CAPEX Source: https://coachadib.com/module/6ac0b8588a763e92db9f2ea9 Automatic full-length draft. Uncertain wording and figures require review. [00:00:00.210 – 00:00:10.010] Jenis-jenis capital, type of capital. Awak nak cari modal? Ni saya nak share tentang ilmu permodalan berat. [00:00:10.170 – 00:00:21.130] Ok, takde lah. Modal-modal. Ok guys, modal ni saya boleh kata ada 3 jenis modal. Modal yang pertama dia panggil sebagai, saya short form eh, P-U-C. [00:00:21.130 – 00:00:22.370] Ataupun [00:00:22.370 – 00:00:23.110] Paid [00:00:23.110 – 00:00:24.730] Up [00:00:24.730 – 00:00:26.110] Capital [00:00:26.110 – 00:00:27.790] Ok [00:00:27.790 – 00:00:29.130] Modal permulaan [00:00:29.130 – 00:00:29.890] Setup company [00:00:29.890 – 00:00:31.150] Modal yang kedua [00:00:31.150 – 00:00:32.130] Dipanggil sebagai [00:00:32.130 – 00:00:32.890] Working [00:00:32.890 – 00:00:34.570] Sekejap lagi saya explain [00:00:34.570 – 00:00:35.250] Saya tulis dulu [00:00:35.250 – 00:00:36.930] Working capital [00:00:36.930 – 00:00:38.490] Awak dah boleh start afal [00:00:38.490 – 00:00:39.650] P-U-C [00:00:39.650 – 00:00:40.550] Working capital [00:00:40.550 – 00:00:41.790] Dan last sekali adalah [00:00:41.790 – 00:00:43.110] K-PACS [00:00:43.110 – 00:00:44.290] K-PACS [00:00:44.970 – 00:00:45.810] K-PACS ni patutnya [00:00:45.810 – 00:00:46.850] C-A [00:00:46.850 – 00:00:48.590] P [00:00:48.590 – 00:00:50.950] E-X [00:00:50.950 – 00:00:52.250] Haa macam ni [00:00:52.250 – 00:00:54.030] Capital expenses [00:00:55.150 – 00:00:56.650] Capital expenditure [00:00:56.650 – 00:00:56.990] Sorry [00:00:56.990 – 00:00:57.930] Capital [00:00:59.070 – 00:00:59.870] Ex [00:01:01.010 – 00:01:01.810] Penditure [00:01:03.610 – 00:01:04.410] Haa [00:01:04.410 – 00:01:04.630] Okay [00:01:04.630 – 00:01:06.930] So apa beza antara [00:01:06.930 – 00:01:08.010] Ketiga-tiga ni [00:01:08.010 – 00:01:08.730] Jom kita fahamkan [00:01:08.730 – 00:01:09.650] Ayat saya senang je [00:01:09.650 – 00:01:10.590] Saya guna bahasa kampung eh [00:01:10.590 – 00:01:11.910] Bagi senang faham sikit [00:01:11.910 – 00:01:13.690] Pay up capital adalah [00:01:15.190 – 00:01:15.990] Modal [00:01:17.330 – 00:01:18.130] Mula [00:01:18.130 – 00:01:19.870] Modal mula company [00:01:20.590 – 00:01:21.750] Mula saham [00:01:21.750 – 00:01:24.150] Sebab tu awak nak set up company tu [00:01:24.150 – 00:01:25.350] Nak buat saham tu [00:01:25.350 – 00:01:26.670] Berapa modal mula saham tu [00:01:26.670 – 00:01:27.650] Permulaan syarikat [00:01:27.650 – 00:01:28.590] Itu je simple [00:01:28.590 – 00:01:29.690] Nombor 2 [00:01:29.690 – 00:01:30.890] Working capital ni adalah [00:01:32.690 – 00:01:33.810] Modal kerja [00:01:33.810 – 00:01:36.310] Modal untuk awak buat kerja [00:01:36.310 – 00:01:37.610] Untuk overhead [00:01:37.610 – 00:01:38.630] Overhead syarikat [00:01:38.630 – 00:01:39.530] Modal kerja [00:01:39.530 – 00:01:41.030] Dalam sekitar [00:01:41.030 – 00:01:43.210] Kita ambil 3 ke 6 bulan [00:01:43.210 – 00:01:45.430] Sebab kita ada modal kerja bulanan [00:01:46.150 – 00:01:47.550] Dia panggil OPEX [00:01:47.550 – 00:01:48.630] Boleh juga panggil OPEX [00:01:48.630 – 00:01:49.950] Tapi saya ambil modal kerja lah [00:01:49.950 – 00:01:50.690] Working capital [00:01:50.690 – 00:01:51.870] Ni bahasa yang lebih tepat [00:01:51.870 – 00:01:53.030] Okay next pula [00:01:53.030 – 00:01:54.050] Kita ada [00:01:54.050 – 00:01:55.210] CapEx [00:01:55.210 – 00:01:56.410] CapEx ni adalah [00:01:56.410 – 00:01:58.530] Modal beli asset [00:01:59.590 – 00:02:00.190] Modal [00:02:01.310 – 00:02:01.910] Asset [00:02:02.650 – 00:02:03.530] Long term [00:02:03.530 – 00:02:05.350] Awak nak beli satu asset yang [00:02:05.350 – 00:02:07.130] Jangka masa panjang [00:02:07.830 – 00:02:08.990] Okay jom kita kira [00:02:08.990 – 00:02:11.350] Contohnya kita ambil situasi dalam gambar ni [00:02:11.350 – 00:02:11.830] Boleh tengok eh [00:02:11.830 – 00:02:12.890] Gambar ni [00:02:12.890 – 00:02:13.450] If [00:02:13.450 – 00:02:15.430] Paid up capital 10k [00:02:15.430 – 00:02:17.030] Maka kita keluarkan duit [00:02:17.030 – 00:02:17.770] Kat sini RM [00:02:17.770 – 00:02:20.170] RM10,000 [00:02:20.170 – 00:02:21.710] Kita ada berbanyak [00:02:21.710 – 00:02:22.450] Shareholder kat sini [00:02:22.450 – 00:02:23.210] Kita ada Abu [00:02:23.210 – 00:02:24.910] Abu 40% [00:02:24.910 – 00:02:26.190] Ali 30% [00:02:26.190 – 00:02:27.170] Amir 30% [00:02:27.170 – 00:02:28.410] So berapa Abu nak kena keluar? [00:02:28.890 – 00:02:30.170] Abu kena keluar [00:02:30.170 – 00:02:31.450] Sebanyak berapa? [00:02:31.890 – 00:02:32.710] Sebanyak 4K [00:02:32.710 – 00:02:33.490] Dah darab dia lah [00:02:33.490 – 00:02:33.830] Itu je [00:02:33.830 – 00:02:35.730] 40% darab dengan [00:02:35.730 – 00:02:36.430] RM10,000 [00:02:36.430 – 00:02:37.070] RM4,000 [00:02:37.070 – 00:02:38.210] Ali 3K [00:02:38.210 – 00:02:39.010] Amir 3K [00:02:39.010 – 00:02:40.090] Itulah pay up capital [00:02:40.090 – 00:02:41.390] Pay up capital ni [00:02:41.390 – 00:02:42.710] Berapa banyak duit yang dikeluarkan [00:02:42.710 – 00:02:43.170] Sebab [00:02:43.170 – 00:02:44.570] Daripada RM10,000 ni [00:02:44.570 – 00:02:45.210] Kebiasaannya [00:02:45.210 – 00:02:46.550] Akan diterbitkan [00:02:46.550 – 00:02:47.750] RM10,000 [00:02:48.590 – 00:02:53.970] ribu unit share. Biasanya macam tu. Yang ni kita akan go [00:02:53.970 – 00:02:57.170] through lebih detail kejap lagi. Tapi awak kena faham. Dia [00:02:57.170 – 00:03:00.410] company Cosec ataupun setiap usaha syarikat ni untuk [00:03:00.410 – 00:03:03.590] company Seran Bahad lah. Kalau enterprise tak ada eh. Kalau [00:03:03.590 – 00:03:06.290] Seran Bahad memang ada. Tapi kalau enterprise eh. Kalau [00:03:06.290 – 00:03:07.950] awak tengok video saya ni awak enterprise pun tak ada [00:03:07.950 – 00:03:10.210] masalah. Awak boleh buat satu benda dia pandai sebagai [00:03:10.210 – 00:03:16.890] partnership agreement. Awak buat partnership keluar. [00:03:16.890 – 00:03:17.650] Terkeluar [00:03:20.590 – 00:03:21.550] Macam ni [00:03:22.970 – 00:03:23.650] Partnership [00:03:24.370 – 00:03:25.050] Agreement [00:03:28.740 – 00:03:30.220] Partnership Agreement ni [00:03:30.220 – 00:03:30.960] Awak buat [00:03:30.960 – 00:03:31.920] Awak bayar tahu [00:03:31.920 – 00:03:33.040] Dalam perjanjian ni [00:03:33.040 – 00:03:34.680] Berapa persen [00:03:34.680 – 00:03:35.480] Profit sharing [00:03:35.480 – 00:03:36.780] Awak namakan dia sebagai [00:03:36.780 – 00:03:38.440] Profit sharing je [00:03:38.440 – 00:03:39.080] Ini kalau [00:03:39.080 – 00:03:39.960] Company [00:03:39.960 – 00:03:40.880] Enterprise [00:03:40.880 – 00:03:42.000] Pun boleh sebenarnya [00:03:42.000 – 00:03:43.520] Cuma dia tak adalah unit-unit ni [00:03:43.520 – 00:03:45.860] Unit ni memang ada dalam SSM [00:03:45.860 – 00:03:47.060] Nama berapa unit [00:03:47.060 – 00:03:49.760] So kalau awak modal buka company 10,000 [00:03:49.760 – 00:03:50.340] Biasanya [00:03:50.340 – 00:03:51.780] 10,000 unit share lah [00:03:51.780 – 00:03:53.720] Katalah awak daftar company enterprise [00:03:53.720 – 00:03:54.760] Suri, Serenbahat [00:03:54.760 – 00:03:56.620] Serenbahat biasanya modal dalam cerita RM3000 [00:03:56.620 – 00:03:58.780] Maka, kalau modal RM3000 [00:03:58.780 – 00:03:59.520] Company [00:03:59.520 – 00:04:01.160] COSEC eh [00:04:01.160 – 00:04:01.840] Dia panggil sebagai [00:04:01.840 – 00:04:03.360] COSEC [00:04:04.200 – 00:04:05.000] COSEC [00:04:05.000 – 00:04:05.860] COSEC ni apa? [00:04:06.120 – 00:04:07.320] Company Secretary [00:04:08.140 – 00:04:10.500] Dia adalah setia usaha syarikat [00:04:11.860 – 00:04:12.660] Secretary [00:04:12.660 – 00:04:16.140] Setia usaha syarikat yang mendaftar dengan company Serenbahat awak [00:04:16.140 – 00:04:17.980] Biasanya kalau modal RM3000 [00:04:17.980 – 00:04:18.600] PUC [00:04:18.600 – 00:04:21.600] Dia akan buka sebanyak RM3000 [00:04:21.600 – 00:04:30.080] unit share. Dia akan ikut sama. Dia akan ambil satu ringgit equal satu unit. Biasanya [00:04:30.080 – 00:04:35.020] macam tu. Ni standard lah sebab dia nak senang kira. So katalah macam itu saya daftar [00:04:35.020 – 00:04:40.840] company saya pay up kami letak RM200,000. So dia keluarkan RM200,000 unit share. So [00:04:40.840 – 00:04:49.500] katakanlah Abu ni own 40% maka dia akan ambil darab lah kat sini. Kalau 40% daripada [00:04:49.500 – 00:04:51.380] 10,000 unit, 4,000 lah. 4,000 [00:04:51.380 – 00:04:53.380] Ali, 3,000 unit share, Amir, 3,000 [00:04:54.040 – 00:04:55.680] Katakanlah pay up dia sikit, 3,000 [00:04:55.680 – 00:04:57.600] Maka dia ikut follow yang tu lah [00:04:57.600 – 00:04:58.960] Dia ikut berapa jumlah share [00:04:58.960 – 00:05:00.960] Okay, itu adalah pay up capital [00:05:00.960 – 00:05:02.840] So, duit yang dimasukkan oleh shareholder [00:05:02.840 – 00:05:05.240] Untuk memiliki saham syarikat dan [00:05:05.240 – 00:05:07.420] Semua orang wajib keluar duit [00:05:07.420 – 00:05:09.540] Sebab tu dalam video sebelum ni, saya dah explain [00:05:09.540 – 00:05:11.460] Semua orang wajib keluar duit, kalau tak jadi [00:05:11.460 – 00:05:13.520] Staff partner lah, dah awak kena tolak gaji pula [00:05:13.520 – 00:05:14.940] Tak recommended lah, cara macam tu [00:05:14.940 – 00:05:17.300] Tapi, asas akad dia ni, bila [00:05:17.300 – 00:05:18.560] Salam kata jadi tu [00:05:18.560 – 00:05:19.600] Wajib keluar duit [00:05:19.600 – 00:05:20.620] Walaupun sikit [00:05:20.620 – 00:05:21.260] Tolonglah [00:05:22.040 – 00:05:23.000] Tolonglah keluar duit [00:05:23.000 – 00:05:23.940] Saya macam benci betul [00:05:23.940 – 00:05:24.880] Saya banyak kali buat silap [00:05:24.880 – 00:05:25.780] Sebelum ni [00:05:25.780 – 00:05:26.860] Bila saya berpartner dengan orang [00:05:26.860 – 00:05:27.200] Saya macam [00:05:27.200 – 00:05:27.800] Takpelah [00:05:27.800 – 00:05:28.760] Saya je keluar duit [00:05:28.760 – 00:05:29.360] Dia tak [00:05:29.360 – 00:05:30.660] Dia beza tau [00:05:31.220 – 00:05:32.280] Duit tu jangan main [00:05:32.280 – 00:05:33.500] Tolak-tolak kontra-kontra tak [00:05:33.500 – 00:05:34.280] Transfer dulu [00:05:34.280 – 00:05:35.120] Berarti dia transfer balik [00:05:35.120 – 00:05:35.780] Dia kena wajib [00:05:35.780 – 00:05:36.600] Ada akad tu [00:05:36.600 – 00:05:37.580] Transfer tu kena masuk [00:05:38.240 – 00:05:39.200] Transfer yang berbeza [00:05:39.200 – 00:05:39.540] Bukannya [00:05:39.540 – 00:05:40.460] Eh aku hutang kau [00:05:40.460 – 00:05:41.120] RM10,000 kan [00:05:41.120 – 00:05:42.640] RM10,000 yang aku hutang tu [00:05:42.640 – 00:05:43.940] Convert jadi company seram bahagian [00:05:43.940 – 00:05:44.360] Tak boleh eh [00:05:44.360 – 00:05:45.680] Awak kena bayar dulu [00:05:45.680 – 00:05:46.440] RM10,000 kat dia [00:05:46.440 – 00:05:47.540] Lepas tu dia transfer balik [00:05:47.540 – 00:05:48.480] Macam tu cara dia [00:05:48.480 – 00:05:49.760] Katalah dia ada hutang [00:05:49.760 – 00:05:50.300] Awak 300 [00:05:50.300 – 00:05:51.380] Awak kena [00:05:51.380 – 00:05:52.320] Bayar lu 300 [00:05:52.320 – 00:05:53.680] Dia modal balik 300 tu [00:05:53.680 – 00:05:54.880] Dia tak boleh main kontra-kontra [00:05:54.880 – 00:05:55.340] Dia tak jadi [00:05:55.340 – 00:05:55.740] Sebab [00:05:55.740 – 00:05:57.440] Itu adalah asas dia [00:05:57.440 – 00:05:58.000] Akad dia [00:05:58.000 – 00:05:58.680] Okay [00:05:58.680 – 00:06:00.020] Nombor dua adalah [00:06:00.020 – 00:06:00.740] Working capital [00:06:00.740 – 00:06:01.860] Okay working capital ni [00:06:02.520 – 00:06:03.420] Ibaratnya macam [00:06:03.420 – 00:06:04.800] Berapakah duit [00:06:04.800 – 00:06:05.700] Untuk syarikat bertahan [00:06:05.700 – 00:06:06.820] Di fasa survival [00:06:06.820 – 00:06:07.700] Biasanya [00:06:07.700 – 00:06:08.820] Dia boleh datang daripada [00:06:08.820 – 00:06:09.560] Macam-macam benda lah [00:06:09.560 – 00:06:10.300] Contoh daripada [00:06:10.300 – 00:06:11.180] Sheholder loan [00:06:11.180 – 00:06:12.600] Daripada shop turn loan [00:06:12.600 – 00:06:13.360] Dan sebagainya [00:06:13.360 – 00:06:13.580] Okay [00:06:13.580 – 00:06:14.920] Working capital ni [00:06:14.920 – 00:06:15.900] Modal [00:06:15.900 – 00:06:17.140] Untuk kita bekerja [00:06:17.720 – 00:06:19.580] Eh aku perlukan working capital lah [00:06:19.580 – 00:06:20.540] Oh ya ke berbanyak [00:06:20.540 – 00:06:22.360] Aku perlukan 100 ribu lah [00:06:22.360 – 00:06:24.020] Atau tidak company aku tak boleh bertahan 3 bulan [00:06:24.020 – 00:06:25.660] Working capital ni [00:06:25.660 – 00:06:28.380] Berapa modal untuk awak kekal bekerja [00:06:28.380 – 00:06:31.020] Biasanya kita set 3 bulan ke 6 bulan [00:06:31.020 – 00:06:31.540] So dah harap lah [00:06:31.540 – 00:06:33.880] Sebab tu nanti dalam tempat yang seterusnya [00:06:33.880 – 00:06:35.200] Kita akan belajar tentang OPEX [00:06:35.200 – 00:06:36.360] Nanti kita akan belajar tentang ni [00:06:36.360 – 00:06:37.000] OPEX [00:06:37.000 – 00:06:38.200] OPEX ni apa [00:06:38.200 – 00:06:39.340] OPEX ni adalah [00:06:41.920 – 00:06:42.400] Operational [00:06:45.480 – 00:06:46.040] Expenses [00:06:46.040 – 00:06:48.340] Katalah awak punya ibarat macam [00:06:48.340 – 00:06:50.060] Monthly overhead awak adalah RM [00:06:50.060 – 00:06:51.240] RM20,000 [00:06:51.240 – 00:06:53.440] So darab dengan 3 bulan [00:06:54.200 – 00:06:55.300] Adalah RM60,000 [00:06:55.300 – 00:06:58.500] Inilah awak punya working capital untuk 3 bulan [00:06:58.500 – 00:07:00.660] So bila kita nak buat company [00:07:00.660 – 00:07:02.460] Kita kena stand by working capital [00:07:02.460 – 00:07:04.800] Takkanlah awak bermodalkan ni je [00:07:04.800 – 00:07:06.540] Modalkan RM10,000 je [00:07:06.540 – 00:07:08.320] Yang nak bayar gaji setiap bulan ni [00:07:08.320 – 00:07:10.580] Sebab tu lah kena ada working capital juga [00:07:10.580 – 00:07:12.280] Working capital ni optional lah [00:07:12.280 – 00:07:13.240] Nak masukkan sebulan boleh [00:07:13.240 – 00:07:13.720] Dua bulan boleh [00:07:13.720 – 00:07:14.280] Tiga bulan boleh [00:07:14.280 – 00:07:15.360] Biasanya orang buat [00:07:15.360 – 00:07:16.580] Tiga ke enam bulan [00:07:17.240 – 00:07:19.080] Dan boleh letak dalam bentuk loan [00:07:19.080 – 00:07:20.980] Ha ni loan ni maksudnya [00:07:20.980 – 00:07:21.760] Katalah Abu [00:07:21.760 – 00:07:22.900] Dia keluarkan loan [00:07:23.540 – 00:07:24.060] Dan [00:07:24.060 – 00:07:25.920] Loan yang Abu keluarkan ni [00:07:25.920 – 00:07:28.180] Dia tak impact kepada share [00:07:28.180 – 00:07:29.440] Sebab dia bagilah bentuk loan [00:07:29.980 – 00:07:31.360] Abu owner dia bagi bentuk loan [00:07:31.360 – 00:07:33.000] Ha ni kita akan baca dalam chapter yang seterusnya lah [00:07:33.000 – 00:07:33.660] Semua dia beritail [00:07:33.660 – 00:07:34.420] Okay next [00:07:34.420 – 00:07:35.040] CapEx pula [00:07:35.040 – 00:07:36.780] CapEx adalah capital expenses [00:07:36.780 – 00:07:37.560] Contohnya [00:07:37.560 – 00:07:39.320] Awak nak renovate office [00:07:41.880 – 00:07:43.360] Beli perabot apa semua [00:07:43.360 – 00:07:43.940] 10k [00:07:43.940 – 00:07:45.620] campur dengan meja [00:07:45.620 – 00:07:46.140] kerusi [00:07:46.140 – 00:07:47.360] bagai-bagai [00:07:47.360 – 00:07:48.440] ETC [00:07:48.440 – 00:07:49.760] awak modal lagi [00:07:49.760 – 00:07:50.560] dengan 5k [00:07:50.560 – 00:07:52.120] so awak perlukan lah ni [00:07:52.120 – 00:07:53.040] ni dah modal lah ni [00:07:53.040 – 00:07:53.780] 15k [00:07:53.780 – 00:07:54.840] itulah capex [00:07:54.840 – 00:07:56.220] capex ni adalah [00:07:56.220 – 00:07:57.420] asset long term [00:07:58.440 – 00:08:00.220] duit untuk beli asset [00:08:00.220 – 00:08:01.300] renovation ke [00:08:01.300 – 00:08:02.220] expansion ke [00:08:02.220 – 00:08:03.080] untuk ROI [00:08:03.080 – 00:08:04.320] return on investment [00:08:04.320 – 00:08:05.480] untuk dapatkan pulangan [00:08:05.480 – 00:08:06.400] secara long term [00:08:06.400 – 00:08:08.120] biasanya datang daripada [00:08:08.120 – 00:08:08.860] return earning [00:08:08.860 – 00:08:10.040] return earning ni maksudnya [00:08:10.040 – 00:08:11.420] untung terkumpul [00:08:11.420 – 00:08:13.140] contoh awak ada untung 10 ribu [00:08:13.140 – 00:08:14.240] guna duit 10,000 tu [00:08:14.240 – 00:08:14.660] boleh juga [00:08:14.660 – 00:08:16.480] ataupun equity injection [00:08:16.480 – 00:08:17.800] maksudnya awak [00:08:18.620 – 00:08:19.560] masuk share [00:08:19.560 – 00:08:21.180] ada orang lain [00:08:21.180 – 00:08:22.980] dia letak modal dalam company [00:08:23.580 – 00:08:24.460] 100,000 [00:08:24.460 – 00:08:25.760] tapi dia dalam bentuk share [00:08:25.760 – 00:08:27.360] so company tak berhutang dengan dia [00:08:27.360 – 00:08:27.920] pun boleh juga [00:08:27.920 – 00:08:29.340] ataupun dalam bentuk pinjaman [00:08:29.340 – 00:08:29.620] loan [00:08:29.620 – 00:08:30.760] short term loan [00:08:30.760 – 00:08:32.000] leasing ke grant ke [00:08:32.000 – 00:08:32.900] grant kerajaan ke [00:08:32.900 – 00:08:33.400] dia macam-macam [00:08:33.400 – 00:08:34.180] sebab [00:08:34.180 – 00:08:35.900] untuk awak invest [00:08:35.900 – 00:08:37.600] takkanlah awak nak pakai duit sendiri [00:08:37.600 – 00:08:38.360] macam itulah [00:08:38.360 – 00:08:39.900] kalau awak guna daripada [00:08:39.900 – 00:08:40.640] retained earning [00:08:40.640 – 00:08:41.740] ataupun duit untung [00:08:41.740 – 00:08:42.940] yang awak dapat setiap bulan tu [00:08:42.940 – 00:08:44.960] Yang perat jerih awak tu [00:08:44.960 – 00:08:46.580] Setiap bulan dapat untung RM10,000 [00:08:46.580 – 00:08:47.780] RM10,000 [00:08:47.780 – 00:08:49.700] 6 bulan buat dapat RM60,000 [00:08:49.700 – 00:08:51.580] RM60,000 tu awak habiskan beli mesin [00:08:51.580 – 00:08:52.360] Takkanlah macam tu [00:08:52.360 – 00:08:54.140] Biasanya untuk capets [00:08:54.140 – 00:08:54.980] Kita akan guna [00:08:54.980 – 00:08:55.680] Grant [00:08:55.680 – 00:08:56.420] Guna loan [00:08:56.420 – 00:08:57.440] Sebab ini adalah [00:08:57.440 – 00:08:58.620] Asset [00:08:59.380 – 00:09:00.780] Bank suka benda ni [00:09:00.780 – 00:09:02.580] Investor suka benda ni [00:09:02.580 – 00:09:03.140] Sebab dia tahu [00:09:03.140 – 00:09:04.840] Awak bukannya nak investment [00:09:04.840 – 00:09:06.000] Sebab company nak melingkup [00:09:06.000 – 00:09:06.980] Sebab tu [00:09:06.980 – 00:09:08.240] Bila nak dapatkan investment [00:09:08.240 – 00:09:09.720] Jangan tunggu company nak mati [00:09:09.720 – 00:09:10.360] Bawa nak dapat investment [00:09:10.360 – 00:09:11.000] Investment ni [00:09:11.000 – 00:09:12.060] Waktu awak nak expand [00:09:12.060 – 00:09:15.640] Ini untuk awak nak scale up [00:09:16.860 – 00:09:18.120] Ataupun expand [00:09:21.020 – 00:09:21.660] Expansion [00:09:21.660 – 00:09:22.740] Eh [00:09:24.020 – 00:09:24.660] Expansion [00:09:24.660 – 00:09:27.320] Barulah awak buat capex ni [00:09:27.320 – 00:09:29.240] So, capex ni boleh masuk bila masa [00:09:29.240 – 00:09:32.840] Boleh masuk waktu bulan ketiga, tahun pertama, tahun ketiga [00:09:32.840 – 00:09:33.560] Dia akan berlaku [00:09:33.560 – 00:09:34.840] Sebab dia adalah duit [00:09:34.840 – 00:09:37.840] So, ini adalah jenis-jenis modal yang syarikat perlukan [00:09:37.840 – 00:09:39.880] Kita ada modal permulaan syarikat [00:09:39.880 – 00:09:41.660] Yang akan jadi dalam bentuk share [00:09:41.660 – 00:09:45.700] Kita ada modal untuk bekerja yang kita standby untuk 3 ke 6 bulan [00:09:45.700 – 00:09:48.060] Dan kita juga ada capex [00:09:48.680 – 00:09:50.040] Capex yang kita standby [00:09:51.200 – 00:09:53.540] Untuk kita scale up [00:09:53.540 – 00:09:58.280] Dan working capital ni juga ada orang letak dalam bentuk cash reserve [00:09:59.380 – 00:09:59.980] Contoh [00:10:00.720 – 00:10:03.920] Bayangkan awak punya company ni dah tahun yang ke 10 [00:10:04.900 – 00:10:06.780] Takkan awak tak nak ada working capital [00:10:06.780 – 00:10:08.360] At least cash reserve 3 bulan [00:10:08.360 – 00:10:10.280] Macam itulah maksudnya awak dah standby [00:10:10.280 – 00:10:11.780] working capital [00:10:11.780 – 00:10:13.340] untuk awak bekerja [00:10:13.340 – 00:10:14.580] in case of apa-apa [00:10:14.580 – 00:10:15.600] ataupun cash reserve [00:10:15.600 – 00:10:16.860] selama 3 bulan [00:10:16.860 – 00:10:18.340] so company boleh bertahan 3 bulan [00:10:18.340 – 00:10:19.800] capex ni adalah asset [00:10:19.800 – 00:10:20.260] so [00:10:20.260 – 00:10:21.180] itu sahaja [00:10:21.180 – 00:10:22.460] untuk type of capital [00:10:22.460 – 00:10:24.040] kita pergi pula pada video [00:10:24.040 – 00:10:24.860] yang seterusnya [00:10:24.860 – 00:10:25.660] just