Maturity Checklist Draf transkrip automatik penuh. Pembetulan istilah berdasarkan sumber direkodkan secara berasingan; tanda semakan menunjukkan perkataan yang perlu diperiksa. [00:00:00–00:00:28] Maturity Checklist. Kalau tadi saya dah share tentang partnership life cycle. Perjalanan seorang usahawan yang berpartner. Sekarang ni saya nak check pula. Check pula. Maturity Checklist. Maturity Checklist. Maksudnya, macam mana aku nak tahu yang partner aku ni matang ke tak matang? Weh, matang dong kau ke tak cukup matang? Bawah sikit. Okay. So, ada 8 semua sekali. Tak apalah, biar je. 8 semua sekali, guys. [semak: uncertain words, number or amount] [00:00:28–00:00:29] Nombor satu [semak: uncertain words] [00:00:29–00:00:30] Jom kita kontrol adalah [semak: uncertain words] [00:00:30–00:00:31] Maximum staff [00:00:31–00:00:33] Berapa maximum staff [00:00:33–00:00:35] Yang dia dah pernah hire [00:00:35–00:00:36] Ush, benda ni besar [semak: uncertain words] [00:00:36–00:00:37] Ini menunjukkan [00:00:37–00:00:40] Dia ada capacity untuk handle people [semak: uncertain words] [00:00:41–00:00:42] Handle manusia [semak: uncertain words] [00:00:44–00:00:45] Sebab banyak je yang boleh sembang [semak: uncertain words] [00:00:45–00:00:47] Kata, aku dah lama buat bisnes [00:00:47–00:00:48] Berapa banyak staff kau dah ada [00:00:49–00:00:50] Setakat 10 tahun ni [semak: number or amount] [00:00:50–00:00:52] Baru hire 5 orang lah [semak: uncertain words, number or amount] [00:00:53–00:00:54] Lain eh, tak sama eh [00:00:54–00:00:57] Kalau usahawan yang baru hire 5 orang [semak: number or amount] [00:00:57–00:00:59] Dengan usahawan yang baru buat bisnes 2 tahun [semak: number or amount] [00:00:59–00:01:01] Tapi dah hire 10-20 orang [semak: number or amount] [00:01:02–00:01:03] Intensity tu mahal [00:01:03–00:01:04] Sebab tu kita guna-guna yang ni [00:01:04–00:01:05] Intensity [00:01:05–00:01:09] Jangan menilai pada jumlah tahun dia dah buat [semak: uncertain words] [00:01:09–00:01:10] Jangan percaya sangat lah [semak: uncertain words] [00:01:10–00:01:12] Orang kata saya dah meniaga 10 tahun [semak: uncertain words, number or amount] [00:01:12–00:01:13] Saya dah meniaga 20 tahun [semak: number or amount] [00:01:13–00:01:14] Tanya balik [00:01:14–00:01:15] Berapa-banyak staff kau dah hire [00:01:15–00:01:18] Boleh jadi kau ni sama je dengan budak yang [semak: uncertain words] [00:01:18–00:01:19] Buat bisnes baru setahun tu [00:01:19–00:01:20] So itu nombor 1 [semak: uncertain words, number or amount] [00:01:20–00:01:21] Bilangan staff yang dia pernah handle [semak: uncertain words] [00:01:21–00:01:23] Nombor 2 pula adalah [semak: number or amount] [00:01:24–00:01:25] Maksimum [00:01:26–00:01:26] Partner [00:01:26–00:01:28] Yang dia pernah handle [00:01:28–00:01:30] Ada yang berpartner dengan wife [00:01:30–00:01:31] Sampai kesudah [00:01:31–00:01:32] Ini lain guys [00:01:32–00:01:34] Partner ni menunjukkan [00:01:35–00:01:36] Relationship [00:01:36–00:01:37] Kepiship team [semak: uncertain words] [00:01:38–00:01:38] Relationship ni [00:01:38–00:01:39] Macam mana dia handle [semak: uncertain words] [00:01:41–00:01:41] Relationship [00:01:41–00:01:42] Dengan partner [00:01:43–00:01:43] Bayangkan eh [semak: uncertain words] [00:01:43–00:01:44] Berpartner ni [00:01:44–00:01:45] Sikit lagi dah [00:01:45–00:01:46] Hampir berkahwin dah [00:01:46–00:01:47] Bukan senang lah berpartner [semak: uncertain words] [00:01:47–00:01:48] Saya sendiri dengan partner saya dah [00:01:48–00:01:49] 11 tahun [semak: number or amount] [00:01:49–00:01:50] Kita buat bisnes [semak: uncertain words] [00:01:50–00:01:51] Sampai sekarang Alhamdulillah [00:01:51–00:01:53] Benda paling mahal [00:01:53–00:01:55] Currency paling mahal dalam partner adalah apa [semak: uncertain words] [00:01:56–00:01:56] Kita panggil [semak: uncertain words] [00:01:56–00:01:58] Partnership currency [semak: uncertain words] [00:01:59–00:02:00] Apa benda [00:02:00–00:02:01] Partnership [00:02:03–00:02:04] Currency [00:02:04–00:02:05] Matawang [00:02:05–00:02:05] Adalah [00:02:05–00:02:06] Trust [00:02:07–00:02:08] Benda ni awak nak beli kat mana [semak: uncertain words] [00:02:08–00:02:10] Mana ada orang ajar pasal trust [00:02:10–00:02:12] Awak buatlah segala agreement [00:02:12–00:02:13] Lawyer legal [00:02:13–00:02:14] Mak nenek segalipun [semak: uncertain words] [00:02:14–00:02:15] Kalau trust tak ada guys [00:02:15–00:02:16] Memang tak boleh buat apa [00:02:16–00:02:18] Sebab tu trust bagi saya [00:02:18–00:02:19] Sangat-sangat penting [00:02:19–00:02:19] Ni nombor satu [00:02:19–00:02:20] Okay [semak: uncertain words] [00:02:20–00:02:21] So maximum partner [semak: uncertain words] [00:02:21–00:02:23] Kalau dia berpartner dengan wife je [00:02:23–00:02:24] Awak pun tahulah [semak: uncertain words] [00:02:24–00:02:25] Contohnya kita rate lah kat sini [00:02:25–00:02:27] Okay berapa banyak lah [semak: uncertain words] [00:02:27–00:02:27] Okay [00:02:27–00:02:28] Partner aku ni [00:02:28–00:02:30] Dia dah berpartner [00:02:30–00:02:32] Dia ada dah handle 12 orang staff [semak: uncertain words, number or amount] [00:02:32–00:02:33] Okay awak rating lah dia [00:02:33–00:02:34] Eh bro nak tanya lah [00:02:34–00:02:35] Janganlah [00:02:35–00:02:36] Janganlah sudah isi benda lah ni [00:02:37–00:02:37] Assalamualaikum [00:02:38–00:02:39] Sebelum nak berpartner dengan saya [00:02:39–00:02:40] Boleh tak isi form ni [00:02:40–00:02:41] Om boy siap buat form [semak: uncertain words] [00:02:41–00:02:41] Tak adalah [00:02:41–00:02:43] Tanya secara general je lah [00:02:43–00:02:43] Dia tak perasan [00:02:43–00:02:44] Bila kita tengah interview dia [semak: uncertain words] [00:02:44–00:02:46] Rupanya partner dia [00:02:46–00:02:47] Ada 3 orang je [semak: number or amount] [00:02:47–00:02:47] Sebelum ni [00:02:47–00:02:49] Mungkin kawan dia sorang [00:02:49–00:02:50] Wife dia sorang [00:02:50–00:02:51] Dan kawan universiti dia sorang [00:02:51–00:02:52] Okay, ni beza lah kat sini [semak: uncertain words] [00:02:52–00:02:53] Okay, next pula [semak: uncertain words] [00:02:53–00:02:54] Kita rating seterusnya [00:02:54–00:02:56] Nombor tiga adalah [00:02:57–00:02:58] Maximum business [00:02:59–00:03:03] Berapa business yang awak pernah set up sebenarnya? [00:03:03–00:03:04] Tolong share kat saya jap [semak: uncertain words] [00:03:04–00:03:05] Business ni macam-macam tau [semak: uncertain words] [00:03:05–00:03:06] Saya nak awak anggap [00:03:06–00:03:08] Project juga adalah business [00:03:09–00:03:10] Dia adalah macam [00:03:11–00:03:12] Source of income [00:03:12–00:03:13] Source of revenue [00:03:13–00:03:14] SOR [semak: uncertain words] [00:03:14–00:03:15] Source [00:03:17–00:03:18] Of revenue [semak: uncertain words] [00:03:18–00:03:18] Banyak [semak: uncertain words] [00:03:18–00:03:20] Source of revenue [semak: uncertain words] [00:03:20–00:03:21] Revenue ni apa? [00:03:21–00:03:23] Revenue ni adalah income lah [semak: uncertain words] [00:03:24–00:03:25] Dan [semak: uncertain words] [00:03:25–00:03:27] Dia boleh jadi company [00:03:28–00:03:29] Dia boleh jadi [00:03:29–00:03:30] Project [semak: uncertain words] [00:03:31–00:03:33] Dia boleh jadi seran bahat [semak: uncertain words] [00:03:33–00:03:35] Tak kisah pun, boleh jadi enterprise [00:03:35–00:03:36] Boleh jadi tak ada pun [00:03:36–00:03:38] Poin dia, berapa banyak [00:03:38–00:03:41] Yang kau pernah wujudkan source of revenue [00:03:41–00:03:42] Tak kisahlah projek [00:03:42–00:03:44] Meniaga air kelapa ke, berapa banyak bro eh [semak: uncertain words] [00:03:44–00:03:47] Wish, banyak lah, aku pernah meniaga air kelapa [semak: uncertain words] [00:03:47–00:03:49] Buat printing, lepas tu ni, asal dia dekat sebelas [00:03:49–00:03:50] Wish, macam-macam eh [00:03:51–00:03:51] Beza tau [00:03:51–00:03:53] Dengan orang yang [semak: uncertain words] [00:03:53–00:03:54] Oh saya memang [00:03:54–00:03:54] Menaaga [semak: uncertain words] [00:03:54–00:03:55] Jual fashion je [00:03:55–00:03:56] Berapa lama dah [00:03:57–00:03:58] Lepas habis belajar [00:03:58–00:03:59] Umur saya 26 [semak: number or amount] [00:03:59–00:04:00] Saya memang start business [00:04:00–00:04:00] Sampai sekarang [00:04:00–00:04:01] Umur saya 32 [semak: number or amount] [00:04:01–00:04:02] Dah 6 tahun [semak: number or amount] [00:04:02–00:04:02] Satu je [00:04:02–00:04:03] Satu je [00:04:03–00:04:04] Perdah tukar tak? [semak: uncertain words] [00:04:04–00:04:04] Tak pernah [00:04:04–00:04:05] Lain lah [00:04:05–00:04:06] So awak tahulah [00:04:06–00:04:07] Dia adalah usahawan [00:04:07–00:04:08] Defensif [00:04:08–00:04:09] So kat sini kita nak [00:04:09–00:04:09] Kena judge [00:04:09–00:04:10] Berapa banyak [00:04:10–00:04:12] Business yang dia [00:04:12–00:04:12] Pernah handle [00:04:12–00:04:13] Mungkin dia pernah [00:04:13–00:04:13] Buat business lah [semak: uncertain words] [00:04:13–00:04:14] Ataupun company [00:04:14–00:04:15] Mungkin dia buat [00:04:15–00:04:16] Maybe 7 [semak: number or amount] [00:04:16–00:04:17] Buat lah macam tu [00:04:17–00:04:18] Okay awak dah pernah handle [00:04:18–00:04:19] 7 [semak: number or amount] [00:04:19–00:04:22] bangunan ataupun tujuh jenis [00:04:22–00:04:24] source of revenue yang pernah [00:04:24–00:04:26] berhasilkan. Negative positive [00:04:26–00:04:28] tak kisah tau. Dia tak kisah pun berjaya [00:04:28–00:04:30] ke gagal. Yang penting berapa banyak kau pernah [00:04:30–00:04:32] set up. Okay. Nombor empat pula [semak: uncertain words] [00:04:32–00:04:33] adalah terpanggil sebagai [00:04:37–00:04:39] maximum capital. [semak: uncertain words] [00:04:39–00:04:41] Berapakah maximum [00:04:42–00:04:43] capital [00:04:43–00:04:44] duit yang pernah diinject? [00:04:45–00:04:47] Beza. Ini nak tengok [00:04:47–00:04:49] dia punya fundraising capacity. [00:04:49–00:04:51] Boleh tak dia dapatkan [semak: uncertain words] [00:04:51–00:04:53] modal. Kalau company tersedak macam mana? [00:04:53–00:04:55] Terdesak macam mana? Maximum [00:04:55–00:04:57] business ni kita nak tengok dia punya diversity [00:04:58–00:04:59] diversification dia. Dia ni [semak: uncertain words] [00:04:59–00:05:01] ada banyak tak? Benda-benda yang [00:05:01–00:05:03] dia ni kreatif tak? Ke dia ni one sider [semak: uncertain words] [00:05:03–00:05:05] defensive je? Okay maximum capital ni pula kita [semak: uncertain words] [00:05:05–00:05:07] check sama ada dia ni. Boleh tak? [semak: uncertain words] [00:05:08–00:05:09] Naikkan modal. Fundraise [00:05:09–00:05:11] modal. Kalau aku tak ada modal [semak: uncertain words] [00:05:11–00:05:13] ush banyak duit awak. Oh saya ada [semak: uncertain words] [00:05:13–00:05:15] Fada, Pharma. Saya ada [semak: uncertain words] [00:05:15–00:05:17] investment daripada pakcik, makcik apa semua. Modal [00:05:17–00:05:19] yang dia pernah invest. Katalah okay power [semak: uncertain words] [00:05:19–00:05:21] Kak dia ni, berapa modal pernah invest [semak: uncertain words] [00:05:21–00:05:23] Oh rasanya modal panjang keluar ni boleh 500 je [semak: uncertain words, number or amount] [00:05:23–00:05:24] Sebab bisnesnya tak perlu modal, okey lah [semak: uncertain words] [00:05:24–00:05:26] Oh siapa nak keluar modal sampai [00:05:27–00:05:29] 50 ribu juga, okey lah awak dah tahu dah [semak: uncertain words, number or amount] [00:05:29–00:05:30] Oh dia ni high risk taker kat sini [00:05:30–00:05:32] Lepas tu next pula nombor 5 adalah [semak: number or amount] [00:05:33–00:05:35] Yang paling highest [00:05:36–00:05:36] Highest [00:05:38–00:05:39] 3 month eh [semak: number or amount] [00:05:39–00:05:40] Dia kena 3 bulan [semak: number or amount] [00:05:40–00:05:43] 3 month punya apa ni, sales average [semak: number or amount] [00:05:45–00:05:47] Maksudnya apa, awak tanyalah dia [semak: uncertain words] [00:05:47–00:05:47] eh paling tinggi lah [semak: uncertain words] [00:05:47–00:05:49] paling saya dapat dalam masa 3 bulan [semak: uncertain words, number or amount] [00:05:49–00:05:50] average berapa [00:05:50–00:05:51] katalah bulan pertama ni [00:05:51–00:05:53] oh itu aku 200,000 [semak: uncertain words, number or amount] [00:05:54–00:05:55] pasal 150 [semak: uncertain words, number or amount] [00:05:55–00:05:57] dengan 300k [semak: number or amount] [00:05:57–00:05:59] pasal average aku dalam [semak: uncertain words] [00:06:00–00:06:01] 250k lah kot [semak: number or amount] [00:06:01–00:06:01] ok [00:06:01–00:06:03] so kita tahu dia pernah maintain [00:06:06–00:06:07] 250,000 [semak: number or amount] [00:06:07–00:06:09] selama setiap bulan [00:06:09–00:06:10] peman [00:06:10–00:06:11] selama 3 bulan [semak: number or amount] [00:06:11–00:06:11] average [00:06:11–00:06:13] so beza lah [00:06:13–00:06:15] dengan usahawan yang hanya pernah buat sale [00:06:15–00:06:15] 10,000 [semak: number or amount] [00:06:15–00:06:16] 50,000 [semak: number or amount] [00:06:16–00:06:17] seratus ribu [semak: uncertain words] [00:06:17–00:06:17] beza tak sama [00:06:17–00:06:18] so benda ni pun [00:06:18–00:06:19] kita nak kena tahu tau [00:06:19–00:06:21] bukannya kita main macam [00:06:21–00:06:22] tengok tanya [00:06:22–00:06:23] oh sale tinggi [semak: uncertain words] [00:06:23–00:06:23] tanya average [00:06:23–00:06:24] sebab boleh jadi [00:06:24–00:06:25] time tu hanyalah musim raya [00:06:25–00:06:26] sebab apa [00:06:26–00:06:27] saya nak tiga bulan [semak: uncertain words] [00:06:27–00:06:28] sebab saya takut [00:06:28–00:06:29] yang sale dia naik [00:06:29–00:06:30] waktu raya je [semak: uncertain words] [00:06:30–00:06:31] memang lah sale sejuta [semak: uncertain words] [00:06:31–00:06:32] so dia berbangga [00:06:32–00:06:33] dengan sale sejuta [00:06:33–00:06:34] yang dia hanya pernah [00:06:34–00:06:35] buat sekali je [00:06:35–00:06:36] pada musim [00:06:36–00:06:37] bulan raya [00:06:37–00:06:37] bulan empat [00:06:37–00:06:38] lepas tu duk berat [semak: uncertain words] [00:06:38–00:06:38] sampai sekarang [00:06:38–00:06:39] mampus lah [00:06:39–00:06:40] nyampah ke [semak: uncertain words] [00:06:40–00:06:41] yang kau pernah sustain [semak: uncertain words] [00:06:41–00:06:42] tiga bulan [00:06:42–00:06:43] ush [00:06:43–00:06:43] tak pernah lah [semak: uncertain words] [00:06:43–00:06:44] itu naik sekejap [00:06:44–00:06:45] tu turun balik [00:06:45–00:06:46] dan tak adil lah [semak: uncertain words] [00:06:46–00:06:46] Tak fair lah [semak: uncertain words] [00:06:46–00:06:47] Seasonal [semak: uncertain words] [00:06:47–00:06:48] Tak nak benda-benda yang seasonal [00:06:48–00:06:49] Nombor 6 adalah [semak: uncertain words, number or amount] [00:06:49–00:06:50] Highest [00:06:50–00:06:52] Tapi yang ni beza [00:06:52–00:06:54] Dia 3 month profit [semak: number or amount] [00:06:55–00:06:56] Untung eh [00:06:56–00:06:58] Berapa profit yang kau dah buat [00:06:58–00:06:59] Average [00:06:59–00:07:00] Ui kalau profit [00:07:00–00:07:02] Tak banyak [00:07:02–00:07:03] Untung bersih [00:07:03–00:07:04] Kiralah cuba kira [semak: uncertain words] [00:07:04–00:07:06] Ok untung bersih aku [semak: uncertain words] [00:07:07–00:07:09] Sini untung 30k [semak: number or amount] [00:07:10–00:07:13] Sini dalam 20k [semak: number or amount] [00:07:13–00:07:15] Yang tu banyak sikit lah 40 [semak: number or amount] [00:07:15–00:07:17] So, average aku boleh kata dalam sekitar [00:07:18–00:07:18] 30K [semak: number or amount] [00:07:18–00:07:19] Haa, ok [semak: uncertain words] [00:07:19–00:07:20] 30K [semak: number or amount] [00:07:20–00:07:20] So, dapat jawapan [00:07:22–00:07:22] 30K [semak: number or amount] [00:07:22–00:07:24] Untuk yang pertama, yang ni [semak: uncertain words] [00:07:24–00:07:25] Ok, next pula adalah [00:07:25–00:07:26] Nombor tujuh [00:07:28–00:07:28] Maximum loss [00:07:30–00:07:32] Berapakah kerugian yang dia pernah tanggup [00:07:32–00:07:34] Kenapa benda ni penting? [00:07:34–00:07:35] Sebab kita nak tahu [00:07:35–00:07:36] Dia punya [00:07:36–00:07:37] Resilien [semak: uncertain words] [00:07:37–00:07:37] 4 [semak: uncertain words, number or amount] [00:07:37–00:07:38] Tinggi bahasa resilient ni [semak: uncertain words] [00:07:38–00:07:39] Maksudnya [00:07:39–00:07:41] Ketahanan mental dia [00:07:41–00:07:42] Sebelum dia koyak [00:07:42–00:07:43] Duit koyak tak apa guys [00:07:43–00:07:44] Jangan mental koyak [00:07:44–00:07:44] Macam ni ya [semak: uncertain words] [00:07:45–00:07:47] Bisnes yang kita nak berpartner dengan dia [00:07:47–00:07:49] Baru negatif sikit RM10,000 [semak: number or amount] [00:07:49–00:07:50] Relax lah brother [00:07:50–00:07:51] Normal lah [00:07:51–00:07:51] Ini dah [semak: uncertain words] [00:07:51–00:07:53] Tak boleh lah [semak: uncertain words] [00:07:53–00:07:54] Macam mana Nindid nak buat apa Nindid [semak: uncertain words] [00:07:54–00:07:56] Oh no kita negatif ni [semak: uncertain words] [00:07:56–00:07:57] Relax brother [semak: uncertain words] [00:07:57–00:07:57] Kan [00:07:57–00:07:58] Kalau esok kiamat [semak: uncertain words] [00:07:58–00:07:59] Hari ni kita tak nampak ni [00:07:59–00:08:01] Ini esok kiamat [00:08:01–00:08:02] Hari ni dah bunuh diri [semak: uncertain words] [00:08:02–00:08:02] Janganlah macam tu [00:08:02–00:08:04] Jangan bunuh diri sebelum kiamat [00:08:04–00:08:04] Relax dulu [00:08:04–00:08:06] Sebab tu maximum loss ni [00:08:06–00:08:06] Kita nak check [00:08:06–00:08:07] Risk endurance [00:08:07–00:08:08] Tahap ketahanan dia [00:08:08–00:08:09] Tak semua orang [00:08:09–00:08:11] Boleh handle risiko [00:08:11–00:08:11] Sebab tu [00:08:11–00:08:13] Membezakan saya dengan awak [00:08:13–00:08:14] Awak dengan orang sana adalah [00:08:14–00:08:15] Risk management [00:08:15–00:08:16] Risk endurance kita berbeza [semak: uncertain words] [00:08:16–00:08:18] Ada orang baru hutang [00:08:18–00:08:18] Seratus ribu [semak: uncertain words] [00:08:18–00:08:19] Dah nak bunuh diri dah [semak: uncertain words] [00:08:19–00:08:20] Ada orang hutang [00:08:20–00:08:21] Sejuta selama je [00:08:21–00:08:22] Hutang sepuluh juta [00:08:22–00:08:23] Relax lah [semak: uncertain words] [00:08:23–00:08:24] Sebab hutang [00:08:24–00:08:25] Kalau kita pandai main pun [00:08:25–00:08:25] Bagus juga [00:08:25–00:08:27] Hutang boleh jadi hutang yang bagus [00:08:27–00:08:28] Boleh tengok dia jahat [semak: uncertain words] [00:08:28–00:08:28] Terutang baik [semak: uncertain words] [00:08:28–00:08:29] Dan kita boleh convert [00:08:29–00:08:30] Balik hutang tu [semak: uncertain words] [00:08:30–00:08:31] Jadi motivation [semak: uncertain words] [00:08:31–00:08:31] Banyak cara [00:08:31–00:08:33] Dua benda je kita boleh kawal [00:08:33–00:08:33] Dalam dunia ni [00:08:33–00:08:35] Kita hanya boleh kawal [00:08:35–00:08:36] Pertama adalah [00:08:36–00:08:37] Action [00:08:38–00:08:39] Kedua adalah [00:08:40–00:08:40] Reaction [00:08:40–00:08:41] Dua ni je [00:08:42–00:08:43] So kita [00:08:43–00:08:44] Tak boleh nak kawalkan [semak: uncertain words] [00:08:44–00:08:45] Dah rugi-rugi ni macam mana [semak: uncertain words] [00:08:45–00:08:47] So berapa kau pernah loss bro [00:08:47–00:08:48] Ok [semak: uncertain words] [00:08:48–00:08:49] Kalau yang ni average dia [semak: uncertain words] [00:08:49–00:08:50] 30k kan [semak: number or amount] [00:08:50–00:08:51] Saya tulis lah tepi ni [semak: uncertain words] [00:08:51–00:08:52] Takut confused [semak: uncertain words] [00:08:52–00:08:53] Yang aku pernah loss [semak: uncertain words] [00:08:53–00:08:54] Dalam sekitar [00:08:54–00:08:54] Uish banyak ke [semak: uncertain words] [00:08:54–00:08:55] 100 [semak: number or amount] [00:08:57–00:08:57] 100k ada lah [semak: uncertain words, number or amount] [00:08:57–00:08:58] Sepanjang aku pernah invest ni [00:08:58–00:08:59] Haa [00:08:59–00:09:00] Sekarang tu tahu [semak: uncertain words] [00:09:00–00:09:00] Ok mantap lah [semak: uncertain words] [00:09:00–00:09:02] Maksudnya kau ni mental kau bagus lah [00:09:02–00:09:03] Ok [00:09:03–00:09:04] Sebab ini pun satu kejayaan [00:09:04–00:09:06] Kejayaan handle loss [00:09:06–00:09:08] Yang ke lapan yang last sekali adalah [semak: uncertain words] [00:09:08–00:09:09] Kita nak tahu tentang [00:09:10–00:09:11] Maximum [00:09:13–00:09:13] Tax [00:09:13–00:09:15] yang dia pernah bayar [semak: uncertain words] [00:09:15–00:09:17] ini pun isu juga [semak: uncertain words] [00:09:17–00:09:18] saya sebenarnya buat tujuh je [semak: uncertain words] [00:09:18–00:09:19] sebab saya masukkan last kali [semak: uncertain words] [00:09:19–00:09:21] sebab saya realise [semak: uncertain words] [00:09:21–00:09:22] ada setengah usahawan [00:09:22–00:09:24] dia tak pernah bayar teks [00:09:24–00:09:26] dia sembang-sembang-sembang [00:09:26–00:09:27] kan untung sana sini [semak: uncertain words] [00:09:27–00:09:28] oh aku tak pernah [semak: uncertain words] [00:09:28–00:09:30] so beza tau [semak: uncertain words] [00:09:30–00:09:31] dengan orang yang tak pernah bayar teks [00:09:31–00:09:31] dengan bayar teks [semak: uncertain words] [00:09:31–00:09:32] beza [semak: uncertain words] [00:09:32–00:09:33] ok berapa teks kau pernah bayar bro [00:09:33–00:09:34] cuba kira sekejap [00:09:34–00:09:36] aku pernah bayar teks [00:09:36–00:09:37] cincai-cincai-cincai [00:09:37–00:09:39] ada rasa dalam [semak: uncertain words] [00:09:40–00:09:41] ada dalam RM50,000 [semak: number or amount] [00:09:41–00:09:42] RM50,000 je [semak: number or amount] [00:09:43–00:09:44] Member sebelah [00:09:44–00:09:44] Dah bayar tax berapa [semak: uncertain words] [00:09:44–00:09:45] Uish [00:09:45–00:09:45] RM300,000 [semak: uncertain words, number or amount] [00:09:45–00:09:46] Beza eh [00:09:46–00:09:47] Orang yang dah bayar [00:09:47–00:09:48] Pernah bayar tax [00:09:48–00:09:49] Sampai RM300,000 [semak: number or amount] [00:09:49–00:09:50] Mindset dia tak sama [00:09:50–00:09:51] Maksudnya dia ni [00:09:51–00:09:51] Compliance [00:09:51–00:09:52] Dia tinggi [00:09:52–00:09:53] In terms of dia punya [00:09:53–00:09:54] Compliance [00:09:54–00:09:55] Tax yang paling besar [00:09:55–00:09:56] Katalah dia bayar-bayar [00:09:56–00:09:56] RM30,000 je [semak: number or amount] [00:09:56–00:09:57] Okay lah [semak: uncertain words] [00:09:57–00:09:58] RM30,000 [semak: number or amount] [00:09:58–00:09:59] Okay lah tu daripada tak ada [00:09:59–00:10:00] Aku tak pernah bayar [00:10:00–00:10:00] Kosong [00:10:01–00:10:02] Kosong K [00:10:02–00:10:03] Oh tak pernah bayar [semak: uncertain words] [00:10:03–00:10:04] So kita tahu [00:10:04–00:10:05] Nanti bila kita cakap pasal [00:10:05–00:10:06] LHDN [00:10:06–00:10:07] Dia takkan faham [00:10:07–00:10:08] Dia takkan tahu [00:10:08–00:10:08] Benefit [00:10:08–00:10:09] In fact dia nak cuba lari [00:10:10–00:10:11] Compliance dia kurang sikit lah [00:10:11–00:10:12] Orang yang tak pernah [00:10:12–00:10:14] Bayar tax ni, dia kurang disiplin [00:10:14–00:10:16] Dia sudut compliance apa, compliance ni [semak: uncertain words] [00:10:16–00:10:18] Adalah financial, bila kita [semak: uncertain words] [00:10:18–00:10:20] Minta transfer duit, mungkin dia tak [00:10:20–00:10:22] Proper macam orang yang pernah bayar tax, lain sikit [00:10:22–00:10:23] So, ini adalah [00:10:23–00:10:25] 8 level kematangan staff [semak: uncertain words, number or amount] [00:10:25–00:10:28] Eh, kematangan business owner, yang mana [00:10:28–00:10:30] Maximum staff, awak tanya dia [00:10:30–00:10:32] Tanya, berapa staff pernah hire? [00:10:32–00:10:34] Itu yang pertama, nombor 2 pun [semak: uncertain words, number or amount] [00:10:34–00:10:36] Adalah, berapa [semak: uncertain words] [00:10:36–00:10:37] Partner yang awak pernah ada? [00:10:38–00:10:39] Oh, partner pula dah, tadi staff [00:10:39–00:10:42] Berapa banyak business pernah buat? Berapa banyak modal [00:10:42–00:10:42] pernah injek [semak: uncertain words] [00:10:42–00:10:44] 3 bulan [semak: uncertain words, number or amount] [00:10:44–00:10:44] sale tertinggi berapa [00:10:44–00:10:46] 3 bulan profit [semak: uncertain words, number or amount] [00:10:46–00:10:47] tertinggi berapa [00:10:47–00:10:47] berapa loss [00:10:47–00:10:48] pernah buat [00:10:48–00:10:49] berapa tax [00:10:49–00:10:49] pernah buat [00:10:49–00:10:50] tolong isi [00:10:50–00:10:51] ataupun tolong [00:10:51–00:10:52] buat untuk awak [00:10:52–00:10:52] dan partner awak [00:10:52–00:10:53] judge diri sendiri [00:10:53–00:10:54] kadang-kadang awak ingat [00:10:54–00:10:55] awak power sangat [semak: uncertain words] [00:10:55–00:10:56] rupanya awak lopong [00:10:56–00:10:56] kat mana [00:10:56–00:10:57] oh rupanya partner [00:10:57–00:10:58] aku memang ada [00:10:58–00:10:58] seorang je [00:10:58–00:11:00] so awak dah tahulah [00:11:00–00:11:01] awak kurang kat mana [00:11:01–00:11:02] oh rupanya [00:11:02–00:11:02] aku selama ni memang [00:11:02–00:11:03] tak pernah pun profit [00:11:03–00:11:04] sebenarnya sale je naik [00:11:04–00:11:06] so kita kena [semak: uncertain words] [00:11:06–00:11:07] berpijak di bumi [00:11:07–00:11:08] yang nyata [00:11:08–00:11:09] jangan overconfidence [00:11:09–00:11:10] sangat [00:11:10–00:11:11] tahulah langit tinggi rendah [00:11:11–00:11:13] Janganlah humble sangat [00:11:13–00:11:15] Sebenarnya awak tu ada je pengalaman [00:11:15–00:11:16] Bila awak down [00:11:16–00:11:17] Tak ada siapa [semak: uncertain words] [00:11:17–00:11:18] Bila awak tengah [00:11:18–00:11:19] Satu lagi bisa awak down kan [semak: uncertain words] [00:11:19–00:11:20] Tak ada siapa [00:11:20–00:11:21] Boleh curi pengalaman awak [00:11:22–00:11:23] Awak kena tahu tau [semak: uncertain words] [00:11:23–00:11:24] Awak sekarang ni [00:11:24–00:11:25] Mungkin income awak 10,000 [semak: uncertain words, number or amount] [00:11:25–00:11:26] Tapi [00:11:26–00:11:27] Nilai skill yang awak ada tu [00:11:27–00:11:28] Sebenarnya dah 50,000 dah [semak: number or amount] [00:11:28–00:11:29] So awak just kena [00:11:29–00:11:30] Come back je balik [semak: uncertain words] [00:11:30–00:11:31] Bila awak buat benda ni [00:11:31–00:11:31] Kadang-kadang kita rasa macam [00:11:31–00:11:33] Eh aku ni power je [00:11:34–00:11:35] Staff pun dah banyak [00:11:35–00:11:35] Partner [00:11:35–00:11:35] Ish [semak: uncertain words] [00:11:35–00:11:36] Okay je [semak: uncertain words] [00:11:36–00:11:37] Compare dengan orang sebelah [00:11:37–00:11:38] Walaupun [00:11:39–00:11:40] Pengalaman dia kurang [00:11:40–00:11:41] Tapi income dia tinggi [00:11:41–00:11:42] Jangan down sangat [00:11:42–00:11:43] Mungkin awak tengah diuji [00:11:43–00:11:44] Macam tu eh [00:11:44–00:11:47] So kita jumpa dalam video yang seterusnya [semak: uncertain words] [00:11:47–00:11:48] Zas [semak: uncertain words]