Maturity Checklist
Source: https://coachadib.com/module/6ac0b6f88929f44d84600c2a
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[00:00:00.750 – 00:00:28.170] Maturity Checklist. Kalau tadi saya dah share tentang partnership life cycle. Perjalanan seorang usahawan yang berpartner. Sekarang ni saya nak check pula. Check pula. Maturity Checklist. Maturity Checklist. Maksudnya, macam mana aku nak tahu yang partner aku ni matang ke tak matang? Weh, matang dong kau ke tak cukup matang? Bawah sikit. Okay. So, ada 8 semua sekali. Tak apalah, biar je. 8 semua sekali, guys.

[00:00:28.170 – 00:00:29.090] Nombor satu

[00:00:29.090 – 00:00:30.810] Jom kita kontrol adalah

[00:00:30.810 – 00:00:31.930] Maximum staff

[00:00:31.930 – 00:00:33.710] Berapa maximum staff

[00:00:33.710 – 00:00:35.530] Yang dia dah pernah hire

[00:00:35.530 – 00:00:36.510] Ush, benda ni besar

[00:00:36.510 – 00:00:37.790] Ini menunjukkan

[00:00:37.790 – 00:00:40.290] Dia ada capacity untuk handle people

[00:00:41.610 – 00:00:42.810] Handle manusia

[00:00:44.010 – 00:00:45.590] Sebab banyak je yang boleh sembang

[00:00:45.590 – 00:00:47.290] Kata, aku dah lama buat bisnes

[00:00:47.290 – 00:00:48.810] Berapa banyak staff kau dah ada

[00:00:49.750 – 00:00:50.990] Setakat 10 tahun ni

[00:00:50.990 – 00:00:52.310] Baru hire 5 orang lah

[00:00:53.510 – 00:00:54.870] Lain eh, tak sama eh

[00:00:54.870 – 00:00:57.030] Kalau usahawan yang baru hire 5 orang

[00:00:57.030 – 00:00:59.750] Dengan usahawan yang baru buat bisnes 2 tahun

[00:00:59.750 – 00:01:01.790] Tapi dah hire 10-20 orang

[00:01:02.290 – 00:01:03.290] Intensity tu mahal

[00:01:03.290 – 00:01:04.910] Sebab tu kita guna-guna yang ni

[00:01:04.910 – 00:01:05.830] Intensity

[00:01:05.830 – 00:01:09.090] Jangan menilai pada jumlah tahun dia dah buat

[00:01:09.090 – 00:01:10.570] Jangan percaya sangat lah

[00:01:10.570 – 00:01:12.350] Orang kata saya dah meniaga 10 tahun

[00:01:12.350 – 00:01:13.610] Saya dah meniaga 20 tahun

[00:01:13.610 – 00:01:14.350] Tanya balik

[00:01:14.350 – 00:01:15.530] Berapa-banyak staff kau dah hire

[00:01:15.530 – 00:01:18.030] Boleh jadi kau ni sama je dengan budak yang

[00:01:18.030 – 00:01:19.710] Buat bisnes baru setahun tu

[00:01:19.710 – 00:01:20.590] So itu nombor 1

[00:01:20.590 – 00:01:21.850] Bilangan staff yang dia pernah handle

[00:01:21.850 – 00:01:23.410] Nombor 2 pula adalah

[00:01:24.410 – 00:01:25.050] Maksimum

[00:01:26.230 – 00:01:26.870] Partner

[00:01:26.870 – 00:01:28.290] Yang dia pernah handle

[00:01:28.290 – 00:01:30.910] Ada yang berpartner dengan wife

[00:01:30.910 – 00:01:31.790] Sampai kesudah

[00:01:31.790 – 00:01:32.830] Ini lain guys

[00:01:32.830 – 00:01:34.850] Partner ni menunjukkan

[00:01:35.550 – 00:01:36.190] Relationship

[00:01:36.190 – 00:01:37.070] Kepiship team

[00:01:38.110 – 00:01:38.850] Relationship ni

[00:01:38.850 – 00:01:39.590] Macam mana dia handle

[00:01:41.050 – 00:01:41.690] Relationship

[00:01:41.690 – 00:01:42.330] Dengan partner

[00:01:43.010 – 00:01:43.810] Bayangkan eh

[00:01:43.810 – 00:01:44.530] Berpartner ni

[00:01:44.530 – 00:01:45.470] Sikit lagi dah

[00:01:45.470 – 00:01:46.470] Hampir berkahwin dah

[00:01:46.470 – 00:01:47.690] Bukan senang lah berpartner

[00:01:47.690 – 00:01:48.930] Saya sendiri dengan partner saya dah

[00:01:48.930 – 00:01:49.510] 11 tahun

[00:01:49.510 – 00:01:50.270] Kita buat bisnes

[00:01:50.270 – 00:01:51.410] Sampai sekarang Alhamdulillah

[00:01:51.410 – 00:01:53.130] Benda paling mahal

[00:01:53.130 – 00:01:55.110] Currency paling mahal dalam partner adalah apa

[00:01:56.050 – 00:01:56.990] Kita panggil

[00:01:56.990 – 00:01:58.530] Partnership currency

[00:01:59.990 – 00:02:00.750] Apa benda

[00:02:00.750 – 00:02:01.770] Partnership

[00:02:03.750 – 00:02:04.310] Currency

[00:02:04.310 – 00:02:05.070] Matawang

[00:02:05.070 – 00:02:05.530] Adalah

[00:02:05.530 – 00:02:06.390] Trust

[00:02:07.310 – 00:02:08.710] Benda ni awak nak beli kat mana

[00:02:08.710 – 00:02:10.230] Mana ada orang ajar pasal trust

[00:02:10.230 – 00:02:12.230] Awak buatlah segala agreement

[00:02:12.230 – 00:02:13.270] Lawyer legal

[00:02:13.270 – 00:02:14.310] Mak nenek segalipun

[00:02:14.310 – 00:02:15.690] Kalau trust tak ada guys

[00:02:15.690 – 00:02:16.410] Memang tak boleh buat apa

[00:02:16.410 – 00:02:18.030] Sebab tu trust bagi saya

[00:02:18.030 – 00:02:19.110] Sangat-sangat penting

[00:02:19.110 – 00:02:19.850] Ni nombor satu

[00:02:19.850 – 00:02:20.810] Okay

[00:02:20.810 – 00:02:21.870] So maximum partner

[00:02:21.870 – 00:02:23.350] Kalau dia berpartner dengan wife je

[00:02:23.350 – 00:02:24.030] Awak pun tahulah

[00:02:24.030 – 00:02:25.890] Contohnya kita rate lah kat sini

[00:02:25.890 – 00:02:27.130] Okay berapa banyak lah

[00:02:27.130 – 00:02:27.450] Okay

[00:02:27.450 – 00:02:28.810] Partner aku ni

[00:02:28.810 – 00:02:30.450] Dia dah berpartner

[00:02:30.450 – 00:02:32.610] Dia ada dah handle 12 orang staff

[00:02:32.610 – 00:02:33.830] Okay awak rating lah dia

[00:02:33.830 – 00:02:34.990] Eh bro nak tanya lah

[00:02:34.990 – 00:02:35.410] Janganlah

[00:02:35.410 – 00:02:36.770] Janganlah sudah isi benda lah ni

[00:02:37.490 – 00:02:37.970] Assalamualaikum

[00:02:38.530 – 00:02:39.670] Sebelum nak berpartner dengan saya

[00:02:39.670 – 00:02:40.630] Boleh tak isi form ni

[00:02:40.630 – 00:02:41.490] Om boy siap buat form

[00:02:41.490 – 00:02:41.770] Tak adalah

[00:02:41.770 – 00:02:43.050] Tanya secara general je lah

[00:02:43.050 – 00:02:43.950] Dia tak perasan

[00:02:43.950 – 00:02:44.850] Bila kita tengah interview dia

[00:02:44.850 – 00:02:46.050] Rupanya partner dia

[00:02:46.050 – 00:02:47.110] Ada 3 orang je

[00:02:47.110 – 00:02:47.910] Sebelum ni

[00:02:47.910 – 00:02:49.730] Mungkin kawan dia sorang

[00:02:49.730 – 00:02:50.430] Wife dia sorang

[00:02:50.430 – 00:02:51.710] Dan kawan universiti dia sorang

[00:02:51.710 – 00:02:52.690] Okay, ni beza lah kat sini

[00:02:52.690 – 00:02:53.730] Okay, next pula

[00:02:53.730 – 00:02:54.990] Kita rating seterusnya

[00:02:54.990 – 00:02:56.750] Nombor tiga adalah

[00:02:57.830 – 00:02:58.810] Maximum business

[00:02:59.870 – 00:03:03.130] Berapa business yang awak pernah set up sebenarnya?

[00:03:03.270 – 00:03:04.050] Tolong share kat saya jap

[00:03:04.050 – 00:03:05.670] Business ni macam-macam tau

[00:03:05.670 – 00:03:06.610] Saya nak awak anggap

[00:03:06.610 – 00:03:08.190] Project juga adalah business

[00:03:09.330 – 00:03:10.590] Dia adalah macam

[00:03:11.270 – 00:03:12.650] Source of income

[00:03:12.650 – 00:03:13.690] Source of revenue

[00:03:13.690 – 00:03:14.290] SOR

[00:03:14.290 – 00:03:15.290] Source

[00:03:17.250 – 00:03:18.450] Of revenue

[00:03:18.450 – 00:03:18.750] Banyak

[00:03:18.750 – 00:03:20.930] Source of revenue

[00:03:20.930 – 00:03:21.630] Revenue ni apa?

[00:03:21.710 – 00:03:23.490] Revenue ni adalah income lah

[00:03:24.670 – 00:03:25.150] Dan

[00:03:25.910 – 00:03:27.170] Dia boleh jadi company

[00:03:28.950 – 00:03:29.950] Dia boleh jadi

[00:03:29.950 – 00:03:30.570] Project

[00:03:31.470 – 00:03:33.390] Dia boleh jadi seran bahat

[00:03:33.390 – 00:03:35.030] Tak kisah pun, boleh jadi enterprise

[00:03:35.550 – 00:03:36.910] Boleh jadi tak ada pun

[00:03:36.910 – 00:03:38.650] Poin dia, berapa banyak

[00:03:38.650 – 00:03:41.590] Yang kau pernah wujudkan source of revenue

[00:03:41.590 – 00:03:42.570] Tak kisahlah projek

[00:03:42.570 – 00:03:44.670] Meniaga air kelapa ke, berapa banyak bro eh

[00:03:44.670 – 00:03:47.250] Wish, banyak lah, aku pernah meniaga air kelapa

[00:03:47.250 – 00:03:49.610] Buat printing, lepas tu ni, asal dia dekat sebelas

[00:03:49.610 – 00:03:50.590] Wish, macam-macam eh

[00:03:51.190 – 00:03:51.970] Beza tau

[00:03:51.970 – 00:03:53.110] Dengan orang yang

[00:03:53.110 – 00:03:54.090] Oh saya memang

[00:03:54.090 – 00:03:54.490] Menaaga

[00:03:54.490 – 00:03:55.870] Jual fashion je

[00:03:55.870 – 00:03:56.490] Berapa lama dah

[00:03:57.030 – 00:03:58.390] Lepas habis belajar

[00:03:58.390 – 00:03:59.290] Umur saya 26

[00:03:59.290 – 00:04:00.270] Saya memang start business

[00:04:00.270 – 00:04:00.790] Sampai sekarang

[00:04:00.790 – 00:04:01.450] Umur saya 32

[00:04:01.450 – 00:04:02.010] Dah 6 tahun

[00:04:02.010 – 00:04:02.850] Satu je

[00:04:02.850 – 00:04:03.390] Satu je

[00:04:03.390 – 00:04:04.070] Perdah tukar tak?

[00:04:04.190 – 00:04:04.550] Tak pernah

[00:04:04.550 – 00:04:05.690] Lain lah

[00:04:05.690 – 00:04:06.350] So awak tahulah

[00:04:06.350 – 00:04:07.210] Dia adalah usahawan

[00:04:07.210 – 00:04:08.110] Defensif

[00:04:08.110 – 00:04:09.270] So kat sini kita nak

[00:04:09.270 – 00:04:09.830] Kena judge

[00:04:09.830 – 00:04:10.770] Berapa banyak

[00:04:10.770 – 00:04:12.010] Business yang dia

[00:04:12.010 – 00:04:12.510] Pernah handle

[00:04:12.510 – 00:04:13.150] Mungkin dia pernah

[00:04:13.150 – 00:04:13.830] Buat business lah

[00:04:13.830 – 00:04:14.410] Ataupun company

[00:04:14.410 – 00:04:15.350] Mungkin dia buat

[00:04:15.350 – 00:04:16.350] Maybe 7

[00:04:16.350 – 00:04:17.430] Buat lah macam tu

[00:04:17.430 – 00:04:18.690] Okay awak dah pernah handle

[00:04:18.690 – 00:04:19.570] 7

[00:04:19.570 – 00:04:22.170] bangunan ataupun tujuh jenis

[00:04:22.170 – 00:04:24.250] source of revenue yang pernah

[00:04:24.250 – 00:04:26.330] berhasilkan. Negative positive

[00:04:26.330 – 00:04:28.510] tak kisah tau. Dia tak kisah pun berjaya

[00:04:28.510 – 00:04:30.170] ke gagal. Yang penting berapa banyak kau pernah

[00:04:30.170 – 00:04:32.170] set up. Okay. Nombor empat pula

[00:04:32.170 – 00:04:33.850] adalah terpanggil sebagai

[00:04:37.180 – 00:04:39.420] maximum capital.

[00:04:39.740 – 00:04:41.060] Berapakah maximum

[00:04:42.300 – 00:04:43.020] capital

[00:04:43.020 – 00:04:44.740] duit yang pernah diinject?

[00:04:45.240 – 00:04:47.260] Beza. Ini nak tengok

[00:04:47.260 – 00:04:49.460] dia punya fundraising capacity.

[00:04:49.760 – 00:04:51.320] Boleh tak dia dapatkan

[00:04:51.320 – 00:04:53.580] modal. Kalau company tersedak macam mana?

[00:04:53.660 – 00:04:55.460] Terdesak macam mana? Maximum

[00:04:55.460 – 00:04:57.320] business ni kita nak tengok dia punya diversity

[00:04:58.140 – 00:04:59.640] diversification dia. Dia ni

[00:04:59.640 – 00:05:01.380] ada banyak tak? Benda-benda yang

[00:05:01.380 – 00:05:03.240] dia ni kreatif tak? Ke dia ni one sider

[00:05:03.240 – 00:05:05.400] defensive je? Okay maximum capital ni pula kita

[00:05:05.400 – 00:05:07.360] check sama ada dia ni. Boleh tak?

[00:05:08.080 – 00:05:09.840] Naikkan modal. Fundraise

[00:05:09.840 – 00:05:11.700] modal. Kalau aku tak ada modal

[00:05:11.700 – 00:05:13.500] ush banyak duit awak. Oh saya ada

[00:05:13.500 – 00:05:15.360] Fada, Pharma. Saya ada

[00:05:15.360 – 00:05:17.660] investment daripada pakcik, makcik apa semua. Modal

[00:05:17.660 – 00:05:19.320] yang dia pernah invest. Katalah okay power

[00:05:19.320 – 00:05:21.100] Kak dia ni, berapa modal pernah invest

[00:05:21.100 – 00:05:23.400] Oh rasanya modal panjang keluar ni boleh 500 je

[00:05:23.400 – 00:05:24.900] Sebab bisnesnya tak perlu modal, okey lah

[00:05:24.900 – 00:05:26.600] Oh siapa nak keluar modal sampai

[00:05:27.080 – 00:05:29.120] 50 ribu juga, okey lah awak dah tahu dah

[00:05:29.120 – 00:05:30.820] Oh dia ni high risk taker kat sini

[00:05:30.820 – 00:05:32.820] Lepas tu next pula nombor 5 adalah

[00:05:33.940 – 00:05:35.160] Yang paling highest

[00:05:36.260 – 00:05:36.740] Highest

[00:05:38.180 – 00:05:39.020] 3 month eh

[00:05:39.020 – 00:05:40.260] Dia kena 3 bulan

[00:05:40.260 – 00:05:43.360] 3 month punya apa ni, sales average

[00:05:45.160 – 00:05:47.020] Maksudnya apa, awak tanyalah dia

[00:05:47.020 – 00:05:47.980] eh paling tinggi lah

[00:05:47.980 – 00:05:49.500] paling saya dapat dalam masa 3 bulan

[00:05:49.500 – 00:05:50.220] average berapa

[00:05:50.220 – 00:05:51.960] katalah bulan pertama ni

[00:05:51.960 – 00:05:53.860] oh itu aku 200,000

[00:05:54.420 – 00:05:55.200] pasal 150

[00:05:55.200 – 00:05:57.260] dengan 300k

[00:05:57.260 – 00:05:59.100] pasal average aku dalam

[00:06:00.160 – 00:06:01.120] 250k lah kot

[00:06:01.120 – 00:06:01.820] ok

[00:06:01.820 – 00:06:03.940] so kita tahu dia pernah maintain

[00:06:06.660 – 00:06:07.860] 250,000

[00:06:07.860 – 00:06:09.680] selama setiap bulan

[00:06:09.680 – 00:06:10.040] peman

[00:06:10.040 – 00:06:11.340] selama 3 bulan

[00:06:11.340 – 00:06:11.740] average

[00:06:11.740 – 00:06:13.180] so beza lah

[00:06:13.180 – 00:06:15.140] dengan usahawan yang hanya pernah buat sale

[00:06:15.140 – 00:06:15.800] 10,000

[00:06:15.800 – 00:06:16.560] 50,000

[00:06:16.560 – 00:06:17.200] seratus ribu

[00:06:17.200 – 00:06:17.980] beza tak sama

[00:06:17.980 – 00:06:18.960] so benda ni pun

[00:06:18.960 – 00:06:19.740] kita nak kena tahu tau

[00:06:19.740 – 00:06:21.120] bukannya kita main macam

[00:06:21.660 – 00:06:22.440] tengok tanya

[00:06:22.440 – 00:06:23.120] oh sale tinggi

[00:06:23.120 – 00:06:23.700] tanya average

[00:06:23.700 – 00:06:24.320] sebab boleh jadi

[00:06:24.320 – 00:06:25.720] time tu hanyalah musim raya

[00:06:25.720 – 00:06:26.660] sebab apa

[00:06:26.660 – 00:06:27.520] saya nak tiga bulan

[00:06:27.520 – 00:06:28.480] sebab saya takut

[00:06:28.480 – 00:06:29.800] yang sale dia naik

[00:06:29.800 – 00:06:30.700] waktu raya je

[00:06:30.700 – 00:06:31.620] memang lah sale sejuta

[00:06:31.620 – 00:06:32.840] so dia berbangga

[00:06:32.840 – 00:06:33.780] dengan sale sejuta

[00:06:33.780 – 00:06:34.880] yang dia hanya pernah

[00:06:34.880 – 00:06:35.780] buat sekali je

[00:06:35.780 – 00:06:36.560] pada musim

[00:06:36.560 – 00:06:37.140] bulan raya

[00:06:37.140 – 00:06:37.700] bulan empat

[00:06:37.700 – 00:06:38.380] lepas tu duk berat

[00:06:38.380 – 00:06:38.800] sampai sekarang

[00:06:38.800 – 00:06:39.460] mampus lah

[00:06:39.460 – 00:06:40.340] nyampah ke

[00:06:40.340 – 00:06:41.860] yang kau pernah sustain

[00:06:41.860 – 00:06:42.400] tiga bulan

[00:06:42.400 – 00:06:43.300] ush

[00:06:43.300 – 00:06:43.960] tak pernah lah

[00:06:43.960 – 00:06:44.720] itu naik sekejap

[00:06:44.720 – 00:06:45.280] tu turun balik

[00:06:45.280 – 00:06:46.140] dan tak adil lah

[00:06:46.140 – 00:06:46.680] Tak fair lah

[00:06:46.680 – 00:06:47.140] Seasonal

[00:06:47.140 – 00:06:48.440] Tak nak benda-benda yang seasonal

[00:06:48.440 – 00:06:49.780] Nombor 6 adalah

[00:06:49.780 – 00:06:50.620] Highest

[00:06:50.620 – 00:06:52.320] Tapi yang ni beza

[00:06:52.320 – 00:06:54.080] Dia 3 month profit

[00:06:55.340 – 00:06:56.140] Untung eh

[00:06:56.140 – 00:06:58.460] Berapa profit yang kau dah buat

[00:06:58.460 – 00:06:59.040] Average

[00:06:59.040 – 00:07:00.920] Ui kalau profit

[00:07:00.920 – 00:07:02.340] Tak banyak

[00:07:02.340 – 00:07:03.740] Untung bersih

[00:07:03.740 – 00:07:04.580] Kiralah cuba kira

[00:07:04.580 – 00:07:06.540] Ok untung bersih aku

[00:07:07.900 – 00:07:09.880] Sini untung 30k

[00:07:10.780 – 00:07:13.180] Sini dalam 20k

[00:07:13.180 – 00:07:15.160] Yang tu banyak sikit lah 40

[00:07:15.160 – 00:07:17.520] So, average aku boleh kata dalam sekitar

[00:07:18.120 – 00:07:18.680] 30K

[00:07:18.680 – 00:07:19.400] Haa, ok

[00:07:19.400 – 00:07:20.080] 30K

[00:07:20.080 – 00:07:20.880] So, dapat jawapan

[00:07:22.280 – 00:07:22.840] 30K

[00:07:22.840 – 00:07:24.440] Untuk yang pertama, yang ni

[00:07:24.440 – 00:07:25.900] Ok, next pula adalah

[00:07:25.900 – 00:07:26.680] Nombor tujuh

[00:07:28.000 – 00:07:28.940] Maximum loss

[00:07:30.440 – 00:07:32.580] Berapakah kerugian yang dia pernah tanggup

[00:07:32.580 – 00:07:34.140] Kenapa benda ni penting?

[00:07:34.240 – 00:07:35.040] Sebab kita nak tahu

[00:07:35.040 – 00:07:36.320] Dia punya

[00:07:36.320 – 00:07:37.420] Resilien

[00:07:37.420 – 00:07:37.740] 4

[00:07:37.740 – 00:07:38.980] Tinggi bahasa resilient ni

[00:07:38.980 – 00:07:39.860] Maksudnya

[00:07:39.860 – 00:07:41.400] Ketahanan mental dia

[00:07:41.400 – 00:07:42.060] Sebelum dia koyak

[00:07:42.060 – 00:07:43.360] Duit koyak tak apa guys

[00:07:43.360 – 00:07:44.420] Jangan mental koyak

[00:07:44.420 – 00:07:44.960] Macam ni ya

[00:07:45.860 – 00:07:47.680] Bisnes yang kita nak berpartner dengan dia

[00:07:47.680 – 00:07:49.500] Baru negatif sikit RM10,000

[00:07:49.500 – 00:07:50.280] Relax lah brother

[00:07:50.280 – 00:07:51.240] Normal lah

[00:07:51.240 – 00:07:51.820] Ini dah

[00:07:51.820 – 00:07:53.180] Tak boleh lah

[00:07:53.180 – 00:07:54.940] Macam mana Nindid nak buat apa Nindid

[00:07:54.940 – 00:07:56.400] Oh no kita negatif ni

[00:07:56.400 – 00:07:57.080] Relax brother

[00:07:57.080 – 00:07:57.700] Kan

[00:07:57.700 – 00:07:58.760] Kalau esok kiamat

[00:07:58.760 – 00:07:59.820] Hari ni kita tak nampak ni

[00:07:59.820 – 00:08:01.500] Ini esok kiamat

[00:08:01.500 – 00:08:02.200] Hari ni dah bunuh diri

[00:08:02.200 – 00:08:02.840] Janganlah macam tu

[00:08:02.840 – 00:08:04.140] Jangan bunuh diri sebelum kiamat

[00:08:04.140 – 00:08:04.820] Relax dulu

[00:08:04.820 – 00:08:06.280] Sebab tu maximum loss ni

[00:08:06.280 – 00:08:06.940] Kita nak check

[00:08:06.940 – 00:08:07.700] Risk endurance

[00:08:07.700 – 00:08:08.700] Tahap ketahanan dia

[00:08:08.700 – 00:08:09.900] Tak semua orang

[00:08:09.900 – 00:08:11.120] Boleh handle risiko

[00:08:11.120 – 00:08:11.560] Sebab tu

[00:08:11.560 – 00:08:13.000] Membezakan saya dengan awak

[00:08:13.000 – 00:08:14.120] Awak dengan orang sana adalah

[00:08:14.120 – 00:08:15.360] Risk management

[00:08:15.360 – 00:08:16.760] Risk endurance kita berbeza

[00:08:16.760 – 00:08:18.200] Ada orang baru hutang

[00:08:18.200 – 00:08:18.780] Seratus ribu

[00:08:18.780 – 00:08:19.560] Dah nak bunuh diri dah

[00:08:19.560 – 00:08:20.780] Ada orang hutang

[00:08:20.780 – 00:08:21.800] Sejuta selama je

[00:08:21.800 – 00:08:22.620] Hutang sepuluh juta

[00:08:22.620 – 00:08:23.080] Relax lah

[00:08:23.080 – 00:08:24.180] Sebab hutang

[00:08:24.180 – 00:08:25.260] Kalau kita pandai main pun

[00:08:25.260 – 00:08:25.980] Bagus juga

[00:08:25.980 – 00:08:27.540] Hutang boleh jadi hutang yang bagus

[00:08:27.540 – 00:08:28.240] Boleh tengok dia jahat

[00:08:28.240 – 00:08:28.960] Terutang baik

[00:08:28.960 – 00:08:29.820] Dan kita boleh convert

[00:08:29.820 – 00:08:30.440] Balik hutang tu

[00:08:30.440 – 00:08:31.100] Jadi motivation

[00:08:31.100 – 00:08:31.800] Banyak cara

[00:08:31.800 – 00:08:33.360] Dua benda je kita boleh kawal

[00:08:33.360 – 00:08:33.880] Dalam dunia ni

[00:08:33.880 – 00:08:35.540] Kita hanya boleh kawal

[00:08:35.540 – 00:08:36.580] Pertama adalah

[00:08:36.580 – 00:08:37.260] Action

[00:08:38.860 – 00:08:39.720] Kedua adalah

[00:08:40.360 – 00:08:40.880] Reaction

[00:08:40.880 – 00:08:41.600] Dua ni je

[00:08:42.340 – 00:08:43.260] So kita

[00:08:43.260 – 00:08:44.500] Tak boleh nak kawalkan

[00:08:44.500 – 00:08:45.860] Dah rugi-rugi ni macam mana

[00:08:45.860 – 00:08:47.420] So berapa kau pernah loss bro

[00:08:47.420 – 00:08:48.200] Ok

[00:08:48.200 – 00:08:49.560] Kalau yang ni average dia

[00:08:49.560 – 00:08:50.520] 30k kan

[00:08:50.520 – 00:08:51.460] Saya tulis lah tepi ni

[00:08:51.460 – 00:08:52.020] Takut confused

[00:08:52.020 – 00:08:53.540] Yang aku pernah loss

[00:08:53.540 – 00:08:54.220] Dalam sekitar

[00:08:54.220 – 00:08:54.980] Uish banyak ke

[00:08:54.980 – 00:08:55.820] 100

[00:08:57.000 – 00:08:57.900] 100k ada lah

[00:08:57.900 – 00:08:58.960] Sepanjang aku pernah invest ni

[00:08:58.960 – 00:08:59.700] Haa

[00:08:59.700 – 00:09:00.060] Sekarang tu tahu

[00:09:00.060 – 00:09:00.900] Ok mantap lah

[00:09:00.900 – 00:09:02.860] Maksudnya kau ni mental kau bagus lah

[00:09:02.860 – 00:09:03.380] Ok

[00:09:03.380 – 00:09:04.900] Sebab ini pun satu kejayaan

[00:09:04.900 – 00:09:06.160] Kejayaan handle loss

[00:09:06.740 – 00:09:08.560] Yang ke lapan yang last sekali adalah

[00:09:08.560 – 00:09:09.500] Kita nak tahu tentang

[00:09:10.900 – 00:09:11.380] Maximum

[00:09:13.480 – 00:09:13.960] Tax

[00:09:13.960 – 00:09:15.400] yang dia pernah bayar

[00:09:15.400 – 00:09:17.200] ini pun isu juga

[00:09:17.200 – 00:09:18.720] saya sebenarnya buat tujuh je

[00:09:18.720 – 00:09:19.700] sebab saya masukkan last kali

[00:09:19.700 – 00:09:21.120] sebab saya realise

[00:09:21.120 – 00:09:22.660] ada setengah usahawan

[00:09:22.660 – 00:09:24.200] dia tak pernah bayar teks

[00:09:24.200 – 00:09:26.480] dia sembang-sembang-sembang

[00:09:26.480 – 00:09:27.720] kan untung sana sini

[00:09:27.720 – 00:09:28.840] oh aku tak pernah

[00:09:28.840 – 00:09:30.120] so beza tau

[00:09:30.120 – 00:09:31.180] dengan orang yang tak pernah bayar teks

[00:09:31.180 – 00:09:31.620] dengan bayar teks

[00:09:31.620 – 00:09:32.020] beza

[00:09:32.020 – 00:09:33.960] ok berapa teks kau pernah bayar bro

[00:09:33.960 – 00:09:34.620] cuba kira sekejap

[00:09:34.620 – 00:09:36.480] aku pernah bayar teks

[00:09:36.480 – 00:09:37.960] cincai-cincai-cincai

[00:09:37.960 – 00:09:39.000] ada rasa dalam

[00:09:40.160 – 00:09:41.700] ada dalam RM50,000

[00:09:41.700 – 00:09:42.800] RM50,000 je

[00:09:43.280 – 00:09:44.040] Member sebelah

[00:09:44.040 – 00:09:44.720] Dah bayar tax berapa

[00:09:44.720 – 00:09:45.020] Uish

[00:09:45.020 – 00:09:45.860] RM300,000

[00:09:45.860 – 00:09:46.480] Beza eh

[00:09:46.480 – 00:09:47.680] Orang yang dah bayar

[00:09:47.680 – 00:09:48.340] Pernah bayar tax

[00:09:48.340 – 00:09:49.220] Sampai RM300,000

[00:09:49.220 – 00:09:50.120] Mindset dia tak sama

[00:09:50.120 – 00:09:51.260] Maksudnya dia ni

[00:09:51.260 – 00:09:51.920] Compliance

[00:09:51.920 – 00:09:52.400] Dia tinggi

[00:09:52.400 – 00:09:53.600] In terms of dia punya

[00:09:53.600 – 00:09:54.380] Compliance

[00:09:54.380 – 00:09:55.500] Tax yang paling besar

[00:09:55.500 – 00:09:56.160] Katalah dia bayar-bayar

[00:09:56.160 – 00:09:56.920] RM30,000 je

[00:09:56.920 – 00:09:57.860] Okay lah

[00:09:57.860 – 00:09:58.440] RM30,000

[00:09:58.440 – 00:09:59.380] Okay lah tu daripada tak ada

[00:09:59.380 – 00:10:00.460] Aku tak pernah bayar

[00:10:00.460 – 00:10:00.980] Kosong

[00:10:01.600 – 00:10:02.220] Kosong K

[00:10:02.220 – 00:10:03.220] Oh tak pernah bayar

[00:10:03.220 – 00:10:04.360] So kita tahu

[00:10:04.360 – 00:10:05.780] Nanti bila kita cakap pasal

[00:10:05.780 – 00:10:06.660] LHDN

[00:10:06.660 – 00:10:07.320] Dia takkan faham

[00:10:07.320 – 00:10:08.100] Dia takkan tahu

[00:10:08.100 – 00:10:08.540] Benefit

[00:10:08.540 – 00:10:09.720] In fact dia nak cuba lari

[00:10:10.320 – 00:10:11.500] Compliance dia kurang sikit lah

[00:10:11.500 – 00:10:12.400] Orang yang tak pernah

[00:10:12.400 – 00:10:14.540] Bayar tax ni, dia kurang disiplin

[00:10:14.540 – 00:10:16.460] Dia sudut compliance apa, compliance ni

[00:10:16.460 – 00:10:18.320] Adalah financial, bila kita

[00:10:18.320 – 00:10:20.480] Minta transfer duit, mungkin dia tak

[00:10:20.480 – 00:10:22.520] Proper macam orang yang pernah bayar tax, lain sikit

[00:10:22.520 – 00:10:23.680] So, ini adalah

[00:10:23.680 – 00:10:25.900] 8 level kematangan staff

[00:10:25.900 – 00:10:28.300] Eh, kematangan business owner, yang mana

[00:10:28.300 – 00:10:30.360] Maximum staff, awak tanya dia

[00:10:30.360 – 00:10:32.020] Tanya, berapa staff pernah hire?

[00:10:32.380 – 00:10:34.300] Itu yang pertama, nombor 2 pun

[00:10:34.300 – 00:10:36.480] Adalah, berapa

[00:10:36.480 – 00:10:37.780] Partner yang awak pernah ada?

[00:10:38.180 – 00:10:39.700] Oh, partner pula dah, tadi staff

[00:10:39.700 – 00:10:42.140] Berapa banyak business pernah buat? Berapa banyak modal

[00:10:42.140 – 00:10:42.700] pernah injek

[00:10:42.700 – 00:10:44.060] 3 bulan

[00:10:44.060 – 00:10:44.960] sale tertinggi berapa

[00:10:44.960 – 00:10:46.280] 3 bulan profit

[00:10:46.280 – 00:10:47.000] tertinggi berapa

[00:10:47.000 – 00:10:47.800] berapa loss

[00:10:47.800 – 00:10:48.240] pernah buat

[00:10:48.240 – 00:10:49.060] berapa tax

[00:10:49.060 – 00:10:49.480] pernah buat

[00:10:49.480 – 00:10:50.640] tolong isi

[00:10:50.640 – 00:10:51.440] ataupun tolong

[00:10:51.440 – 00:10:52.060] buat untuk awak

[00:10:52.060 – 00:10:52.820] dan partner awak

[00:10:52.820 – 00:10:53.880] judge diri sendiri

[00:10:53.880 – 00:10:54.900] kadang-kadang awak ingat

[00:10:54.900 – 00:10:55.480] awak power sangat

[00:10:55.480 – 00:10:56.380] rupanya awak lopong

[00:10:56.380 – 00:10:56.640] kat mana

[00:10:56.640 – 00:10:57.760] oh rupanya partner

[00:10:57.760 – 00:10:58.260] aku memang ada

[00:10:58.260 – 00:10:58.780] seorang je

[00:10:58.780 – 00:11:00.340] so awak dah tahulah

[00:11:00.340 – 00:11:01.060] awak kurang kat mana

[00:11:01.060 – 00:11:02.020] oh rupanya

[00:11:02.020 – 00:11:02.860] aku selama ni memang

[00:11:02.860 – 00:11:03.800] tak pernah pun profit

[00:11:03.800 – 00:11:04.680] sebenarnya sale je naik

[00:11:04.680 – 00:11:06.440] so kita kena

[00:11:06.440 – 00:11:07.760] berpijak di bumi

[00:11:07.760 – 00:11:08.700] yang nyata

[00:11:08.700 – 00:11:09.920] jangan overconfidence

[00:11:09.920 – 00:11:10.320] sangat

[00:11:10.320 – 00:11:11.560] tahulah langit tinggi rendah

[00:11:11.560 – 00:11:13.300] Janganlah humble sangat

[00:11:13.300 – 00:11:15.080] Sebenarnya awak tu ada je pengalaman

[00:11:15.080 – 00:11:16.380] Bila awak down

[00:11:16.380 – 00:11:17.420] Tak ada siapa

[00:11:17.880 – 00:11:18.800] Bila awak tengah

[00:11:18.800 – 00:11:19.820] Satu lagi bisa awak down kan

[00:11:19.820 – 00:11:20.860] Tak ada siapa

[00:11:20.860 – 00:11:21.900] Boleh curi pengalaman awak

[00:11:22.520 – 00:11:23.480] Awak kena tahu tau

[00:11:23.480 – 00:11:24.640] Awak sekarang ni

[00:11:24.640 – 00:11:25.660] Mungkin income awak 10,000

[00:11:25.660 – 00:11:26.340] Tapi

[00:11:26.340 – 00:11:27.920] Nilai skill yang awak ada tu

[00:11:27.920 – 00:11:28.880] Sebenarnya dah 50,000 dah

[00:11:28.880 – 00:11:29.720] So awak just kena

[00:11:29.720 – 00:11:30.420] Come back je balik

[00:11:30.420 – 00:11:31.120] Bila awak buat benda ni

[00:11:31.120 – 00:11:31.880] Kadang-kadang kita rasa macam

[00:11:31.880 – 00:11:33.540] Eh aku ni power je

[00:11:34.220 – 00:11:35.320] Staff pun dah banyak

[00:11:35.320 – 00:11:35.660] Partner

[00:11:35.660 – 00:11:35.980] Ish

[00:11:35.980 – 00:11:36.640] Okay je

[00:11:36.640 – 00:11:37.700] Compare dengan orang sebelah

[00:11:37.700 – 00:11:38.480] Walaupun

[00:11:39.340 – 00:11:40.240] Pengalaman dia kurang

[00:11:40.240 – 00:11:41.320] Tapi income dia tinggi

[00:11:41.320 – 00:11:42.160] Jangan down sangat

[00:11:42.160 – 00:11:43.840] Mungkin awak tengah diuji

[00:11:43.840 – 00:11:44.580] Macam tu eh

[00:11:44.580 – 00:11:47.760] So kita jumpa dalam video yang seterusnya

[00:11:47.760 – 00:11:48.380] Zas