Chapter 2 OPEX Draf transkrip automatik penuh. Pembetulan istilah berdasarkan sumber direkodkan secara berasingan; tanda semakan menunjukkan perkataan yang perlu diperiksa. [00:00:00–00:00:02] Chapter kedua adalah OPEX Operational Expenses. [00:00:02–00:00:05] Kita di dalam tutorial mengira profit number. [semak: uncertain words] [00:00:06–00:00:09] So, jom kita sambung chapter yang kedua mengira OPEX. [00:00:09–00:00:12] Ok, guys. Apakah itu OPEX? [semak: uncertain words] [00:00:12–00:00:14] O-P-E-X. [00:00:15–00:00:20] OPEX adalah Operational Expenses. [00:00:22–00:00:24] Dia adalah perbelanjaan bulanan syarikat. [00:00:25–00:00:27] Maksudnya, senang cerita, kalau saya bagi bahasa kampung, [00:00:27–00:00:30] Monthly Overhead [00:00:31–00:00:32] Salah pula je [semak: uncertain words] [00:00:32–00:00:34] Faham je lah eh [semak: uncertain words] [00:00:34–00:00:35] Monthly Overhead [00:00:35–00:00:35] So [00:00:35–00:00:37] Untuk mengira monthly overhead ni [semak: uncertain words] [00:00:37–00:00:39] Saya nak memperkenalkan formula [00:00:39–00:00:41] S-O-O [00:00:41–00:00:43] S-O-A [00:00:43–00:00:45] S yang pertama adalah [00:00:45–00:00:46] Salary [00:00:46–00:00:48] Ini adalah gaji staff kita [00:00:48–00:00:50] Gaji staff [00:00:50–00:00:51] Semua sekali guys [00:00:51–00:00:52] Termasuklah dengan [00:00:53–00:00:54] KWSP [00:00:54–00:00:54] Sokso [semak: uncertain words] [00:00:54–00:00:55] Semua ni kita kira [00:00:55–00:00:57] So ini adalah [00:00:57–00:00:58] Salary [00:00:58–00:01:00] O yang seterusnya adalah [semak: uncertain words] [00:01:00–00:01:01] Outsource [00:01:01–00:01:02] Apakah [00:01:02–00:01:03] Kita punya [semak: uncertain words] [00:01:03–00:01:04] Macam account [semak: uncertain words] [00:01:04–00:01:06] Yang kita hire outsource [semak: uncertain words] [00:01:06–00:01:07] Video editor [00:01:07–00:01:09] Ataupun cerita macam ni lah [semak: uncertain words] [00:01:09–00:01:09] Team part-time lah [00:01:09–00:01:11] Part-timer kita tu [00:01:11–00:01:12] Yang kita tak carung [00:01:12–00:01:12] Kita boleh SP [semak: uncertain words] [00:01:12–00:01:13] Macam team outsource [00:01:13–00:01:14] Yang awak boleh on [00:01:14–00:01:15] Boleh off bila-bila masa [00:01:15–00:01:17] Ni team outsource [00:01:18–00:01:19] Dan O yang seterusnya adalah [00:01:19–00:01:19] Office [00:01:19–00:01:21] Apakah cost office [00:01:21–00:01:22] Awak berapa [00:01:23–00:01:25] Dan S yang seterusnya adalah [00:01:25–00:01:25] Software [00:01:26–00:01:27] Apakah cost software [semak: uncertain words] [00:01:27–00:01:29] Oh yang seterusnya ada others [semak: uncertain words] [00:01:29–00:01:30] Apa-apa cost-cost kecil [00:01:30–00:01:32] Dan A adalah ads [00:01:32–00:01:34] So saya nak awak kira semua ni [00:01:34–00:01:37] Dan kalau ada kategori-kategori lain [00:01:37–00:01:39] Boleh tambah awak ada loan buat lah L [semak: uncertain words] [00:01:39–00:01:40] Sosual ke [00:01:40–00:01:42] Jadi loan ke pula ke suka hatilah eh [semak: uncertain words] [00:01:42–00:01:44] Ni formula kita buat dia bukan dia buat kita [semak: uncertain words] [00:01:44–00:01:45] So awak buat lah [00:01:46–00:01:48] So katakanlah saya ambil kiraan [00:01:48–00:01:50] Ok salary saya dalam sekitar [semak: uncertain words] [00:01:52–00:01:53] RM15,000 [semak: number or amount] [00:01:53–00:01:54] Temua sekali [semak: uncertain words] [00:01:54–00:01:57] Part time outsource saya bayar RM5,000 [semak: uncertain words, number or amount] [00:01:57–00:02:00] Office saya bayar RM4,000 [semak: uncertain words, number or amount] [00:02:00–00:02:02] Software saya bayar RM500 [semak: number or amount] [00:02:02–00:02:03] Contohnya [00:02:03–00:02:04] Other saya letak RM500 [semak: uncertain words, number or amount] [00:02:04–00:02:06] Add saya bayar RM3,000 [semak: uncertain words, number or amount] [00:02:06–00:02:07] Contohnya [00:02:07–00:02:08] So saya tambah semua [00:02:08–00:02:11] Kenapa kita wujudkan formula sosok ni [semak: uncertain words] [00:02:11–00:02:12] Takut awak terlupa nak kira [00:02:12–00:02:14] So kita pun kira [00:02:14–00:02:16] 15, 20 [semak: number or amount] [00:02:16–00:02:20] 24, 24, 25, 28 [semak: number or amount] [00:02:23–00:02:24] RM28,000 [semak: number or amount] [00:02:25–00:02:28] Jadi inilah kita punya [semak: uncertain words] [00:02:28–00:02:29] OPEX [00:02:29–00:02:31] Operational Expenses [00:02:31–00:02:32] OPEX [00:02:32–00:02:33] Nampak? [00:02:34–00:02:35] Haa [semak: uncertain words] [00:02:35–00:02:35] Dan [00:02:35–00:02:37] Kenapa penting nak kira OPEX ni guys? [semak: uncertain words] [00:02:38–00:02:40] Ok awak pernah dengar tak pasal cash reserve? [semak: uncertain words] [00:02:40–00:02:41] Cash reserve [00:02:41–00:02:41] Yes [semak: uncertain words] [00:02:41–00:02:44] Kan ada satu lagi benda orang selalu kata [00:02:44–00:02:47] Eh berapa kau punya cash reserve? [00:02:48–00:02:48] Reverse [00:02:48–00:02:49] Reserve [00:02:49–00:02:50] Cash reserve kau [semak: uncertain words] [00:02:50–00:02:53] Maksudnya kau punya tabung kecemasan [00:02:53–00:02:53] Kita kata [semak: uncertain words] [00:02:53–00:02:56] Tabung kecemasan [00:02:56–00:02:58] Kalau in case berlaku apa-apa ni [00:02:58–00:03:00] Berapa lama kau boleh bertahan [00:03:00–00:03:03] Tu orang kata bertahan based on apa [semak: uncertain words] [00:03:03–00:03:05] Bertahan ni based on OPEX lah [semak: uncertain words] [00:03:05–00:03:07] Katalah awak nak bertahan 3 bulan [semak: number or amount] [00:03:08–00:03:11] Maksudnya awak kena darab dengan 3 bulan [semak: number or amount] [00:03:11–00:03:12] Darab dengan OPEX [00:03:12–00:03:14] OPEX ni kan kos bulanan awak [semak: uncertain words] [00:03:14–00:03:16] Jadi maksudnya kalau formula kita dapat kat sini [semak: uncertain words] [00:03:16–00:03:17] RM28,000 [semak: number or amount] [00:03:17–00:03:22] Jadi 3 darab 28k [semak: uncertain words, number or amount] [00:03:22–00:03:30] Dapat 3, 3, 60, 70, 84,000 RM [semak: uncertain words, number or amount] [00:03:30–00:03:32] Itu salah je [semak: uncertain words] [00:03:32–00:03:37] 2 darab 8 darab 3, 3, 16, 24, 2, 8 [semak: uncertain words, number or amount] [00:03:37–00:03:40] Itulah 84,000 [semak: number or amount] [00:03:40–00:03:42] So jawapan dia 84k lah [semak: number or amount] [00:03:42–00:03:46] Awak punya tabung emergency [semak: uncertain words] [00:03:46–00:03:48] Inilah awak punya cash reserve [00:03:48–00:03:52] Cash reserve untuk 3 bulan [semak: uncertain words, number or amount] [00:03:54–00:03:55] 3 month [semak: uncertain words, number or amount] [00:03:55–00:03:59] So, berapa banyak cash reserve yang awak nak kena ada sebenarnya guys [00:03:59–00:04:03] Jawapan dia, jangan lebih 3 ke 6 bulan [semak: number or amount] [00:04:03–00:04:05] Ini dah maksimum lah [00:04:05–00:04:08] So, janganlah simpan sampai setahun cash reserve, rugi [00:04:08–00:04:09] Sebab kita tak nak kayakan company [00:04:09–00:04:11] Kita nak kayakan founder [00:04:11–00:04:12] Kita nak kayakan boss [semak: uncertain words] [00:04:12–00:04:14] Memang itulah realiti dia [00:04:14–00:04:15] Kita nak kayakan investor [00:04:15–00:04:22] Sebab ada setengah company, dia tak sup menyimpan banyak sangat sampai duit tu tak diinvest balik kepada enjin syarikat bos. [semak: uncertain words] [00:04:23–00:04:26] Ataupun kepada investment untuk staff ke, beli laptop baru ke. [00:04:27–00:04:28] Terlampau tak sup sangat menyimpan. [00:04:28–00:04:29] Pun masalah juga. [00:04:29–00:04:32] So, 3 ke 6 bulan ni adalah good practice. [semak: number or amount] [00:04:32–00:04:34] Kenapa awak nak kena bayar bos? [00:04:34–00:04:39] Satu, bila awak bayar bos, maksudnya awak mengeluarkan dividend. [semak: uncertain words] [00:04:40–00:04:44] Bila awak mengeluarkan dividend, bank sangat suka dengan dividend. [00:04:45–00:04:46] Dividend [00:04:46–00:04:48] Dividend ni maksudnya company awak ada profit [semak: uncertain words] [00:04:48–00:04:50] Haa nampak tak kat situ [semak: uncertain words] [00:04:50–00:04:52] Ok gaji bos masuk kat mana [semak: uncertain words] [00:04:52–00:04:54] Gaji bos kena masuk dekat salary [00:04:54–00:04:56] Sebab bos juga dikira sebagai staff [00:04:56–00:04:58] So dalam staff ni [00:04:58–00:05:00] Ni awak masukkan lah [00:05:01–00:05:02] Bos berapa [semak: uncertain words] [00:05:02–00:05:05] Contoh kalau RM15,000 ni mungkin bos ambil gaji [semak: number or amount] [00:05:05–00:05:07] Ambil lah 7k [semak: uncertain words, number or amount] [00:05:07–00:05:09] Lepas tu ada staff 1 [semak: uncertain words, number or amount] [00:05:10–00:05:13] Contohnya staff 2.5k contohnya [semak: number or amount] [00:05:14–00:05:14] staff 2 [semak: uncertain words, number or amount] [00:05:16–00:05:17] staff 1, staff 2 [semak: number or amount] [00:05:17–00:05:20] 2.5k juga [semak: number or amount] [00:05:21–00:05:22] nampak, so dah berapa kat sini [00:05:22–00:05:24] 2,2, ni dah 12k [semak: uncertain words, number or amount] [00:05:24–00:05:26] lepas tu, macam mana nak kira [00:05:26–00:05:28] KWSP dengan Sokso, saya bagi satu formula [00:05:29–00:05:31] tambah 15% [semak: number or amount] [00:05:31–00:05:33] 15% ni [semak: number or amount] [00:05:33–00:05:34] dia dah mewakili [semak: uncertain words] [00:05:36–00:05:37] KWSP, Sokso [00:05:37–00:05:38] dan juga IES [00:05:38–00:05:40] ni saya punya formula simple lah [semak: uncertain words] [00:05:40–00:05:42] so jom kita buka kereta saya [00:05:43–00:05:44] Katakanlah saya buka calculator [semak: uncertain words] [00:05:44–00:05:45] RM12,000 [semak: number or amount] [00:05:45–00:05:47] Saya buat macam ni eh [semak: uncertain words] [00:05:47–00:05:47] Tengok [00:05:48–00:05:49] RM12,000 [semak: number or amount] [00:05:50–00:05:52] Tambah dengan 15% [semak: number or amount] [00:05:52–00:05:53] Haa [00:05:53–00:05:53] Bawa macam ni [semak: uncertain words] [00:05:53–00:05:54] RM15,000 tambah dengan 5% [semak: uncertain words, number or amount] [00:05:54–00:05:54] So dah saya dapat apa [semak: uncertain words] [00:05:54–00:05:56] RM13,800 [semak: number or amount] [00:05:56–00:05:58] Itulah formula paling simple [00:05:59–00:05:59] Maksudnya [00:05:59–00:06:02] Setelah saya dah carung dengan staff apa semua [semak: uncertain words] [00:06:02–00:06:04] Saya kena bayar RM13,800 [semak: number or amount] [00:06:05–00:06:06] Bukannya RM12,000 tau [semak: number or amount] [00:06:06–00:06:08] Sebab kita ada 15% [semak: number or amount] [00:06:08–00:06:08] Okay [semak: uncertain words] [00:06:08–00:06:11] So last kali kita nak pergi pula kepada gross profit [00:06:11–00:06:12] Nampak? [00:06:12–00:06:13] gross profit, ok [semak: uncertain words] [00:06:13–00:06:16] kalau perasaan tadi, saya ada cerita pasal [semak: uncertain words] [00:06:16–00:06:17] net profit [00:06:17–00:06:20] net profit before tax, profit ni ada [00:06:20–00:06:22] dua tau guys, ni jangan tertipu [00:06:22–00:06:24] profit ni, ada dua [00:06:24–00:06:26] ada satu yang dipanggil [00:06:26–00:06:27] sebagai net [00:06:29–00:06:29] profit [00:06:29–00:06:32] untung bersih, dan [00:06:32–00:06:34] satu lagi dipanggil sebagai [00:06:35–00:06:35] gross [00:06:37–00:06:38] profit, untung [00:06:38–00:06:40] kasar, ok [00:06:40–00:06:42] Apa beza untung bersih dengan untung kasar? [semak: uncertain words] [00:06:42–00:06:48] Untung bersih ni adalah betul-betul before tax. [00:06:48–00:06:50] Maksudnya dia dah paling untung ni. [00:06:50–00:06:52] Before kita nak bayar tax tu. [00:06:52–00:06:55] Contohnya untung bersih saya RM30,000. [semak: number or amount] [00:06:56–00:06:59] Tapi untung kasar saya bukannya before tax. [00:07:00–00:07:05] Dia adalah before opex. [00:07:06–00:07:07] Before opex. [00:07:07–00:07:09] Dia sebelum kita bayar [00:07:09–00:07:11] Kos operasi yang kita kira tadi [semak: uncertain words] [00:07:12–00:07:13] Maksudnya gross profit ni [semak: uncertain words] [00:07:13–00:07:15] Katalah sale, tengok lah saya buat [semak: uncertain words] [00:07:15–00:07:17] Saya buat dekat sini lah [semak: uncertain words] [00:07:17–00:07:18] Okay, sale [semak: uncertain words] [00:07:19–00:07:21] Lepas ada sale, awak kena tolak dengan apa? [00:07:21–00:07:22] COGS [00:07:22–00:07:25] Sale tolak dengan COGS [00:07:25–00:07:27] COGS ni pula apa? Ni sekejap kita belajar [semak: uncertain words] [00:07:27–00:07:29] Tapi teaser dia COGS ni adalah [semak: uncertain words] [00:07:29–00:07:30] Kos bahan, kos barang [semak: uncertain words] [00:07:30–00:07:33] Cost of good sold, COGS [00:07:33–00:07:35] Kalau sale tolak COGS [00:07:35–00:07:37] Dapatlah gross profit [00:07:37–00:07:38] Haa macam tu [semak: uncertain words] [00:07:38–00:07:40] Tapi gross profit pula [semak: uncertain words] [00:07:40–00:07:43] Awak kena tolak pula dengan [00:07:43–00:07:44] OPEX [00:07:44–00:07:45] Operational Expenses [00:07:45–00:07:47] Yang kita belajar tadi tu [00:07:47–00:07:48] Lepas untung kasar [00:07:48–00:07:49] Ditolak dengan [00:07:49–00:07:51] Cost overhead bulanan [semak: uncertain words] [00:07:51–00:07:52] Barulah dapat [00:07:52–00:07:53] Net profit [semak: uncertain words] [00:07:53–00:07:54] Nampak tak [00:07:54–00:07:56] Itulah formula dia sebenarnya [00:07:56–00:07:58] Haa gitu [00:07:58–00:07:59] Dia ada flow dia [00:07:59–00:07:59] Sebab tu [00:07:59–00:08:01] Kita akan belajar step by step [semak: uncertain words] [00:08:01–00:08:02] So sekarang ni macam mana guys [00:08:02–00:08:03] Clear tak untuk kira [semak: uncertain words] [00:08:03–00:08:05] Gross profit [00:08:05–00:08:06] Operational Expenses [00:08:06–00:08:07] Jangan pening-pening eh [00:08:07–00:08:08] Bisnes ni senang je [semak: uncertain words] [00:08:08–00:08:09] Jangan buat susah [00:08:09–00:08:11] Biar nampak tak betul [00:08:11–00:08:12] Jangan je kita buat benda yang betul [00:08:13–00:08:13] Nasipan [semak: uncertain words] [00:08:13–00:08:15] Okay jumpa dalam video selanjutnya [semak: uncertain words] [00:08:15–00:08:16] Zas