Chapter 2 OPEX
Source: https://coachadib.com/module/6ac03b9a16378f7eac1c397e
Automatic full-length draft. Uncertain wording and figures require review.

[00:00:00.000 – 00:00:02.860] Chapter kedua adalah OPEX Operational Expenses.

[00:00:02.900 – 00:00:05.780] Kita di dalam tutorial mengira profit number.

[00:00:06.080 – 00:00:09.380] So, jom kita sambung chapter yang kedua mengira OPEX.

[00:00:09.540 – 00:00:12.040] Ok, guys. Apakah itu OPEX?

[00:00:12.640 – 00:00:14.840] O-P-E-X.

[00:00:15.020 – 00:00:20.700] OPEX adalah Operational Expenses.

[00:00:22.190 – 00:00:24.860] Dia adalah perbelanjaan bulanan syarikat.

[00:00:25.120 – 00:00:27.920] Maksudnya, senang cerita, kalau saya bagi bahasa kampung,

[00:00:27.920 – 00:00:30.180] Monthly Overhead

[00:00:31.700 – 00:00:32.860] Salah pula je

[00:00:32.860 – 00:00:34.120] Faham je lah eh

[00:00:34.120 – 00:00:35.020] Monthly Overhead

[00:00:35.020 – 00:00:35.620] So

[00:00:35.620 – 00:00:37.500] Untuk mengira monthly overhead ni

[00:00:37.500 – 00:00:39.020] Saya nak memperkenalkan formula

[00:00:39.020 – 00:00:41.120] S-O-O

[00:00:41.120 – 00:00:43.580] S-O-A

[00:00:43.580 – 00:00:45.540] S yang pertama adalah

[00:00:45.540 – 00:00:46.260] Salary

[00:00:46.260 – 00:00:48.120] Ini adalah gaji staff kita

[00:00:48.120 – 00:00:50.000] Gaji staff

[00:00:50.000 – 00:00:51.560] Semua sekali guys

[00:00:51.560 – 00:00:52.720] Termasuklah dengan

[00:00:53.560 – 00:00:54.360] KWSP

[00:00:54.360 – 00:00:54.980] Sokso

[00:00:54.980 – 00:00:55.960] Semua ni kita kira

[00:00:55.960 – 00:00:57.540] So ini adalah

[00:00:57.540 – 00:00:58.660] Salary

[00:00:58.660 – 00:01:00.300] O yang seterusnya adalah

[00:01:00.300 – 00:01:01.220] Outsource

[00:01:01.220 – 00:01:02.300] Apakah

[00:01:02.300 – 00:01:03.920] Kita punya

[00:01:03.920 – 00:01:04.960] Macam account

[00:01:04.960 – 00:01:06.740] Yang kita hire outsource

[00:01:06.740 – 00:01:07.880] Video editor

[00:01:07.880 – 00:01:09.080] Ataupun cerita macam ni lah

[00:01:09.080 – 00:01:09.940] Team part-time lah

[00:01:09.940 – 00:01:11.500] Part-timer kita tu

[00:01:11.500 – 00:01:12.240] Yang kita tak carung

[00:01:12.240 – 00:01:12.780] Kita boleh SP

[00:01:12.780 – 00:01:13.700] Macam team outsource

[00:01:13.700 – 00:01:14.560] Yang awak boleh on

[00:01:14.560 – 00:01:15.620] Boleh off bila-bila masa

[00:01:15.620 – 00:01:17.340] Ni team outsource

[00:01:18.120 – 00:01:19.580] Dan O yang seterusnya adalah

[00:01:19.580 – 00:01:19.980] Office

[00:01:19.980 – 00:01:21.720] Apakah cost office

[00:01:21.720 – 00:01:22.860] Awak berapa

[00:01:23.500 – 00:01:25.040] Dan S yang seterusnya adalah

[00:01:25.040 – 00:01:25.600] Software

[00:01:26.460 – 00:01:27.700] Apakah cost software

[00:01:27.700 – 00:01:29.580] Oh yang seterusnya ada others

[00:01:29.580 – 00:01:30.940] Apa-apa cost-cost kecil

[00:01:30.940 – 00:01:32.440] Dan A adalah ads

[00:01:32.440 – 00:01:34.640] So saya nak awak kira semua ni

[00:01:34.640 – 00:01:37.460] Dan kalau ada kategori-kategori lain

[00:01:37.460 – 00:01:39.360] Boleh tambah awak ada loan buat lah L

[00:01:39.360 – 00:01:40.480] Sosual ke

[00:01:40.480 – 00:01:42.980] Jadi loan ke pula ke suka hatilah eh

[00:01:42.980 – 00:01:44.660] Ni formula kita buat dia bukan dia buat kita

[00:01:44.660 – 00:01:45.720] So awak buat lah

[00:01:46.280 – 00:01:48.180] So katakanlah saya ambil kiraan

[00:01:48.180 – 00:01:50.800] Ok salary saya dalam sekitar

[00:01:52.680 – 00:01:53.800] RM15,000

[00:01:53.800 – 00:01:54.620] Temua sekali

[00:01:54.620 – 00:01:57.420] Part time outsource saya bayar RM5,000

[00:01:57.420 – 00:02:00.060] Office saya bayar RM4,000

[00:02:00.060 – 00:02:02.300] Software saya bayar RM500

[00:02:02.300 – 00:02:03.260] Contohnya

[00:02:03.260 – 00:02:04.800] Other saya letak RM500

[00:02:04.800 – 00:02:06.520] Add saya bayar RM3,000

[00:02:06.520 – 00:02:07.560] Contohnya

[00:02:07.560 – 00:02:08.820] So saya tambah semua

[00:02:08.820 – 00:02:11.220] Kenapa kita wujudkan formula sosok ni

[00:02:11.220 – 00:02:12.960] Takut awak terlupa nak kira

[00:02:12.960 – 00:02:14.320] So kita pun kira

[00:02:14.320 – 00:02:16.220] 15, 20

[00:02:16.220 – 00:02:20.280] 24, 24, 25, 28

[00:02:23.160 – 00:02:24.680] RM28,000

[00:02:25.860 – 00:02:28.180] Jadi inilah kita punya

[00:02:28.180 – 00:02:29.520] OPEX

[00:02:29.520 – 00:02:31.560] Operational Expenses

[00:02:31.560 – 00:02:32.940] OPEX

[00:02:32.940 – 00:02:33.540] Nampak?

[00:02:34.440 – 00:02:35.200] Haa

[00:02:35.200 – 00:02:35.460] Dan

[00:02:35.460 – 00:02:37.900] Kenapa penting nak kira OPEX ni guys?

[00:02:38.200 – 00:02:40.260] Ok awak pernah dengar tak pasal cash reserve?

[00:02:40.500 – 00:02:41.560] Cash reserve

[00:02:41.560 – 00:02:41.880] Yes

[00:02:41.880 – 00:02:44.040] Kan ada satu lagi benda orang selalu kata

[00:02:44.040 – 00:02:47.060] Eh berapa kau punya cash reserve?

[00:02:48.160 – 00:02:48.920] Reverse

[00:02:48.920 – 00:02:49.380] Reserve

[00:02:49.380 – 00:02:50.480] Cash reserve kau

[00:02:50.480 – 00:02:53.300] Maksudnya kau punya tabung kecemasan

[00:02:53.300 – 00:02:53.960] Kita kata

[00:02:53.960 – 00:02:56.800] Tabung kecemasan

[00:02:56.800 – 00:02:58.580] Kalau in case berlaku apa-apa ni

[00:02:58.580 – 00:03:00.560] Berapa lama kau boleh bertahan

[00:03:00.560 – 00:03:03.020] Tu orang kata bertahan based on apa

[00:03:03.020 – 00:03:05.000] Bertahan ni based on OPEX lah

[00:03:05.000 – 00:03:07.760] Katalah awak nak bertahan 3 bulan

[00:03:08.480 – 00:03:11.160] Maksudnya awak kena darab dengan 3 bulan

[00:03:11.160 – 00:03:12.000] Darab dengan OPEX

[00:03:12.000 – 00:03:14.060] OPEX ni kan kos bulanan awak

[00:03:14.060 – 00:03:16.840] Jadi maksudnya kalau formula kita dapat kat sini

[00:03:16.840 – 00:03:17.820] RM28,000

[00:03:17.820 – 00:03:22.240] Jadi 3 darab 28k

[00:03:22.240 – 00:03:30.620] Dapat 3, 3, 60, 70, 84,000 RM

[00:03:30.620 – 00:03:32.540] Itu salah je

[00:03:32.540 – 00:03:37.860] 2 darab 8 darab 3, 3, 16, 24, 2, 8

[00:03:37.860 – 00:03:40.000] Itulah 84,000

[00:03:40.000 – 00:03:42.520] So jawapan dia 84k lah

[00:03:42.520 – 00:03:46.460] Awak punya tabung emergency

[00:03:46.460 – 00:03:48.400] Inilah awak punya cash reserve

[00:03:48.400 – 00:03:52.900] Cash reserve untuk 3 bulan

[00:03:54.500 – 00:03:55.440] 3 month

[00:03:55.440 – 00:03:59.440] So, berapa banyak cash reserve yang awak nak kena ada sebenarnya guys

[00:03:59.440 – 00:04:03.860] Jawapan dia, jangan lebih 3 ke 6 bulan

[00:04:03.860 – 00:04:05.160] Ini dah maksimum lah

[00:04:05.160 – 00:04:08.220] So, janganlah simpan sampai setahun cash reserve, rugi

[00:04:08.220 – 00:04:09.960] Sebab kita tak nak kayakan company

[00:04:09.960 – 00:04:11.380] Kita nak kayakan founder

[00:04:11.380 – 00:04:12.720] Kita nak kayakan boss

[00:04:12.720 – 00:04:14.100] Memang itulah realiti dia

[00:04:14.100 – 00:04:15.460] Kita nak kayakan investor

[00:04:15.460 – 00:04:22.960] Sebab ada setengah company, dia tak sup menyimpan banyak sangat sampai duit tu tak diinvest balik kepada enjin syarikat bos.

[00:04:23.160 – 00:04:26.900] Ataupun kepada investment untuk staff ke, beli laptop baru ke.

[00:04:27.300 – 00:04:28.600] Terlampau tak sup sangat menyimpan.

[00:04:28.700 – 00:04:29.320] Pun masalah juga.

[00:04:29.820 – 00:04:32.300] So, 3 ke 6 bulan ni adalah good practice.

[00:04:32.620 – 00:04:34.060] Kenapa awak nak kena bayar bos?

[00:04:34.640 – 00:04:39.440] Satu, bila awak bayar bos, maksudnya awak mengeluarkan dividend.

[00:04:40.060 – 00:04:44.100] Bila awak mengeluarkan dividend, bank sangat suka dengan dividend.

[00:04:45.420 – 00:04:46.060] Dividend

[00:04:46.060 – 00:04:48.520] Dividend ni maksudnya company awak ada profit

[00:04:48.520 – 00:04:50.200] Haa nampak tak kat situ

[00:04:50.200 – 00:04:52.100] Ok gaji bos masuk kat mana

[00:04:52.100 – 00:04:54.360] Gaji bos kena masuk dekat salary

[00:04:54.360 – 00:04:56.820] Sebab bos juga dikira sebagai staff

[00:04:56.820 – 00:04:58.600] So dalam staff ni

[00:04:58.600 – 00:05:00.720] Ni awak masukkan lah

[00:05:01.520 – 00:05:02.680] Bos berapa

[00:05:02.680 – 00:05:05.500] Contoh kalau RM15,000 ni mungkin bos ambil gaji

[00:05:05.500 – 00:05:07.020] Ambil lah 7k

[00:05:07.020 – 00:05:09.100] Lepas tu ada staff 1

[00:05:10.320 – 00:05:13.580] Contohnya staff 2.5k contohnya

[00:05:14.100 – 00:05:14.940] staff 2

[00:05:16.460 – 00:05:17.740] staff 1, staff 2

[00:05:17.740 – 00:05:20.220] 2.5k juga

[00:05:21.400 – 00:05:22.760] nampak, so dah berapa kat sini

[00:05:22.760 – 00:05:24.860] 2,2, ni dah 12k

[00:05:24.860 – 00:05:26.840] lepas tu, macam mana nak kira

[00:05:26.840 – 00:05:28.760] KWSP dengan Sokso, saya bagi satu formula

[00:05:29.920 – 00:05:31.980] tambah 15%

[00:05:31.980 – 00:05:33.400] 15% ni

[00:05:33.400 – 00:05:34.320] dia dah mewakili

[00:05:36.220 – 00:05:37.260] KWSP, Sokso

[00:05:37.260 – 00:05:38.540] dan juga IES

[00:05:38.540 – 00:05:40.200] ni saya punya formula simple lah

[00:05:40.800 – 00:05:42.380] so jom kita buka kereta saya

[00:05:43.180 – 00:05:44.420] Katakanlah saya buka calculator

[00:05:44.420 – 00:05:45.600] RM12,000

[00:05:45.600 – 00:05:47.020] Saya buat macam ni eh

[00:05:47.020 – 00:05:47.320] Tengok

[00:05:48.480 – 00:05:49.460] RM12,000

[00:05:50.500 – 00:05:52.360] Tambah dengan 15%

[00:05:52.360 – 00:05:53.020] Haa

[00:05:53.020 – 00:05:53.340] Bawa macam ni

[00:05:53.340 – 00:05:54.220] RM15,000 tambah dengan 5%

[00:05:54.220 – 00:05:54.760] So dah saya dapat apa

[00:05:54.760 – 00:05:56.460] RM13,800

[00:05:56.460 – 00:05:58.440] Itulah formula paling simple

[00:05:59.060 – 00:05:59.580] Maksudnya

[00:05:59.580 – 00:06:02.220] Setelah saya dah carung dengan staff apa semua

[00:06:02.220 – 00:06:04.360] Saya kena bayar RM13,800

[00:06:05.100 – 00:06:06.340] Bukannya RM12,000 tau

[00:06:06.340 – 00:06:08.360] Sebab kita ada 15%

[00:06:08.360 – 00:06:08.660] Okay

[00:06:08.660 – 00:06:11.740] So last kali kita nak pergi pula kepada gross profit

[00:06:11.740 – 00:06:12.240] Nampak?

[00:06:12.380 – 00:06:13.640] gross profit, ok

[00:06:13.640 – 00:06:16.560] kalau perasaan tadi, saya ada cerita pasal

[00:06:16.560 – 00:06:17.340] net profit

[00:06:17.340 – 00:06:20.500] net profit before tax, profit ni ada

[00:06:20.500 – 00:06:22.700] dua tau guys, ni jangan tertipu

[00:06:22.700 – 00:06:24.620] profit ni, ada dua

[00:06:24.620 – 00:06:26.440] ada satu yang dipanggil

[00:06:26.440 – 00:06:27.840] sebagai net

[00:06:29.100 – 00:06:29.880] profit

[00:06:29.880 – 00:06:32.320] untung bersih, dan

[00:06:32.320 – 00:06:34.160] satu lagi dipanggil sebagai

[00:06:35.040 – 00:06:35.820] gross

[00:06:37.000 – 00:06:38.560] profit, untung

[00:06:38.560 – 00:06:40.080] kasar, ok

[00:06:40.080 – 00:06:42.700] Apa beza untung bersih dengan untung kasar?

[00:06:42.940 – 00:06:48.040] Untung bersih ni adalah betul-betul before tax.

[00:06:48.320 – 00:06:50.780] Maksudnya dia dah paling untung ni.

[00:06:50.980 – 00:06:52.280] Before kita nak bayar tax tu.

[00:06:52.800 – 00:06:55.720] Contohnya untung bersih saya RM30,000.

[00:06:56.320 – 00:06:59.800] Tapi untung kasar saya bukannya before tax.

[00:07:00.040 – 00:07:05.020] Dia adalah before opex.

[00:07:06.780 – 00:07:07.960] Before opex.

[00:07:07.960 – 00:07:09.860] Dia sebelum kita bayar

[00:07:09.860 – 00:07:11.340] Kos operasi yang kita kira tadi

[00:07:12.060 – 00:07:13.620] Maksudnya gross profit ni

[00:07:13.620 – 00:07:15.460] Katalah sale, tengok lah saya buat

[00:07:15.460 – 00:07:17.320] Saya buat dekat sini lah

[00:07:17.320 – 00:07:18.540] Okay, sale

[00:07:19.320 – 00:07:21.620] Lepas ada sale, awak kena tolak dengan apa?

[00:07:21.920 – 00:07:22.480] COGS

[00:07:22.480 – 00:07:25.020] Sale tolak dengan COGS

[00:07:25.020 – 00:07:27.300] COGS ni pula apa? Ni sekejap kita belajar

[00:07:27.300 – 00:07:29.640] Tapi teaser dia COGS ni adalah

[00:07:29.640 – 00:07:30.980] Kos bahan, kos barang

[00:07:30.980 – 00:07:33.640] Cost of good sold, COGS

[00:07:33.640 – 00:07:35.820] Kalau sale tolak COGS

[00:07:35.820 – 00:07:37.020] Dapatlah gross profit

[00:07:37.020 – 00:07:38.240] Haa macam tu

[00:07:38.240 – 00:07:40.840] Tapi gross profit pula

[00:07:40.840 – 00:07:43.340] Awak kena tolak pula dengan

[00:07:43.340 – 00:07:44.480] OPEX

[00:07:44.480 – 00:07:45.600] Operational Expenses

[00:07:45.600 – 00:07:47.080] Yang kita belajar tadi tu

[00:07:47.080 – 00:07:48.880] Lepas untung kasar

[00:07:48.880 – 00:07:49.700] Ditolak dengan

[00:07:49.700 – 00:07:51.060] Cost overhead bulanan

[00:07:51.060 – 00:07:52.540] Barulah dapat

[00:07:52.540 – 00:07:53.940] Net profit

[00:07:53.940 – 00:07:54.900] Nampak tak

[00:07:54.900 – 00:07:56.520] Itulah formula dia sebenarnya

[00:07:56.520 – 00:07:58.000] Haa gitu

[00:07:58.000 – 00:07:59.180] Dia ada flow dia

[00:07:59.180 – 00:07:59.820] Sebab tu

[00:07:59.820 – 00:08:01.040] Kita akan belajar step by step

[00:08:01.040 – 00:08:02.540] So sekarang ni macam mana guys

[00:08:02.540 – 00:08:03.700] Clear tak untuk kira

[00:08:03.700 – 00:08:05.160] Gross profit

[00:08:05.160 – 00:08:06.160] Operational Expenses

[00:08:06.160 – 00:08:07.620] Jangan pening-pening eh

[00:08:07.620 – 00:08:08.580] Bisnes ni senang je

[00:08:08.580 – 00:08:09.780] Jangan buat susah

[00:08:09.780 – 00:08:11.080] Biar nampak tak betul

[00:08:11.080 – 00:08:12.460] Jangan je kita buat benda yang betul

[00:08:13.040 – 00:08:13.560] Nasipan

[00:08:13.560 – 00:08:15.300] Okay jumpa dalam video selanjutnya

[00:08:15.300 – 00:08:16.160] Zas