Tax Rate & Benefit
Source: https://coachadib.com/module/6ac03b9f037ed06a73d64d28
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[00:00:00.000 – 00:00:05.280] Tax Account. Apakah Tax Rate dan juga Tax Benefit? Compact Enterprise antara Serembahat.

[00:00:05.400 – 00:00:11.300] First sekali, Entity. Kalau Enterprise ni, dia masih lagi di bawah tanggungan individu.

[00:00:11.420 – 00:00:14.180] Dia bukannya asing. Kalau Serembahat guys, Entity ni apa?

[00:00:14.540 – 00:00:17.960] Contohlah awak nak beli kereta, beli loan rumah ke, beli loan ofis ke.

[00:00:18.340 – 00:00:21.780] Dia di bawah syarikat Serembahat tu punya Entity.

[00:00:21.920 – 00:00:24.320] Maksudnya apa-apa masalah, dia akan refund kau beli Serembahat.

[00:00:24.700 – 00:00:28.140] Bukan dia macam Enterprise. Enterprise ni sebenarnya dia still lagi guna nama personal.

[00:00:28.140 – 00:00:29.540] Dia still lagi guna

[00:00:29.540 – 00:00:30.440] Awak punya tax personal

[00:00:30.440 – 00:00:31.480] So dia sama je

[00:00:31.480 – 00:00:32.620] So enterprise ni ibarat

[00:00:32.620 – 00:00:34.080] Awak ada company

[00:00:34.080 – 00:00:34.660] Tapi

[00:00:34.660 – 00:00:36.020] Pemilikan dia adalah

[00:00:36.020 – 00:00:37.320] Di bawah nama awak sendiri

[00:00:37.320 – 00:00:38.400] Tax rate

[00:00:38.400 – 00:00:39.520] Ikut personal tax

[00:00:39.520 – 00:00:39.940] Nampak

[00:00:39.940 – 00:00:41.700] Kosong hingga 30%

[00:00:41.700 – 00:00:42.800] Manakala seran bahan ni

[00:00:42.800 – 00:00:43.320] SME

[00:00:43.320 – 00:00:43.980] 15

[00:00:43.980 – 00:00:44.480] 17

[00:00:44.480 – 00:00:45.380] 24

[00:00:45.380 – 00:00:46.400] Dia ada bracket-bracket dia

[00:00:46.400 – 00:00:47.280] Dan

[00:00:47.280 – 00:00:49.300] Masalah yang macam saya ada experience sebelum ni

[00:00:49.300 – 00:00:50.300] Jangan buka enterprise

[00:00:50.300 – 00:00:51.000] Kalau profit awak

[00:00:51.000 – 00:00:52.160] Kurang daripada 10k

[00:00:52.840 – 00:00:53.920] Kalau profit awak

[00:00:53.920 – 00:00:54.300] Katalah

[00:00:54.300 – 00:00:55.880] Saya punya profit ni tuan baru

[00:00:55.880 – 00:00:57.340] RM 10k sebulan

[00:00:57.340 – 00:00:58.180] Sikit sangat

[00:00:58.180 – 00:00:58.940] Ni tangan

[00:00:58.940 – 00:00:59.400] Jangan buat

[00:00:59.400 – 00:01:00.940] Tapi kalau profit awak

[00:01:00.940 – 00:01:01.780] Atas daripada

[00:01:01.780 – 00:01:02.780] 30k

[00:01:02.780 – 00:01:04.300] Yang ni boleh buat

[00:01:05.420 – 00:01:06.840] Tapi kalau profit awak

[00:01:06.840 – 00:01:07.480] Atas daripada

[00:01:07.480 – 00:01:08.940] 50k sebulan

[00:01:08.940 – 00:01:10.160] Yang ni wajib buat

[00:01:10.880 – 00:01:12.240] So tengok macam tu

[00:01:12.240 – 00:01:13.140] That's why

[00:01:13.140 – 00:01:13.740] Dia ikut profit

[00:01:13.740 – 00:01:14.360] Bukan ikut sale

[00:01:14.360 – 00:01:16.160] Sebab yang jimat duit kita

[00:01:16.160 – 00:01:17.640] Bila kita bayar tax nanti

[00:01:17.640 – 00:01:19.080] Bila profit awak tinggi

[00:01:19.080 – 00:01:20.160] Duit jimat dekat tax

[00:01:20.160 – 00:01:21.240] Lepas tu

[00:01:21.240 – 00:01:22.340] Limited

[00:01:22.340 – 00:01:23.620] Lepasan individu

[00:01:23.620 – 00:01:24.380] Tax benefit dia

[00:01:24.380 – 00:01:25.600] Awak dah apply loan

[00:01:25.600 – 00:01:26.280] Under personal

[00:01:26.280 – 00:01:27.260] Dia sangkut juga

[00:01:27.260 – 00:01:28.840] lah nanti kat bisnes sebab enterprise kan

[00:01:28.840 – 00:01:30.800] yang ni banyak capital allowance

[00:01:30.800 – 00:01:33.060] kalau apply loan pun loan tu boleh dapat

[00:01:33.060 – 00:01:35.300] lagi besar so macam-macam lah

[00:01:35.300 – 00:01:36.980] kelebihan kat sini sebab tu

[00:01:36.980 – 00:01:38.880] seran bahan ni untuk orang yang buat bisnes

[00:01:38.880 – 00:01:41.160] secara skala besar enterprise ni

[00:01:41.160 – 00:01:43.080] skala kecil kalau awak team baru

[00:01:43.080 – 00:01:44.980] tak sampai 5 orang 10 orang

[00:01:44.980 – 00:01:47.120] enterprise pun tak apa tapi bila team

[00:01:47.120 – 00:01:49.080] awak dah 20 oh dah serius tau ni

[00:01:49.080 – 00:01:51.240] dah 30 orang upgrade lah seran bahan

[00:01:51.920 – 00:01:52.920] dividend tak wujud

[00:01:52.920 – 00:01:55.140] ni masalah juga eh yang paling saya seram

[00:01:55.140 – 00:01:56.900] enterprise ni kalau kita meninggal

[00:01:56.900 – 00:01:57.720] Duit boleh jadi beku

[00:01:57.720 – 00:01:58.760] Itu bahaya

[00:01:58.760 – 00:02:00.600] Tapi kalau dalam bentuk seran bahagian

[00:02:00.600 – 00:02:01.460] Dia boleh diwarisi

[00:02:01.460 – 00:02:02.480] Dia dalam bentuk dividen

[00:02:02.480 – 00:02:03.120] Boleh nak jual

[00:02:03.720 – 00:02:04.580] Credibility kurang

[00:02:04.580 – 00:02:05.620] Untuk loan dan juga tender

[00:02:05.620 – 00:02:06.220] Betul lah

[00:02:06.220 – 00:02:07.820] Yang ni lebih credible lah

[00:02:07.820 – 00:02:08.660] Sedang dapat loan tender

[00:02:08.660 – 00:02:10.040] Macam saya saya benci

[00:02:10.040 – 00:02:10.520] Yang loan tender

[00:02:10.520 – 00:02:11.640] So tak ada isu sangat yang tu

[00:02:11.640 – 00:02:12.280] Limited

[00:02:13.280 – 00:02:14.320] Ni unlimited eh

[00:02:14.320 – 00:02:15.320] Owner tanggung semua hutang

[00:02:15.320 – 00:02:16.120] Liability

[00:02:16.740 – 00:02:18.120] Maksudnya kalau berlaku apa-apa

[00:02:18.120 – 00:02:19.000] Owner bertanggung jawab

[00:02:19.000 – 00:02:19.660] Yang ni limited

[00:02:20.260 – 00:02:21.460] Mungkin modal je burn

[00:02:21.460 – 00:02:23.320] Katalah syarikat kena saman

[00:02:23.820 – 00:02:25.220] Mungkin director je kena

[00:02:25.220 – 00:02:26.380] Tapi shareholder tak kena

[00:02:26.380 – 00:02:28.680] Lagi-lagi kalau awak minority shareholder

[00:02:28.680 – 00:02:29.640] Bawah 20%

[00:02:29.640 – 00:02:32.080] Awak tak terikat sangat kepada liability

[00:02:32.080 – 00:02:34.260] Jadi ada sebab kenapa

[00:02:34.260 – 00:02:35.940] Orang nak jadi minority shareholder

[00:02:35.940 – 00:02:38.180] 20% dan below ni adalah

[00:02:39.120 – 00:02:39.820] Minority

[00:02:40.860 – 00:02:41.740] Majority apa?

[00:02:41.940 – 00:02:44.200] Majority adalah 51% dan ke atas

[00:02:44.200 – 00:02:46.500] So majority shareholder

[00:02:46.500 – 00:02:48.760] Katalah ada apa-apa isu berlaku

[00:02:48.760 – 00:02:49.840] Pada bisnes

[00:02:49.840 – 00:02:51.620] Still dia bertanggungjawab juga

[00:02:51.620 – 00:02:52.500] Walaupun Serembahat

[00:02:52.500 – 00:02:53.840] Katalah kena saman

[00:02:53.840 – 00:02:54.500] Last sekali

[00:02:54.500 – 00:02:55.640] Kalau Serembahat dah terdapat duit

[00:02:55.640 – 00:02:56.300] Dia akan cari juga

[00:02:56.300 – 00:02:57.460] Pemilik saham tu

[00:02:57.460 – 00:02:58.600] Tapi kalau awak own

[00:02:58.600 – 00:02:59.420] Bawah 20%

[00:02:59.420 – 00:03:00.200] Ini adalah

[00:03:00.200 – 00:03:01.200] Dia macam

[00:03:01.200 – 00:03:02.400] Pelampung minority lah

[00:03:02.400 – 00:03:03.520] Sleeping partner

[00:03:03.520 – 00:03:04.880] So as well untuk

[00:03:04.880 – 00:03:05.760] Business kerja pemulaan

[00:03:05.760 – 00:03:06.560] Lebih serious nak

[00:03:06.560 – 00:03:07.020] Scale up

[00:03:07.020 – 00:03:07.480] Ada partner

[00:03:07.480 – 00:03:08.240] So ini adalah

[00:03:08.240 – 00:03:08.840] Tax account

[00:03:08.840 – 00:03:10.000] Kalau tanya saya

[00:03:10.840 – 00:03:12.220] Kalau duit awak tak profit

[00:03:12.220 – 00:03:13.080] Buat enterprise je lah

[00:03:13.080 – 00:03:13.800] Saya cadangkan

[00:03:13.800 – 00:03:14.540] Enterprise punya

[00:03:14.540 – 00:03:15.480] Kalau orang tanya saya

[00:03:15.480 – 00:03:16.820] Better enterprise kan

[00:03:16.820 – 00:03:17.420] Seren bahat pun

[00:03:18.440 – 00:03:19.820] 70% jawapan saya

[00:03:19.820 – 00:03:20.580] Better enterprise

[00:03:20.580 – 00:03:21.920] Sebab at least

[00:03:21.920 – 00:03:22.840] Awak boleh tutup company

[00:03:22.840 – 00:03:23.380] Selamba je

[00:03:23.380 – 00:03:25.520] Kalau awak nak tutup company

[00:03:26.260 – 00:03:26.700] Serembahat

[00:03:26.700 – 00:03:27.020] Ho

[00:03:27.020 – 00:03:28.300] Serembahat ni guys

[00:03:28.300 – 00:03:29.640] Nak tutup dia pun

[00:03:30.660 – 00:03:31.940] Mau RM5,000 nak bayar

[00:03:31.940 – 00:03:34.100] Mau RM10,000 nak tutup pun nak kena bayar

[00:03:34.100 – 00:03:34.480] Iya

[00:03:35.000 – 00:03:36.120] Tapi ikutlah plan

[00:03:36.120 – 00:03:36.620] Macam saya

[00:03:36.620 – 00:03:37.580] Saya dah buat banyak serembahat

[00:03:37.580 – 00:03:38.020] Saya tahu

[00:03:38.540 – 00:03:39.680] Setiap kali saya buat planning

[00:03:39.680 – 00:03:40.640] Saya ready to burn

[00:03:41.140 – 00:03:42.000] Amount banyak ni

[00:03:42.000 – 00:03:42.660] Sekian-sekian-sekian

[00:03:42.660 – 00:03:44.120] Jadi memang saya akan go for serembahat lah

[00:03:44.120 – 00:03:45.500] Mungkin sebab saya ada modal lebih sikit

[00:03:45.500 – 00:03:46.980] Tapi kalau awak tak ada modal

[00:03:46.980 – 00:03:48.640] Janganlah nak berpoyor-poyor

[00:03:48.640 – 00:03:49.540] Dengan serembahat ni

[00:03:49.540 – 00:03:51.000] Tak ada apa yang sexy pun

[00:03:51.000 – 00:03:52.080] Bad enterprise je

[00:03:52.080 – 00:03:52.420] Senang

[00:03:52.420 – 00:03:52.960] Okay

[00:03:52.960 – 00:03:54.320] So jumpa dalam video selanjutnya

[00:03:54.320 – 00:03:55.400] Terima kasih kerana menonton!