Monthly Net Profit Draf transkrip automatik penuh. Pembetulan istilah berdasarkan sumber direkodkan secara berasingan; tanda semakan menunjukkan perkataan yang perlu diperiksa. [00:00:00–00:00:05] Tax Account. Macam mana nak uruskan tax account untuk kira net profit? [semak: uncertain words] [00:00:06–00:00:07] Okay, let's go guys. Jom kita mulakan. [semak: uncertain words] [00:00:08–00:00:11] Walaupun disclaimer, saya bukan accountant certified. Saya tengah belajar. [00:00:11–00:00:15] InsyaAllah doakan lagi 3 ke 5 tahun. Saya akan jadi certified accountant. [semak: number or amount] [00:00:15–00:00:17] Tapi, saya nak share apa yang saya tahu. [00:00:17–00:00:20] Dan kalau awak tak yakin, tanya accountant awak. [00:00:20–00:00:22] Sebab cara yang saya ajar ni dia hack. [00:00:22–00:00:24] Dia bukannya cara yang ikut compliance sangat. [00:00:24–00:00:29] Dia lebih pada nak memudahkan awak untuk run secara selama setiap bulan. [00:00:29–00:00:30] So kalau awak tengok dekat sini [semak: uncertain words] [00:00:30–00:00:32] Kita ada beberapa [semak: uncertain words] [00:00:32–00:00:33] Awak kata rule lah [semak: uncertain words] [00:00:33–00:00:34] Okay [semak: uncertain words] [00:00:34–00:00:36] Untuk awak kira net profit ni [00:00:36–00:00:37] Saya ada buat beberapa tips [00:00:37–00:00:39] Tips yang pertama [00:00:40–00:00:41] Untuk paling pemalas [00:00:41–00:00:42] Awak buat buffer [00:00:42–00:00:45] Awak bagi dia buffer [00:00:45–00:00:46] Maksudnya biar tunggu lama sikit [00:00:46–00:00:48] Dalam 15 hari ke [semak: number or amount] [00:00:48–00:00:50] Ataupun 7 hari ke [semak: number or amount] [00:00:50–00:00:52] Ataupun awak nak tunggu sampai 20 hari ke [semak: number or amount] [00:00:52–00:00:53] Pun boleh [semak: uncertain words] [00:00:53–00:00:55] 1 bulan ke 30 hari [semak: uncertain words, number or amount] [00:00:55–00:00:56] Maksudnya [00:00:56–00:00:58] Kalau awak ada 2 bulan [semak: number or amount] [00:00:58–00:00:59] Kan [00:00:59–00:01:01] Awak nak tahu untung bulan Januari ni [semak: uncertain words] [00:01:01–00:01:03] Tunggu pada hujung Februari [00:01:03–00:01:05] Kat sini berapa awak tahu yang sebenarnya [semak: uncertain words] [00:01:05–00:01:07] Waktu ni profit ke tak? [00:01:07–00:01:07] Berapa net dia? [00:01:08–00:01:09] At least dekat sini [00:01:09–00:01:11] Pada 25 hari bulan [semak: number or amount] [00:01:11–00:01:12] Awak dah tahu dah [00:01:12–00:01:13] Okay dah habis bayar-bayar apa semua [semak: uncertain words] [00:01:13–00:01:14] Okay berapa [00:01:14–00:01:16] Yang kita dah settlekan dekat sini [00:01:16–00:01:16] Macam tu [00:01:16–00:01:18] Tu sama satu tips [semak: uncertain words] [00:01:18–00:01:19] Awak buffer kan [semak: uncertain words] [00:01:19–00:01:21] Sebelum awak ambil duit [00:01:21–00:01:22] Saja delay kan sikit [00:01:22–00:01:23] Maksudnya gaji staff bayar [00:01:23–00:01:25] Hujung bulan ataupun awal bulan [00:01:25–00:01:28] Gaji boss dibayar pada bulan sini [semak: uncertain words] [00:01:28–00:01:30] Contoh bos punya dividend [semak: uncertain words] [00:01:30–00:01:31] Dividend kat sini [00:01:32–00:01:34] Maksudnya kita sengaja melambatkan sikit [00:01:34–00:01:35] Kita punya dividend [semak: uncertain words] [00:01:35–00:01:36] Ataupun melambatkan sikit [00:01:36–00:01:37] Kita bayar tax kita berapa [00:01:37–00:01:40] Sebab kita nak tahu berapa untung [00:01:40–00:01:41] Kita mungkin kena delaykan sikit [00:01:41–00:01:42] Ada pembayaran-pembayaran [00:01:42–00:01:43] Itu nombor satu [00:01:44–00:01:44] Nombor dua [00:01:44–00:01:46] Awak kena tahu yang [00:01:46–00:01:47] Floating money bukan profit [00:01:47–00:01:49] Ini pun isu [00:01:49–00:01:51] Banyak company terpakai duit customer [00:01:51–00:01:52] Floating money ni [00:01:52–00:01:54] Adalah duit yang belum delivered lagi [00:01:54–00:01:55] Contohnya [00:01:55–00:01:57] Customer bayar awak RM [semak: uncertain words] [00:01:58–00:01:59] RM3,000 [semak: number or amount] [00:01:59–00:02:01] Nak siap RM3,000 ni [semak: uncertain words, number or amount] [00:02:01–00:02:01] Memang masa 3 bulan [semak: uncertain words, number or amount] [00:02:04–00:02:05] 1 bulan [semak: number or amount] [00:02:05–00:02:06] 2 bulan [semak: number or amount] [00:02:06–00:02:07] 3 bulan [semak: number or amount] [00:02:07–00:02:08] Awak terima kat sini [00:02:09–00:02:10] RM3,000 [semak: number or amount] [00:02:10–00:02:11] Lepas tu awak dah pakai duit ni [semak: uncertain words] [00:02:11–00:02:12] Salah lah [00:02:12–00:02:14] Yang awak boleh pakai [00:02:14–00:02:15] Sebenarnya adalah RM1,000 [semak: number or amount] [00:02:15–00:02:16] 1K [semak: number or amount] [00:02:16–00:02:17] 1K [semak: number or amount] [00:02:18–00:02:20] Sebab awak kena bahagikan [semak: uncertain words] [00:02:20–00:02:21] Dengan 3 bulan [semak: number or amount] [00:02:21–00:02:22] Ataupun lebih selamat [00:02:22–00:02:23] Jangan pakai langsung [00:02:23–00:02:24] Kat sini dah profit [00:02:24–00:02:25] Baru tahu [00:02:25–00:02:27] Oh profit aku RM1,500 [semak: number or amount] [00:02:27–00:02:29] So ini duit floating namanya [00:02:29–00:02:30] Duit yang tak habis lagi [00:02:30–00:02:31] Dia tak net [semak: uncertain words] [00:02:31–00:02:32] Dia belum net [00:02:32–00:02:33] Net ni maksudnya dah [00:02:33–00:02:35] Project dah delivered [00:02:35–00:02:36] Okay ini untung bersih kita [semak: uncertain words] [00:02:36–00:02:36] Untuk project [00:02:36–00:02:37] Ataupun customer tersebut [00:02:37–00:02:38] Ini tengah berjalan lagi [00:02:38–00:02:40] So duit ni kena kira [00:02:40–00:02:41] Berapa floating money [00:02:41–00:02:42] Dalam bank account awak [00:02:42–00:02:44] Duit deposit customer [00:02:44–00:02:45] Duit-duit tu semua [00:02:45–00:02:46] Adalah floating money [semak: uncertain words] [00:02:46–00:02:47] Jangan pakai floating money [00:02:47–00:02:48] Floating money bukan duit [00:02:48–00:02:49] Maka floating money [00:02:49–00:02:50] Tak patut bayar tax [00:02:50–00:02:52] Sebab awak tak recognize lagi [00:02:52–00:02:53] Sebagai [00:02:53–00:02:54] Profit [semak: uncertain words] [00:02:55–00:02:55] Next [00:02:55–00:02:56] Count as profit [00:02:56–00:02:57] Only when job is delivered [00:02:57–00:02:58] Betul tu [00:02:58–00:02:59] Bila dah net [00:02:59–00:03:00] Kita panggil ada net [semak: uncertain words] [00:03:00–00:03:02] Bila dah net, dah delivered [00:03:02–00:03:03] Dah delivered [00:03:05–00:03:06] Ataupun settle lah [semak: uncertain words] [00:03:06–00:03:08] Macam 100% [semak: number or amount] [00:03:08–00:03:10] Barulah awak dah kenal sebagai profit dia berapa [semak: uncertain words] [00:03:10–00:03:13] Nombor 4 pula adalah [semak: number or amount] [00:03:13–00:03:16] Take only profit by monthly quota [00:03:16–00:03:18] Ni macam saya cakap ni lah [semak: uncertain words] [00:03:18–00:03:19] Kita boleh lah ambil [00:03:19–00:03:21] If perlu, jika perlu [semak: uncertain words] [00:03:21–00:03:23] Ambil by monthly quota [00:03:25–00:03:26] Contoh macam ni lah [00:03:26–00:03:27] 1K [semak: number or amount] [00:03:28–00:03:30] Sebab dia issue dia [semak: uncertain words] [00:03:30–00:03:32] Especially projek-projek yang panjang tau [semak: uncertain words] [00:03:32–00:03:36] Contoh customer bayar awak RM120,000 [semak: uncertain words, number or amount] [00:03:36–00:03:37] Untuk projek renovation [00:03:37–00:03:39] Awak kena stretch 6 bulan tu [semak: number or amount] [00:03:41–00:03:44] 1 bulan, 2 bulan, 3 bulan, 4 bulan, 5 bulan, 6 bulan [semak: number or amount] [00:03:44–00:03:45] Oh pening [00:03:45–00:03:47] So berapa untung awak setiap bulan? [00:03:47–00:03:49] Awak boleh kacau paling-paling maksimum pun [00:03:49–00:03:50] 20k je setiap bulan kat sini [semak: number or amount] [00:03:51–00:03:52] Sebab awak kena stand by [semak: uncertain words] [00:03:53–00:03:54] Jadi ini pun kalau nak kacau [00:03:54–00:03:55] Bolehlah kacau 20k [semak: number or amount] [00:03:55–00:03:56] Jangan kacau lebih daripada tu [00:03:56–00:03:58] Takut awak tengah [00:03:58–00:03:59] Contohnya awak guna duit ni [semak: uncertain words] [00:03:59–00:04:00] Untuk bayar gaji staff [semak: uncertain words] [00:04:00–00:04:01] Nanti bila awak nak run [00:04:01–00:04:02] Projek ni [semak: uncertain words] [00:04:02–00:04:02] Mana duit awak [semak: uncertain words] [00:04:03–00:04:04] So awak kena recognize [semak: uncertain words] [00:04:04–00:04:04] Okay [00:04:04–00:04:06] Kalau lah aku nak ambil duit ni [semak: uncertain words] [00:04:06–00:04:07] Untuk bayar gaji staff sekalipun [00:04:07–00:04:08] 20k je maximum [semak: number or amount] [00:04:08–00:04:09] Ha ni [semak: uncertain words] [00:04:09–00:04:10] Kita maksudnya kota [semak: uncertain words] [00:04:10–00:04:11] Lepas tu next [00:04:11–00:04:12] Sebab [00:04:12–00:04:13] Bila nak bayar tax [00:04:13–00:04:14] Tax ni adalah pada profit [00:04:14–00:04:15] So kita semestinya [semak: uncertain words] [00:04:15–00:04:16] Kira profit juga [semak: uncertain words] [00:04:16–00:04:18] Take only standard salary [00:04:18–00:04:19] Ha yes [00:04:19–00:04:20] Standard salary je guys [00:04:20–00:04:22] Jangan lapau banyak sangat [00:04:24–00:04:25] Ambil standard salary [00:04:25–00:04:27] Contoh gaji awak adalah [00:04:27–00:04:28] RM 5,000 [semak: uncertain words, number or amount] [00:04:28–00:04:29] Dah cukup lah 5,000 [semak: uncertain words, number or amount] [00:04:29–00:04:32] Jangan pau cepat sangat sebab kita akan ambil [semak: uncertain words] [00:04:32–00:04:33] Dividend, kita akan ambil [00:04:33–00:04:34] Salary [00:04:37–00:04:39] Salary ni wajib ambil lah kalau awak bekerja dengan company [semak: uncertain words] [00:04:39–00:04:42] Tapi satu lagi benda yang kita akan ambil [00:04:42–00:04:43] Salary plus [00:04:45–00:04:46] Dividend [00:04:46–00:04:47] Dividend ni apa? [00:04:47–00:04:50] Tiba-tiba dapat RM50K [semak: uncertain words, number or amount] [00:04:50–00:04:52] Tapi rupanya RM50K ni [semak: number or amount] [00:04:52–00:04:53] Untuk kuarta 1 [semak: number or amount] [00:04:53–00:04:56] Jadi ini sebenarnya adalah kerja 3 bulan [semak: number or amount] [00:04:56–00:04:58] Jadi kalau awak bahagi 3 [semak: number or amount] [00:04:58–00:04:59] RM50,000 bahagi 3 [semak: uncertain words, number or amount] [00:05:03–00:05:04] Dividend [00:05:04–00:05:05] So 5k [semak: number or amount] [00:05:06–00:05:07] Campur dengan dividen [00:05:09–00:05:11] 670 [semak: number or amount] [00:05:11–00:05:13] 16,700 [semak: uncertain words, number or amount] [00:05:17–00:05:18] Bagi kenap lah [semak: uncertain words] [00:05:18–00:05:19] 16,000 [semak: number or amount] [00:05:23–00:05:25] Yelah bagilah kenap [semak: uncertain words] [00:05:29–00:05:31] 16,000 [semak: uncertain words, number or amount] [00:05:31–00:05:31] 700 [semak: uncertain words, number or amount] [00:05:31–00:05:33] Kenap lah senang sikit [semak: uncertain words] [00:05:33–00:05:33] Macam mana? [semak: uncertain words] [00:05:34–00:05:35] 16,000 [semak: number or amount] [00:05:36–00:05:37] Kan senang [semak: uncertain words] [00:05:37–00:05:38] Tak payah lah kenap sini [semak: uncertain words] [00:05:38–00:05:39] Okay, RM6,700. [semak: uncertain words, number or amount] [00:05:40–00:05:46] So, RM5,000 campur ni dapatlah RM21,700. [semak: number or amount] [00:05:47–00:05:47] Dah. [00:05:48–00:05:51] Itu contoh je tapi, kita kena berpuasa selama 3 bulan. [semak: uncertain words, number or amount] [00:05:52–00:05:54] 3 bulan guys, kena puasa. [semak: number or amount] [00:05:54–00:05:56] Itulah maksud saya, berpuasa. [00:05:57–00:05:59] Sebab kita tak nak rompak duit syarikat cepat sangat. [00:06:00–00:06:01] Dan, bila awak dah faham benda ni, [00:06:02–00:06:08] konsep nak ambil profit ni sebenar-benarnya adalah yang ni. [00:06:08–00:06:10] Nampak tak? Ada satu formula saya lukis tu. [00:06:11–00:06:12] Boleh screenshot dia laju. [semak: uncertain words] [00:06:13–00:06:13] Cik, tiba. [semak: uncertain words] [00:06:16–00:06:16] NBPT. [00:06:16–00:06:17] Apa benda tu? [00:06:19–00:06:22] NBPT adalah net profit before tax. [00:06:25–00:06:26] Dia panggil PBT. [00:06:27–00:06:29] Ada yang panggil PBT, ada yang panggil NPBT. [00:06:30–00:06:33] Katalah, kita panggil NPBT. [00:06:33–00:06:35] Net. Net maksudnya dah settle. [00:06:35–00:06:40] Profit before tax. [00:06:43–00:06:45] Net profit before tax [00:06:45–00:06:48] So nak kira net profit before tax ni [semak: uncertain words] [00:06:48–00:06:49] Jawapan dia adalah [00:06:50–00:06:50] Revenue [00:06:51–00:06:52] Revenue ni apa? [semak: uncertain words] [00:06:53–00:06:54] Revenue ni adalah sale [00:06:54–00:06:54] Dia sebab income [semak: uncertain words] [00:06:55–00:06:56] Contoh macam ni lah [00:06:56–00:06:57] Revenue ni income [00:06:57–00:06:58] Eh income ni apa? [00:06:58–00:06:59] Income ni maksudnya duit masuk [00:06:59–00:07:00] Ok saya tanya awak [semak: uncertain words] [00:07:01–00:07:02] Awak punya gaji berapa? [00:07:02–00:07:03] Dagi saya RM5,000 [semak: uncertain words, number or amount] [00:07:03–00:07:04] Tapi income bersih sebulan apa? [00:07:05–00:07:06] Eh bukannya dapat RM5,000 [semak: number or amount] [00:07:06–00:07:07] Saya dapat RM7,000 [semak: uncertain words, number or amount] [00:07:07–00:07:09] Eh RM2,000 lagi saya buat grab [semak: number or amount] [00:07:09–00:07:09] Macam tu lah [00:07:09–00:07:11] So RM5,000 campur RM2,000 RM7,000 [semak: number or amount] [00:07:11–00:07:12] Sama macam company [00:07:12–00:07:14] Sale datang dari customer [semak: uncertain words] [00:07:14–00:07:15] Tapi revenue adalah total [00:07:15–00:07:16] Boleh jadi [00:07:16–00:07:18] Revenue ni adalah [00:07:18–00:07:19] 70% sale [semak: number or amount] [00:07:19–00:07:21] 10% adalah dividend [semak: number or amount] [00:07:21–00:07:22] Daripada investment [00:07:22–00:07:23] Lagi berapa persen adalah [00:07:23–00:07:25] Pembayaran hutang balik [00:07:25–00:07:26] So revenue adalah [00:07:26–00:07:27] Semua duit masuk [00:07:27–00:07:28] Itu lebih tepat [00:07:28–00:07:29] Sebab tu kita tak guna sale [00:07:29–00:07:30] Kita panggil kalau bahasa [00:07:30–00:07:32] Yang lebih tepat adalah revenue [00:07:32–00:07:34] So revenue [semak: uncertain words] [00:07:35–00:07:36] Tolak dengan [00:07:37–00:07:38] COGS [00:07:38–00:07:42] Lepas tu [00:07:42–00:07:43] Tambah [00:07:43–00:07:44] OPEX [00:07:46–00:07:47] Tambah dengan [00:07:48–00:07:49] Interest [semak: uncertain words] [00:07:49–00:07:51] Ataupun finance cost lah [00:07:51–00:07:52] Ini kita panggil [00:07:52–00:07:52] Ayat senang [00:07:52–00:07:53] Loan lah [semak: uncertain words] [00:07:53–00:07:55] Tambah cost loan awak [00:07:55–00:07:56] So kata [00:07:56–00:07:57] Okay COGS apa [semak: uncertain words] [00:07:57–00:07:58] COGS adalah [semak: uncertain words] [00:07:58–00:08:00] Cost of goods [semak: uncertain words] [00:08:01–00:08:02] Sold [00:08:02–00:08:04] Berapa cost nak hasilkan [00:08:04–00:08:05] Satu produk awak tu [semak: uncertain words] [00:08:05–00:08:07] Katalah revenue awak adalah [00:08:08–00:08:09] Bulan tu eh [00:08:09–00:08:10] Bulan tu [00:08:10–00:08:11] Total duit masuk [semak: uncertain words] [00:08:11–00:08:12] Termasuk sale apa semua [00:08:12–00:08:13] Adalah 100 ribu [semak: uncertain words, number or amount] [00:08:13–00:08:14] Okay [00:08:14–00:08:15] Tolak dengan [00:08:15–00:08:16] COGS awak [00:08:16–00:08:17] Kos barang [semak: uncertain words] [00:08:17–00:08:18] Oh saya nak buat barang hari tu [00:08:18–00:08:19] 60k juga tuan [semak: uncertain words, number or amount] [00:08:19–00:08:20] Keluar modal [00:08:20–00:08:20] Ok cun [semak: uncertain words] [00:08:20–00:08:21] OPEX [00:08:21–00:08:22] Operational Expenses [00:08:22–00:08:23] Sosowa [00:08:23–00:08:23] Kita lah belajar kan [semak: uncertain words] [00:08:23–00:08:25] S-O-O-S-O-A [semak: uncertain words] [00:08:25–00:08:27] Oh saya punya monthly overhead [00:08:27–00:08:27] Saya dalam sekitar [semak: uncertain words] [00:08:27–00:08:28] 20 [semak: number or amount] [00:08:29–00:08:29] Bukan tuan [00:08:29–00:08:31] 20,000 tuan [semak: uncertain words, number or amount] [00:08:31–00:08:33] Ok 20,000 [semak: number or amount] [00:08:33–00:08:34] Awak ada loan ke? [00:08:34–00:08:34] Ada [00:08:34–00:08:35] Saya ada satu loan [00:08:35–00:08:36] Loan tu dalam 5,000 [semak: number or amount] [00:08:36–00:08:37] Kena bayar tiap bulan [00:08:37–00:08:38] Ok [00:08:38–00:08:40] So kira berapa total? [00:08:41–00:08:42] Dapatlah untung RM [00:08:42–00:08:45] 15,000 [semak: uncertain words, number or amount] [00:08:45–00:08:48] So inilah awak punya NPBT [00:08:49–00:08:50] Lepas RM100,000 [semak: number or amount] [00:08:50–00:08:52] Duit yang masuk [00:08:52–00:08:52] Revenue [00:08:52–00:08:53] Bukan sale lah [semak: uncertain words] [00:08:53–00:08:54] Revenue maksudnya [00:08:54–00:08:55] Lagi besar daripada sale [00:08:55–00:08:57] Bayangkan ni adalah revenue [00:08:57–00:08:58] Ini adalah sale [00:08:59–00:09:00] Ni sale [00:09:00–00:09:01] Ni revenue [00:09:02–00:09:03] Sebab dalam revenue [00:09:03–00:09:04] Dia ada lagi benda-benda lain [00:09:04–00:09:07] Kat tepi ni adalah pula duit dividend [00:09:07–00:09:08] Sebab tu company corporate [00:09:08–00:09:09] Dia ada macam-macam tau [00:09:09–00:09:10] Kita jangan ingat company corporate [00:09:10–00:09:11] Untung daripada sale customer tak? [00:09:11–00:09:12] Dia ada banyak lagi investment [00:09:12–00:09:14] Portfolio untung sana sini [00:09:14–00:09:14] Banyak macam-macam [00:09:14–00:09:16] Sebab tu dia panggil revenue [00:09:16–00:09:20] So 100k tolak dengan 60k COGS [semak: uncertain words, number or amount] [00:09:20–00:09:21] Cost untuk hasilkan produk [semak: uncertain words] [00:09:21–00:09:22] Tolak dengan 20k operational [semak: number or amount] [00:09:22–00:09:23] Cost overhead setiap bulan [00:09:23–00:09:25] Tolak dengan loan kalau ada [00:09:25–00:09:28] Dia panggil interest ataupun finance cost [semak: uncertain words] [00:09:28–00:09:30] Itulah keuntungan kita [00:09:30–00:09:30] Nampak? [00:09:31–00:09:33] So dalam example tu pun saya dah tulis [00:09:33–00:09:36] Dan semua ni guys adalah cara untuk kita mengira [00:09:36–00:09:38] Sebab kenapa nak tahu benda ni? [00:09:38–00:09:40] Kan kita nak tolak berapa? [00:09:41–00:09:43] Katalah awak ada berapa bank account kat sini? [00:09:43–00:09:44] 1, 2, 3 [semak: number or amount] [00:09:44–00:09:45] Empat, lima [00:09:45–00:09:49] So, RM15,000 ni lah duit yang kita [semak: number or amount] [00:09:49–00:09:50] Akan tolak kat sini [00:09:50–00:09:51] So, RM15,000 [semak: number or amount] [00:09:51–00:09:52] Masuk [00:09:53–00:09:57] RM15,000 ni kita dah recognize sebagai [semak: uncertain words, number or amount] [00:09:57–00:09:58] NPBT [00:09:59–00:10:00] Net profit [00:10:01–00:10:04] NPBT equal RM15,000 [semak: uncertain words, number or amount] [00:10:04–00:10:08] So, bila NPBT RM15,000 [semak: number or amount] [00:10:10–00:10:11] Kita tolak lah sini [00:10:11–00:10:13] 10% [semak: number or amount] [00:10:13–00:10:14] Kan kita dah belajar tadi [00:10:14–00:10:16] Ambil lah RM1,500 kat sini [semak: uncertain words, number or amount] [00:10:16–00:10:19] Sini pula tolak tax kan [semak: uncertain words] [00:10:19–00:10:19] Sini tax [00:10:19–00:10:21] Eh sorry, sini tax [00:10:21–00:10:23] Sini adalah emergency [semak: uncertain words] [00:10:24–00:10:25] Sini adalah operating [00:10:26–00:10:28] So, sini tolak lah lagi [00:10:28–00:10:30] In other 30% [semak: uncertain words, number or amount] [00:10:30–00:10:32] So, kita dapat lah RM4,500 [semak: number or amount] [00:10:33–00:10:35] Kat sini tolak lagi 10% [semak: uncertain words, number or amount] [00:10:35–00:10:37] Ini adalah FIA [00:10:37–00:10:38] Future Investment Account [00:10:38–00:10:39] RM1,500 [semak: number or amount] [00:10:40–00:10:41] Sini tolak lah lagi [00:10:41–00:10:43] 50% [semak: number or amount] [00:10:43–00:10:46] awak dapatlah RM7,500 [semak: uncertain words, number or amount] [00:10:46–00:10:47] sebagai dividend [00:10:47–00:10:50] so, barulah awak tahu [00:10:50–00:10:51] sebab tu, bila awak faham [00:10:51–00:10:54] formula ni simple je, tapi takut awak [00:10:54–00:10:55] terlupa nak tolak ni [00:10:56–00:10:58] COGS, OPEX [00:10:58–00:11:00] loan, ni kena tolak semua [00:11:00–00:11:02] tolak duit masuk, duit [00:11:02–00:11:04] semua yang masuk, revenue, tolak dengan semua [00:11:04–00:11:05] duit yang akan keluar, itu adalah [00:11:05–00:11:08] net profit before tax awak [00:11:08–00:11:10] ok, so mudah-mudahan [semak: uncertain words] [00:11:10–00:11:12] berni membantu, dan kita jumpa lagi [semak: uncertain words] [00:11:12–00:11:14] dalam video yang [00:11:14–00:11:14] seterusnya.