Monthly Net Profit
Source: https://coachadib.com/module/6ac0bacbf93177d4ef14d614
Automatic full-length draft. Uncertain wording and figures require review.

[00:00:00.110 – 00:00:05.670] Tax Account. Macam mana nak uruskan tax account untuk kira net profit?

[00:00:06.170 – 00:00:07.730] Okay, let's go guys. Jom kita mulakan.

[00:00:08.350 – 00:00:11.790] Walaupun disclaimer, saya bukan accountant certified. Saya tengah belajar.

[00:00:11.910 – 00:00:15.190] InsyaAllah doakan lagi 3 ke 5 tahun. Saya akan jadi certified accountant.

[00:00:15.910 – 00:00:17.670] Tapi, saya nak share apa yang saya tahu.

[00:00:17.970 – 00:00:20.390] Dan kalau awak tak yakin, tanya accountant awak.

[00:00:20.530 – 00:00:22.050] Sebab cara yang saya ajar ni dia hack.

[00:00:22.390 – 00:00:24.570] Dia bukannya cara yang ikut compliance sangat.

[00:00:24.630 – 00:00:29.550] Dia lebih pada nak memudahkan awak untuk run secara selama setiap bulan.

[00:00:29.550 – 00:00:30.910] So kalau awak tengok dekat sini

[00:00:30.910 – 00:00:32.150] Kita ada beberapa

[00:00:32.150 – 00:00:33.850] Awak kata rule lah

[00:00:33.850 – 00:00:34.230] Okay

[00:00:34.230 – 00:00:36.530] Untuk awak kira net profit ni

[00:00:36.530 – 00:00:37.690] Saya ada buat beberapa tips

[00:00:37.690 – 00:00:39.330] Tips yang pertama

[00:00:40.110 – 00:00:41.670] Untuk paling pemalas

[00:00:41.670 – 00:00:42.750] Awak buat buffer

[00:00:42.750 – 00:00:45.170] Awak bagi dia buffer

[00:00:45.170 – 00:00:46.790] Maksudnya biar tunggu lama sikit

[00:00:46.790 – 00:00:48.050] Dalam 15 hari ke

[00:00:48.050 – 00:00:50.090] Ataupun 7 hari ke

[00:00:50.090 – 00:00:52.850] Ataupun awak nak tunggu sampai 20 hari ke

[00:00:52.850 – 00:00:53.470] Pun boleh

[00:00:53.470 – 00:00:55.770] 1 bulan ke 30 hari

[00:00:55.770 – 00:00:56.730] Maksudnya

[00:00:56.730 – 00:00:58.270] Kalau awak ada 2 bulan

[00:00:58.270 – 00:00:59.010] Kan

[00:00:59.010 – 00:01:01.270] Awak nak tahu untung bulan Januari ni

[00:01:01.270 – 00:01:03.450] Tunggu pada hujung Februari

[00:01:03.450 – 00:01:05.230] Kat sini berapa awak tahu yang sebenarnya

[00:01:05.230 – 00:01:07.050] Waktu ni profit ke tak?

[00:01:07.310 – 00:01:07.870] Berapa net dia?

[00:01:08.550 – 00:01:09.270] At least dekat sini

[00:01:09.270 – 00:01:11.270] Pada 25 hari bulan

[00:01:11.270 – 00:01:12.550] Awak dah tahu dah

[00:01:12.550 – 00:01:13.910] Okay dah habis bayar-bayar apa semua

[00:01:13.910 – 00:01:14.390] Okay berapa

[00:01:14.390 – 00:01:16.410] Yang kita dah settlekan dekat sini

[00:01:16.410 – 00:01:16.990] Macam tu

[00:01:16.990 – 00:01:18.810] Tu sama satu tips

[00:01:18.810 – 00:01:19.770] Awak buffer kan

[00:01:19.770 – 00:01:21.070] Sebelum awak ambil duit

[00:01:21.070 – 00:01:22.130] Saja delay kan sikit

[00:01:22.130 – 00:01:23.710] Maksudnya gaji staff bayar

[00:01:23.710 – 00:01:25.390] Hujung bulan ataupun awal bulan

[00:01:25.390 – 00:01:28.290] Gaji boss dibayar pada bulan sini

[00:01:28.910 – 00:01:30.630] Contoh bos punya dividend

[00:01:30.630 – 00:01:31.590] Dividend kat sini

[00:01:32.190 – 00:01:34.250] Maksudnya kita sengaja melambatkan sikit

[00:01:34.250 – 00:01:35.110] Kita punya dividend

[00:01:35.110 – 00:01:36.610] Ataupun melambatkan sikit

[00:01:36.610 – 00:01:37.910] Kita bayar tax kita berapa

[00:01:37.910 – 00:01:40.110] Sebab kita nak tahu berapa untung

[00:01:40.110 – 00:01:41.510] Kita mungkin kena delaykan sikit

[00:01:41.510 – 00:01:42.510] Ada pembayaran-pembayaran

[00:01:42.510 – 00:01:43.070] Itu nombor satu

[00:01:44.050 – 00:01:44.910] Nombor dua

[00:01:44.910 – 00:01:46.070] Awak kena tahu yang

[00:01:46.070 – 00:01:47.730] Floating money bukan profit

[00:01:47.730 – 00:01:49.350] Ini pun isu

[00:01:49.350 – 00:01:51.870] Banyak company terpakai duit customer

[00:01:51.870 – 00:01:52.990] Floating money ni

[00:01:52.990 – 00:01:54.930] Adalah duit yang belum delivered lagi

[00:01:54.930 – 00:01:55.790] Contohnya

[00:01:55.790 – 00:01:57.170] Customer bayar awak RM

[00:01:58.210 – 00:01:59.050] RM3,000

[00:01:59.670 – 00:02:01.290] Nak siap RM3,000 ni

[00:02:01.290 – 00:02:01.990] Memang masa 3 bulan

[00:02:04.580 – 00:02:05.920] 1 bulan

[00:02:05.920 – 00:02:06.520] 2 bulan

[00:02:06.520 – 00:02:07.080] 3 bulan

[00:02:07.080 – 00:02:08.140] Awak terima kat sini

[00:02:09.200 – 00:02:10.160] RM3,000

[00:02:10.160 – 00:02:11.800] Lepas tu awak dah pakai duit ni

[00:02:11.800 – 00:02:12.340] Salah lah

[00:02:12.340 – 00:02:14.220] Yang awak boleh pakai

[00:02:14.220 – 00:02:15.860] Sebenarnya adalah RM1,000

[00:02:15.860 – 00:02:16.700] 1K

[00:02:16.700 – 00:02:17.000] 1K

[00:02:18.620 – 00:02:20.340] Sebab awak kena bahagikan

[00:02:20.340 – 00:02:21.140] Dengan 3 bulan

[00:02:21.140 – 00:02:22.840] Ataupun lebih selamat

[00:02:22.840 – 00:02:23.560] Jangan pakai langsung

[00:02:23.560 – 00:02:24.920] Kat sini dah profit

[00:02:24.920 – 00:02:25.760] Baru tahu

[00:02:25.760 – 00:02:27.220] Oh profit aku RM1,500

[00:02:27.220 – 00:02:29.420] So ini duit floating namanya

[00:02:29.420 – 00:02:30.560] Duit yang tak habis lagi

[00:02:30.560 – 00:02:31.200] Dia tak net

[00:02:31.200 – 00:02:32.660] Dia belum net

[00:02:32.660 – 00:02:33.660] Net ni maksudnya dah

[00:02:33.660 – 00:02:35.060] Project dah delivered

[00:02:35.060 – 00:02:36.240] Okay ini untung bersih kita

[00:02:36.240 – 00:02:36.860] Untuk project

[00:02:36.860 – 00:02:37.720] Ataupun customer tersebut

[00:02:37.720 – 00:02:38.800] Ini tengah berjalan lagi

[00:02:38.800 – 00:02:40.400] So duit ni kena kira

[00:02:40.400 – 00:02:41.660] Berapa floating money

[00:02:41.660 – 00:02:42.620] Dalam bank account awak

[00:02:42.620 – 00:02:44.380] Duit deposit customer

[00:02:44.380 – 00:02:45.280] Duit-duit tu semua

[00:02:45.280 – 00:02:46.000] Adalah floating money

[00:02:46.000 – 00:02:47.260] Jangan pakai floating money

[00:02:47.260 – 00:02:48.540] Floating money bukan duit

[00:02:48.540 – 00:02:49.840] Maka floating money

[00:02:49.840 – 00:02:50.920] Tak patut bayar tax

[00:02:50.920 – 00:02:52.560] Sebab awak tak recognize lagi

[00:02:52.560 – 00:02:53.040] Sebagai

[00:02:53.780 – 00:02:54.340] Profit

[00:02:55.080 – 00:02:55.640] Next

[00:02:55.640 – 00:02:56.700] Count as profit

[00:02:56.700 – 00:02:57.700] Only when job is delivered

[00:02:57.700 – 00:02:58.460] Betul tu

[00:02:58.460 – 00:02:59.140] Bila dah net

[00:02:59.140 – 00:03:00.880] Kita panggil ada net

[00:03:00.880 – 00:03:02.280] Bila dah net, dah delivered

[00:03:02.280 – 00:03:03.760] Dah delivered

[00:03:05.080 – 00:03:06.700] Ataupun settle lah

[00:03:06.700 – 00:03:08.300] Macam 100%

[00:03:08.300 – 00:03:10.900] Barulah awak dah kenal sebagai profit dia berapa

[00:03:10.900 – 00:03:13.120] Nombor 4 pula adalah

[00:03:13.800 – 00:03:16.220] Take only profit by monthly quota

[00:03:16.220 – 00:03:18.160] Ni macam saya cakap ni lah

[00:03:18.160 – 00:03:19.500] Kita boleh lah ambil

[00:03:19.500 – 00:03:21.240] If perlu, jika perlu

[00:03:21.240 – 00:03:23.200] Ambil by monthly quota

[00:03:25.030 – 00:03:26.570] Contoh macam ni lah

[00:03:26.570 – 00:03:27.090] 1K

[00:03:28.710 – 00:03:30.070] Sebab dia issue dia

[00:03:30.070 – 00:03:32.550] Especially projek-projek yang panjang tau

[00:03:32.550 – 00:03:36.450] Contoh customer bayar awak RM120,000

[00:03:36.450 – 00:03:37.650] Untuk projek renovation

[00:03:37.650 – 00:03:39.550] Awak kena stretch 6 bulan tu

[00:03:41.170 – 00:03:44.810] 1 bulan, 2 bulan, 3 bulan, 4 bulan, 5 bulan, 6 bulan

[00:03:44.810 – 00:03:45.390] Oh pening

[00:03:45.390 – 00:03:47.070] So berapa untung awak setiap bulan?

[00:03:47.270 – 00:03:49.410] Awak boleh kacau paling-paling maksimum pun

[00:03:49.410 – 00:03:50.710] 20k je setiap bulan kat sini

[00:03:51.270 – 00:03:52.490] Sebab awak kena stand by

[00:03:53.470 – 00:03:54.990] Jadi ini pun kalau nak kacau

[00:03:54.990 – 00:03:55.970] Bolehlah kacau 20k

[00:03:55.970 – 00:03:56.990] Jangan kacau lebih daripada tu

[00:03:56.990 – 00:03:58.190] Takut awak tengah

[00:03:58.190 – 00:03:59.650] Contohnya awak guna duit ni

[00:03:59.650 – 00:04:00.350] Untuk bayar gaji staff

[00:04:00.350 – 00:04:01.790] Nanti bila awak nak run

[00:04:01.790 – 00:04:02.270] Projek ni

[00:04:02.270 – 00:04:02.710] Mana duit awak

[00:04:03.410 – 00:04:04.650] So awak kena recognize

[00:04:04.650 – 00:04:04.950] Okay

[00:04:04.950 – 00:04:06.230] Kalau lah aku nak ambil duit ni

[00:04:06.230 – 00:04:07.370] Untuk bayar gaji staff sekalipun

[00:04:07.370 – 00:04:08.650] 20k je maximum

[00:04:08.650 – 00:04:09.110] Ha ni

[00:04:09.110 – 00:04:10.070] Kita maksudnya kota

[00:04:10.610 – 00:04:11.470] Lepas tu next

[00:04:11.470 – 00:04:12.110] Sebab

[00:04:12.110 – 00:04:13.510] Bila nak bayar tax

[00:04:13.510 – 00:04:14.630] Tax ni adalah pada profit

[00:04:14.630 – 00:04:15.350] So kita semestinya

[00:04:15.350 – 00:04:16.130] Kira profit juga

[00:04:16.670 – 00:04:18.210] Take only standard salary

[00:04:18.210 – 00:04:19.090] Ha yes

[00:04:19.090 – 00:04:20.890] Standard salary je guys

[00:04:20.890 – 00:04:22.170] Jangan lapau banyak sangat

[00:04:24.380 – 00:04:25.760] Ambil standard salary

[00:04:25.760 – 00:04:27.380] Contoh gaji awak adalah

[00:04:27.380 – 00:04:28.460] RM 5,000

[00:04:28.460 – 00:04:29.480] Dah cukup lah 5,000

[00:04:29.480 – 00:04:32.240] Jangan pau cepat sangat sebab kita akan ambil

[00:04:32.240 – 00:04:33.940] Dividend, kita akan ambil

[00:04:33.940 – 00:04:34.720] Salary

[00:04:37.540 – 00:04:39.900] Salary ni wajib ambil lah kalau awak bekerja dengan company

[00:04:39.900 – 00:04:42.220] Tapi satu lagi benda yang kita akan ambil

[00:04:42.220 – 00:04:43.740] Salary plus

[00:04:45.560 – 00:04:46.160] Dividend

[00:04:46.160 – 00:04:47.240] Dividend ni apa?

[00:04:47.820 – 00:04:50.440] Tiba-tiba dapat RM50K

[00:04:50.440 – 00:04:52.140] Tapi rupanya RM50K ni

[00:04:52.140 – 00:04:53.300] Untuk kuarta 1

[00:04:53.300 – 00:04:56.040] Jadi ini sebenarnya adalah kerja 3 bulan

[00:04:56.760 – 00:04:58.200] Jadi kalau awak bahagi 3

[00:04:58.200 – 00:04:59.280] RM50,000 bahagi 3

[00:05:03.490 – 00:05:04.090] Dividend

[00:05:04.090 – 00:05:05.330] So 5k

[00:05:06.170 – 00:05:07.770] Campur dengan dividen

[00:05:09.850 – 00:05:11.430] 670

[00:05:11.430 – 00:05:13.070] 16,700

[00:05:17.350 – 00:05:18.610] Bagi kenap lah

[00:05:18.610 – 00:05:19.810] 16,000

[00:05:23.550 – 00:05:25.030] Yelah bagilah kenap

[00:05:29.890 – 00:05:31.570] 16,000

[00:05:31.570 – 00:05:31.710] 700

[00:05:31.710 – 00:05:33.470] Kenap lah senang sikit

[00:05:33.470 – 00:05:33.810] Macam mana?

[00:05:34.890 – 00:05:35.730] 16,000

[00:05:36.450 – 00:05:37.810] Kan senang

[00:05:37.810 – 00:05:38.930] Tak payah lah kenap sini

[00:05:38.930 – 00:05:39.810] Okay, RM6,700.

[00:05:40.590 – 00:05:46.210] So, RM5,000 campur ni dapatlah RM21,700.

[00:05:47.130 – 00:05:47.470] Dah.

[00:05:48.210 – 00:05:51.930] Itu contoh je tapi, kita kena berpuasa selama 3 bulan.

[00:05:52.770 – 00:05:54.390] 3 bulan guys, kena puasa.

[00:05:54.670 – 00:05:56.750] Itulah maksud saya, berpuasa.

[00:05:57.430 – 00:05:59.590] Sebab kita tak nak rompak duit syarikat cepat sangat.

[00:06:00.270 – 00:06:01.870] Dan, bila awak dah faham benda ni,

[00:06:02.430 – 00:06:08.450] konsep nak ambil profit ni sebenar-benarnya adalah yang ni.

[00:06:08.930 – 00:06:10.630] Nampak tak? Ada satu formula saya lukis tu.

[00:06:11.570 – 00:06:12.970] Boleh screenshot dia laju.

[00:06:13.150 – 00:06:13.650] Cik, tiba.

[00:06:16.150 – 00:06:16.790] NBPT.

[00:06:16.990 – 00:06:17.770] Apa benda tu?

[00:06:19.350 – 00:06:22.670] NBPT adalah net profit before tax.

[00:06:25.480 – 00:06:26.920] Dia panggil PBT.

[00:06:27.280 – 00:06:29.560] Ada yang panggil PBT, ada yang panggil NPBT.

[00:06:30.140 – 00:06:33.540] Katalah, kita panggil NPBT.

[00:06:33.740 – 00:06:35.400] Net. Net maksudnya dah settle.

[00:06:35.700 – 00:06:40.960] Profit before tax.

[00:06:43.910 – 00:06:45.990] Net profit before tax

[00:06:45.990 – 00:06:48.150] So nak kira net profit before tax ni

[00:06:48.650 – 00:06:49.510] Jawapan dia adalah

[00:06:50.110 – 00:06:50.510] Revenue

[00:06:51.790 – 00:06:52.750] Revenue ni apa?

[00:06:53.030 – 00:06:54.130] Revenue ni adalah sale

[00:06:54.130 – 00:06:54.870] Dia sebab income

[00:06:55.390 – 00:06:56.190] Contoh macam ni lah

[00:06:56.190 – 00:06:57.110] Revenue ni income

[00:06:57.110 – 00:06:58.170] Eh income ni apa?

[00:06:58.330 – 00:06:59.330] Income ni maksudnya duit masuk

[00:06:59.330 – 00:07:00.590] Ok saya tanya awak

[00:07:01.090 – 00:07:02.130] Awak punya gaji berapa?

[00:07:02.350 – 00:07:03.190] Dagi saya RM5,000

[00:07:03.610 – 00:07:04.990] Tapi income bersih sebulan apa?

[00:07:05.190 – 00:07:06.470] Eh bukannya dapat RM5,000

[00:07:06.470 – 00:07:07.310] Saya dapat RM7,000

[00:07:07.310 – 00:07:09.010] Eh RM2,000 lagi saya buat grab

[00:07:09.010 – 00:07:09.750] Macam tu lah

[00:07:09.750 – 00:07:11.890] So RM5,000 campur RM2,000 RM7,000

[00:07:11.890 – 00:07:12.570] Sama macam company

[00:07:12.570 – 00:07:14.290] Sale datang dari customer

[00:07:14.290 – 00:07:15.510] Tapi revenue adalah total

[00:07:15.510 – 00:07:16.510] Boleh jadi

[00:07:16.510 – 00:07:18.110] Revenue ni adalah

[00:07:18.110 – 00:07:19.830] 70% sale

[00:07:19.830 – 00:07:21.490] 10% adalah dividend

[00:07:21.490 – 00:07:22.610] Daripada investment

[00:07:22.610 – 00:07:23.770] Lagi berapa persen adalah

[00:07:23.770 – 00:07:25.430] Pembayaran hutang balik

[00:07:25.430 – 00:07:26.210] So revenue adalah

[00:07:26.210 – 00:07:27.210] Semua duit masuk

[00:07:27.210 – 00:07:28.130] Itu lebih tepat

[00:07:28.130 – 00:07:29.230] Sebab tu kita tak guna sale

[00:07:29.230 – 00:07:30.710] Kita panggil kalau bahasa

[00:07:30.710 – 00:07:32.010] Yang lebih tepat adalah revenue

[00:07:32.990 – 00:07:34.270] So revenue

[00:07:35.230 – 00:07:36.230] Tolak dengan

[00:07:37.430 – 00:07:38.070] COGS

[00:07:38.070 – 00:07:42.380] Lepas tu

[00:07:42.380 – 00:07:43.020] Tambah

[00:07:43.700 – 00:07:44.340] OPEX

[00:07:46.540 – 00:07:47.520] Tambah dengan

[00:07:48.400 – 00:07:49.080] Interest

[00:07:49.080 – 00:07:51.060] Ataupun finance cost lah

[00:07:51.060 – 00:07:52.160] Ini kita panggil

[00:07:52.160 – 00:07:52.580] Ayat senang

[00:07:52.580 – 00:07:53.040] Loan lah

[00:07:53.900 – 00:07:55.220] Tambah cost loan awak

[00:07:55.220 – 00:07:56.540] So kata

[00:07:56.540 – 00:07:57.460] Okay COGS apa

[00:07:57.460 – 00:07:58.320] COGS adalah

[00:07:58.320 – 00:08:00.900] Cost of goods

[00:08:01.640 – 00:08:02.320] Sold

[00:08:02.320 – 00:08:04.280] Berapa cost nak hasilkan

[00:08:04.280 – 00:08:05.700] Satu produk awak tu

[00:08:05.700 – 00:08:07.720] Katalah revenue awak adalah

[00:08:08.600 – 00:08:09.560] Bulan tu eh

[00:08:09.560 – 00:08:10.100] Bulan tu

[00:08:10.100 – 00:08:11.140] Total duit masuk

[00:08:11.140 – 00:08:12.220] Termasuk sale apa semua

[00:08:12.220 – 00:08:13.340] Adalah 100 ribu

[00:08:13.340 – 00:08:14.440] Okay

[00:08:14.440 – 00:08:15.320] Tolak dengan

[00:08:15.320 – 00:08:16.500] COGS awak

[00:08:16.500 – 00:08:17.160] Kos barang

[00:08:17.160 – 00:08:18.280] Oh saya nak buat barang hari tu

[00:08:18.280 – 00:08:19.480] 60k juga tuan

[00:08:19.480 – 00:08:20.140] Keluar modal

[00:08:20.140 – 00:08:20.780] Ok cun

[00:08:20.780 – 00:08:21.600] OPEX

[00:08:21.600 – 00:08:22.560] Operational Expenses

[00:08:22.560 – 00:08:23.100] Sosowa

[00:08:23.100 – 00:08:23.820] Kita lah belajar kan

[00:08:23.820 – 00:08:25.180] S-O-O-S-O-A

[00:08:25.180 – 00:08:27.160] Oh saya punya monthly overhead

[00:08:27.160 – 00:08:27.940] Saya dalam sekitar

[00:08:27.940 – 00:08:28.340] 20

[00:08:29.060 – 00:08:29.880] Bukan tuan

[00:08:29.880 – 00:08:31.980] 20,000 tuan

[00:08:31.980 – 00:08:33.460] Ok 20,000

[00:08:33.460 – 00:08:34.200] Awak ada loan ke?

[00:08:34.300 – 00:08:34.480] Ada

[00:08:34.480 – 00:08:35.340] Saya ada satu loan

[00:08:35.340 – 00:08:36.840] Loan tu dalam 5,000

[00:08:36.840 – 00:08:37.560] Kena bayar tiap bulan

[00:08:37.560 – 00:08:38.600] Ok

[00:08:38.600 – 00:08:40.480] So kira berapa total?

[00:08:41.460 – 00:08:42.660] Dapatlah untung RM

[00:08:42.660 – 00:08:45.000] 15,000

[00:08:45.000 – 00:08:48.640] So inilah awak punya NPBT

[00:08:49.380 – 00:08:50.840] Lepas RM100,000

[00:08:50.840 – 00:08:52.160] Duit yang masuk

[00:08:52.160 – 00:08:52.940] Revenue

[00:08:52.940 – 00:08:53.600] Bukan sale lah

[00:08:53.600 – 00:08:54.280] Revenue maksudnya

[00:08:54.280 – 00:08:55.420] Lagi besar daripada sale

[00:08:55.420 – 00:08:57.340] Bayangkan ni adalah revenue

[00:08:57.340 – 00:08:58.460] Ini adalah sale

[00:08:59.160 – 00:09:00.040] Ni sale

[00:09:00.040 – 00:09:01.520] Ni revenue

[00:09:02.420 – 00:09:03.700] Sebab dalam revenue

[00:09:03.700 – 00:09:04.800] Dia ada lagi benda-benda lain

[00:09:04.800 – 00:09:07.260] Kat tepi ni adalah pula duit dividend

[00:09:07.260 – 00:09:08.540] Sebab tu company corporate

[00:09:08.540 – 00:09:09.320] Dia ada macam-macam tau

[00:09:09.320 – 00:09:10.540] Kita jangan ingat company corporate

[00:09:10.540 – 00:09:11.600] Untung daripada sale customer tak?

[00:09:11.720 – 00:09:12.760] Dia ada banyak lagi investment

[00:09:12.760 – 00:09:14.260] Portfolio untung sana sini

[00:09:14.260 – 00:09:14.920] Banyak macam-macam

[00:09:14.920 – 00:09:16.060] Sebab tu dia panggil revenue

[00:09:16.060 – 00:09:20.120] So 100k tolak dengan 60k COGS

[00:09:20.120 – 00:09:21.100] Cost untuk hasilkan produk

[00:09:21.100 – 00:09:22.820] Tolak dengan 20k operational

[00:09:22.820 – 00:09:23.960] Cost overhead setiap bulan

[00:09:23.960 – 00:09:25.260] Tolak dengan loan kalau ada

[00:09:25.260 – 00:09:28.540] Dia panggil interest ataupun finance cost

[00:09:28.540 – 00:09:30.080] Itulah keuntungan kita

[00:09:30.080 – 00:09:30.800] Nampak?

[00:09:31.140 – 00:09:33.220] So dalam example tu pun saya dah tulis

[00:09:33.220 – 00:09:36.620] Dan semua ni guys adalah cara untuk kita mengira

[00:09:36.620 – 00:09:38.540] Sebab kenapa nak tahu benda ni?

[00:09:38.740 – 00:09:40.780] Kan kita nak tolak berapa?

[00:09:41.300 – 00:09:43.320] Katalah awak ada berapa bank account kat sini?

[00:09:43.640 – 00:09:44.280] 1, 2, 3

[00:09:44.280 – 00:09:45.720] Empat, lima

[00:09:45.720 – 00:09:49.140] So, RM15,000 ni lah duit yang kita

[00:09:49.140 – 00:09:50.560] Akan tolak kat sini

[00:09:50.560 – 00:09:51.840] So, RM15,000

[00:09:51.840 – 00:09:52.540] Masuk

[00:09:53.920 – 00:09:57.120] RM15,000 ni kita dah recognize sebagai

[00:09:57.120 – 00:09:58.400] NPBT

[00:09:59.200 – 00:10:00.460] Net profit

[00:10:01.820 – 00:10:04.040] NPBT equal RM15,000

[00:10:04.040 – 00:10:08.740] So, bila NPBT RM15,000

[00:10:10.240 – 00:10:11.940] Kita tolak lah sini

[00:10:11.940 – 00:10:13.340] 10%

[00:10:13.340 – 00:10:14.740] Kan kita dah belajar tadi

[00:10:14.740 – 00:10:16.820] Ambil lah RM1,500 kat sini

[00:10:16.820 – 00:10:19.260] Sini pula tolak tax kan

[00:10:19.260 – 00:10:19.960] Sini tax

[00:10:19.960 – 00:10:21.160] Eh sorry, sini tax

[00:10:21.160 – 00:10:23.640] Sini adalah emergency

[00:10:24.400 – 00:10:25.840] Sini adalah operating

[00:10:26.860 – 00:10:28.660] So, sini tolak lah lagi

[00:10:28.660 – 00:10:30.200] In other 30%

[00:10:30.200 – 00:10:32.180] So, kita dapat lah RM4,500

[00:10:33.240 – 00:10:35.060] Kat sini tolak lagi 10%

[00:10:35.060 – 00:10:37.220] Ini adalah FIA

[00:10:37.220 – 00:10:38.560] Future Investment Account

[00:10:38.560 – 00:10:39.540] RM1,500

[00:10:40.360 – 00:10:41.800] Sini tolak lah lagi

[00:10:41.800 – 00:10:43.040] 50%

[00:10:43.040 – 00:10:46.100] awak dapatlah RM7,500

[00:10:46.100 – 00:10:47.720] sebagai dividend

[00:10:47.720 – 00:10:50.240] so, barulah awak tahu

[00:10:50.240 – 00:10:51.960] sebab tu, bila awak faham

[00:10:51.960 – 00:10:54.240] formula ni simple je, tapi takut awak

[00:10:54.240 – 00:10:55.520] terlupa nak tolak ni

[00:10:56.940 – 00:10:58.140] COGS, OPEX

[00:10:58.140 – 00:11:00.280] loan, ni kena tolak semua

[00:11:00.280 – 00:11:02.200] tolak duit masuk, duit

[00:11:02.200 – 00:11:04.280] semua yang masuk, revenue, tolak dengan semua

[00:11:04.280 – 00:11:05.840] duit yang akan keluar, itu adalah

[00:11:05.840 – 00:11:08.200] net profit before tax awak

[00:11:08.200 – 00:11:10.280] ok, so mudah-mudahan

[00:11:10.280 – 00:11:12.220] berni membantu, dan kita jumpa lagi

[00:11:12.220 – 00:11:14.140] dalam video yang

[00:11:14.140 – 00:11:14.660] seterusnya.