OPEX SOOSOA Draf transkrip automatik penuh. Pembetulan istilah berdasarkan sumber direkodkan secara berasingan; tanda semakan menunjukkan perkataan yang perlu diperiksa. [00:00:00–00:00:29] Chapter seterusnya saya nak ajar tentang Operating Account. Okey tadi kita dah belajar yang account ni semua sekali kena ada 5. Betul tak? Kalau awak buat enterprise mungkin awak ada 3 je. Tapi kita kena ada 5. Dan saya nak share untuk account yang atas sekali ni. Yang paling atas dipanggil sebagai Opera. Operating Account. Bawah adalah Text Account. By this time patutnya awak dah hafal eh. Bila awak tengok video ni awak cuba try hafal terus. [semak: uncertain words, number or amount] [00:00:29–00:00:31] Emergency Account, FIA [semak: uncertain words] [00:00:31–00:00:33] Future Investment Account [00:00:33–00:00:35] dan juga Dividend [00:00:35–00:00:37] Dividend Account [00:00:37–00:00:39] Ok, untuk Operational Account [semak: uncertain words] [00:00:39–00:00:42] bila awak nak kira berapakah [00:00:42–00:00:43] overhead awak, saya nak memperkenalkan [00:00:43–00:00:45] satu formula dipanggil sebagai [00:00:46–00:00:47] SOSOA [00:00:47–00:00:49] S-O-O [00:00:49–00:00:51] S-O-A [00:00:51–00:00:53] Ini adalah formula OPEX [semak: uncertain words] [00:00:53–00:00:55] OPEX ni apa? Cost Overhead [00:00:55–00:00:57] Operational Expenses [00:00:57–00:00:59] Dia adalah ibarat macam kita punya [00:00:59–00:01:01] monthly overhead lah [00:01:01–00:01:01] monthly [semak: uncertain words] [00:01:02–00:01:02] monthly [00:01:02–00:01:04] monthly overhead lah [semak: uncertain words] [00:01:04–00:01:05] ni bahasa kampung je lah [00:01:05–00:01:06] monthly overhead [00:01:06–00:01:07] tapi lebih tepat adalah [00:01:07–00:01:08] operational expenses [00:01:08–00:01:10] dan kalau awak tengok [00:01:10–00:01:11] dalam formula SOSOA ni [semak: uncertain words] [00:01:11–00:01:13] saya takkan nak lukis kan [00:01:13–00:01:14] tapi awak tengok lah [00:01:14–00:01:14] tengok di situ [semak: uncertain words] [00:01:14–00:01:14] nampak [00:01:16–00:01:16] salary [00:01:16–00:01:17] salary ni untuk [00:01:17–00:01:18] staff-staff full time [00:01:18–00:01:20] so bayangkan macam salary ni [00:01:20–00:01:20] kita ambil [00:01:20–00:01:21] RM12,000 [semak: number or amount] [00:01:21–00:01:22] nampak di situ [00:01:23–00:01:24] salary RM12,000 [semak: number or amount] [00:01:24–00:01:25] untuk staff-staff full time [00:01:25–00:01:26] yang awak cari kena beli SP [semak: uncertain words] [00:01:26–00:01:27] itu adalah untuk [00:01:28–00:01:28] salary [00:01:28–00:01:31] Next, nombor 2 adalah untuk freelance [semak: number or amount] [00:01:31–00:01:33] Ok, outsource [semak: uncertain words] [00:01:33–00:01:34] Oh, adalah outsource [00:01:34–00:01:37] Awak ada freelance, videographer ke, graphic designer ke [00:01:37–00:01:38] Semua dekat situ [00:01:38–00:01:41] Itu adalah untuk outsource [00:01:43–00:01:44] Freelance dan sebagainya [00:01:44–00:01:46] Yang ni, salary ni adalah untuk staff full time [semak: uncertain words] [00:01:46–00:01:51] Yang awak ada carom KWSP, SOPSO, IES [00:01:52–00:01:53] Ni semua [semak: uncertain words] [00:01:53–00:01:54] Kat sini lah [semak: uncertain words] [00:01:54–00:01:57] Sebab ni staff yang full time eh, wajib masuk awak sendiri [semak: uncertain words] [00:01:57–00:01:59] Outsource ni adalah macam kontrak [00:01:59–00:02:01] Yang awak invoiskan sahaja [semak: uncertain words] [00:02:01–00:02:03] Awak tak adalah bayar gaji [semak: uncertain words] [00:02:03–00:02:04] Awak invoiskan dia [semak: uncertain words] [00:02:05–00:02:07] Grafik designer outsource [00:02:07–00:02:10] HR outsource [00:02:10–00:02:12] Talent lifehose outsource [00:02:12–00:02:14] Next pula adalah office [00:02:14–00:02:16] Office ni awak punya cost office lah [00:02:16–00:02:18] Bill, utility, rental [00:02:20–00:02:22] Bill ke apa-apa benda lah [00:02:22–00:02:23] Internet bagai [semak: uncertain words] [00:02:23–00:02:24] Next adalah software [00:02:24–00:02:26] Software [00:02:27–00:02:28] Adalah [00:02:28–00:02:30] Apa-apa sahaja software yang awak pakai [00:02:30–00:02:31] Adestine company memang mahal lah software dia [semak: uncertain words] [00:02:31–00:02:33] Mungkin awak pakai onpay [semak: uncertain words] [00:02:34–00:02:35] Mungkin awak ada pakai [00:02:36–00:02:37] Drive, google drive [semak: uncertain words] [00:02:38–00:02:39] Awak ada pakai [00:02:40–00:02:41] Accounting software [00:02:41–00:02:42] Apa-apa [00:02:42–00:02:44] Oh adalah ades [semak: uncertain words] [00:02:44–00:02:45] Apa-apa sahaja [00:02:45–00:02:47] Mungkin awak ada loan ke apa-apa [00:02:47–00:02:49] Apa-apa benda-benda kecil-kecil semua letak kat sini [semak: uncertain words] [00:02:49–00:02:49] Saya tak tahu [00:02:49–00:02:51] Awak belum letak lah apa-apa kat sini [semak: uncertain words] [00:02:51–00:02:52] Dan kita ada satu lagi ads [semak: uncertain words] [00:02:52–00:02:54] Mungkin ads awak ada run kat meta [semak: uncertain words] [00:02:54–00:02:56] awak ada run dekat [semak: uncertain words] [00:02:56–00:02:58] tiktok dan sebagainya [00:02:58–00:02:59] ok, so [semak: uncertain words] [00:02:59–00:03:02] dengan formula sosowa ni kalau awak tengok [00:03:02–00:03:04] simple formula untuk awak kira [00:03:04–00:03:06] nampak macam tu, sebab tu topik ni senang je [semak: uncertain words] [00:03:06–00:03:08] dah, sosowa [semak: uncertain words] [00:03:08–00:03:10] ni pukau cowok, woai ni [semak: uncertain words] [00:03:11–00:03:12] so [00:03:12–00:03:14] 12 ribu, campur 5 ribu [semak: number or amount] [00:03:14–00:03:17] campur 3 ribu, campur 1 ribu [semak: number or amount] [00:03:17–00:03:19] campur 1 ribu, campur 3 ribu [semak: number or amount] [00:03:19–00:03:20] grand total [00:03:20–00:03:22] 25 ribu, maksudnya [semak: number or amount] [00:03:22–00:03:24] itu adalah cost overhead [00:03:24–00:03:26] awak setiap bulan. Akan [semak: uncertain words] [00:03:26–00:03:28] tetapi, ada satu benda [00:03:28–00:03:30] yang awak kena faham. Tengok bawah tu pula. [00:03:30–00:03:32] Dia panggil apa? Fixed Cost. [semak: uncertain words] [00:03:34–00:03:35] Fixed Cost [00:03:35–00:03:36] dengan Variable Cost. [00:03:36–00:03:37] Part ni yang saya nak ajar awak. [00:03:38–00:03:39] Saya mana nak tulis dah. Awak tengok je lah kat sini. [semak: uncertain words] [00:03:41–00:03:42] Salary, dia adalah [00:03:42–00:03:44] Fixed Cost. Tiap-tiap bulan kena bayar gaji. [00:03:45–00:03:46] Mana boleh merizinkan staff [00:03:46–00:03:47] walaupun still drop sekejap. [semak: uncertain words] [00:03:48–00:03:50] Yang tu kena bayar. Sebab tu dia panggil sebagai [00:03:50–00:03:52] Fixed Cost. Outsource ni adalah [00:03:52–00:03:54] Variable Cost. Katalah awak nak [00:03:54–00:03:56] stop, awak punya grafik [00:03:56–00:03:58] designer part-time ke, awak boleh je [00:03:58–00:04:00] boleh tak kita pause 2 bulan, boleh [semak: number or amount] [00:04:00–00:04:02] sebab dia tak fix, kadang-kadang [00:04:02–00:04:04] bila awak nak pakai banyak, awak kena [00:04:04–00:04:06] bayar banyak, sebab tu dia variable, office [00:04:07–00:04:07] fix [00:04:08–00:04:10] takkanlah nak pindah office bila saya drop [semak: uncertain words] [00:04:10–00:04:12] macam tu lah, software fix, takkanlah [00:04:12–00:04:14] awak nak unsubscribe, google drive [00:04:14–00:04:16] yang ada semua account, accounting [00:04:16–00:04:18] software tu awak nak unsubscribe, lepas tu pakai balik [00:04:18–00:04:20] lepas 3 bulan, tak boleh, kalau [semak: number or amount] [00:04:20–00:04:22] bisnes awak dah tutup, baru awak stop [00:04:22–00:04:23] accounting software tu, dan [00:04:23–00:04:25] yang lain ada [semak: uncertain words] [00:04:25–00:04:27] itu biasanya variable cost [semak: uncertain words] [00:04:27–00:04:28] dan ads pun variable cost [00:04:28–00:04:29] awak boleh stop iklan [semak: uncertain words] [00:04:29–00:04:31] kalau awak nak maintain [00:04:31–00:04:32] so fixed cost kat sini [00:04:32–00:04:33] sebenarnya tak banyak [00:04:33–00:04:34] fixed cost kat sini [00:04:34–00:04:35] hanyalah RM [00:04:35–00:04:36] oi salah pula [semak: uncertain words] [00:04:38–00:04:40] RM16,000 sahaja [semak: uncertain words, number or amount] [00:04:40–00:04:41] nampak so [00:04:41–00:04:43] bila mesti kemarau [semak: uncertain words] [00:04:43–00:04:44] awak hanya kena standby [semak: uncertain words] [00:04:44–00:04:45] RM16,000 je [semak: number or amount] [00:04:45–00:04:47] variable cost awak yang RM9,000 [semak: number or amount] [00:04:47–00:04:47] so at least [00:04:47–00:04:49] bila awak tahu benda ni [00:04:49–00:04:50] tak adalah awak takut sangat [00:04:50–00:04:53] Oh, aku punya fixed cost aku [00:04:55–00:04:56] Hanyalah RM16,000 [semak: number or amount] [00:04:57–00:04:59] Yang aku punya variable ni yang [00:05:01–00:05:02] Contribute sampai 9K [semak: number or amount] [00:05:02–00:05:05] So, berapa awak punya monthly total? [00:05:05–00:05:06] Tu yang jadi 25 [semak: uncertain words, number or amount] [00:05:07–00:05:09] So, kalau musim kemarau [00:05:09–00:05:10] Ni tak payahlah bayar [semak: uncertain words] [00:05:10–00:05:12] So, awak dah stand by kat sini [semak: uncertain words] [00:05:12–00:05:14] That's why OPEX paling minimum [00:05:14–00:05:16] Awak boleh ambil adalah [00:05:16–00:05:17] Satu bulan [00:05:18–00:05:19] One month [00:05:20–00:05:21] RM16,000 [semak: uncertain words, number or amount] [00:05:21–00:05:22] Ini paling-paling minimum lah [semak: uncertain words] [00:05:22–00:05:23] Kalau nak letak [00:05:24–00:05:25] Tapi tak bagus lah kan [00:05:25–00:05:26] Kalau boleh letak lah [00:05:26–00:05:27] Variable sekali dekat situ [00:05:27–00:05:28] So [00:05:28–00:05:29] Mungkin bukan RM16,000 [semak: number or amount] [00:05:29–00:05:31] Saya nak kena ada RM25,000 [semak: number or amount] [00:05:34–00:05:34] Macam tu [00:05:34–00:05:36] Dan awak kena faham eh [00:05:36–00:05:37] Untuk [00:05:37–00:05:38] Account operating ni [semak: uncertain words] [00:05:38–00:05:39] Bila orang tanya saya [00:05:39–00:05:40] Operating ni dia buat apa tuan [00:05:40–00:05:42] Habis tu pening lah saya [semak: uncertain words] [00:05:42–00:05:43] Nak uruskan semua account ni [00:05:43–00:05:44] Duit masuk sini [00:05:44–00:05:45] Duit masuk sini [00:05:45–00:05:46] Duit masuk sini [00:05:46–00:05:46] Duit masuk sini [00:05:46–00:05:47] Peningnya accountant [00:05:47–00:05:47] Tak [semak: uncertain words] [00:05:47–00:05:48] Macam ni [00:05:48–00:05:50] Sebenarnya tak adalah pening sangat [00:05:50–00:05:55] Sebab duit yang keluar masuk hanya di operating account sahaja [00:05:55–00:05:58] Operating account ni adalah awak punya [00:05:58–00:06:00] Ibaratnya kalau saya letak satu ayat [00:06:00–00:06:07] Dia adalah centralised account [semak: uncertain words] [00:06:08–00:06:10] Semua duit in masuk sini [00:06:10–00:06:12] Out pun keluar dari sini [00:06:12–00:06:15] Bayar gaji, bayar salary, bayar vendor, bayar semua [00:06:15–00:06:18] Terima duit customer, terima duit dividend [00:06:18–00:06:20] Terima duit apa, apa semualah [00:06:20–00:06:22] Semua sini, keluar duit sini. [00:06:22–00:06:27] So, lepas dah settle, duit pusing-pusing-pusing-pusing-pusing-pusing-pusing-pusing-pusing-pusing-pusing-pusing-pusing-pusing-pusing. [00:06:27–00:06:34] Ada untunglah, ada extra RM30k. [semak: uncertain words, number or amount] [00:06:35–00:06:39] So, extra RM30k ni lah, kita anggap dia sebagai profit. [semak: number or amount] [00:06:40–00:06:44] Maksudnya, duit yang ada dalam tu adalah RM80k. [semak: number or amount] [00:06:45–00:06:46] Cakap lah, saya ambil RM25k kan. [semak: uncertain words, number or amount] [00:06:46–00:06:50] Saya ada RM50k kat sini. [semak: number or amount] [00:06:50–00:06:55] So bila kita pecahkan eh macam mana lebih terlebih kan lepas dah terima duit daripada customer pun semua [semak: uncertain words] [00:06:55–00:07:02] Oh rupa-rupanya 50k ni 25k adalah OPEX nak bayar gaji bulan tu pula [semak: uncertain words, number or amount] [00:07:03–00:07:06] Lagi 35k adalah profit [semak: number or amount] [00:07:07–00:07:09] Ini selepas awak dah bayar [00:07:09–00:07:11] Sebab tu kebiasaannya nak tahu profit atau tak [semak: uncertain words] [00:07:11–00:07:15] Ni saya akan share dalam chapter yang seterusnya [semak: uncertain words] [00:07:16–00:07:19] Cuma bila kita nak tahu profit atau tak [00:07:19–00:07:20] Kita kena tengok [semak: uncertain words] [00:07:20–00:07:22] Selepas dah habis bayar semua [00:07:22–00:07:24] That's why katalah ni sebulan [00:07:24–00:07:25] Okay ni contoh [semak: uncertain words] [00:07:25–00:07:27] Ini bulan Januari [00:07:27–00:07:29] Yang ni bulan Februari [00:07:31–00:07:31] Duit [00:07:31–00:07:32] Ni duit lah eh [00:07:32–00:07:33] Warna merah ni duit [00:07:33–00:07:34] Duit masuk keluar [00:07:34–00:07:35] Masuk keluar [00:07:35–00:07:35] Masuk keluar [00:07:35–00:07:36] Masuk keluar [00:07:36–00:07:36] Masuk keluar [00:07:36–00:07:37] Masuk keluar [00:07:37–00:07:37] Masuk keluar [00:07:37–00:07:38] Bayar gaji [semak: uncertain words] [00:07:38–00:07:39] Apa-apa semua [semak: uncertain words] [00:07:39–00:07:40] Tiba-tiba kat sini [00:07:40–00:07:40] Awak tengok [semak: uncertain words] [00:07:40–00:07:41] Kat sini katalah ni [00:07:41–00:07:42] Ambil lah lima akhir bulan [semak: uncertain words] [00:07:43–00:07:44] Lepas dah settle [00:07:44–00:07:45] Bayar semua eh [00:07:45–00:07:46] Lima akhir bulan [00:07:46–00:07:47] Eh [00:07:47–00:07:49] ada 55k lah [semak: uncertain words, number or amount] [00:07:51–00:07:52] maksudnya lepas dah bayar gaji [00:07:52–00:07:53] bayar vendor apa semua [00:07:53–00:07:56] bolehlah kata 35k [semak: number or amount] [00:07:56–00:07:57] tu adalah [00:07:57–00:07:59] sorry 30k [semak: number or amount] [00:08:00–00:08:01] 30k ni adalah profit [semak: number or amount] [00:08:01–00:08:04] macam tu [00:08:05–00:08:07] 25k sama 35k, 55k [semak: uncertain words, number or amount] [00:08:07–00:08:08] bolehlah kata 30k ni adalah profit [semak: number or amount] [00:08:08–00:08:12] sebab lagi 25 tu, memang awak nak stand by [semak: uncertain words, number or amount] [00:08:12–00:08:13] sentiasa ada [00:08:13–00:08:16] 1 bulan cost overhead [semak: number or amount] [00:08:16–00:08:16] stand by [semak: uncertain words] [00:08:16–00:08:19] So that's why kita nak tahu untung ke tak [00:08:19–00:08:21] Biasa kena tunggu bulan yang seterusnya dekat sini [00:08:21–00:08:22] Baru tahu untung ke tak [semak: uncertain words] [00:08:22–00:08:24] Mungkin awak check 5 hari bulan [semak: uncertain words, number or amount] [00:08:24–00:08:26] Mungkin awak nak check ujung-ujung sikit [00:08:26–00:08:28] Lepas dah bayar vendor, bayar contractor semua [00:08:28–00:08:30] Mungkin dekat 20 hari bulan [semak: number or amount] [00:08:30–00:08:31] Ni terpulang pada awak [semak: uncertain words] [00:08:31–00:08:33] So that's why [00:08:33–00:08:35] Lepas dah settle, tahu untung [00:08:35–00:08:37] Barulah duit tu pergi [00:08:37–00:08:38] Barulah duit tu pergi [00:08:38–00:08:40] Ditransfer kepada tax account [00:08:40–00:08:41] Contoh tadi kita dah belajar [00:08:41–00:08:43] Tax account biasa kita ambil 10% [semak: number or amount] [00:08:44–00:08:46] Emergency account biasanya dalam sekitar [00:08:46–00:08:48] 30%. Sini 10%. [semak: uncertain words, number or amount] [00:08:48–00:08:50] Sini 50%. [semak: number or amount] [00:08:50–00:08:52] Barulah 30k extra [semak: number or amount] [00:08:52–00:08:53] tadi tu. Maksud tak? [00:08:58–00:09:00] Barulah 30k extra tadi tu. [semak: number or amount] [00:09:00–00:09:02] Dia pergi sini sikit-sikit. [00:09:02–00:09:03] Dia pergi sini sikit. [00:09:03–00:09:05] Dia pergi sini sikit. Dia pergi sini sikit. [semak: uncertain words] [00:09:06–00:09:07] Dia pergi bawah ni sikit. [00:09:08–00:09:09] Nampak? Sini pergi 15k. [semak: number or amount] [00:09:10–00:09:11] Sini pergi berapa? 3k. [semak: number or amount] [00:09:12–00:09:14] Sini pergi berapa? 9k. [semak: number or amount] [00:09:14–00:09:16] Sini pergi berapa? 3k. [semak: number or amount] [00:09:16–00:09:17] Dah. Itu je. [00:09:17–00:09:19] Sebulan sekali je [00:09:19–00:09:20] Duit bergerak masuk [00:09:20–00:09:21] Jarang duit bergerak [00:09:21–00:09:23] Dekat dividend account [00:09:23–00:09:25] Dia masuk banyak kali [00:09:25–00:09:25] Tapi setiap bulan [00:09:25–00:09:26] Setiap bulan sekali [00:09:26–00:09:27] Sekali-sekali [00:09:27–00:09:28] Selang tiga bulan [00:09:28–00:09:28] Duit keluar [00:09:28–00:09:30] Sebab awak bayar dividend [00:09:30–00:09:31] Sama macam FIA pula [00:09:31–00:09:33] Takkanlah awak beli laptop [00:09:33–00:09:33] Tiap bulan [semak: uncertain words] [00:09:33–00:09:34] Kan? [00:09:34–00:09:34] Sekali-sekali je [00:09:34–00:09:36] So duit ditabung dulu [00:09:36–00:09:37] Simpan kat sini [00:09:37–00:09:38] Sikit-sikit-sikit [00:09:38–00:09:38] Boah dia keluar [semak: uncertain words] [00:09:38–00:09:40] Emergency lagi lah [00:09:40–00:09:41] Masuk tak keluar-keluar [00:09:41–00:09:43] Sebab awak nak penuhkan tabung sahaja [00:09:43–00:09:44] Ha ni kita akan belajar [semak: uncertain words] [00:09:44–00:09:45] Dalam chapter selanjutnya [00:09:45–00:09:46] Tax lagi lah [semak: uncertain words] [00:09:46–00:09:47] Hujung tahun baru keluar [semak: uncertain words] [00:09:47–00:09:48] So sebenarnya [00:09:48–00:09:49] Duit [00:09:49–00:09:50] Semua bergerak [00:09:50–00:09:51] Dalam satu account [00:09:51–00:09:52] Sini yang heavy [00:09:52–00:09:53] Sebab itulah [00:09:53–00:09:53] Bank ni [00:09:53–00:09:54] Biasanya kita pakai [00:09:55–00:09:56] MyBank [00:09:57–00:09:58] Sebab MyBank lah [00:09:58–00:09:58] Paling [00:09:58–00:10:00] Bank awam [semak: uncertain words] [00:10:00–00:10:01] QR senang [00:10:01–00:10:02] Ni senang [00:10:02–00:10:03] Senang nak transfer [00:10:03–00:10:04] Senang nak approve [00:10:04–00:10:05] Dia wajib lah [00:10:05–00:10:06] MyBank ni [00:10:06–00:10:07] Kalau awak tak apply ni [00:10:07–00:10:08] Macam pelik lah pula kan [00:10:08–00:10:09] Tapi ada stand company [semak: uncertain words] [00:10:09–00:10:10] Dia suka public bank [00:10:10–00:10:11] Dia terpulang pada company [00:10:11–00:10:12] Masing-masing [00:10:12–00:10:14] So itu sahaja guys [semak: uncertain words] [00:10:14–00:10:14] Untuk video kali ni [00:10:14–00:10:15] So awak dah faham [00:10:15–00:10:16] Sekarang ni [00:10:16–00:10:17] Operating account [00:10:17–00:10:18] so soa, boleh try, kira [semak: uncertain words] [00:10:18–00:10:20] dan juga ada satu formula [00:10:20–00:10:22] fix dengan variable, at least [00:10:22–00:10:24] pada waktu kemarau, awak standby yang fix [semak: uncertain words] [00:10:24–00:10:26] tapi kalau awak nak cantik, ambil dua-dua sekali [00:10:26–00:10:28] ok, jumpa dalam video seterusnya [00:10:28–00:10:29] Zaz [semak: uncertain words]