Syarikat Sdn Bhd Draf transkrip automatik penuh. Pembetulan istilah berdasarkan sumber direkodkan secara berasingan; tanda semakan menunjukkan perkataan yang perlu diperiksa. [00:00:00–00:00:03] Struktur Cashflow untuk Syarikat Sdn Bhd. [semak: uncertain words] [00:00:03–00:00:08] Haa guys, jom kita masuk pada topik yang seterusnya untuk Syarikat Sdn Bhd. [semak: uncertain words] [00:00:08–00:00:19] Kalau tadi saya dah share tentang Enterprise, kali ni jom kita go through pula untuk struktur SDN Bhd. [semak: uncertain words] [00:00:19–00:00:23] Kalau awak tak tengok video sebelum ni, tolong tengok sebab saya tak ulang poin yang tadi. [semak: uncertain words] [00:00:23–00:00:26] Saya nak sambung je terus. Oh, laju sikit video kita. [00:00:27–00:00:29] So, awak tolong tengok video Enterprise walaupun awak Sdn Bhd. [00:00:29–00:00:36] Dan dalam teknik serambahat, bezanya adalah kita akan gunakan 5 jenis bank account. [semak: number or amount] [00:00:37–00:00:37] 5. [semak: number or amount] [00:00:38–00:00:40] Kalau awak ada kertas, boleh lukis macam ni. [00:00:41–00:00:44] 5 ni di atas sampai lah ke bawah. [semak: uncertain words, number or amount] [00:00:44–00:00:49] Dan bank account yang pertama dipanggil sebagai operating account. [00:00:51–00:00:53] Double P. Operating. [semak: uncertain words] [00:00:53–00:00:54] Satu tu. [semak: uncertain words] [00:00:54–00:00:57] Saya tulis OPE. Operating account. [semak: uncertain words] [00:00:57–00:01:00] Yang ni pula adalah emergency account. [00:01:00–00:01:01] Emergency account [00:01:01–00:01:02] Yang ni pun [semak: uncertain words] [00:01:02–00:01:03] Eh setelah balik [semak: uncertain words] [00:01:03–00:01:04] Yang ni tax account [00:01:04–00:01:04] Okay [semak: uncertain words] [00:01:04–00:01:05] Account yang kedua adalah [semak: uncertain words] [00:01:05–00:01:06] Account tax [00:01:06–00:01:10] Sini operating account [00:01:10–00:01:11] Sini adalah emergency [semak: uncertain words] [00:01:12–00:01:13] Account [00:01:14–00:01:15] Yang ni adalah [00:01:15–00:01:17] Panggil sebagai [semak: uncertain words] [00:01:17–00:01:18] FIA [00:01:19–00:01:21] Future investment account [00:01:21–00:01:23] Dan yang ni pula adalah [00:01:23–00:01:24] Dividend [00:01:26–00:01:27] Dividend account [00:01:27–00:01:28] Saya tunjuk ekranim je [00:01:28–00:01:29] Awak boleh tengok [semak: uncertain words] [00:01:29–00:01:31] Gambar yang saya tunjuk ke bawah ni [00:01:32–00:01:33] Dia tahu kenarangan dia [00:01:33–00:01:36] So kita ada 5 jenis bank account [semak: uncertain words, number or amount] [00:01:36–00:01:38] Dan setiap satu bank account ni ada peraturan dia [00:01:38–00:01:40] Peraturan setiap satu bank account ni [00:01:40–00:01:41] Nombor satu adalah [00:01:41–00:01:43] Untuk bank account yang ni [00:01:43–00:01:44] Kita akan maintain [00:01:44–00:01:46] OPEX 1 bulan sahaja [semak: uncertain words, number or amount] [00:01:47–00:01:49] Apakah OPEX 1 bulan [semak: number or amount] [00:01:49–00:01:50] OPEX 1 bulan ni [semak: number or amount] [00:01:50–00:01:52] Ikut serambahat awak lah [00:01:52–00:01:53] Dalam video sebelum ni [00:01:53–00:01:53] Saya dah explain [semak: uncertain words] [00:01:53–00:01:54] Tolong tengok balik [00:01:54–00:01:56] Saya rasa saya tak nak ulang detail sangat [semak: uncertain words] [00:01:56–00:01:56] Saya nak laju [00:01:56–00:01:58] Cover topik yang saya tak cover lagi [semak: uncertain words] [00:01:58–00:02:00] Katakanlah OPEX awak [00:02:00–00:02:01] Serambahat 50k [semak: number or amount] [00:02:01–00:02:04] So, maksudnya dekat tax awak ni, berapa pula? [00:02:04–00:02:10] So, lepas awak dah clear, operating account hanya ada one month sahaja. [semak: uncertain words] [00:02:11–00:02:12] Satu bulan, dia tak nak lebih sangat. [00:02:13–00:02:16] So, maksudnya bila duit keluar masuk, masuk, masuk, masuk. [00:02:16–00:02:18] Duit keluar, keluar, keluar, keluar. [00:02:19–00:02:21] Berapa rupanya awak perlukan 50K? [semak: uncertain words, number or amount] [00:02:21–00:02:22] So, setiap beli 50K. [semak: uncertain words, number or amount] [00:02:22–00:02:23] Barulah duit awak tak terkacau. [00:02:23–00:02:25] Itu nombor satu peraturan dia. [00:02:25–00:02:30] Nombor dua, peraturan untuk tax pula adalah awak akan potong. [semak: uncertain words] [00:02:31–00:02:32] Awak akan didak [00:02:33–00:02:34] Didak eh [semak: uncertain words] [00:02:34–00:02:34] Potong [00:02:35–00:02:36] Sebanyak [00:02:37–00:02:37] Negatif [00:02:37–00:02:39] 10% [semak: uncertain words, number or amount] [00:02:39–00:02:41] Ataupun tolak 15% [semak: number or amount] [00:02:41–00:02:43] Ini cadangan saya [00:02:43–00:02:44] Kalau awak nak selamat [00:02:44–00:02:46] Awak boleh ambil 15% [semak: number or amount] [00:02:46–00:02:48] Sebab jarang kita bayar tax sampai 20% [semak: number or amount] [00:02:48–00:02:50] Biasanya lepas dapat penolakan [00:02:50–00:02:51] Cukai dan sebagainya [00:02:51–00:02:52] Around 15% [semak: number or amount] [00:02:52–00:02:54] Tapi 10% pun ok sebenarnya [semak: number or amount] [00:02:54–00:02:54] Realistik [00:02:54–00:02:55] Tapi kalau awak [00:02:55–00:02:56] Oh saya tak percayalah [00:02:56–00:02:57] Mana ada [00:02:57–00:02:59] Kan korporat punya tax kan 24% [semak: number or amount] [00:02:59–00:02:59] Ok fine tak apa [00:02:59–00:03:01] awak boleh letak 20% [semak: uncertain words, number or amount] [00:03:01–00:03:03] cuma jaranglah kita letak 20% [semak: number or amount] [00:03:03–00:03:07] biasanya kita buat sampai 15% pun cukup lah [semak: number or amount] [00:03:07–00:03:08] tapi tu pun nombor awak [semak: uncertain words] [00:03:08–00:03:09] masing-masing punya cerita rasa [00:03:09–00:03:10] dan next pula [00:03:10–00:03:11] emergency account [00:03:11–00:03:12] sama juga guys [00:03:12–00:03:14] kita takkan buat company terlampau [00:03:14–00:03:15] banyak sangat duit [00:03:15–00:03:16] duit akan jadi sejuk [00:03:16–00:03:18] duit akan jadi beku [00:03:18–00:03:19] kita akan stand by 3 ke 6 bulan [semak: number or amount] [00:03:19–00:03:21] OPEC sahaja [00:03:21–00:03:23] maksudnya kalau kita ambil 50k ni [semak: number or amount] [00:03:23–00:03:24] kita hanya perlu stand by [00:03:24–00:03:25] katalah 3 bulan [semak: number or amount] [00:03:25–00:03:28] equal 150k [semak: number or amount] [00:03:28–00:03:30] Kalau kita nak spend 6 bulan [semak: number or amount] [00:03:30–00:03:31] Kita kena ada [semak: uncertain words] [00:03:31–00:03:32] 300 [semak: number or amount] [00:03:33–00:03:36] Itu adalah 3 ke 6 bulan [semak: uncertain words, number or amount] [00:03:36–00:03:37] OPEX [00:03:37–00:03:38] Operational Expenses [00:03:38–00:03:39] Next pula [00:03:39–00:03:42] Kita nak buat FIA [00:03:42–00:03:43] Future Investment Account [00:03:43–00:03:45] FIA ni pula [00:03:45–00:03:46] Kita akan simpan sikit-sikit [semak: uncertain words] [00:03:46–00:03:47] Sebab tu bayangkan [00:03:47–00:03:49] Bila duit tu mengalir [00:03:49–00:03:52] Dia akan tolak 10% dekat sini [semak: number or amount] [00:03:52–00:03:55] Sini biasa kita tolak dalam sekitar [00:03:56–00:03:57] Katalah saya ambil [00:03:57–00:03:59] Saving yang [00:03:59–00:03:59] Okay-okay lah [semak: uncertain words] [00:03:59–00:04:00] Tak sikit tak banyak [00:04:00–00:04:01] 30% [semak: number or amount] [00:04:01–00:04:03] Kat sini kita tolak lagi [00:04:03–00:04:03] Another [00:04:03–00:04:04] 10% [semak: number or amount] [00:04:04–00:04:06] Sini pergi [00:04:06–00:04:07] The remaining [00:04:07–00:04:08] 50% [semak: number or amount] [00:04:08–00:04:09] Lapat tak 100% [semak: number or amount] [00:04:09–00:04:10] Lapat lah [00:04:10–00:04:11] So [00:04:11–00:04:12] 10, 30 [semak: number or amount] [00:04:12–00:04:13] 10, 50 [semak: uncertain words, number or amount] [00:04:13–00:04:14] Maksudnya [00:04:14–00:04:15] FIA ni orang-orang tahu [semak: uncertain words] [00:04:15–00:04:16] Kita tak nak simpan [00:04:16–00:04:17] Banyak sangat [00:04:17–00:04:19] Dia bergantung pada company [00:04:19–00:04:20] Katalah company awak [00:04:20–00:04:21] Ini company yang memang [semak: uncertain words] [00:04:21–00:04:22] Saya nak beli [00:04:22–00:04:23] Satu top [semak: uncertain words] [00:04:23–00:04:24] Baju Melayu [00:04:24–00:04:24] Raya [semak: uncertain words] [00:04:24–00:04:25] Untuk saya invest [00:04:25–00:04:26] Lain [00:04:26–00:04:27] Awak mungkin kena simpan [semak: uncertain words] [00:04:27–00:04:27] Banyak sikit [00:04:27–00:04:28] Mungkin kat sini [00:04:28–00:04:30] Ya awak stand by 50% [semak: uncertain words, number or amount] [00:04:31–00:04:32] So dia ikut masing-masing [00:04:32–00:04:33] Dan peraturan saya [semak: uncertain words] [00:04:33–00:04:34] Saya tak suka letak [00:04:34–00:04:35] Future investment account [semak: uncertain words] [00:04:35–00:04:36] Duit banyak sangat [00:04:36–00:04:37] Kebiasaannya [00:04:37–00:04:38] Duit ni akan dihabiskan [00:04:38–00:04:39] Kalau banyak sangat [00:04:39–00:04:40] Sebab ni kan duit tu belanja [00:04:40–00:04:41] Future investment account [00:04:41–00:04:44] So letak dalam 10% to 30% [semak: number or amount] [00:04:44–00:04:44] Tapi bergantung pada [00:04:44–00:04:45] Nature of business awak [00:04:45–00:04:47] Dan seterusnya pula [00:04:47–00:04:48] Untuk dividend account [00:04:48–00:04:50] Kita takkan release semua [00:04:50–00:04:51] Katakanlah [00:04:51–00:04:53] Kan awak ada 3 quarter [semak: uncertain words, number or amount] [00:04:53–00:04:54] Dalam video sebelum ni [00:04:54–00:04:54] Saya dah explain [semak: uncertain words] [00:04:54–00:04:55] Tentang [00:04:56–00:04:57] Jenis-jenis dividend [00:04:57–00:04:58] Boleh tengok. [00:04:58–00:05:04] Kuarta 1, kuarta 2, kuarta 3, kuarta 4. [semak: number or amount] [00:05:04–00:05:06] Awak nak reduce dividend. [semak: uncertain words] [00:05:06–00:05:09] Katakanlah sekarang kita cakap tentang dividend kuarta 1. [semak: number or amount] [00:05:09–00:05:11] Duit dah terkumpul dekat dalam ni. [00:05:11–00:05:12] Dah terkumpul. [00:05:13–00:05:16] Ya Allah, banyaknya duit aku adalah RM300,000. [semak: number or amount] [00:05:16–00:05:19] Adakah awak nak habiskan RM300,000 dekat sini? [semak: number or amount] [00:05:20–00:05:22] Eh, kuarta 1 kan? [semak: number or amount] [00:05:22–00:05:24] Awak nak bayar terus dividend dekat sini. [00:05:25–00:05:26] Terus RM300,000. [semak: number or amount] [00:05:26–00:05:27] Jawapan dia tidak. [00:05:28–00:05:31] Awak akan ambil 300,000. [semak: uncertain words, number or amount] [00:05:32–00:05:37] 20% awak akan simpan carry forward kepada quarter rule. [semak: uncertain words, number or amount] [00:05:38–00:05:40] 20% adalah RM60K. [semak: uncertain words, number or amount] [00:05:40–00:05:46] 60K ni kita akan carry to quarter 2. [semak: number or amount] [00:05:47–00:05:48] Kita akan carry forward. [00:05:49–00:05:53] Manakala lagi 80% yang ni awak disburs. [semak: uncertain words, number or amount] [00:05:53–00:05:56] Awak bagi kepada investor, shareholder. [00:05:56–00:05:57] Pemegang saham. [00:05:57–00:06:00] Iaitu 340k. [semak: number or amount] [00:06:02–00:06:03] 340k ni. [semak: number or amount] [00:06:03–00:06:05] Oh, pecah lah kepada share order. [semak: uncertain words] [00:06:05–00:06:07] Katalah dia own 10 cent. [semak: uncertain words, number or amount] [00:06:07–00:06:09] Yang ni own 50%. [semak: number or amount] [00:06:09–00:06:11] Yang ni own 20% 30%. [semak: uncertain words, number or amount] [00:06:11–00:06:12] Yang ni own 10 cent. [semak: number or amount] [00:06:13–00:06:15] So, dia dapat 34k. [semak: number or amount] [00:06:16–00:06:17] Yang ni dia dapat, apa? [00:06:18–00:06:19] 120k. [semak: number or amount] [00:06:19–00:06:25] Yang ni dia dapat 3391020. [semak: number or amount] [00:06:29–00:06:30] Yang ni dia dapat [semak: uncertain words] [00:06:35–00:06:35] 34k [semak: number or amount] [00:06:36–00:06:37] Ha [semak: uncertain words] [00:06:37–00:06:38] Berapa ni? [semak: uncertain words] [00:06:38–00:06:38] 30% [semak: uncertain words, number or amount] [00:06:40–00:06:41] Capa? [semak: uncertain words] [00:06:42–00:06:43] So, contohnya macam ni lah [semak: uncertain words] [00:06:43–00:06:44] Semua nak dapat [semak: uncertain words] [00:06:44–00:06:45] 1002 dia [semak: uncertain words, number or amount] [00:06:45–00:06:45] 1002 lah [semak: uncertain words, number or amount] [00:06:45–00:06:46] 100 lah [semak: uncertain words, number or amount] [00:06:46–00:06:46] 102k dia [semak: uncertain words, number or amount] [00:06:46–00:06:47] Ini 120 lah [semak: uncertain words, number or amount] [00:06:48–00:06:48] Ha [00:06:48–00:06:50] So, dibahagikan lah [00:06:50–00:06:52] So, selamatlah duit ni [00:06:52–00:06:52] Sebab tu [00:06:52–00:06:54] Kita still ada lagi duit berbaki [semak: uncertain words] [00:06:54–00:06:55] Kan tadi saya kata a tax [semak: uncertain words] [00:06:55–00:06:56] Kenapa awak tak risau [00:06:56–00:06:57] Saya akan berkesan tax [semak: uncertain words] [00:06:57–00:06:58] Sebab yang ni juga [00:06:58–00:06:59] Ada duit [semak: uncertain words] [00:06:59–00:07:00] Standby untuk tax [semak: uncertain words] [00:07:00–00:07:01] Jika perlu [00:07:01–00:07:02] Sebab dia akan [00:07:02–00:07:04] di carry carry carry carry carry carry carry [semak: uncertain words] [00:07:04–00:07:06] sebenarnya bukan carry kuarta 2 tau [semak: uncertain words, number or amount] [00:07:06–00:07:07] dia sampai kuarta ke 4 dah di carry dia [semak: uncertain words, number or amount] [00:07:07–00:07:09] kita tak pakai pun duit tu [00:07:09–00:07:11] sebab tu bila kita disburskan keuntungan [00:07:11–00:07:12] kita akan carry [00:07:12–00:07:13] dan last kali [00:07:13–00:07:16] the remaining tu kan dia akan terkumpul banyak kat sini [00:07:16–00:07:17] katalah kat sini [00:07:17–00:07:19] kita dah carry 60k [semak: number or amount] [00:07:19–00:07:21] last dengan kuarta 2 punya duit [semak: uncertain words, number or amount] [00:07:21–00:07:22] yang dah carry ke depan [00:07:22–00:07:23] ada lagi 30k [semak: number or amount] [00:07:23–00:07:25] campur dengan kuarta ni pula [00:07:25–00:07:26] ada 100k [semak: number or amount] [00:07:26–00:07:28] campur dengan kuarta 4 yang kita carry juga [semak: number or amount] [00:07:28–00:07:29] ada lagi 60k [semak: number or amount] [00:07:29–00:07:30] so berapa kat sini? [00:07:32–00:07:38] 60, 60, 120, 220, 250. [semak: number or amount] [00:07:39–00:07:41] So, awak ada 250k. [semak: number or amount] [00:07:41–00:07:43] Duit yang terkumpul kat sini. [00:07:43–00:07:45] Untuk awak stand by bayar tax. [semak: uncertain words] [00:07:45–00:07:46] Itu pun bagus juga. [00:07:46–00:07:49] That's why, kita memang akan buat peraturan. [00:07:49–00:07:52] Dividend account ni, kita takkan release semua, tekan hold. [00:07:52–00:07:55] Dan, untuk capital, company serembahar. [00:07:56–00:07:59] Berapa banyak modal yang awak kena stand by dalam company serembahar? [semak: uncertain words] [00:07:59–00:08:01] Jom kita borak capital pula. [00:08:01–00:08:02] Capital ni guys [00:08:02–00:08:03] Dia ada 3 [semak: uncertain words, number or amount] [00:08:03–00:08:06] Dan saya ada buat video sebelum ni [semak: uncertain words] [00:08:06–00:08:07] Sampai tahu [00:08:07–00:08:09] Modal company sepatutnya [00:08:09–00:08:10] Kurang RM500 [semak: number or amount] [00:08:12–00:08:13] Macam tak percaya [00:08:13–00:08:14] Ya betul [semak: uncertain words] [00:08:14–00:08:16] Dan kalaulah awak buat sering bahan [semak: uncertain words] [00:08:16–00:08:17] Modal company sepatutnya [00:08:17–00:08:19] Tak lebih RM5000 [semak: number or amount] [00:08:21–00:08:21] Sepatutnya [00:08:21–00:08:22] Awak punya modal [semak: uncertain words] [00:08:22–00:08:23] Less [00:08:24–00:08:25] Than [00:08:27–00:08:28] RM5K je [semak: uncertain words, number or amount] [00:08:28–00:08:29] Untuk setup sering bahan [semak: uncertain words] [00:08:29–00:08:31] Ini cabaran saya pada awak [00:08:31–00:08:32] Ya saya tahu [semak: uncertain words] [00:08:32–00:08:33] Awak doktor, engineer [00:08:33–00:08:35] Awak ada duit sampai 10, 20, 30 ribu [semak: uncertain words, number or amount] [00:08:35–00:08:36] Saya pun ada duit [00:08:36–00:08:37] Berjuta dah dihabiskan [00:08:37–00:08:39] Bila kita banyak duit [00:08:39–00:08:40] Kita cenderung untuk habiskan duit [00:08:40–00:08:42] Saya nak letak awak dalam mentaliti [00:08:42–00:08:44] Always act broke [00:08:44–00:08:45] Itu mindset dia [00:08:45–00:08:47] Saya sekarang ni guys [00:08:47–00:08:48] Bila saya dah belajar [00:08:48–00:08:49] Ketika 8 banyak company feel ni [semak: uncertain words, number or amount] [00:08:49–00:08:50] Saya letak mindset [00:08:50–00:08:52] Aku always act broke [00:08:53–00:08:54] Balik lah [semak: uncertain words] [00:08:55–00:08:55] Always [00:08:56–00:08:57] Selalu act [semak: uncertain words] [00:08:57–00:08:58] Macam kau yang tak ada duit [semak: uncertain words] [00:08:58–00:09:03] Bro, time ni elok pula otak kita jadi geliga, kreatif. [00:09:03–00:09:06] Kita akan fikir, macam mana aku nak bermodalkan RM5,000 je? [semak: number or amount] [00:09:06–00:09:08] Aku nak capai objektif company. [00:09:08–00:09:09] Ada tiga fasa dalam company. [00:09:10–00:09:13] Fasa pertama dipanggil sebagai balik modal. [00:09:13–00:09:16] Dengan hanya RM5,000, RM5,000 ni pergi mana? [semak: number or amount] [00:09:16–00:09:19] RM5,000 ni dah sasah daftar Serembahat pun dah RM2,500. [semak: uncertain words, number or amount] [00:09:23–00:09:25] Letak parking dalam ikon bank lah, apa-apa semua. [00:09:25–00:09:26] Branding sikit-sikit. [00:09:26–00:09:27] Eh mah RM5,000. [semak: uncertain words, number or amount] [00:09:27–00:09:29] Campurlah brand sikit. [00:09:29–00:09:30] Buat logo berbudu sendiri [00:09:30–00:09:31] Print baju [semak: uncertain words] [00:09:31–00:09:32] Print banting kat sini [semak: uncertain words] [00:09:32–00:09:33] Mungkin ada 500 [semak: uncertain words, number or amount] [00:09:33–00:09:35] Tu tak payah masuk ofis pun [semak: uncertain words] [00:09:35–00:09:35] Simple-simple je [00:09:35–00:09:36] Okay adalah software [semak: uncertain words] [00:09:36–00:09:37] Secik [semak: uncertain words] [00:09:37–00:09:37] Awak buat [semak: uncertain words] [00:09:38–00:09:40] Software tak apa-apa kan [semak: uncertain words] [00:09:40–00:09:41] Ni pun lagi 500 [semak: uncertain words, number or amount] [00:09:42–00:09:43] Lepas tu adalah duit ads [00:09:43–00:09:44] Oh tekan ads sikit [00:09:44–00:09:45] Ya duit tekan ads sikit [semak: uncertain words] [00:09:45–00:09:46] Dalam seribu [00:09:47–00:09:48] Lepas tu ades [semak: uncertain words] [00:09:48–00:09:49] Benda-benda kecil [00:09:49–00:09:50] Mislinis tu [semak: uncertain words] [00:09:50–00:09:50] Seribu [00:09:50–00:09:51] Lah [semak: uncertain words] [00:09:52–00:09:53] Awak sendiri buat closing [00:09:53–00:09:54] Tak payah ada staff [00:09:54–00:09:54] Sorang-sorang [00:09:54–00:09:55] Low ranger [semak: uncertain words] [00:09:55–00:09:55] Selama dia terlanggar [00:09:56–00:09:57] 500 [semak: number or amount] [00:09:57–00:09:58] Sejak macam tak kena pula eh [semak: uncertain words] [00:09:58–00:09:59] Tiga ribu. [semak: uncertain words] [00:09:59–00:10:00] Waktu lebih lima hatus. [semak: uncertain words] [00:10:00–00:10:01] Ada sehima hatus lah contohnya. [semak: uncertain words] [00:10:03–00:10:04] So, lima ribu ringgit je. [00:10:05–00:10:05] Permodalkan. [00:10:05–00:10:07] Inilah duit untuk awak ketahan tiga puluh hari. [00:10:08–00:10:09] Ataupun awak puasa. [00:10:09–00:10:11] Duit ni awak boleh stress sampai enam puluh hari. [00:10:12–00:10:13] Awak ni baru padu. [semak: uncertain words] [00:10:13–00:10:15] Sebab tu, company sekembahat. [semak: uncertain words] [00:10:15–00:10:18] Awak kena letak mindset macam duit awak ni level enterprise je. [00:10:19–00:10:22] Enterprise macam tadi saya cadangkan awak jangan lebih lima ratus. [semak: uncertain words] [00:10:22–00:10:23] Sebab ni mindset. [00:10:23–00:10:27] Walaupun awak ada duit lima ribu, ada duit pension, ada duit SP lah. [semak: uncertain words] [00:10:27–00:10:28] Saya nak buat bisnes tuan [semak: uncertain words] [00:10:28–00:10:30] Saya ada modal RM100,000 [semak: uncertain words, number or amount] [00:10:30–00:10:32] Bisnes apa yang patut saya buat? [00:10:32–00:10:34] Jawapan soalan tu salah dah [00:10:34–00:10:36] Mana ada orang berjaya sebab modal? [00:10:36–00:10:38] Orang berjaya sebab skill dan experience [00:10:39–00:10:41] Awak jangan kumpul modal [00:10:41–00:10:42] Salah tu mindset tu [00:10:42–00:10:43] Orang ingat dengan modal berjaya [00:10:43–00:10:44] Contoh tu semua dah berjaya dah [00:10:44–00:10:46] Campak lah RM20,000, RM100,000 [semak: number or amount] [00:10:46–00:10:47] Senang lah situ hidup [semak: uncertain words] [00:10:47–00:10:49] Yang berjaya bukan sebab modal [00:10:50–00:10:53] Modal ni adalah hanya pemula cara je [00:10:54–00:10:57] Yang buat awak berjaya adalah skill [00:10:58–00:11:00] Experience awak, pengalaman [semak: uncertain words] [00:11:01–00:11:03] Tapi saya nak tekan kepada skill [semak: uncertain words] [00:11:03–00:11:05] Sebab awak tak ada experience lagi, tak apa lah [semak: uncertain words] [00:11:05–00:11:08] Yang penting, jangan langgar dalam keadaan buta [00:11:08–00:11:09] Langgar dalam keadaan celik [00:11:09–00:11:11] Awak nampak tiang, tapi at least awak bila langgar tu [00:11:11–00:11:13] Langgar dalam keadaan yang selamat [00:11:13–00:11:16] Maksudnya, jatuh tu bukan tersembam sampai bankrupt, berhutang [semak: uncertain words] [00:11:16–00:11:18] Ni jatuh cukup sekadar tu duduk [semak: uncertain words] [00:11:18–00:11:21] Daripada duit awak RM50,000, hilang RM5,000 [semak: number or amount] [00:11:21–00:11:22] Setelah satu bisnes [00:11:22–00:11:24] Okey lah, fine, setiap ada RM45,000 lagi capital [semak: uncertain words, number or amount] [00:11:24–00:11:27] untuk awak try pada hari yang berbeza. [semak: uncertain words] [00:11:27–00:11:28] Withdraw, berundur. [00:11:29–00:11:31] Bila berperang, gagal, berundur [00:11:31–00:11:33] untuk kita fight pada hari yang berbeza. [semak: uncertain words] [00:11:34–00:11:36] So, jangan fikir pasang mudah ni. [semak: uncertain words] [00:11:36–00:11:37] Fikir pasal skill apa yang awak tak boleh. [semak: uncertain words] [00:11:38–00:11:38] Skill ni yang penting. [00:11:39–00:11:40] Kalau saya nak look at sini, skill dia 8 ya, [semak: uncertain words, number or amount] [00:11:41–00:11:42] semua sekali yang awak kena belajar. [semak: uncertain words] [00:11:43–00:11:43] Skill ada 8. [semak: number or amount] [00:11:44–00:11:46] Skill pertama adalah skill closing [00:11:48–00:11:49] untuk meyakinkan orang. [semak: uncertain words] [00:11:49–00:11:50] Skill kedua adalah skill content. [00:11:51–00:11:52] Untuk buat content. [00:11:52–00:11:54] Daripada closing, awak boleh jadi content yang menjual. [semak: uncertain words] [00:11:54–00:11:55] Baru awak boleh buat sale [semak: uncertain words] [00:11:56–00:11:57] Yang ni one to one [semak: uncertain words] [00:11:59–00:12:01] Yang ni one to many [00:12:01–00:12:02] Sebab dia boleh tahu [00:12:02–00:12:03] Average main orang [semak: uncertain words] [00:12:03–00:12:04] Awak boleh belajar [00:12:04–00:12:05] Seni ads pula [semak: uncertain words] [00:12:05–00:12:06] Ni nombor satu [00:12:06–00:12:06] Closing [00:12:06–00:12:07] Nombor dua [00:12:07–00:12:08] Content [00:12:08–00:12:09] Nombor tiga ads [semak: uncertain words] [00:12:09–00:12:10] Buat iklan [00:12:10–00:12:10] Dah belajar belum [00:12:10–00:12:11] Nombor empat pula [00:12:11–00:12:12] Pemilihan produk [00:12:12–00:12:13] Atau servis [00:12:16–00:12:17] Nombor [00:12:18–00:12:19] Lima adalah [semak: uncertain words] [00:12:19–00:12:20] Ilmu hiring [00:12:20–00:12:22] Tapi hiring ni [00:12:22–00:12:22] Nak belajar [semak: uncertain words] [00:12:22–00:12:23] Kena ada company lah [semak: uncertain words] [00:12:23–00:12:24] Kena ada staff lah [00:12:24–00:12:25] Nombor enam adalah [00:12:25–00:12:26] Ilmu training [00:12:26–00:12:27] Macam mana awak nak [semak: uncertain words] [00:12:27–00:12:27] Knowledge transfer [00:12:27–00:12:28] Mana lagi susah [00:12:28–00:12:29] Jaga anak ke buat anak [semak: uncertain words] [00:12:29–00:12:31] Ni buat anak ni jaga anak [semak: uncertain words] [00:12:31–00:12:32] Jaga anak lagi susah [00:12:32–00:12:33] Lepas tu training ni lagi [00:12:33–00:12:33] Macam mana nak buat [semak: uncertain words] [00:12:33–00:12:34] Tu skill yang kenal [semak: uncertain words] [00:12:34–00:12:35] Skill yang ketujuh [00:12:35–00:12:36] Awak kena belajar [00:12:36–00:12:37] Skill reporting [00:12:39–00:12:40] Manage [00:12:40–00:12:40] Dapatkan data [00:12:40–00:12:42] Apa data yang awak nak monitor [00:12:42–00:12:44] Data yang salah awak monitor [semak: uncertain words] [00:12:44–00:12:45] Awak akan skill benda yang salah [00:12:45–00:12:47] So data pun yang awak nak monitor [semak: uncertain words] [00:12:47–00:12:49] Dan skill yang keelapan [semak: uncertain words] [00:12:50–00:12:50] Accounting [00:12:50–00:12:51] Benda ni penting [00:12:51–00:12:54] Sebab finance is the language of business [semak: uncertain words] [00:12:54–00:12:56] So ini adalah 8 skill [semak: uncertain words, number or amount] [00:12:56–00:12:57] Kalau awak ada benda ni [00:12:57–00:12:58] tak kisahlah perganda kampanye [semak: uncertain words] [00:12:58–00:12:58] awak buat apa-apa. [semak: uncertain words] [00:12:58–00:12:59] Awak boleh buat-buat [semak: uncertain words] [00:12:59–00:13:00] tak 5,000 ringgit sahaja. [semak: uncertain words, number or amount] [00:13:01–00:13:02] So, working capital, [00:13:03–00:13:03] paid up capital, [semak: uncertain words] [00:13:04–00:13:04] capex, [00:13:04–00:13:05] pay up, [semak: uncertain words] [00:13:05–00:13:06] kita panggil juga sebagai [semak: uncertain words] [00:13:06–00:13:07] PUC, [00:13:07–00:13:08] pay up capital [00:13:08–00:13:08] yang adalah [semak: uncertain words] [00:13:08–00:13:09] modal pemulaan syarikat. [00:13:10–00:13:11] Saya letak RM 5,000. [semak: uncertain words, number or amount] [00:13:12–00:13:13] Sepatutnya awak boleh [00:13:13–00:13:14] bermula dengan 5,000 je. [semak: number or amount] [00:13:14–00:13:15] Katakanlah awak tak cukup [00:13:15–00:13:16] dengan paid up capital. [00:13:16–00:13:17] Maka awak perlukan [00:13:17–00:13:18] working capital. [00:13:18–00:13:20] Apa itu working capital? [00:13:21–00:13:23] Working capital adalah [00:13:23–00:13:24] duit untuk awak bertahan. [00:13:25–00:13:25] Kita panggil sebagai [00:13:25–00:13:26] burn rate. [00:13:27–00:13:28] Berapa yang awak bakar setiap bulan? [00:13:28–00:13:30] Oh tuan, saya nak kena alih duit. [00:13:30–00:13:31] At least RM10,000 sebulan. [semak: number or amount] [00:13:31–00:13:32] Nak bayar gaji staf semua. [semak: uncertain words] [00:13:33–00:13:34] Okay, larangkan tiga bulan. [semak: uncertain words] [00:13:34–00:13:38] So, awak perlukan working capital sebanyak 30K. [semak: number or amount] [00:13:38–00:13:40] Awak boleh bertahan selama tiga bulan. [00:13:41–00:13:41] Nampak? [00:13:42–00:13:43] Itulah working capital. [00:13:44–00:13:45] Dia panggil macam runway. [00:13:45–00:13:47] Bayangkan macam kapal terbang yang nak terbang. [00:13:48–00:13:52] Berapa jauh runway awak boleh stretch sebelum awak boleh fly. [00:13:53–00:13:55] Bayangkan yang ni satu bulan, dua bulan, tiga bulan. [00:13:55–00:13:57] So bila kapal terbang tu nak terbang [00:13:59–00:14:00] Take off [semak: uncertain words] [00:14:00–00:14:02] Bila take off [00:14:02–00:14:03] Maksudnya [00:14:03–00:14:04] Dia dah break even [semak: uncertain words] [00:14:04–00:14:05] Dia tak memerlukan [00:14:05–00:14:06] Modal tambahan [00:14:06–00:14:08] Ada pula kapal terbang [00:14:08–00:14:10] Yang dia tak payah lama sangat [00:14:12–00:14:12] Dah [semak: uncertain words] [00:14:12–00:14:14] Ini yang kita nak [00:14:14–00:14:15] Tapi bila awak gagal [00:14:15–00:14:17] Maka awak kena stretch lagi runway awak [00:14:17–00:14:19] Dah bulan keempat [00:14:19–00:14:19] Bulan kelima [00:14:19–00:14:20] Macam itulah ibaratnya [00:14:20–00:14:23] So menarik lah konsep runway ni [semak: uncertain words] [00:14:23–00:14:23] Dalam dunia [00:14:23–00:14:25] Capital mechanism [00:14:25–00:14:25] Dia panggil runway [00:14:26–00:14:28] Next pula adalah capex. [00:14:28–00:14:28] Capex ni apa? [00:14:29–00:14:30] Modal yang awak jangan keluar sekarang. [00:14:31–00:14:34] Sebab ia adalah modal untuk investment long term. [semak: uncertain words] [00:14:35–00:14:38] Biasanya orang renovate office, beli mesin. [00:14:39–00:14:42] Nah, ini adalah capex investment long term. [semak: uncertain words] [00:14:43–00:14:45] Dan investment long term ni apa yang kita buat? [00:14:46–00:14:48] Biasanya bila orang nak skill baru awak masuk capex. [semak: uncertain words] [00:14:49–00:14:51] So, jaranglah company baru, [semak: uncertain words] [00:14:51–00:14:53] Senambahat terus nak ada satu modal [semak: uncertain words] [00:14:53–00:14:55] 30 ribu nak renovate ofis [semak: uncertain words, number or amount] [00:14:55–00:14:56] 100 ribu nak renovate ofis [semak: uncertain words, number or amount] [00:14:56–00:14:57] Nak beli mesin [semak: uncertain words] [00:14:57–00:14:59] Owner-owner restoran [00:14:59–00:15:01] Yang bermodalkan 200 ribu [semak: number or amount] [00:15:01–00:15:02] Sebab tu baik tengok [00:15:02–00:15:03] Banyak owner restoran [00:15:03–00:15:05] Yang akan tersakiti [00:15:05–00:15:08] Aku yang terluka [00:15:08–00:15:10] Siapa suruh tak ada kerja [00:15:10–00:15:11] Buka restoran [00:15:11–00:15:14] Modal 200 ribu [semak: number or amount] [00:15:14–00:15:15] Cat sendiri [00:15:15–00:15:17] Renovate sendiri [00:15:17–00:15:19] Inilah cafe aku [00:15:21–00:15:22] Perjuangan makanan [00:15:23–00:15:24] Tiramisu viral [semak: uncertain words] [00:15:27–00:15:29] Orang-orang yang buat pelanggan restoran ni [00:15:29–00:15:29] Saya perasan [semak: uncertain words] [00:15:29–00:15:31] Dia memang burn cash gila babi [semak: uncertain words] [00:15:31–00:15:34] Babi pun kena hentak gila macam tu lah [semak: uncertain words] [00:15:34–00:15:36] Sebab RM200,000 selama [semak: uncertain words, number or amount] [00:15:36–00:15:36] Saya macam [semak: uncertain words] [00:15:36–00:15:37] Serius lah [semak: uncertain words] [00:15:37–00:15:37] Ya [semak: uncertain words] [00:15:37–00:15:39] Saya renovate tuan [00:15:39–00:15:42] Semua restoran ni RM200,000 habis [semak: uncertain words, number or amount] [00:15:42–00:15:42] Macam [semak: uncertain words] [00:15:42–00:15:45] Aku buka company [semak: uncertain words] [00:15:45–00:15:46] 20,000 pun dah sakit hati [semak: uncertain words, number or amount] [00:15:46–00:15:48] Kau boleh burn RM200,000 [semak: number or amount] [00:15:48–00:15:49] Renovate [00:15:49–00:15:50] Tak run lagi tu [00:15:51–00:15:52] Oh, takpe lah. [00:15:52–00:15:53] Makanan kan ada demand. [00:15:53–00:15:55] Makanan kan kalau darurat pun mau makan. [semak: uncertain words] [00:15:55–00:15:56] Okay, fine. [semak: uncertain words] [00:15:56–00:15:59] Masalahnya itulah punca kenapa ramai orang pain. [semak: uncertain words] [00:15:59–00:16:01] Sebab terlampau cepat buat investment capex. [00:16:02–00:16:03] Investment long term. [00:16:03–00:16:04] Sepantuknya, buat apa? [00:16:04–00:16:05] Naga lah tepi jalan dulu. [semak: uncertain words] [00:16:06–00:16:08] Kau punya tiramisu tu betul kan sedap. [00:16:08–00:16:11] Try lah masuk festival ke masuk... [semak: uncertain words] [00:16:11–00:16:12] Apa lah. [semak: uncertain words] [00:16:12–00:16:13] Kalau fest-fest, food fest eh. [semak: uncertain words] [00:16:14–00:16:15] Food festival ke... [00:16:15–00:16:18] Mana-mana tempat yang awak boleh test dulu. [00:16:18–00:16:19] Tengok ada demand tak ada demand. [00:16:19–00:16:20] Buka kedai. [semak: uncertain words] [00:16:20–00:16:21] Ini tu buat kedai. [00:16:21–00:16:22] Confident sangat kan kamu tu. [semak: uncertain words] [00:16:22–00:16:23] So, capax ni, [semak: uncertain words] [00:16:24–00:16:24] dia saya tak ada lah. [semak: uncertain words] [00:16:25–00:16:26] Working capital pun, [00:16:26–00:16:28] cukuplah dua, tiga bulan pun dah. [semak: uncertain words] [00:16:28–00:16:28] Okey dah. [00:16:28–00:16:29] Yang penting ni, [00:16:29–00:16:30] PUC, [00:16:30–00:16:30] Paylight Capital ni, [semak: uncertain words] [00:16:30–00:16:31] yang wajib keluar. [semak: uncertain words] [00:16:32–00:16:33] Biasanya, [00:16:33–00:16:34] RM3,000, RM4,000, [semak: number or amount] [00:16:34–00:16:35] saya carangkan RM5,000. [semak: number or amount] [00:16:35–00:16:36] RM5,000 ni, [semak: number or amount] [00:16:36–00:16:38] biasa kita boleh stretch sampai dua bulan. [00:16:38–00:16:38] Dan kebiasaan je, [00:16:39–00:16:39] company yang saya buat, [00:16:40–00:16:41] bulan pertama, [00:16:41–00:16:42] ataupun satu bulan setengah, [00:16:42–00:16:43] kita nak break even. [semak: uncertain words] [00:16:43–00:16:43] Sebab, [00:16:44–00:16:46] tiga tujuan bisnes, [00:16:46–00:16:48] pertama adalah balik modal. [semak: uncertain words] [00:16:49–00:16:50] Kedua, [00:16:50–00:16:51] Adalah ada untung [00:16:53–00:16:54] Ketiga adalah [00:16:54–00:16:55] Bergerak sendiri [00:16:55–00:16:58] Ini adalah [00:16:58–00:16:59] Tiga tujuan utama [00:16:59–00:17:00] Bisnes [00:17:00–00:17:01] Tiga fasa [00:17:01–00:17:03] Fasa bisnes [00:17:07–00:17:08] Hey [semak: uncertain words] [00:17:08–00:17:09] Next [00:17:09–00:17:11] Alah lah hebat ni [00:17:12–00:17:13] Tak ada tangka [semak: uncertain words] [00:17:14–00:17:16] Tualik [00:17:17–00:17:18] Next tu [semak: uncertain words] [00:17:20–00:17:21] Next [00:17:21–00:17:23] Okay next pula [semak: uncertain words] [00:17:23–00:17:24] Lepas kita dah settle [00:17:24–00:17:25] Pasal [00:17:27–00:17:28] Working capital [00:17:28–00:17:30] Okay, 3 level income ha. [semak: uncertain words, number or amount] [00:17:30–00:17:31] Ni tengok video sebelum ni lah. [00:17:31–00:17:32] Tadi saya ada explain lah. [00:17:32–00:17:35] Point dia adalah business owner kena ambil level standard. [semak: uncertain words] [00:17:36–00:17:39] Bila awak nak ambil ni, awak ambil level standard lah kan. [semak: uncertain words] [00:17:39–00:17:42] Sebab tu lah awak katalah gaji awak kena RM4K. [semak: number or amount] [00:17:42–00:17:45] RM4K ni adalah awak punya standard lifestyle. [semak: number or amount] [00:17:46–00:17:47] Janganlah ambil. [00:17:47–00:17:49] Setelah mpa survival, takut awak yang koyak. [semak: uncertain words] [00:17:50–00:17:51] Business okay, tapi awak yang koyak. [semak: uncertain words] [00:17:51–00:17:53] Waktu deal kat tu okay. [semak: uncertain words] [00:17:53–00:17:55] Takpelah, gaya je lah gaji saya RM3,000. [semak: number or amount] [00:17:56–00:17:58] Lepas tu dia yang koyak seseorang. [semak: uncertain words] [00:17:58–00:17:58] Abang dah cakap je lah bro [semak: uncertain words] [00:17:58–00:18:00] Kena RM4,000 ni sebenarnya [semak: uncertain words, number or amount] [00:18:00–00:18:01] Aku tak boleh lah RM3,000 [semak: number or amount] [00:18:01–00:18:02] Tapi jangan ambil level luxury [00:18:02–00:18:05] Dan level of income kita ni guys [semak: uncertain words] [00:18:05–00:18:07] Kalau nak tengok dalam gambar ni [semak: uncertain words] [00:18:07–00:18:08] Saya dah tunjuk kat situ [00:18:08–00:18:09] Nampak tak [00:18:10–00:18:12] Shareholder dia ambil dividend sahaja [semak: uncertain words] [00:18:13–00:18:14] Dia tak ada ambil gaji [00:18:14–00:18:17] Director dia ambil salary plus dividend [00:18:17–00:18:17] Itu pun optional [00:18:17–00:18:19] Kalau dia juga owner [00:18:19–00:18:21] Kalau dia shareholder dan dia owner [00:18:21–00:18:22] Dia ambil lah salary dan dividend [semak: uncertain words] [00:18:22–00:18:24] Tapi kalau dia C-level [00:18:24–00:18:26] Macam CEO, CEO, apa-apa semua tu [semak: uncertain words] [00:18:26–00:18:27] Level-level staff [00:18:27–00:18:28] Ke bawah [00:18:28–00:18:29] Director pun staff juga [semak: uncertain words] [00:18:29–00:18:30] Tapi kadang-kadang [00:18:30–00:18:31] Director juga owner [00:18:31–00:18:32] Tapi C-level jarang lah [00:18:32–00:18:34] Dia C-level [00:18:34–00:18:35] Dia owner ada je [00:18:35–00:18:36] Tapi biasanya [00:18:36–00:18:38] Dalam Malaysia ni [00:18:38–00:18:39] Kalau dia dah C-level tu [00:18:39–00:18:39] Mungkin [00:18:39–00:18:41] Kita nak exit lah [00:18:41–00:18:42] Daripada C-level [00:18:42–00:18:43] Mungkin CEO je dia [00:18:43–00:18:44] Mungkin CEO owner [00:18:44–00:18:46] Tapi CEO [00:18:46–00:18:47] CFO tu staff [00:18:47–00:18:48] Dan biasanya ambil salary [00:18:48–00:18:50] Manager ambil salary [00:18:50–00:18:51] Staff ambil salary [00:18:51–00:18:52] So awak kena tahu eh [semak: uncertain words] [00:18:52–00:18:53] Shareholder ambil dividend [00:18:53–00:18:55] Jangan shareholder ambil salary pula [00:18:55–00:18:56] Sebab shareholder ada [semak: uncertain words] [00:18:56–00:18:57] Boleh jadi [00:18:57–00:18:59] Dia adalah sleeping shareholder [00:19:00–00:19:01] Kan kita dah raja [semak: uncertain words] [00:19:01–00:19:02] Sleeping tadi [00:19:02–00:19:03] Tapi tak berlaku tambah [semak: uncertain words] [00:19:03–00:19:04] Sleeping [00:19:04–00:19:05] Working [00:19:06–00:19:07] Dengan ada seorang lagi [00:19:07–00:19:08] Ada dah yang panggil strategic [semak: uncertain words] [00:19:08–00:19:09] Strategic [00:19:11–00:19:12] Partner [00:19:12–00:19:13] So guys [00:19:13–00:19:14] Dia ada tiga sebenarnya [00:19:14–00:19:15] Kita ada sleeping partner [00:19:15–00:19:16] Working partner [00:19:16–00:19:17] Dan juga strategic partner [00:19:17–00:19:18] Apa beza dia? [00:19:18–00:19:20] Sleeping partner yang memang tidur dia [semak: uncertain words] [00:19:20–00:19:21] Dia bagi duit [00:19:21–00:19:22] Tapi dia tak bagi apa-apa [00:19:22–00:19:23] Duit dia dia bagi [semak: uncertain words] [00:19:23–00:19:24] Dia tidur lah sang cerita [semak: uncertain words] [00:19:24–00:19:25] Dia tahu tunggu dividend [semak: uncertain words] [00:19:25–00:19:27] Working partner pula [00:19:27–00:19:27] Dia bagi duit [semak: uncertain words] [00:19:27–00:19:29] Dan dia bagi kedarat [semak: uncertain words] [00:19:29–00:19:30] Henyak sampai lunyai [semak: uncertain words] [00:19:30–00:19:31] Orang-orang ni [00:19:31–00:19:32] Dia bagi tenaga [00:19:32–00:19:33] Datang ofis hari-hari [00:19:33–00:19:34] Kita lah biasanya [semak: uncertain words] [00:19:34–00:19:35] Business owner [00:19:35–00:19:36] Kebanyakannya adalah [00:19:36–00:19:36] Working partner [00:19:36–00:19:38] Working shareholder [00:19:38–00:19:39] Dan last career adalah [semak: uncertain words] [00:19:39–00:19:40] Strategik [00:19:40–00:19:41] Strategik pula [00:19:41–00:19:43] Dia bagi duit [00:19:43–00:19:43] Plus dengan [00:19:43–00:19:45] Dia bagi resources [00:19:45–00:19:46] Okay, apa maksud resources? [semak: uncertain words] [00:19:47–00:19:48] Resources ni maksudnya [00:19:48–00:19:50] Dia bagi dia punya [semak: uncertain words] [00:19:50–00:19:51] Mungkin networking [00:19:51–00:19:53] Dia bagi [00:19:53–00:19:54] Dia beli kabel [00:19:54–00:19:55] Mungkin dia bagi [00:19:55–00:19:56] Ofis license [00:19:56–00:19:56] Apa-apa benda [00:19:56–00:19:57] Dia tak bagi duit [00:19:57–00:19:59] Dia tak bagi tenaga dia [semak: uncertain words] [00:19:59–00:20:00] Dia tak ada tofis hari-hari [semak: uncertain words] [00:20:00–00:20:03] Dia bagi something yang lagi mahal daripada tu [00:20:03–00:20:05] Dia bagi project ke apa ke [semak: uncertain words] [00:20:05–00:20:06] So dia own [00:20:06–00:20:07] So that's why [00:20:07–00:20:08] Strategi investor ni [semak: uncertain words] [00:20:08–00:20:09] Biasanya kita boleh bagi [00:20:09–00:20:10] Tapi jangan lebih banyak sangat [00:20:10–00:20:12] Maximum 40% [semak: number or amount] [00:20:12–00:20:14] Dia nak bawah daripada 40% [semak: number or amount] [00:20:14–00:20:16] Sleeping partner jangan bagi lebih daripada 20% [semak: uncertain words, number or amount] [00:20:16–00:20:17] Ni saya share awak hukum alam [semak: uncertain words] [00:20:17–00:20:19] Sebelum awak terdesakiti [semak: uncertain words] [00:20:19–00:20:21] Dan awak sebagai working partner [00:20:21–00:20:21] Sebagainya [00:20:21–00:20:24] Awak nak dapat 60% ke 80% [semak: uncertain words, number or amount] [00:20:24–00:20:25] Macam tu [00:20:25–00:20:26] Sebab [00:20:26–00:20:27] Sleeping partner [semak: uncertain words] [00:20:27–00:20:27] Kenapa [semak: uncertain words] [00:20:27–00:20:29] Dengan own lebih daripada [semak: uncertain words] [00:20:29–00:20:30] 20% [semak: number or amount] [00:20:30–00:20:31] Sebab sleeping partner ni guys [00:20:31–00:20:32] Dia tak buat kerja [00:20:32–00:20:33] Dia hanya tahu-tahu [00:20:33–00:20:34] Tunggu dividend [semak: uncertain words] [00:20:34–00:20:34] Dan [00:20:34–00:20:36] Orang-orang macam ni [00:20:36–00:20:37] Bila awak berpartner lama sangat [00:20:37–00:20:38] Katalah awak 50-50 [semak: number or amount] [00:20:38–00:20:39] Dengan sleeping partner [00:20:39–00:20:40] Awak akan rasa stres [00:20:40–00:20:40] Macam [semak: uncertain words] [00:20:40–00:20:42] Kenapa dia ambil untung banyak [00:20:42–00:20:43] So awak akan [00:20:43–00:20:44] Self-sabotage company [00:20:44–00:20:46] Awak akan ambil gaji tinggi [00:20:46–00:20:47] Awak set [00:20:47–00:20:48] Dividend sikit [00:20:48–00:20:49] Untung sikit [00:20:49–00:20:50] Sebab sleeping partner awak [semak: uncertain words] [00:20:50–00:20:51] Own 50% [semak: number or amount] [00:20:51–00:20:52] Awak kesekati [semak: uncertain words] [00:20:52–00:20:53] Bila dia dapat [00:20:53–00:20:53] Share [semak: uncertain words] [00:20:54–00:20:54] Duit banyak [00:20:55–00:20:57] Manakala strategi partner pun [00:20:57–00:20:58] Janganlah sampai lebih majority [semak: uncertain words] [00:20:58–00:21:00] Nanti awak hilang control pula [00:21:00–00:21:03] Awak nak own majority at least 60% contoh ni [semak: uncertain words, number or amount] [00:21:03–00:21:04] So, strategi partner [00:21:04–00:21:06] Dia lebih berkualiti daripada sleeping [semak: uncertain words] [00:21:06–00:21:08] Tapi bagi kurang daripada 40% [semak: number or amount] [00:21:08–00:21:09] So, guys [00:21:09–00:21:11] Itu adalah struktur cash flow [00:21:11–00:21:12] Untuk syarikat sering bahan [semak: uncertain words] [00:21:12–00:21:15] Mudah-mudahan awak dah start faham semua ni [00:21:15–00:21:16] Dan kita akan jumpa [00:21:16–00:21:19] Dalam chapter yang seterusnya [00:21:19–00:21:19] Zaz [semak: uncertain words]