Syarikat Sdn Bhd
Source: https://coachadib.com/module/6ac03b9f037ed06a73d64d2a
Automatic full-length draft. Uncertain wording and figures require review.

[00:00:00.430 – 00:00:03.790] Struktur Cashflow untuk Syarikat Sdn Bhd.

[00:00:03.930 – 00:00:08.730] Haa guys, jom kita masuk pada topik yang seterusnya untuk Syarikat Sdn Bhd.

[00:00:08.830 – 00:00:19.300] Kalau tadi saya dah share tentang Enterprise, kali ni jom kita go through pula untuk struktur SDN Bhd.

[00:00:19.600 – 00:00:23.760] Kalau awak tak tengok video sebelum ni, tolong tengok sebab saya tak ulang poin yang tadi.

[00:00:23.960 – 00:00:26.520] Saya nak sambung je terus. Oh, laju sikit video kita.

[00:00:27.040 – 00:00:29.760] So, awak tolong tengok video Enterprise walaupun awak Sdn Bhd.

[00:00:29.760 – 00:00:36.780] Dan dalam teknik serambahat, bezanya adalah kita akan gunakan 5 jenis bank account.

[00:00:37.020 – 00:00:37.520] 5.

[00:00:38.180 – 00:00:40.600] Kalau awak ada kertas, boleh lukis macam ni.

[00:00:41.340 – 00:00:44.640] 5 ni di atas sampai lah ke bawah.

[00:00:44.840 – 00:00:49.060] Dan bank account yang pertama dipanggil sebagai operating account.

[00:00:51.230 – 00:00:53.350] Double P. Operating.

[00:00:53.490 – 00:00:54.050] Satu tu.

[00:00:54.410 – 00:00:57.230] Saya tulis OPE. Operating account.

[00:00:57.490 – 00:01:00.250] Yang ni pula adalah emergency account.

[00:01:00.250 – 00:01:01.590] Emergency account

[00:01:01.590 – 00:01:02.630] Yang ni pun

[00:01:02.630 – 00:01:03.310] Eh setelah balik

[00:01:03.310 – 00:01:04.390] Yang ni tax account

[00:01:04.390 – 00:01:04.730] Okay

[00:01:04.730 – 00:01:05.590] Account yang kedua adalah

[00:01:05.590 – 00:01:06.690] Account tax

[00:01:06.690 – 00:01:10.110] Sini operating account

[00:01:10.110 – 00:01:11.870] Sini adalah emergency

[00:01:12.990 – 00:01:13.670] Account

[00:01:14.390 – 00:01:15.730] Yang ni adalah

[00:01:15.730 – 00:01:17.550] Panggil sebagai

[00:01:17.550 – 00:01:18.770] FIA

[00:01:19.770 – 00:01:21.730] Future investment account

[00:01:21.730 – 00:01:23.470] Dan yang ni pula adalah

[00:01:23.470 – 00:01:24.430] Dividend

[00:01:26.330 – 00:01:27.690] Dividend account

[00:01:27.690 – 00:01:28.970] Saya tunjuk ekranim je

[00:01:28.970 – 00:01:29.710] Awak boleh tengok

[00:01:29.710 – 00:01:31.230] Gambar yang saya tunjuk ke bawah ni

[00:01:32.090 – 00:01:33.390] Dia tahu kenarangan dia

[00:01:33.390 – 00:01:36.170] So kita ada 5 jenis bank account

[00:01:36.170 – 00:01:38.270] Dan setiap satu bank account ni ada peraturan dia

[00:01:38.810 – 00:01:40.390] Peraturan setiap satu bank account ni

[00:01:40.390 – 00:01:41.050] Nombor satu adalah

[00:01:41.590 – 00:01:43.070] Untuk bank account yang ni

[00:01:43.070 – 00:01:44.270] Kita akan maintain

[00:01:44.270 – 00:01:46.450] OPEX 1 bulan sahaja

[00:01:47.710 – 00:01:49.170] Apakah OPEX 1 bulan

[00:01:49.170 – 00:01:50.890] OPEX 1 bulan ni

[00:01:50.890 – 00:01:52.270] Ikut serambahat awak lah

[00:01:52.270 – 00:01:53.430] Dalam video sebelum ni

[00:01:53.430 – 00:01:53.930] Saya dah explain

[00:01:53.930 – 00:01:54.790] Tolong tengok balik

[00:01:54.790 – 00:01:56.290] Saya rasa saya tak nak ulang detail sangat

[00:01:56.290 – 00:01:56.930] Saya nak laju

[00:01:56.930 – 00:01:58.550] Cover topik yang saya tak cover lagi

[00:01:58.550 – 00:02:00.030] Katakanlah OPEX awak

[00:02:00.030 – 00:02:01.070] Serambahat 50k

[00:02:01.570 – 00:02:04.390] So, maksudnya dekat tax awak ni, berapa pula?

[00:02:04.750 – 00:02:10.730] So, lepas awak dah clear, operating account hanya ada one month sahaja.

[00:02:11.170 – 00:02:12.650] Satu bulan, dia tak nak lebih sangat.

[00:02:13.190 – 00:02:16.570] So, maksudnya bila duit keluar masuk, masuk, masuk, masuk.

[00:02:16.870 – 00:02:18.790] Duit keluar, keluar, keluar, keluar.

[00:02:19.230 – 00:02:21.130] Berapa rupanya awak perlukan 50K?

[00:02:21.350 – 00:02:22.510] So, setiap beli 50K.

[00:02:22.610 – 00:02:23.770] Barulah duit awak tak terkacau.

[00:02:23.970 – 00:02:25.130] Itu nombor satu peraturan dia.

[00:02:25.810 – 00:02:30.530] Nombor dua, peraturan untuk tax pula adalah awak akan potong.

[00:02:31.070 – 00:02:32.450] Awak akan didak

[00:02:33.630 – 00:02:34.370] Didak eh

[00:02:34.370 – 00:02:34.810] Potong

[00:02:35.790 – 00:02:36.430] Sebanyak

[00:02:37.350 – 00:02:37.990] Negatif

[00:02:37.990 – 00:02:39.590] 10%

[00:02:39.590 – 00:02:41.850] Ataupun tolak 15%

[00:02:41.850 – 00:02:43.350] Ini cadangan saya

[00:02:43.350 – 00:02:44.950] Kalau awak nak selamat

[00:02:44.950 – 00:02:46.510] Awak boleh ambil 15%

[00:02:46.510 – 00:02:48.450] Sebab jarang kita bayar tax sampai 20%

[00:02:48.450 – 00:02:50.150] Biasanya lepas dapat penolakan

[00:02:50.150 – 00:02:51.310] Cukai dan sebagainya

[00:02:51.310 – 00:02:52.990] Around 15%

[00:02:52.990 – 00:02:54.410] Tapi 10% pun ok sebenarnya

[00:02:54.410 – 00:02:54.910] Realistik

[00:02:54.910 – 00:02:55.450] Tapi kalau awak

[00:02:55.450 – 00:02:56.450] Oh saya tak percayalah

[00:02:56.450 – 00:02:57.190] Mana ada

[00:02:57.190 – 00:02:59.110] Kan korporat punya tax kan 24%

[00:02:59.110 – 00:02:59.870] Ok fine tak apa

[00:02:59.870 – 00:03:01.410] awak boleh letak 20%

[00:03:01.410 – 00:03:03.850] cuma jaranglah kita letak 20%

[00:03:03.850 – 00:03:07.270] biasanya kita buat sampai 15% pun cukup lah

[00:03:07.270 – 00:03:08.110] tapi tu pun nombor awak

[00:03:08.110 – 00:03:09.490] masing-masing punya cerita rasa

[00:03:09.490 – 00:03:10.770] dan next pula

[00:03:10.770 – 00:03:11.530] emergency account

[00:03:11.530 – 00:03:12.310] sama juga guys

[00:03:12.310 – 00:03:14.230] kita takkan buat company terlampau

[00:03:14.230 – 00:03:15.810] banyak sangat duit

[00:03:15.810 – 00:03:16.990] duit akan jadi sejuk

[00:03:16.990 – 00:03:18.030] duit akan jadi beku

[00:03:18.030 – 00:03:19.990] kita akan stand by 3 ke 6 bulan

[00:03:19.990 – 00:03:21.050] OPEC sahaja

[00:03:21.050 – 00:03:23.330] maksudnya kalau kita ambil 50k ni

[00:03:23.330 – 00:03:24.750] kita hanya perlu stand by

[00:03:24.750 – 00:03:25.910] katalah 3 bulan

[00:03:25.910 – 00:03:28.110] equal 150k

[00:03:28.110 – 00:03:30.310] Kalau kita nak spend 6 bulan

[00:03:30.310 – 00:03:31.050] Kita kena ada

[00:03:31.930 – 00:03:32.610] 300

[00:03:33.550 – 00:03:36.730] Itu adalah 3 ke 6 bulan

[00:03:36.730 – 00:03:37.590] OPEX

[00:03:37.590 – 00:03:38.610] Operational Expenses

[00:03:38.610 – 00:03:39.590] Next pula

[00:03:39.590 – 00:03:42.470] Kita nak buat FIA

[00:03:42.470 – 00:03:43.830] Future Investment Account

[00:03:43.830 – 00:03:45.230] FIA ni pula

[00:03:45.230 – 00:03:46.550] Kita akan simpan sikit-sikit

[00:03:46.550 – 00:03:47.970] Sebab tu bayangkan

[00:03:47.970 – 00:03:49.450] Bila duit tu mengalir

[00:03:49.450 – 00:03:52.850] Dia akan tolak 10% dekat sini

[00:03:52.850 – 00:03:55.890] Sini biasa kita tolak dalam sekitar

[00:03:56.670 – 00:03:57.910] Katalah saya ambil

[00:03:57.910 – 00:03:59.030] Saving yang

[00:03:59.030 – 00:03:59.970] Okay-okay lah

[00:03:59.970 – 00:04:00.790] Tak sikit tak banyak

[00:04:00.790 – 00:04:01.930] 30%

[00:04:01.930 – 00:04:03.290] Kat sini kita tolak lagi

[00:04:03.290 – 00:04:03.650] Another

[00:04:03.650 – 00:04:04.730] 10%

[00:04:04.730 – 00:04:06.190] Sini pergi

[00:04:06.190 – 00:04:07.110] The remaining

[00:04:07.110 – 00:04:08.650] 50%

[00:04:08.650 – 00:04:09.790] Lapat tak 100%

[00:04:09.790 – 00:04:10.250] Lapat lah

[00:04:10.250 – 00:04:11.350] So

[00:04:11.350 – 00:04:12.590] 10, 30

[00:04:12.590 – 00:04:13.590] 10, 50

[00:04:13.590 – 00:04:14.470] Maksudnya

[00:04:14.470 – 00:04:15.590] FIA ni orang-orang tahu

[00:04:15.590 – 00:04:16.630] Kita tak nak simpan

[00:04:16.630 – 00:04:17.270] Banyak sangat

[00:04:17.270 – 00:04:19.170] Dia bergantung pada company

[00:04:19.170 – 00:04:20.290] Katalah company awak

[00:04:20.290 – 00:04:21.350] Ini company yang memang

[00:04:21.350 – 00:04:22.130] Saya nak beli

[00:04:22.130 – 00:04:23.090] Satu top

[00:04:23.090 – 00:04:24.490] Baju Melayu

[00:04:24.490 – 00:04:24.890] Raya

[00:04:24.890 – 00:04:25.790] Untuk saya invest

[00:04:25.790 – 00:04:26.270] Lain

[00:04:26.270 – 00:04:27.230] Awak mungkin kena simpan

[00:04:27.230 – 00:04:27.690] Banyak sikit

[00:04:27.690 – 00:04:28.350] Mungkin kat sini

[00:04:28.350 – 00:04:30.170] Ya awak stand by 50%

[00:04:31.090 – 00:04:32.410] So dia ikut masing-masing

[00:04:32.410 – 00:04:33.750] Dan peraturan saya

[00:04:33.750 – 00:04:34.770] Saya tak suka letak

[00:04:34.770 – 00:04:35.690] Future investment account

[00:04:35.690 – 00:04:36.290] Duit banyak sangat

[00:04:36.830 – 00:04:37.350] Kebiasaannya

[00:04:37.350 – 00:04:38.850] Duit ni akan dihabiskan

[00:04:38.850 – 00:04:39.590] Kalau banyak sangat

[00:04:39.590 – 00:04:40.630] Sebab ni kan duit tu belanja

[00:04:40.630 – 00:04:41.870] Future investment account

[00:04:41.870 – 00:04:44.050] So letak dalam 10% to 30%

[00:04:44.050 – 00:04:44.970] Tapi bergantung pada

[00:04:44.970 – 00:04:45.910] Nature of business awak

[00:04:45.910 – 00:04:47.270] Dan seterusnya pula

[00:04:47.270 – 00:04:48.330] Untuk dividend account

[00:04:48.330 – 00:04:50.590] Kita takkan release semua

[00:04:50.590 – 00:04:51.610] Katakanlah

[00:04:51.610 – 00:04:53.430] Kan awak ada 3 quarter

[00:04:53.430 – 00:04:54.470] Dalam video sebelum ni

[00:04:54.470 – 00:04:54.950] Saya dah explain

[00:04:54.950 – 00:04:55.630] Tentang

[00:04:56.230 – 00:04:57.550] Jenis-jenis dividend

[00:04:57.550 – 00:04:58.390] Boleh tengok.

[00:04:58.610 – 00:05:04.170] Kuarta 1, kuarta 2, kuarta 3, kuarta 4.

[00:05:04.690 – 00:05:06.230] Awak nak reduce dividend.

[00:05:06.870 – 00:05:09.530] Katakanlah sekarang kita cakap tentang dividend kuarta 1.

[00:05:09.690 – 00:05:11.330] Duit dah terkumpul dekat dalam ni.

[00:05:11.830 – 00:05:12.930] Dah terkumpul.

[00:05:13.170 – 00:05:16.390] Ya Allah, banyaknya duit aku adalah RM300,000.

[00:05:16.910 – 00:05:19.970] Adakah awak nak habiskan RM300,000 dekat sini?

[00:05:20.290 – 00:05:22.010] Eh, kuarta 1 kan?

[00:05:22.450 – 00:05:24.250] Awak nak bayar terus dividend dekat sini.

[00:05:25.030 – 00:05:26.750] Terus RM300,000.

[00:05:26.750 – 00:05:27.910] Jawapan dia tidak.

[00:05:28.970 – 00:05:31.650] Awak akan ambil 300,000.

[00:05:32.750 – 00:05:37.450] 20% awak akan simpan carry forward kepada quarter rule.

[00:05:38.030 – 00:05:40.010] 20% adalah RM60K.

[00:05:40.630 – 00:05:46.930] 60K ni kita akan carry to quarter 2.

[00:05:47.270 – 00:05:48.490] Kita akan carry forward.

[00:05:49.590 – 00:05:53.470] Manakala lagi 80% yang ni awak disburs.

[00:05:53.610 – 00:05:56.230] Awak bagi kepada investor, shareholder.

[00:05:56.750 – 00:05:57.430] Pemegang saham.

[00:05:57.590 – 00:06:00.490] Iaitu 340k.

[00:06:02.590 – 00:06:03.450] 340k ni.

[00:06:03.730 – 00:06:05.230] Oh, pecah lah kepada share order.

[00:06:05.570 – 00:06:07.090] Katalah dia own 10 cent.

[00:06:07.570 – 00:06:09.070] Yang ni own 50%.

[00:06:09.070 – 00:06:11.570] Yang ni own 20% 30%.

[00:06:11.570 – 00:06:12.930] Yang ni own 10 cent.

[00:06:13.170 – 00:06:15.930] So, dia dapat 34k.

[00:06:16.550 – 00:06:17.850] Yang ni dia dapat, apa?

[00:06:18.450 – 00:06:19.050] 120k.

[00:06:19.670 – 00:06:25.170] Yang ni dia dapat 3391020.

[00:06:29.190 – 00:06:30.270] Yang ni dia dapat

[00:06:35.060 – 00:06:35.580] 34k

[00:06:36.780 – 00:06:37.300] Ha

[00:06:37.300 – 00:06:38.040] Berapa ni?

[00:06:38.300 – 00:06:38.880] 30%

[00:06:40.320 – 00:06:41.180] Capa?

[00:06:42.060 – 00:06:43.340] So, contohnya macam ni lah

[00:06:43.340 – 00:06:44.140] Semua nak dapat

[00:06:44.140 – 00:06:45.060] 1002 dia

[00:06:45.060 – 00:06:45.780] 1002 lah

[00:06:45.780 – 00:06:46.100] 100 lah

[00:06:46.100 – 00:06:46.880] 102k dia

[00:06:46.880 – 00:06:47.980] Ini 120 lah

[00:06:48.580 – 00:06:48.840] Ha

[00:06:48.840 – 00:06:50.340] So, dibahagikan lah

[00:06:50.340 – 00:06:52.020] So, selamatlah duit ni

[00:06:52.020 – 00:06:52.380] Sebab tu

[00:06:52.380 – 00:06:54.080] Kita still ada lagi duit berbaki

[00:06:54.080 – 00:06:55.380] Kan tadi saya kata a tax

[00:06:55.380 – 00:06:56.840] Kenapa awak tak risau

[00:06:56.840 – 00:06:57.540] Saya akan berkesan tax

[00:06:57.540 – 00:06:58.700] Sebab yang ni juga

[00:06:58.700 – 00:06:59.320] Ada duit

[00:06:59.320 – 00:07:00.560] Standby untuk tax

[00:07:00.560 – 00:07:01.280] Jika perlu

[00:07:01.280 – 00:07:02.240] Sebab dia akan

[00:07:02.240 – 00:07:04.040] di carry carry carry carry carry carry carry

[00:07:04.040 – 00:07:06.060] sebenarnya bukan carry kuarta 2 tau

[00:07:06.060 – 00:07:07.600] dia sampai kuarta ke 4 dah di carry dia

[00:07:07.600 – 00:07:09.040] kita tak pakai pun duit tu

[00:07:09.040 – 00:07:11.880] sebab tu bila kita disburskan keuntungan

[00:07:11.880 – 00:07:12.660] kita akan carry

[00:07:12.660 – 00:07:13.860] dan last kali

[00:07:13.860 – 00:07:16.660] the remaining tu kan dia akan terkumpul banyak kat sini

[00:07:16.660 – 00:07:17.620] katalah kat sini

[00:07:17.620 – 00:07:19.360] kita dah carry 60k

[00:07:19.880 – 00:07:21.900] last dengan kuarta 2 punya duit

[00:07:21.900 – 00:07:22.780] yang dah carry ke depan

[00:07:22.780 – 00:07:23.720] ada lagi 30k

[00:07:23.720 – 00:07:25.340] campur dengan kuarta ni pula

[00:07:25.340 – 00:07:26.040] ada 100k

[00:07:26.040 – 00:07:28.100] campur dengan kuarta 4 yang kita carry juga

[00:07:28.100 – 00:07:29.780] ada lagi 60k

[00:07:29.780 – 00:07:30.660] so berapa kat sini?

[00:07:32.440 – 00:07:38.440] 60, 60, 120, 220, 250.

[00:07:39.040 – 00:07:41.260] So, awak ada 250k.

[00:07:41.780 – 00:07:43.500] Duit yang terkumpul kat sini.

[00:07:43.720 – 00:07:45.180] Untuk awak stand by bayar tax.

[00:07:45.340 – 00:07:46.300] Itu pun bagus juga.

[00:07:46.420 – 00:07:49.020] That's why, kita memang akan buat peraturan.

[00:07:49.100 – 00:07:52.480] Dividend account ni, kita takkan release semua, tekan hold.

[00:07:52.860 – 00:07:55.780] Dan, untuk capital, company serembahar.

[00:07:56.080 – 00:07:59.200] Berapa banyak modal yang awak kena stand by dalam company serembahar?

[00:07:59.460 – 00:08:01.040] Jom kita borak capital pula.

[00:08:01.040 – 00:08:02.580] Capital ni guys

[00:08:02.580 – 00:08:03.320] Dia ada 3

[00:08:03.320 – 00:08:06.760] Dan saya ada buat video sebelum ni

[00:08:06.760 – 00:08:07.200] Sampai tahu

[00:08:07.200 – 00:08:09.380] Modal company sepatutnya

[00:08:09.380 – 00:08:10.500] Kurang RM500

[00:08:12.300 – 00:08:13.480] Macam tak percaya

[00:08:13.480 – 00:08:14.000] Ya betul

[00:08:14.000 – 00:08:16.100] Dan kalaulah awak buat sering bahan

[00:08:16.100 – 00:08:17.780] Modal company sepatutnya

[00:08:17.780 – 00:08:19.220] Tak lebih RM5000

[00:08:21.200 – 00:08:21.880] Sepatutnya

[00:08:21.880 – 00:08:22.880] Awak punya modal

[00:08:22.880 – 00:08:23.980] Less

[00:08:24.800 – 00:08:25.480] Than

[00:08:27.780 – 00:08:28.620] RM5K je

[00:08:28.620 – 00:08:29.600] Untuk setup sering bahan

[00:08:29.600 – 00:08:31.020] Ini cabaran saya pada awak

[00:08:31.020 – 00:08:32.280] Ya saya tahu

[00:08:32.280 – 00:08:33.400] Awak doktor, engineer

[00:08:33.400 – 00:08:35.560] Awak ada duit sampai 10, 20, 30 ribu

[00:08:35.560 – 00:08:36.280] Saya pun ada duit

[00:08:36.280 – 00:08:37.640] Berjuta dah dihabiskan

[00:08:37.640 – 00:08:39.360] Bila kita banyak duit

[00:08:39.360 – 00:08:40.980] Kita cenderung untuk habiskan duit

[00:08:40.980 – 00:08:42.780] Saya nak letak awak dalam mentaliti

[00:08:42.780 – 00:08:44.540] Always act broke

[00:08:44.540 – 00:08:45.680] Itu mindset dia

[00:08:45.680 – 00:08:47.300] Saya sekarang ni guys

[00:08:47.300 – 00:08:48.100] Bila saya dah belajar

[00:08:48.100 – 00:08:49.640] Ketika 8 banyak company feel ni

[00:08:49.640 – 00:08:50.480] Saya letak mindset

[00:08:50.480 – 00:08:52.860] Aku always act broke

[00:08:53.720 – 00:08:54.420] Balik lah

[00:08:55.000 – 00:08:55.560] Always

[00:08:56.380 – 00:08:57.500] Selalu act

[00:08:57.500 – 00:08:58.980] Macam kau yang tak ada duit

[00:08:58.980 – 00:09:03.220] Bro, time ni elok pula otak kita jadi geliga, kreatif.

[00:09:03.320 – 00:09:06.480] Kita akan fikir, macam mana aku nak bermodalkan RM5,000 je?

[00:09:06.720 – 00:09:08.520] Aku nak capai objektif company.

[00:09:08.760 – 00:09:09.960] Ada tiga fasa dalam company.

[00:09:10.500 – 00:09:13.060] Fasa pertama dipanggil sebagai balik modal.

[00:09:13.900 – 00:09:16.120] Dengan hanya RM5,000, RM5,000 ni pergi mana?

[00:09:16.400 – 00:09:19.200] RM5,000 ni dah sasah daftar Serembahat pun dah RM2,500.

[00:09:23.220 – 00:09:25.820] Letak parking dalam ikon bank lah, apa-apa semua.

[00:09:25.940 – 00:09:26.740] Branding sikit-sikit.

[00:09:26.860 – 00:09:27.480] Eh mah RM5,000.

[00:09:27.740 – 00:09:29.040] Campurlah brand sikit.

[00:09:29.040 – 00:09:30.820] Buat logo berbudu sendiri

[00:09:30.820 – 00:09:31.500] Print baju

[00:09:31.500 – 00:09:32.420] Print banting kat sini

[00:09:32.420 – 00:09:33.140] Mungkin ada 500

[00:09:33.760 – 00:09:35.240] Tu tak payah masuk ofis pun

[00:09:35.240 – 00:09:35.880] Simple-simple je

[00:09:35.880 – 00:09:36.900] Okay adalah software

[00:09:36.900 – 00:09:37.320] Secik

[00:09:37.320 – 00:09:37.900] Awak buat

[00:09:38.800 – 00:09:40.320] Software tak apa-apa kan

[00:09:40.320 – 00:09:41.500] Ni pun lagi 500

[00:09:42.220 – 00:09:43.700] Lepas tu adalah duit ads

[00:09:43.700 – 00:09:44.820] Oh tekan ads sikit

[00:09:44.820 – 00:09:45.940] Ya duit tekan ads sikit

[00:09:45.940 – 00:09:46.520] Dalam seribu

[00:09:47.600 – 00:09:48.620] Lepas tu ades

[00:09:48.620 – 00:09:49.400] Benda-benda kecil

[00:09:49.400 – 00:09:50.160] Mislinis tu

[00:09:50.160 – 00:09:50.960] Seribu

[00:09:50.960 – 00:09:51.440] Lah

[00:09:52.080 – 00:09:53.300] Awak sendiri buat closing

[00:09:53.300 – 00:09:54.000] Tak payah ada staff

[00:09:54.000 – 00:09:54.500] Sorang-sorang

[00:09:54.500 – 00:09:55.000] Low ranger

[00:09:55.000 – 00:09:55.960] Selama dia terlanggar

[00:09:56.500 – 00:09:57.020] 500

[00:09:57.020 – 00:09:58.100] Sejak macam tak kena pula eh

[00:09:58.800 – 00:09:59.380] Tiga ribu.

[00:09:59.820 – 00:10:00.620] Waktu lebih lima hatus.

[00:10:00.780 – 00:10:01.960] Ada sehima hatus lah contohnya.

[00:10:03.280 – 00:10:04.780] So, lima ribu ringgit je.

[00:10:05.060 – 00:10:05.580] Permodalkan.

[00:10:05.940 – 00:10:07.860] Inilah duit untuk awak ketahan tiga puluh hari.

[00:10:08.460 – 00:10:09.580] Ataupun awak puasa.

[00:10:09.760 – 00:10:11.480] Duit ni awak boleh stress sampai enam puluh hari.

[00:10:12.220 – 00:10:13.040] Awak ni baru padu.

[00:10:13.440 – 00:10:15.460] Sebab tu, company sekembahat.

[00:10:15.740 – 00:10:18.800] Awak kena letak mindset macam duit awak ni level enterprise je.

[00:10:19.440 – 00:10:22.440] Enterprise macam tadi saya cadangkan awak jangan lebih lima ratus.

[00:10:22.740 – 00:10:23.380] Sebab ni mindset.

[00:10:23.940 – 00:10:27.340] Walaupun awak ada duit lima ribu, ada duit pension, ada duit SP lah.

[00:10:27.340 – 00:10:28.420] Saya nak buat bisnes tuan

[00:10:28.420 – 00:10:30.740] Saya ada modal RM100,000

[00:10:30.740 – 00:10:32.060] Bisnes apa yang patut saya buat?

[00:10:32.540 – 00:10:34.080] Jawapan soalan tu salah dah

[00:10:34.080 – 00:10:36.120] Mana ada orang berjaya sebab modal?

[00:10:36.340 – 00:10:38.980] Orang berjaya sebab skill dan experience

[00:10:39.780 – 00:10:41.240] Awak jangan kumpul modal

[00:10:41.240 – 00:10:42.520] Salah tu mindset tu

[00:10:42.520 – 00:10:43.500] Orang ingat dengan modal berjaya

[00:10:43.500 – 00:10:44.500] Contoh tu semua dah berjaya dah

[00:10:44.500 – 00:10:46.440] Campak lah RM20,000, RM100,000

[00:10:46.440 – 00:10:47.280] Senang lah situ hidup

[00:10:47.920 – 00:10:49.900] Yang berjaya bukan sebab modal

[00:10:50.640 – 00:10:53.060] Modal ni adalah hanya pemula cara je

[00:10:54.120 – 00:10:57.040] Yang buat awak berjaya adalah skill

[00:10:58.580 – 00:11:00.060] Experience awak, pengalaman

[00:11:01.760 – 00:11:03.480] Tapi saya nak tekan kepada skill

[00:11:03.480 – 00:11:05.160] Sebab awak tak ada experience lagi, tak apa lah

[00:11:05.160 – 00:11:08.100] Yang penting, jangan langgar dalam keadaan buta

[00:11:08.100 – 00:11:09.440] Langgar dalam keadaan celik

[00:11:09.440 – 00:11:11.960] Awak nampak tiang, tapi at least awak bila langgar tu

[00:11:11.960 – 00:11:13.780] Langgar dalam keadaan yang selamat

[00:11:13.780 – 00:11:16.940] Maksudnya, jatuh tu bukan tersembam sampai bankrupt, berhutang

[00:11:16.940 – 00:11:18.940] Ni jatuh cukup sekadar tu duduk

[00:11:18.940 – 00:11:21.280] Daripada duit awak RM50,000, hilang RM5,000

[00:11:21.280 – 00:11:22.200] Setelah satu bisnes

[00:11:22.200 – 00:11:24.580] Okey lah, fine, setiap ada RM45,000 lagi capital

[00:11:24.580 – 00:11:27.380] untuk awak try pada hari yang berbeza.

[00:11:27.860 – 00:11:28.860] Withdraw, berundur.

[00:11:29.280 – 00:11:31.080] Bila berperang, gagal, berundur

[00:11:31.080 – 00:11:33.140] untuk kita fight pada hari yang berbeza.

[00:11:34.400 – 00:11:36.020] So, jangan fikir pasang mudah ni.

[00:11:36.260 – 00:11:37.580] Fikir pasal skill apa yang awak tak boleh.

[00:11:38.140 – 00:11:38.900] Skill ni yang penting.

[00:11:39.060 – 00:11:40.980] Kalau saya nak look at sini, skill dia 8 ya,

[00:11:41.080 – 00:11:42.440] semua sekali yang awak kena belajar.

[00:11:43.000 – 00:11:43.940] Skill ada 8.

[00:11:44.640 – 00:11:46.900] Skill pertama adalah skill closing

[00:11:48.040 – 00:11:49.120] untuk meyakinkan orang.

[00:11:49.320 – 00:11:50.560] Skill kedua adalah skill content.

[00:11:51.120 – 00:11:52.220] Untuk buat content.

[00:11:52.380 – 00:11:54.120] Daripada closing, awak boleh jadi content yang menjual.

[00:11:54.120 – 00:11:55.800] Baru awak boleh buat sale

[00:11:56.380 – 00:11:57.640] Yang ni one to one

[00:11:59.080 – 00:12:01.540] Yang ni one to many

[00:12:01.540 – 00:12:02.700] Sebab dia boleh tahu

[00:12:02.700 – 00:12:03.280] Average main orang

[00:12:03.280 – 00:12:04.320] Awak boleh belajar

[00:12:04.320 – 00:12:05.180] Seni ads pula

[00:12:05.180 – 00:12:06.260] Ni nombor satu

[00:12:06.260 – 00:12:06.920] Closing

[00:12:06.920 – 00:12:07.800] Nombor dua

[00:12:07.800 – 00:12:08.160] Content

[00:12:08.160 – 00:12:09.140] Nombor tiga ads

[00:12:09.140 – 00:12:10.240] Buat iklan

[00:12:10.240 – 00:12:10.860] Dah belajar belum

[00:12:10.860 – 00:12:11.700] Nombor empat pula

[00:12:11.700 – 00:12:12.440] Pemilihan produk

[00:12:12.440 – 00:12:13.080] Atau servis

[00:12:16.940 – 00:12:17.500] Nombor

[00:12:18.360 – 00:12:19.420] Lima adalah

[00:12:19.420 – 00:12:20.620] Ilmu hiring

[00:12:20.620 – 00:12:22.120] Tapi hiring ni

[00:12:22.120 – 00:12:22.500] Nak belajar

[00:12:22.500 – 00:12:23.340] Kena ada company lah

[00:12:23.340 – 00:12:24.040] Kena ada staff lah

[00:12:24.040 – 00:12:25.480] Nombor enam adalah

[00:12:25.480 – 00:12:26.220] Ilmu training

[00:12:26.220 – 00:12:27.080] Macam mana awak nak

[00:12:27.080 – 00:12:27.660] Knowledge transfer

[00:12:27.660 – 00:12:28.860] Mana lagi susah

[00:12:28.860 – 00:12:29.880] Jaga anak ke buat anak

[00:12:29.880 – 00:12:31.260] Ni buat anak ni jaga anak

[00:12:31.260 – 00:12:32.100] Jaga anak lagi susah

[00:12:32.100 – 00:12:33.000] Lepas tu training ni lagi

[00:12:33.000 – 00:12:33.660] Macam mana nak buat

[00:12:33.660 – 00:12:34.560] Tu skill yang kenal

[00:12:34.560 – 00:12:35.900] Skill yang ketujuh

[00:12:35.900 – 00:12:36.640] Awak kena belajar

[00:12:36.640 – 00:12:37.660] Skill reporting

[00:12:39.560 – 00:12:40.040] Manage

[00:12:40.040 – 00:12:40.760] Dapatkan data

[00:12:40.760 – 00:12:42.280] Apa data yang awak nak monitor

[00:12:42.980 – 00:12:44.440] Data yang salah awak monitor

[00:12:44.440 – 00:12:45.560] Awak akan skill benda yang salah

[00:12:45.560 – 00:12:47.880] So data pun yang awak nak monitor

[00:12:47.880 – 00:12:49.300] Dan skill yang keelapan

[00:12:50.120 – 00:12:50.600] Accounting

[00:12:50.600 – 00:12:51.740] Benda ni penting

[00:12:51.740 – 00:12:54.260] Sebab finance is the language of business

[00:12:54.260 – 00:12:56.100] So ini adalah 8 skill

[00:12:56.100 – 00:12:57.040] Kalau awak ada benda ni

[00:12:57.040 – 00:12:58.200] tak kisahlah perganda kampanye

[00:12:58.200 – 00:12:58.680] awak buat apa-apa.

[00:12:58.680 – 00:12:59.200] Awak boleh buat-buat

[00:12:59.200 – 00:13:00.780] tak 5,000 ringgit sahaja.

[00:13:01.740 – 00:13:02.880] So, working capital,

[00:13:03.020 – 00:13:03.720] paid up capital,

[00:13:04.000 – 00:13:04.500] capex,

[00:13:04.900 – 00:13:05.340] pay up,

[00:13:05.500 – 00:13:06.360] kita panggil juga sebagai

[00:13:06.360 – 00:13:07.100] PUC,

[00:13:07.340 – 00:13:08.040] pay up capital

[00:13:08.040 – 00:13:08.360] yang adalah

[00:13:08.360 – 00:13:09.900] modal pemulaan syarikat.

[00:13:10.060 – 00:13:11.520] Saya letak RM 5,000.

[00:13:12.040 – 00:13:13.040] Sepatutnya awak boleh

[00:13:13.040 – 00:13:14.060] bermula dengan 5,000 je.

[00:13:14.820 – 00:13:15.840] Katakanlah awak tak cukup

[00:13:15.840 – 00:13:16.640] dengan paid up capital.

[00:13:16.860 – 00:13:17.860] Maka awak perlukan

[00:13:17.860 – 00:13:18.720] working capital.

[00:13:18.880 – 00:13:20.000] Apa itu working capital?

[00:13:21.820 – 00:13:23.260] Working capital adalah

[00:13:23.260 – 00:13:24.860] duit untuk awak bertahan.

[00:13:25.020 – 00:13:25.880] Kita panggil sebagai

[00:13:25.880 – 00:13:26.820] burn rate.

[00:13:27.040 – 00:13:28.380] Berapa yang awak bakar setiap bulan?

[00:13:28.620 – 00:13:30.300] Oh tuan, saya nak kena alih duit.

[00:13:30.400 – 00:13:31.800] At least RM10,000 sebulan.

[00:13:31.920 – 00:13:32.880] Nak bayar gaji staf semua.

[00:13:33.180 – 00:13:34.200] Okay, larangkan tiga bulan.

[00:13:34.720 – 00:13:38.060] So, awak perlukan working capital sebanyak 30K.

[00:13:38.320 – 00:13:40.500] Awak boleh bertahan selama tiga bulan.

[00:13:41.460 – 00:13:41.940] Nampak?

[00:13:42.260 – 00:13:43.200] Itulah working capital.

[00:13:44.180 – 00:13:45.380] Dia panggil macam runway.

[00:13:45.600 – 00:13:47.940] Bayangkan macam kapal terbang yang nak terbang.

[00:13:48.260 – 00:13:52.180] Berapa jauh runway awak boleh stretch sebelum awak boleh fly.

[00:13:53.040 – 00:13:55.220] Bayangkan yang ni satu bulan, dua bulan, tiga bulan.

[00:13:55.220 – 00:13:57.040] So bila kapal terbang tu nak terbang

[00:13:59.880 – 00:14:00.920] Take off

[00:14:00.920 – 00:14:02.620] Bila take off

[00:14:02.620 – 00:14:03.200] Maksudnya

[00:14:03.200 – 00:14:04.300] Dia dah break even

[00:14:04.300 – 00:14:05.300] Dia tak memerlukan

[00:14:05.300 – 00:14:06.880] Modal tambahan

[00:14:06.880 – 00:14:08.920] Ada pula kapal terbang

[00:14:08.920 – 00:14:10.200] Yang dia tak payah lama sangat

[00:14:12.300 – 00:14:12.900] Dah

[00:14:12.900 – 00:14:14.180] Ini yang kita nak

[00:14:14.180 – 00:14:15.960] Tapi bila awak gagal

[00:14:15.960 – 00:14:17.840] Maka awak kena stretch lagi runway awak

[00:14:17.840 – 00:14:19.000] Dah bulan keempat

[00:14:19.000 – 00:14:19.800] Bulan kelima

[00:14:19.800 – 00:14:20.800] Macam itulah ibaratnya

[00:14:20.800 – 00:14:23.200] So menarik lah konsep runway ni

[00:14:23.200 – 00:14:23.880] Dalam dunia

[00:14:23.880 – 00:14:25.200] Capital mechanism

[00:14:25.200 – 00:14:25.920] Dia panggil runway

[00:14:26.600 – 00:14:28.040] Next pula adalah capex.

[00:14:28.200 – 00:14:28.840] Capex ni apa?

[00:14:29.260 – 00:14:30.940] Modal yang awak jangan keluar sekarang.

[00:14:31.340 – 00:14:34.520] Sebab ia adalah modal untuk investment long term.

[00:14:35.740 – 00:14:38.900] Biasanya orang renovate office, beli mesin.

[00:14:39.120 – 00:14:42.240] Nah, ini adalah capex investment long term.

[00:14:43.280 – 00:14:45.440] Dan investment long term ni apa yang kita buat?

[00:14:46.220 – 00:14:48.440] Biasanya bila orang nak skill baru awak masuk capex.

[00:14:49.080 – 00:14:51.120] So, jaranglah company baru,

[00:14:51.120 – 00:14:53.680] Senambahat terus nak ada satu modal

[00:14:53.680 – 00:14:55.660] 30 ribu nak renovate ofis

[00:14:55.660 – 00:14:56.960] 100 ribu nak renovate ofis

[00:14:56.960 – 00:14:57.700] Nak beli mesin

[00:14:57.700 – 00:14:59.380] Owner-owner restoran

[00:14:59.380 – 00:15:01.840] Yang bermodalkan 200 ribu

[00:15:01.840 – 00:15:02.620] Sebab tu baik tengok

[00:15:02.620 – 00:15:03.720] Banyak owner restoran

[00:15:03.720 – 00:15:05.220] Yang akan tersakiti

[00:15:05.220 – 00:15:08.200] Aku yang terluka

[00:15:08.200 – 00:15:10.640] Siapa suruh tak ada kerja

[00:15:10.640 – 00:15:11.920] Buka restoran

[00:15:11.920 – 00:15:14.420] Modal 200 ribu

[00:15:14.420 – 00:15:15.620] Cat sendiri

[00:15:15.620 – 00:15:17.180] Renovate sendiri

[00:15:17.180 – 00:15:19.700] Inilah cafe aku

[00:15:21.400 – 00:15:22.680] Perjuangan makanan

[00:15:23.500 – 00:15:24.740] Tiramisu viral

[00:15:27.140 – 00:15:29.340] Orang-orang yang buat pelanggan restoran ni

[00:15:29.340 – 00:15:29.800] Saya perasan

[00:15:29.800 – 00:15:31.820] Dia memang burn cash gila babi

[00:15:31.820 – 00:15:34.080] Babi pun kena hentak gila macam tu lah

[00:15:34.080 – 00:15:36.200] Sebab RM200,000 selama

[00:15:36.200 – 00:15:36.580] Saya macam

[00:15:36.580 – 00:15:37.500] Serius lah

[00:15:37.500 – 00:15:37.840] Ya

[00:15:37.840 – 00:15:39.660] Saya renovate tuan

[00:15:39.660 – 00:15:42.000] Semua restoran ni RM200,000 habis

[00:15:42.000 – 00:15:42.260] Macam

[00:15:42.260 – 00:15:45.320] Aku buka company

[00:15:45.320 – 00:15:46.760] 20,000 pun dah sakit hati

[00:15:46.760 – 00:15:48.660] Kau boleh burn RM200,000

[00:15:48.660 – 00:15:49.540] Renovate

[00:15:49.540 – 00:15:50.360] Tak run lagi tu

[00:15:51.000 – 00:15:52.020] Oh, takpe lah.

[00:15:52.180 – 00:15:53.220] Makanan kan ada demand.

[00:15:53.440 – 00:15:55.040] Makanan kan kalau darurat pun mau makan.

[00:15:55.820 – 00:15:56.580] Okay, fine.

[00:15:56.820 – 00:15:59.080] Masalahnya itulah punca kenapa ramai orang pain.

[00:15:59.260 – 00:16:01.840] Sebab terlampau cepat buat investment capex.

[00:16:02.560 – 00:16:03.500] Investment long term.

[00:16:03.620 – 00:16:04.460] Sepantuknya, buat apa?

[00:16:04.860 – 00:16:05.960] Naga lah tepi jalan dulu.

[00:16:06.520 – 00:16:08.540] Kau punya tiramisu tu betul kan sedap.

[00:16:08.700 – 00:16:11.680] Try lah masuk festival ke masuk...

[00:16:11.680 – 00:16:12.600] Apa lah.

[00:16:12.680 – 00:16:13.960] Kalau fest-fest, food fest eh.

[00:16:14.420 – 00:16:15.900] Food festival ke...

[00:16:15.900 – 00:16:18.220] Mana-mana tempat yang awak boleh test dulu.

[00:16:18.380 – 00:16:19.320] Tengok ada demand tak ada demand.

[00:16:19.440 – 00:16:20.060] Buka kedai.

[00:16:20.360 – 00:16:21.420] Ini tu buat kedai.

[00:16:21.620 – 00:16:22.660] Confident sangat kan kamu tu.

[00:16:22.940 – 00:16:23.940] So, capax ni,

[00:16:24.020 – 00:16:24.760] dia saya tak ada lah.

[00:16:25.340 – 00:16:26.380] Working capital pun,

[00:16:26.480 – 00:16:28.140] cukuplah dua, tiga bulan pun dah.

[00:16:28.280 – 00:16:28.560] Okey dah.

[00:16:28.860 – 00:16:29.560] Yang penting ni,

[00:16:29.720 – 00:16:30.040] PUC,

[00:16:30.160 – 00:16:30.800] Paylight Capital ni,

[00:16:30.820 – 00:16:31.440] yang wajib keluar.

[00:16:32.820 – 00:16:33.220] Biasanya,

[00:16:33.500 – 00:16:34.280] RM3,000, RM4,000,

[00:16:34.380 – 00:16:35.400] saya carangkan RM5,000.

[00:16:35.740 – 00:16:36.460] RM5,000 ni,

[00:16:36.480 – 00:16:38.000] biasa kita boleh stretch sampai dua bulan.

[00:16:38.180 – 00:16:38.980] Dan kebiasaan je,

[00:16:39.080 – 00:16:39.820] company yang saya buat,

[00:16:40.360 – 00:16:41.000] bulan pertama,

[00:16:41.300 – 00:16:42.260] ataupun satu bulan setengah,

[00:16:42.320 – 00:16:43.000] kita nak break even.

[00:16:43.420 – 00:16:43.820] Sebab,

[00:16:44.240 – 00:16:46.300] tiga tujuan bisnes,

[00:16:46.560 – 00:16:48.200] pertama adalah balik modal.

[00:16:49.600 – 00:16:50.000] Kedua,

[00:16:50.000 – 00:16:51.520] Adalah ada untung

[00:16:53.380 – 00:16:54.740] Ketiga adalah

[00:16:54.740 – 00:16:55.840] Bergerak sendiri

[00:16:55.840 – 00:16:58.520] Ini adalah

[00:16:58.520 – 00:16:59.780] Tiga tujuan utama

[00:16:59.780 – 00:17:00.320] Bisnes

[00:17:00.320 – 00:17:01.360] Tiga fasa

[00:17:01.360 – 00:17:03.220] Fasa bisnes

[00:17:07.670 – 00:17:08.710] Hey

[00:17:08.710 – 00:17:09.310] Next

[00:17:09.310 – 00:17:11.670] Alah lah hebat ni

[00:17:12.210 – 00:17:13.730] Tak ada tangka

[00:17:14.970 – 00:17:16.010] Tualik

[00:17:17.610 – 00:17:18.670] Next tu

[00:17:20.140 – 00:17:21.180] Next

[00:17:21.180 – 00:17:23.560] Okay next pula

[00:17:23.560 – 00:17:24.760] Lepas kita dah settle

[00:17:24.760 – 00:17:25.920] Pasal

[00:17:27.500 – 00:17:28.840] Working capital

[00:17:28.840 – 00:17:30.400] Okay, 3 level income ha.

[00:17:30.440 – 00:17:31.540] Ni tengok video sebelum ni lah.

[00:17:31.680 – 00:17:32.480] Tadi saya ada explain lah.

[00:17:32.800 – 00:17:35.720] Point dia adalah business owner kena ambil level standard.

[00:17:36.440 – 00:17:39.440] Bila awak nak ambil ni, awak ambil level standard lah kan.

[00:17:39.780 – 00:17:42.540] Sebab tu lah awak katalah gaji awak kena RM4K.

[00:17:42.820 – 00:17:45.520] RM4K ni adalah awak punya standard lifestyle.

[00:17:46.400 – 00:17:47.200] Janganlah ambil.

[00:17:47.620 – 00:17:49.960] Setelah mpa survival, takut awak yang koyak.

[00:17:50.080 – 00:17:51.520] Business okay, tapi awak yang koyak.

[00:17:51.860 – 00:17:53.140] Waktu deal kat tu okay.

[00:17:53.920 – 00:17:55.960] Takpelah, gaya je lah gaji saya RM3,000.

[00:17:56.720 – 00:17:58.000] Lepas tu dia yang koyak seseorang.

[00:17:58.000 – 00:17:58.860] Abang dah cakap je lah bro

[00:17:58.860 – 00:18:00.160] Kena RM4,000 ni sebenarnya

[00:18:00.160 – 00:18:01.060] Aku tak boleh lah RM3,000

[00:18:01.060 – 00:18:02.500] Tapi jangan ambil level luxury

[00:18:02.500 – 00:18:05.660] Dan level of income kita ni guys

[00:18:05.660 – 00:18:07.220] Kalau nak tengok dalam gambar ni

[00:18:07.220 – 00:18:08.680] Saya dah tunjuk kat situ

[00:18:08.680 – 00:18:09.780] Nampak tak

[00:18:10.480 – 00:18:12.380] Shareholder dia ambil dividend sahaja

[00:18:13.380 – 00:18:14.580] Dia tak ada ambil gaji

[00:18:14.580 – 00:18:17.240] Director dia ambil salary plus dividend

[00:18:17.240 – 00:18:17.980] Itu pun optional

[00:18:17.980 – 00:18:19.360] Kalau dia juga owner

[00:18:19.360 – 00:18:21.240] Kalau dia shareholder dan dia owner

[00:18:21.240 – 00:18:22.640] Dia ambil lah salary dan dividend

[00:18:22.640 – 00:18:24.760] Tapi kalau dia C-level

[00:18:24.760 – 00:18:26.980] Macam CEO, CEO, apa-apa semua tu

[00:18:26.980 – 00:18:27.700] Level-level staff

[00:18:27.700 – 00:18:28.660] Ke bawah

[00:18:28.660 – 00:18:29.560] Director pun staff juga

[00:18:29.560 – 00:18:30.300] Tapi kadang-kadang

[00:18:30.300 – 00:18:31.120] Director juga owner

[00:18:31.120 – 00:18:32.980] Tapi C-level jarang lah

[00:18:32.980 – 00:18:34.380] Dia C-level

[00:18:34.380 – 00:18:35.340] Dia owner ada je

[00:18:35.340 – 00:18:36.500] Tapi biasanya

[00:18:36.500 – 00:18:38.120] Dalam Malaysia ni

[00:18:38.120 – 00:18:39.340] Kalau dia dah C-level tu

[00:18:39.340 – 00:18:39.720] Mungkin

[00:18:39.720 – 00:18:41.520] Kita nak exit lah

[00:18:41.520 – 00:18:42.120] Daripada C-level

[00:18:42.120 – 00:18:43.860] Mungkin CEO je dia

[00:18:43.860 – 00:18:44.860] Mungkin CEO owner

[00:18:44.860 – 00:18:46.100] Tapi CEO

[00:18:46.100 – 00:18:47.540] CFO tu staff

[00:18:47.540 – 00:18:48.920] Dan biasanya ambil salary

[00:18:48.920 – 00:18:50.240] Manager ambil salary

[00:18:50.240 – 00:18:51.020] Staff ambil salary

[00:18:51.020 – 00:18:52.180] So awak kena tahu eh

[00:18:52.180 – 00:18:53.360] Shareholder ambil dividend

[00:18:53.360 – 00:18:55.460] Jangan shareholder ambil salary pula

[00:18:55.460 – 00:18:56.680] Sebab shareholder ada

[00:18:56.680 – 00:18:57.440] Boleh jadi

[00:18:57.440 – 00:18:59.100] Dia adalah sleeping shareholder

[00:19:00.200 – 00:19:01.360] Kan kita dah raja

[00:19:01.960 – 00:19:02.800] Sleeping tadi

[00:19:02.800 – 00:19:03.940] Tapi tak berlaku tambah

[00:19:03.940 – 00:19:04.360] Sleeping

[00:19:04.960 – 00:19:05.480] Working

[00:19:06.440 – 00:19:07.580] Dengan ada seorang lagi

[00:19:07.580 – 00:19:08.780] Ada dah yang panggil strategic

[00:19:08.780 – 00:19:09.820] Strategic

[00:19:11.480 – 00:19:12.000] Partner

[00:19:12.000 – 00:19:13.100] So guys

[00:19:13.100 – 00:19:14.080] Dia ada tiga sebenarnya

[00:19:14.080 – 00:19:15.740] Kita ada sleeping partner

[00:19:15.740 – 00:19:16.500] Working partner

[00:19:16.500 – 00:19:17.600] Dan juga strategic partner

[00:19:17.600 – 00:19:18.300] Apa beza dia?

[00:19:18.680 – 00:19:20.520] Sleeping partner yang memang tidur dia

[00:19:20.520 – 00:19:21.060] Dia bagi duit

[00:19:21.060 – 00:19:22.700] Tapi dia tak bagi apa-apa

[00:19:22.700 – 00:19:23.380] Duit dia dia bagi

[00:19:23.380 – 00:19:24.320] Dia tidur lah sang cerita

[00:19:24.320 – 00:19:25.560] Dia tahu tunggu dividend

[00:19:25.560 – 00:19:27.000] Working partner pula

[00:19:27.000 – 00:19:27.900] Dia bagi duit

[00:19:27.900 – 00:19:29.040] Dan dia bagi kedarat

[00:19:29.040 – 00:19:30.820] Henyak sampai lunyai

[00:19:30.820 – 00:19:31.900] Orang-orang ni

[00:19:31.900 – 00:19:32.940] Dia bagi tenaga

[00:19:32.940 – 00:19:33.860] Datang ofis hari-hari

[00:19:33.860 – 00:19:34.660] Kita lah biasanya

[00:19:34.660 – 00:19:35.300] Business owner

[00:19:35.300 – 00:19:36.100] Kebanyakannya adalah

[00:19:36.100 – 00:19:36.980] Working partner

[00:19:36.980 – 00:19:38.360] Working shareholder

[00:19:38.360 – 00:19:39.660] Dan last career adalah

[00:19:39.660 – 00:19:40.260] Strategik

[00:19:40.260 – 00:19:41.280] Strategik pula

[00:19:41.280 – 00:19:43.040] Dia bagi duit

[00:19:43.040 – 00:19:43.880] Plus dengan

[00:19:43.880 – 00:19:45.080] Dia bagi resources

[00:19:45.080 – 00:19:46.960] Okay, apa maksud resources?

[00:19:47.280 – 00:19:48.560] Resources ni maksudnya

[00:19:48.560 – 00:19:50.360] Dia bagi dia punya

[00:19:50.360 – 00:19:51.740] Mungkin networking

[00:19:51.740 – 00:19:53.360] Dia bagi

[00:19:53.360 – 00:19:54.140] Dia beli kabel

[00:19:54.140 – 00:19:55.080] Mungkin dia bagi

[00:19:55.080 – 00:19:56.080] Ofis license

[00:19:56.080 – 00:19:56.740] Apa-apa benda

[00:19:56.740 – 00:19:57.940] Dia tak bagi duit

[00:19:57.940 – 00:19:59.960] Dia tak bagi tenaga dia

[00:19:59.960 – 00:20:00.880] Dia tak ada tofis hari-hari

[00:20:00.880 – 00:20:03.080] Dia bagi something yang lagi mahal daripada tu

[00:20:03.080 – 00:20:05.300] Dia bagi project ke apa ke

[00:20:05.300 – 00:20:06.100] So dia own

[00:20:06.100 – 00:20:07.100] So that's why

[00:20:07.100 – 00:20:08.180] Strategi investor ni

[00:20:08.180 – 00:20:09.300] Biasanya kita boleh bagi

[00:20:09.300 – 00:20:10.480] Tapi jangan lebih banyak sangat

[00:20:10.480 – 00:20:12.260] Maximum 40%

[00:20:12.260 – 00:20:14.100] Dia nak bawah daripada 40%

[00:20:14.100 – 00:20:16.600] Sleeping partner jangan bagi lebih daripada 20%

[00:20:16.600 – 00:20:17.960] Ni saya share awak hukum alam

[00:20:17.960 – 00:20:19.060] Sebelum awak terdesakiti

[00:20:19.060 – 00:20:21.140] Dan awak sebagai working partner

[00:20:21.140 – 00:20:21.800] Sebagainya

[00:20:21.800 – 00:20:24.980] Awak nak dapat 60% ke 80%

[00:20:24.980 – 00:20:25.340] Macam tu

[00:20:25.340 – 00:20:26.440] Sebab

[00:20:26.440 – 00:20:27.440] Sleeping partner

[00:20:27.440 – 00:20:27.880] Kenapa

[00:20:27.880 – 00:20:29.420] Dengan own lebih daripada

[00:20:29.420 – 00:20:30.120] 20%

[00:20:30.120 – 00:20:31.600] Sebab sleeping partner ni guys

[00:20:31.600 – 00:20:32.340] Dia tak buat kerja

[00:20:32.340 – 00:20:33.640] Dia hanya tahu-tahu

[00:20:33.640 – 00:20:34.260] Tunggu dividend

[00:20:34.260 – 00:20:34.780] Dan

[00:20:34.780 – 00:20:36.240] Orang-orang macam ni

[00:20:36.240 – 00:20:37.520] Bila awak berpartner lama sangat

[00:20:37.520 – 00:20:38.620] Katalah awak 50-50

[00:20:38.620 – 00:20:39.420] Dengan sleeping partner

[00:20:39.420 – 00:20:40.480] Awak akan rasa stres

[00:20:40.480 – 00:20:40.900] Macam

[00:20:40.900 – 00:20:42.620] Kenapa dia ambil untung banyak

[00:20:42.620 – 00:20:43.340] So awak akan

[00:20:43.340 – 00:20:44.920] Self-sabotage company

[00:20:44.920 – 00:20:46.560] Awak akan ambil gaji tinggi

[00:20:46.560 – 00:20:47.360] Awak set

[00:20:47.360 – 00:20:48.560] Dividend sikit

[00:20:48.560 – 00:20:49.380] Untung sikit

[00:20:49.380 – 00:20:50.740] Sebab sleeping partner awak

[00:20:50.740 – 00:20:51.620] Own 50%

[00:20:51.620 – 00:20:52.300] Awak kesekati

[00:20:52.300 – 00:20:53.060] Bila dia dapat

[00:20:53.060 – 00:20:53.360] Share

[00:20:54.040 – 00:20:54.860] Duit banyak

[00:20:55.580 – 00:20:57.080] Manakala strategi partner pun

[00:20:57.080 – 00:20:58.400] Janganlah sampai lebih majority

[00:20:58.400 – 00:21:00.320] Nanti awak hilang control pula

[00:21:00.320 – 00:21:03.120] Awak nak own majority at least 60% contoh ni

[00:21:03.120 – 00:21:04.340] So, strategi partner

[00:21:04.340 – 00:21:06.460] Dia lebih berkualiti daripada sleeping

[00:21:06.460 – 00:21:08.800] Tapi bagi kurang daripada 40%

[00:21:08.800 – 00:21:09.220] So, guys

[00:21:09.220 – 00:21:11.100] Itu adalah struktur cash flow

[00:21:11.100 – 00:21:12.180] Untuk syarikat sering bahan

[00:21:12.180 – 00:21:15.120] Mudah-mudahan awak dah start faham semua ni

[00:21:15.120 – 00:21:16.720] Dan kita akan jumpa

[00:21:16.720 – 00:21:19.000] Dalam chapter yang seterusnya

[00:21:19.000 – 00:21:19.620] Zaz