Syarikat Enterprise Draf transkrip automatik penuh. Pembetulan istilah berdasarkan sumber direkodkan secara berasingan; tanda semakan menunjukkan perkataan yang perlu diperiksa. [00:00:00–00:00:10] Struktur Cashflow untuk Company Enterprise. Video kali ni saya nak cover dulu Company Enterprise. [semak: uncertain words] [00:00:10–00:00:13] Okey, awak boleh tengok gambar ni. Kita besar-kecik-besar-kecikkan dia. [semak: uncertain words] [00:00:14–00:00:18] Tapi first sekali untuk Company Enterprise, saya nak explain strategi yang kita nak pakai. [semak: uncertain words] [00:00:18–00:00:22] Okey, cara yang pertama satu, saya akan lukis tu kat sebelah ni tiga kotak. [semak: uncertain words] [00:00:22–00:00:26] Tak awak faham? Okey, anggaplah kita ada tiga bank account sahaja. [00:00:27–00:00:30] Susahnya nak buat tiga bank account, betul. [00:00:30–00:00:31] Sebab awak nak berjaya kan [semak: uncertain words] [00:00:31–00:00:32] Kenalah susah sikit [semak: uncertain words] [00:00:32–00:00:33] Mana boleh benda senang [00:00:33–00:00:35] Senang-senang susah lah [00:00:35–00:00:37] Susah nak berjaya [00:00:37–00:00:38] Tapi senang kemudian [00:00:38–00:00:39] Okay [semak: uncertain words] [00:00:39–00:00:40] So [00:00:40–00:00:42] Nombor 1 dipanggil sebagai [semak: uncertain words, number or amount] [00:00:44–00:00:45] Operating [00:00:45–00:00:46] Account [00:00:47–00:00:49] Nombor 2 kita panggil sebagai [semak: uncertain words, number or amount] [00:00:52–00:00:53] Emergency [00:00:53–00:00:54] Account [00:00:56–00:00:59] Nombor 3 kita panggil sebagai [semak: number or amount] [00:00:59–00:01:00] Dividend [00:01:02–00:01:03] Walaupun awak enterprise [00:01:03–00:01:05] Anggaplah awak ada dividend [semak: uncertain words] [00:01:05–00:01:06] Dividend, account [00:01:06–00:01:06] Okay [semak: uncertain words] [00:01:06–00:01:08] Ada tiga jenis account [semak: uncertain words] [00:01:08–00:01:10] Dan account ni pakai bank account apa [00:01:10–00:01:10] Suka hati awak lah [00:01:10–00:01:12] Saya cadangkan yang ni [00:01:12–00:01:13] Biasanya main bank [00:01:14–00:01:15] Kebiasaannya lah [00:01:15–00:01:16] Sebab bank public [00:01:16–00:01:17] Paling general lah [00:01:17–00:01:19] Okay yang ni awak nak buat [semak: uncertain words] [00:01:19–00:01:21] Bank, emergency account [semak: uncertain words] [00:01:21–00:01:22] Maksudlah tempat yang susah [00:01:22–00:01:23] Nak buat keluar sikit [00:01:23–00:01:24] Mungkin lah RHB [semak: uncertain words] [00:01:26–00:01:27] Mungkin dividend account [00:01:27–00:01:28] Oh dividend saya nak letak dekat [semak: uncertain words] [00:01:28–00:01:29] Bank Islam lah [00:01:29–00:01:30] Lagi susah nak keluar [00:01:30–00:01:32] Lagi susah nak keluar duit tu [semak: uncertain words] [00:01:32–00:01:32] Lagi bagus [semak: uncertain words] [00:01:32–00:01:34] Kalau awak letak kat bank [00:01:34–00:01:34] Yang senang keluar [semak: uncertain words] [00:01:34–00:01:36] CIMB senang keluar [00:01:36–00:01:37] Letak kat bank yang susah sikit [00:01:37–00:01:38] Nak keluar tengok [00:01:38–00:01:39] Tapi terpulang pada awak [00:01:39–00:01:40] Benda ni [semak: uncertain words] [00:01:40–00:01:41] Awak nak letak dekat [00:01:41–00:01:42] Bank-bank biasa boleh [semak: uncertain words] [00:01:42–00:01:44] Bank-bank yang rare pun boleh [00:01:44–00:01:45] Mungkin kat sini [00:01:45–00:01:46] Saya letak dekat [00:01:46–00:01:47] Bank Islam lah [00:01:47–00:01:48] Contoh je [semak: uncertain words] [00:01:49–00:01:50] Tapi terpulang pada awak [00:01:50–00:01:51] Ni contoh sahaja [00:01:51–00:01:52] Mungkin awak nak [00:01:52–00:01:53] Sucikan dividend awak [semak: uncertain words] [00:01:53–00:01:54] Letak kat bank Islam [semak: uncertain words] [00:01:54–00:01:54] Ni contoh je [semak: uncertain words] [00:01:54–00:01:55] So [semak: uncertain words] [00:01:56–00:01:57] Untuk struktur enterprise [00:01:57–00:01:58] First kali awak kena tahu [00:01:58–00:02:01] kita akan buat satu peraturan. [00:02:01–00:02:03] Nombor satu adalah [00:02:03–00:02:07] kita akan buat satu peraturan simple [00:02:07–00:02:10] yang mana dekat operating account ni [semak: uncertain words] [00:02:10–00:02:14] mesti kena ada satu bulan OPEX. [00:02:14–00:02:15] Saya tulis. [00:02:16–00:02:18] Operating account dia mesti kena ada [00:02:18–00:02:21] one month OPEX. [00:02:21–00:02:23] Dalam chapter seterusnya kita akan belajar [00:02:23–00:02:24] apakah itu OPEX. [00:02:24–00:02:26] Tapi kalau saya explain dengan simple [00:02:26–00:02:27] dia adalah cost overhead. [00:02:28–00:02:30] berapa awak nak run [semak: uncertain words] [00:02:30–00:02:31] company awak sebulan tu [00:02:31–00:02:32] contohnya [00:02:32–00:02:33] ambillah RM [00:02:33–00:02:34] oh tuan [00:02:34–00:02:35] siapanya company ni nak running [semak: uncertain words] [00:02:35–00:02:37] perlukan at least [00:02:37–00:02:38] RM 20,000 [semak: uncertain words, number or amount] [00:02:38–00:02:40] enterprise pun kecil sikit lah [00:02:40–00:02:42] mungkin RM 10,000 [semak: uncertain words, number or amount] [00:02:42–00:02:43] awak meniaga kecil-kecilan [semak: uncertain words] [00:02:43–00:02:44] makanya [00:02:44–00:02:45] di dalam [00:02:45–00:02:46] account bank operating ni [00:02:46–00:02:48] wajib ada minimum [00:02:48–00:02:49] RM 10,000 [semak: number or amount] [00:02:49–00:02:51] kenalah ada RM 10,000 kat sini [semak: number or amount] [00:02:52–00:02:54] dia kena duduk je kat situ [00:02:54–00:02:54] sebab [00:02:54–00:02:55] kalau tak ada duit [00:02:55–00:02:56] macam mana orang nak pusing [00:02:56–00:03:00] Awak kena faham, semua duit keluar dan duit masuk dekat sini. [00:03:01–00:03:02] Maksud eh. [semak: uncertain words] [00:03:02–00:03:06] Semua duit masuk in dekat sini. [00:03:06–00:03:09] Dan out pun dekat sini juga. [00:03:10–00:03:12] So, itu membawa pada point yang seterusnya. [semak: uncertain words] [00:03:13–00:03:15] Point yang seterusnya adalah nombor dua. [semak: uncertain words] [00:03:16–00:03:18] Kita nak pastikan emergency account pula. [00:03:18–00:03:20] Ini peraturan-peraturan yang kita akan set. [semak: uncertain words] [00:03:21–00:03:22] Emergency account [00:03:24–00:03:26] Kita mesti ada dalam sekitar [semak: uncertain words] [00:03:26–00:03:29] 3 ke 6 bulan cash reserve [semak: number or amount] [00:03:29–00:03:30] OPEX [00:03:30–00:03:31] 3 ke 6 bulan [semak: number or amount] [00:03:32–00:03:33] Walaupun awak tak faham OPEX [00:03:33–00:03:34] Dengar dulu [00:03:34–00:03:35] Bayangkan dia macam cost overhead [00:03:35–00:03:37] 3 ke 6 bulan OPEX [semak: number or amount] [00:03:37–00:03:38] Ataupun cost overhead [00:03:38–00:03:41] So katakanlah cost awak adalah RM10,000 [semak: number or amount] [00:03:41–00:03:42] Awak darablah 3 [semak: uncertain words, number or amount] [00:03:44–00:03:45] RM10,000 [semak: number or amount] [00:03:45–00:03:47] Darab 3 bulan [semak: number or amount] [00:03:47–00:03:48] Berapa awak dapat kat sini? [00:03:49–00:03:49] Adalah [00:03:49–00:03:52] Equal RM30K [semak: number or amount] [00:03:52–00:03:53] Nampak? [00:03:53–00:03:55] Ataupun awak nak buat lebih selamat [00:03:55–00:03:57] Bergantung kepada industri [00:03:57–00:03:59] Katakanlah awak punya industri ni [00:03:59–00:04:02] Industri yang nak kena bertahan lama sikit [semak: uncertain words] [00:04:02–00:04:03] Musim kemarau [00:04:03–00:04:06] Ataupun musim takde sil tu lama sikit [semak: uncertain words] [00:04:06–00:04:08] So awak kena stand by 6 bulan [semak: uncertain words, number or amount] [00:04:08–00:04:09] So daratlah kat sini [semak: uncertain words] [00:04:09–00:04:11] 10K darat dengan 6 bulan [semak: number or amount] [00:04:11–00:04:14] Awak akan dapat RM60K [semak: number or amount] [00:04:14–00:04:14] RM60,000 [semak: uncertain words, number or amount] [00:04:14–00:04:16] So makanya [00:04:16–00:04:18] Dekat dalam MGSEKA [semak: uncertain words] [00:04:18–00:04:20] Katalah saya nak ambil yang paling secure [00:04:20–00:04:22] Saya nak ambil yang paling secure [semak: uncertain words] [00:04:22–00:04:23] Saya kena ada at least dekat sini [00:04:23–00:04:26] Target saya adalah RM60K [semak: number or amount] [00:04:26–00:04:28] Ini target dulu [semak: uncertain words] [00:04:29–00:04:30] Nombor 2 [semak: number or amount] [00:04:30–00:04:31] Nombor 3 [semak: number or amount] [00:04:31–00:04:33] Nombor 3 pula bila kita dah faham [semak: uncertain words, number or amount] [00:04:33–00:04:35] Peraturan-peraturan alam [00:04:35–00:04:37] Adalah dividend account [00:04:38–00:04:40] Dividend account kita ni [00:04:40–00:04:42] Syarat-syarat dia adalah [00:04:43–00:04:46] Mesti awak tak boleh release semua [00:04:46–00:04:49] Kita panggil peraturan 80-20 [semak: number or amount] [00:04:49–00:04:51] Apa maksudnya? [semak: uncertain words] [00:04:52–00:04:55] 80% ni akan pergi kepada shareholder [semak: number or amount] [00:04:56–00:04:57] Walaupun awak enterprise [00:04:57–00:04:59] Anggaklah owner lah [00:04:59–00:04:59] Ataupun partner [00:04:59–00:05:01] Shareholder lah saya panggil [00:05:01–00:05:03] Padahal enterprise dia tak ada shareholder [00:05:03–00:05:04] Dia pemilikan tunggal [00:05:04–00:05:06] Soul prop ataupun partnership [semak: uncertain words] [00:05:06–00:05:08] Tapi anggaklah saya ambil owner lah [00:05:08–00:05:10] Okay pergi kepada awak [semak: uncertain words] [00:05:10–00:05:10] Owner [00:05:12–00:05:14] Lagi 20% [semak: number or amount] [00:05:14–00:05:16] kita akan saving [00:05:17–00:05:18] ataupun dipanggil [00:05:18–00:05:19] juga carry forward [00:05:21–00:05:22] kita akan release [semak: uncertain words] [00:05:22–00:05:24] nanti lambat sikit, sebab duit [00:05:24–00:05:26] ni dipanggil juga duit buffer [00:05:26–00:05:28] sebab kita takut [00:05:28–00:05:29] kita terambil untung lebih [00:05:29–00:05:32] jadi 20% ni juga duit buffer [semak: number or amount] [00:05:32–00:05:34] untuk bayar tax ke, untuk cover [00:05:34–00:05:36] apa-apa ke, jadi macam tu [00:05:36–00:05:37] dan [semak: uncertain words] [00:05:39–00:05:40] apa yang saya nak awak buat [00:05:40–00:05:42] lepas awak dah clear pasal benda ni [00:05:42–00:05:44] bila dapat duit sebenarnya [00:05:44–00:05:46] benda ni dia panggil sebagai [semak: uncertain words] [00:05:46–00:05:48] cash flow waterfall tau [semak: uncertain words] [00:05:48–00:05:50] dia adalah satu benda [00:05:50–00:05:52] dia panggil cash [00:05:52–00:05:53] cash pula dah [00:05:54–00:05:55] cash flow [00:05:56–00:05:58] water, water air [00:05:58–00:06:00] waterfall, dia macam air terjun [semak: uncertain words] [00:06:01–00:06:02] sebab [00:06:02–00:06:04] satu duit masuk, satu duit keluar [00:06:04–00:06:06] dan duit tu dia akan pergi [semak: uncertain words] [00:06:06–00:06:08] dekat sini, pusing pusing pusing pusing [semak: uncertain words] [00:06:08–00:06:09] hujung bulan [00:06:09–00:06:11] Dengar ayat tu [00:06:11–00:06:12] Hujung bulan [00:06:12–00:06:14] Ataupun bulan depan [00:06:14–00:06:15] Baru ditransfer masuk [semak: uncertain words] [00:06:15–00:06:16] Ke sini [semak: uncertain words] [00:06:16–00:06:18] Maksudnya duit masuk ni banyak [00:06:18–00:06:18] Masuk [00:06:18–00:06:19] Masuk [00:06:19–00:06:20] Masuk [00:06:20–00:06:20] Keluar [00:06:20–00:06:21] Bayar gaji [00:06:21–00:06:22] Keluar [00:06:22–00:06:22] Bayar staff [00:06:22–00:06:23] Bayar vendor [00:06:23–00:06:24] Bayar bil elektrik [semak: uncertain words] [00:06:24–00:06:24] Masuk [00:06:24–00:06:25] Dapat customer bayar [semak: uncertain words] [00:06:25–00:06:25] Customer bayar [semak: uncertain words] [00:06:25–00:06:26] Bayar [00:06:26–00:06:26] Bayar [semak: uncertain words] [00:06:27–00:06:28] Tapi yang ditransfer ke sini [semak: uncertain words] [00:06:28–00:06:29] Sekali je [00:06:31–00:06:32] Yang ditransfer pula [00:06:32–00:06:33] Ke sini pun [semak: uncertain words] [00:06:33–00:06:34] Sekali je [00:06:34–00:06:35] Sebulan sekali [00:06:35–00:06:36] Ha tuak kena faham [semak: uncertain words] [00:06:36–00:06:38] Sebab tuak macam pening kepala [semak: uncertain words] [00:06:38–00:06:39] Oh ya pening lah tuan [00:06:39–00:06:39] Accountant saya [00:06:39–00:06:41] Tapi nak uruskan semua [00:06:41–00:06:41] Bukan [semak: uncertain words] [00:06:41–00:06:43] Ini sekadar [00:06:43–00:06:44] Mengasingkan kolam duit [00:06:44–00:06:46] Takut awak terpakai [00:06:46–00:06:47] Nak su dinosaur [semak: uncertain words] [00:06:47–00:06:48] Business owner [semak: uncertain words] [00:06:48–00:06:49] Ni boleh tahan juga [semak: uncertain words] [00:06:49–00:06:50] Dari kita asingkan [00:06:50–00:06:51] Siap-siap [semak: uncertain words] [00:06:51–00:06:51] Biar duit tu [00:06:51–00:06:53] Macam tak nampak [00:06:53–00:06:55] Bila kita nak pakai tu [00:06:55–00:06:55] Rasa macam [semak: uncertain words] [00:06:55–00:06:55] Allah [00:06:55–00:06:56] Aku nak pakai duit [semak: uncertain words] [00:06:56–00:06:57] Emergency ni [semak: uncertain words] [00:06:58–00:06:59] Kenapalah [00:06:59–00:07:00] Aku nak beli benda ni [00:07:00–00:07:02] Kan awak tersubscribe [00:07:02–00:07:02] Benda pelik-pelik [00:07:02–00:07:03] Beli TV baru [00:07:03–00:07:06] So teknik cash flow waterfall ni [semak: uncertain words] [00:07:06–00:07:06] Kita sengaja [00:07:06–00:07:08] Mengasingkan duit kita [00:07:08–00:07:09] Di mana-mana tempat [00:07:09–00:07:13] Yang membolehkan kita lebih berhati-hati [semak: uncertain words] [00:07:13–00:07:13] Okay, next [semak: uncertain words] [00:07:14–00:07:15] Soul prop dengan partnership [00:07:15–00:07:17] Okay, awak boleh tengok dekat bawah ni [semak: uncertain words] [00:07:17–00:07:19] Kampuan saya tunjuk dekat sini [semak: uncertain words] [00:07:19–00:07:20] Okay, nampak [00:07:20–00:07:21] Kita pergi belah bawah tu pula [00:07:21–00:07:24] Soul prop versus partnership [00:07:24–00:07:25] Apa prop and cons dia [semak: uncertain words] [00:07:25–00:07:26] Okay, cuba type [semak: uncertain words] [00:07:28–00:07:31] Soul prop versus partnership [00:07:31–00:07:32] Apakah prop and cons dia [00:07:32–00:07:33] Tanya, cik LGBT [semak: uncertain words] [00:07:34–00:07:34] Okay [00:07:34–00:07:36] So, awak nak tahu lah [semak: uncertain words] [00:07:36–00:07:37] Dalam bahasa kampung [00:07:37–00:07:38] Ataupun bahasa simple [00:07:38–00:07:39] Kita panggil soul prop [00:07:40–00:07:41] versus partnership. [semak: uncertain words] [00:07:42–00:07:43] Partnership ni bila awak berpartner. [00:07:45–00:07:47] Dan isu dengan company enterprise [00:07:47–00:07:49] sebab ni saya merujuk kepada enterprise. [00:07:50–00:07:51] Serum bahat lain eh. [semak: uncertain words] [00:07:52–00:07:52] Enterprise. [00:07:53–00:07:54] Enterprise ni nombor satu. [00:07:55–00:07:59] Awak dicadangkan, digalakkan buat enterprise [00:07:59–00:08:01] kalau awak punya sale lah. [00:08:01–00:08:02] Saya pergi cover timing terbaik dulu. [00:08:02–00:08:04] Saya ambil timing terbaik dulu lah. [00:08:04–00:08:04] Saya explain tu. [semak: uncertain words] [00:08:05–00:08:07] Bila patut buat enterprise ataupun serum bahat ni? [00:08:07–00:08:08] Timing terbaik. [00:08:11–00:08:12] Tanda soal. [00:08:13–00:08:14] Untuk menjawab soalan ni, [00:08:14–00:08:15] saya akan lukis satu benda. [00:08:16–00:08:17] Benda ni simple je. [00:08:18–00:08:19] Awak tengok dia macam timeline. [00:08:20–00:08:23] Bayangkan ada 4 stage untuk buat bisnes. [semak: uncertain words, number or amount] [00:08:23–00:08:25] Stage 1, stage 2, stage 3, stage 4. [semak: number or amount] [00:08:26–00:08:30] Stage pertama, saya panggil sebagai stage part-time. [semak: uncertain words] [00:08:31–00:08:33] Awak buat secara part-time. [00:08:33–00:08:34] Kalau part-time ni, [00:08:35–00:08:38] awak tak payah nak daftar enterprise pun sebenarnya. [00:08:38–00:08:40] Awak guna sahaja own, [00:08:41–00:08:42] Bank account. [semak: uncertain words] [00:08:43–00:08:45] Guna je bank account sendiri. [00:08:45–00:08:45] Personal. [00:08:46–00:08:48] Tak payah pun nak daftar enterprise. [00:08:49–00:08:52] Tapi kalau awak start buat secara full time. [00:08:54–00:08:56] Tapi small scale. [00:08:57–00:08:59] Maksudnya skala kecil. [00:08:59–00:09:00] Small scale. [semak: uncertain words] [00:09:00–00:09:02] Yang ni barulah awak buat enterprise. [00:09:06–00:09:07] Nampak eh? [semak: uncertain words] [00:09:07–00:09:08] Sebab apa? [00:09:08–00:09:10] Dekat sini sebenarnya sama je. [00:09:10–00:09:12] Sini masih lagi pemilikan tunggal. [00:09:13–00:09:13] Sorang-sorang. [00:09:13–00:09:14] Sini pun sorang-sorang. [00:09:14–00:09:15] Cuma beza dia dekat sini. [00:09:15–00:09:17] Nama transfer ke nama awak. [00:09:18–00:09:19] Contoh transfer kat mana? [00:09:19–00:09:20] Adib Afifi. [00:09:20–00:09:21] Transfer kat saya. [00:09:21–00:09:22] Kan kelakar sikit bunyi dia kan. [00:09:23–00:09:23] Semekong Tuan. [semak: uncertain words] [00:09:24–00:09:25] Beli kopok lekong saya je. [semak: uncertain words] [00:09:25–00:09:26] Transfer kat mana? [00:09:26–00:09:27] Banyak peniaga sebenarnya pakai ni je. [00:09:28–00:09:29] Dan tak salah pun. [00:09:29–00:09:31] Kalau company tu kecil. [00:09:31–00:09:32] Kalau part time boleh lah. [00:09:33–00:09:34] Geli-geli waktu awak student. [00:09:34–00:09:36] Tapi bila dah profit besar, dah salah. [00:09:37–00:09:42] Sebab awak tak mengasingkan liability ataupun panggungan. [00:09:42–00:09:44] Kat sini, better awak asingkan dia [00:09:44–00:09:45] Sebab awak senang nak manage [semak: uncertain words] [00:09:45–00:09:46] Nama asing [semak: uncertain words] [00:09:46–00:09:48] Boleh daftar KWSP [00:09:48–00:09:49] Bila small scale ni [00:09:49–00:09:50] Awak tak nak ada staff [semak: uncertain words] [00:09:50–00:09:53] Kalau awak kat sini mana boleh ada staff [00:09:53–00:09:55] Sebab awak tak boleh nak carom KWSP [00:09:55–00:09:55] So-so [semak: uncertain words] [00:09:55–00:09:57] Yang ni awak boleh carom [00:09:57–00:09:58] Okay, lepas tu [semak: uncertain words] [00:09:58–00:09:59] So, saya cadangkan [00:09:59–00:10:01] Kalau awak punya profit [00:10:01–00:10:03] Saya tulis profit dan keuntungan [semak: uncertain words] [00:10:04–00:10:05] Profit [00:10:06–00:10:07] Lebih daripada 10k [semak: number or amount] [00:10:09–00:10:09] Peman [00:10:10–00:10:11] Sebulan [00:10:11–00:10:13] Bukannya setahun [00:10:13–00:10:13] Sebulan [00:10:13–00:10:15] Kat sini awak dah kena enterprise [semak: uncertain words] [00:10:15–00:10:18] Tapi kalau awak punya profit [semak: uncertain words] [00:10:20–00:10:22] Bawah daripada 10k [semak: number or amount] [00:10:22–00:10:24] Saya cadang tak payah buat enterprise pun lah [00:10:24–00:10:26] Pakai bank account sendiri je [00:10:26–00:10:27] Okay next pula [semak: uncertain words] [00:10:27–00:10:28] Kita pergi kepada [00:10:29–00:10:30] Macam mana nak lukis lah [semak: uncertain words] [00:10:30–00:10:31] Belatang lah [semak: uncertain words] [00:10:31–00:10:32] Dia full time [00:10:33–00:10:36] Dan dia large scale [00:10:38–00:10:40] Sini barulah dia panggil [00:10:40–00:10:40] Seramahat [semak: uncertain words] [00:10:40–00:10:42] Sebab apa [00:10:42–00:10:43] awak dah skala besar [00:10:43–00:10:45] dan bila saya kata skala besar [semak: uncertain words] [00:10:45–00:10:46] maksud saya [00:10:46–00:10:48] profit yang cukup besar [00:10:48–00:10:50] lebih daripada [00:10:50–00:10:51] RM [00:10:53–00:10:53] 30K [semak: uncertain words, number or amount] [00:10:55–00:10:55] peman [00:10:57–00:10:58] profit ni kena lebih [00:10:58–00:11:00] profit atas daripada [00:11:00–00:11:01] 30K peman [semak: number or amount] [00:11:01–00:11:03] kalau wajib tu [00:11:03–00:11:04] wajib [00:11:04–00:11:05] wajib ni bagi saya [00:11:05–00:11:06] macam kalau [00:11:06–00:11:07] ini still lagi je lah [semak: uncertain words] [00:11:07–00:11:09] boleh lah kalau tak nak register [00:11:09–00:11:10] tapi kalau dah wajib [00:11:10–00:11:11] memang kalau profit awak ni [00:11:11–00:11:12] atas daripada [00:11:12–00:11:14] 50k sebulan [semak: number or amount] [00:11:14–00:11:15] hoi ni wajib lah [semak: uncertain words] [00:11:16–00:11:17] ni memang wajib [00:11:17–00:11:18] sebab apa [00:11:18–00:11:19] awak kena faham [00:11:19–00:11:21] 50k ni [semak: number or amount] [00:11:21–00:11:22] darab dengan 12 sebulan [semak: number or amount] [00:11:22–00:11:23] dah 600 ribu [semak: number or amount] [00:11:23–00:11:24] 600 ribu net profit [semak: number or amount] [00:11:24–00:11:25] yang ni memang wajiblah [00:11:25–00:11:26] daftar [00:11:27–00:11:28] sebagai serembahat [00:11:28–00:11:29] yang ni ok lagi lah [00:11:29–00:11:30] sebab yang ni profit [00:11:30–00:11:32] 30 ribu darab dengan setahun [semak: number or amount] [00:11:32–00:11:34] dalam sekitar 360 ribu [semak: number or amount] [00:11:34–00:11:34] ok lah [00:11:34–00:11:35] not bad lah [00:11:35–00:11:35] tak adalah besar [00:11:35–00:11:37] untuk company enterprise [semak: uncertain words] [00:11:37–00:11:38] tapi kalau awak [00:11:38–00:11:40] sebab tu saya tunjuk dia lagi [semak: uncertain words] [00:11:40–00:11:42] Perbezaan teks [00:11:42–00:11:43] Dalam slide yang seterusnya [semak: uncertain words] [00:11:43–00:11:44] Cuma awak kena faham [00:11:44–00:11:46] Ini fasa pertama [00:11:46–00:11:48] Part time [00:11:48–00:11:48] Fasa kedua [00:11:48–00:11:49] Full time [00:11:49–00:11:51] Tapi small scale [00:11:51–00:11:52] Fasa ketiga [00:11:52–00:11:53] Full time juga [00:11:53–00:11:54] Tapi last case [00:11:54–00:11:56] Dan fasa yang keempat [semak: uncertain words] [00:11:56–00:11:57] Dipanggil sebagai fasa [00:11:59–00:12:01] Investor friendly [00:12:01–00:12:03] Macam mana aku nak start [semak: uncertain words] [00:12:03–00:12:03] Ada investor [00:12:06–00:12:07] Investor friendly [00:12:07–00:12:09] Jadi untuk ada investor friendly [00:12:09–00:12:10] Dekat sini [00:12:10–00:12:12] Awak dah start [00:12:12–00:12:12] Mendaftar [00:12:12–00:12:13] Berhad [00:12:14–00:12:15] Berhad ni [00:12:15–00:12:16] Bagus dia [00:12:16–00:12:17] Dia unlimited [00:12:17–00:12:18] Shareholder [00:12:18–00:12:19] Un [00:12:20–00:12:21] Limited [semak: uncertain words] [00:12:22–00:12:23] Shareholder [00:12:23–00:12:25] Tu kelebihan dia [semak: uncertain words] [00:12:26–00:12:27] Kalau [00:12:28–00:12:29] Small [semak: uncertain words] [00:12:30–00:12:30] Enterprise [00:12:30–00:12:32] Dia punya limit dia adalah [semak: uncertain words] [00:12:32–00:12:33] 2 orang [semak: uncertain words, number or amount] [00:12:33–00:12:34] Ke 50 orang [semak: uncertain words, number or amount] [00:12:35–00:12:36] Manakala [00:12:36–00:12:37] Kalau enterprise pula [semak: uncertain words] [00:12:37–00:12:38] Ni serambahat [00:12:38–00:12:39] 2 ke 50 orang [semak: number or amount] [00:12:39–00:12:40] Enterprise pula [00:12:40–00:12:40] Betul tak check [semak: uncertain words] [00:12:40–00:12:41] Dia adalah [00:12:42–00:12:44] Maximum 20 orang kan [semak: uncertain words, number or amount] [00:12:44–00:12:47] 1 orang ke 20 orang sahaja [semak: uncertain words, number or amount] [00:12:47–00:12:48] Partnership [00:12:48–00:12:50] So dipanggil sebagai partnership [00:12:50–00:12:51] Boleh ada 20 nama [semak: number or amount] [00:12:51–00:12:52] Tapi pening lah [00:12:52–00:12:54] Sebab kalau awak letak 20 nama [semak: number or amount] [00:12:54–00:12:55] Dalam enterprise awak [00:12:55–00:12:57] Setiap 20 orang ni [semak: number or amount] [00:12:57–00:12:57] Nak pergi [00:12:57–00:12:59] Nak buka account bank kena ada [semak: uncertain words] [00:12:59–00:13:00] Pening kat situ [00:13:00–00:13:01] That's why kita tak adalah [00:13:01–00:13:01] Letak banyak-banyak nama [00:13:01–00:13:03] Letak mewakilkan sikit [00:13:03–00:13:05] So timing yang terbaik [00:13:05–00:13:06] Adalah bila profit awak [00:13:06–00:13:07] Lebih daripada 30K [semak: number or amount] [00:13:08–00:13:09] Dan [00:13:09–00:13:10] Kat sini [00:13:10–00:13:12] Macam mana awak nak buat pembahagian profit [00:13:12–00:13:15] Awak kena buat shareholder agreement [semak: uncertain words] [00:13:16–00:13:18] Shareholder agreement [00:13:18–00:13:21] Shareholder agreement ni adalah satu agreement simple je [semak: uncertain words] [00:13:21–00:13:23] Awak tap chat GPT beritahu [semak: uncertain words] [00:13:23–00:13:27] Tolong buatkan shareholder agreement untuk saya dan partner saya [semak: uncertain words] [00:13:27–00:13:29] Saya buat company enterprise [00:13:30–00:13:32] Untuk partnership [00:13:32–00:13:35] Saya nak own 70% [semak: number or amount] [00:13:35–00:13:37] Partner saya own 30% [semak: number or amount] [00:13:37–00:13:39] Kalau untung saya nak bahagi ikut jumlah [00:13:40–00:13:40] partnership [semak: uncertain words] [00:13:40–00:13:41] kita panggil [semak: uncertain words] [00:13:41–00:13:42] profit sharing agreement [00:13:42–00:13:44] tolong buatkan [00:13:44–00:13:44] check GPT [semak: uncertain words] [00:13:44–00:13:45] boom dia terus buat [00:13:45–00:13:46] awak sign [00:13:46–00:13:46] patut awak pergi [semak: uncertain words] [00:13:48–00:13:49] pergi buat ni lah [00:13:49–00:13:50] pergi kat company lawyer [00:13:50–00:13:51] ke apa semua [00:13:51–00:13:52] awak sahkan dia [00:13:52–00:13:53] saya ingat term dia [semak: uncertain words] [00:13:53–00:13:54] stamping [00:13:54–00:13:55] yes awak buat stamping [semak: uncertain words] [00:13:55–00:13:56] dekat LHDN [00:13:56–00:13:57] bayar sikit je [00:13:57–00:13:58] bayar dalam 300 [semak: uncertain words, number or amount] [00:13:58–00:13:58] 500 [semak: uncertain words, number or amount] [00:13:58–00:13:59] so terus jadi [semak: uncertain words] [00:13:59–00:14:01] satu dokumen rasmi [00:14:01–00:14:02] yang sah [00:14:02–00:14:03] kalau nak bagus [00:14:03–00:14:03] ada lawyer [00:14:03–00:14:04] tapi kalau tak ada lawyer pun [00:14:04–00:14:05] takpe awak pergi je [00:14:05–00:14:05] buat sendiri [00:14:05–00:14:07] so shareholder agreement ni [00:14:07–00:14:08] barulah membolehkan awak [00:14:08–00:14:09] ada [00:14:09–00:14:10] Macam awal nak own [00:14:10–00:14:12] Saya nak own 70% [semak: uncertain words, number or amount] [00:14:12–00:14:12] Partner saya nak own [00:14:12–00:14:13] 30% [semak: number or amount] [00:14:13–00:14:14] Boleh tak tuan [00:14:14–00:14:15] Jawapan ni sebenarnya [semak: uncertain words] [00:14:15–00:14:16] Boleh [00:14:16–00:14:17] Tapi kena buat satu lagi [00:14:17–00:14:18] Agreement tambahan [semak: uncertain words] [00:14:18–00:14:19] Kalau enterprise [00:14:19–00:14:20] Memang boleh buat [semak: uncertain words] [00:14:20–00:14:21] Dia panggil unit share [00:14:21–00:14:22] Tapi serambah [semak: uncertain words] [00:14:22–00:14:22] Kalau [00:14:22–00:14:22] Sorry [semak: uncertain words] [00:14:22–00:14:23] Kalau serambah [00:14:23–00:14:24] Memang boleh buat [00:14:24–00:14:25] Sebab dia panggil unit share [00:14:25–00:14:26] Tapi kalau enterprise [00:14:26–00:14:28] Dia mencabar nak buat [00:14:28–00:14:29] Sebab [00:14:29–00:14:30] Kalau awak tengok dalam nama SSM [00:14:30–00:14:32] Dia nama dia tinggal 2 orang je [semak: uncertain words, number or amount] [00:14:32–00:14:32] Adib [00:14:32–00:14:33] Dengan Abu [00:14:33–00:14:34] Dah [00:14:34–00:14:35] Dia tak ada pun peratusan tak ada [semak: uncertain words] [00:14:35–00:14:36] Apa [00:14:37–00:14:37] Betulan [semak: uncertain words] [00:14:38–00:14:39] maksimum berapa banyak? [00:14:39–00:14:40] 20 orang [semak: number or amount] [00:14:41–00:14:42] tu maksimum [semak: uncertain words] [00:14:42–00:14:43] 20 orang sahaja [semak: number or amount] [00:14:43–00:14:44] dan tadi saya nak beritahu kat awak [semak: uncertain words] [00:14:45–00:14:46] apakah beza [00:14:46–00:14:47] pro and con mana? [00:14:47–00:14:47] pro and con [semak: uncertain words] [00:14:49–00:14:50] apakah pro and con [00:14:50–00:14:51] bila awak mendaftar [00:14:52–00:14:53] ok [semak: uncertain words] [00:14:54–00:14:55] buat dalam satu je [00:14:55–00:14:56] tak payah singkan tap [semak: uncertain words] [00:14:56–00:14:57] ok tengok ya [00:14:57–00:14:59] apakah pro and con [00:14:59–00:15:00] kalau awak buat [00:15:01–00:15:02] bagi dalam bentuk table [00:15:02–00:15:03] tak ada buat dalam bentuk table [semak: uncertain words] [00:15:05–00:15:05] so [00:15:05–00:15:06] jadi saya jawab [semak: uncertain words] [00:15:06–00:15:07] tak awak pula [semak: uncertain words] [00:15:07–00:15:08] pro and con [00:15:08–00:15:10] Ok, jom kita terus jump pada seterusnya [semak: uncertain words] [00:15:10–00:15:11] Oh, pro and con je [semak: uncertain words] [00:15:11–00:15:15] Ok, next pula [00:15:15–00:15:17] Kita nak pergi kepada 3 level income [semak: uncertain words, number or amount] [00:15:18–00:15:19] Untuk awak ambil gaji [00:15:19–00:15:21] Sebaik-baiknya awak buatlah 3 level income [semak: number or amount] [00:15:21–00:15:23] Yang ni saya ada cover dalam video lain [00:15:23–00:15:24] Tapi takpelah saya explain sekali lagi [00:15:24–00:15:29] Income level pertama adalah income level survival [semak: uncertain words] [00:15:30–00:15:33] Income yang kedua dipanggil sebagai standard [00:15:34–00:15:35] Standard income [semak: uncertain words] [00:15:35–00:15:39] Income yang ketiga dipanggil sebagai income luxury [00:15:39–00:15:41] So, saya nak ajar awak [00:15:41–00:15:43] Untuk strategi enterprise [semak: uncertain words] [00:15:43–00:15:46] Berapa gaji yang patut awak ambil sebenar-benar [00:15:46–00:15:49] So, untuk menjawab benda ni [00:15:49–00:15:52] Awak kena ukur dulu level survival awak berapa [semak: uncertain words] [00:15:52–00:15:54] Survival ni maksudnya apa? [00:15:54–00:15:55] Tak ada saving [00:15:55–00:15:56] Itu maksudnya [00:15:56–00:15:58] Awak betul-betul survive sahaja [00:15:58–00:16:00] Sampai saving pun tak ada [00:16:01–00:16:02] Itu level survival [00:16:02–00:16:05] Kalau standard, ada saving [00:16:05–00:16:08] Dan berjaya maintain lifestyle sedia ada [00:16:08–00:16:09] Kalau survival ni [00:16:09–00:16:11] Dia sampai saving tak ada [semak: uncertain words] [00:16:11–00:16:12] Lifestyle pun kena downgrade [00:16:12–00:16:13] Ibarat macam tu [00:16:13–00:16:14] Insurance tak bayar [00:16:14–00:16:15] Nafkah kena potong sikit [00:16:15–00:16:16] Macam tu lah [semak: uncertain words] [00:16:16–00:16:17] Tapi kalau standard [00:16:17–00:16:18] Maintain sedia ada [semak: uncertain words] [00:16:18–00:16:20] Dan boleh ada saving sikit [00:16:20–00:16:21] Luxury pula [00:16:21–00:16:22] Awak dah boleh upgrade [00:16:25–00:16:26] Dua ke satu lifestyle [00:16:26–00:16:27] Satu ke dua lifestyle [00:16:27–00:16:29] Awak dah boleh upgrade lah [00:16:29–00:16:30] Okay [00:16:30–00:16:32] So ini antara kelebihan dia [00:16:32–00:16:32] Dan [00:16:32–00:16:33] Untuk gaji [00:16:33–00:16:34] Awak sepatutnya [00:16:34–00:16:36] Kena ambil standard sahaja [00:16:36–00:16:37] Jangan nak ambil luxury [00:16:37–00:16:38] Jangan pula ambil survival [00:16:38–00:16:40] Ambil level standard [00:16:40–00:16:41] Untuk gaji awak [semak: uncertain words] [00:16:42–00:16:43] Luxury ni [00:16:43–00:16:44] Dia apa maksud [00:16:44–00:16:45] Satu ke dua lastal [semak: uncertain words] [00:16:45–00:16:46] Maksudnya awak boleh upgrade [00:16:46–00:16:47] Biasanya lastal ada 10 [semak: uncertain words, number or amount] [00:16:47–00:16:47] Semua sekali [semak: uncertain words] [00:16:47–00:16:49] Awak boleh salin lah [00:16:49–00:16:49] Saya sebut je [00:16:49–00:16:51] Lastal pertama [00:16:51–00:16:52] Orang akan upgrade [00:16:52–00:16:53] Makanan [00:16:53–00:16:54] Food [00:16:54–00:16:55] Nombor 2 [semak: uncertain words, number or amount] [00:16:55–00:16:55] Shopping [00:16:55–00:16:56] Nombor 3 [semak: number or amount] [00:16:56–00:16:58] Cars [00:16:58–00:16:58] Kereta [00:16:58–00:16:59] Nombor 4 [semak: number or amount] [00:16:59–00:16:59] Rumah [00:16:59–00:17:00] House [00:17:00–00:17:01] Nombor 5 adalah [semak: uncertain words, number or amount] [00:17:01–00:17:02] Travel [00:17:02–00:17:03] Ni 5 paling main [semak: uncertain words, number or amount] [00:17:03–00:17:04] Dan 5 yang optional pula [semak: number or amount] [00:17:04–00:17:05] Orang mungkin akan upgrade [00:17:05–00:17:06] Education anak [semak: uncertain words] [00:17:06–00:17:08] Lepas tu orang akan upgrade pula [00:17:09–00:17:10] Hobi [00:17:10–00:17:11] Mungkin dia nak pergi hobi [semak: uncertain words] [00:17:11–00:17:12] Dia dah lama nak buat [00:17:12–00:17:13] Spend hobi [semak: uncertain words] [00:17:13–00:17:13] Ataupun yang ketiga [00:17:13–00:17:14] Donation [00:17:14–00:17:16] Dia nak tambah donation [00:17:16–00:17:16] Yang keempat [00:17:16–00:17:17] Tambah mate kat rumah [semak: uncertain words] [00:17:17–00:17:18] Nombor lima [00:17:18–00:17:18] Tambah personal assistant [00:17:18–00:17:19] So ada sepuluh [00:17:19–00:17:20] Semua sekali [00:17:20–00:17:21] Lifestyle yang awak boleh upgrade [semak: uncertain words] [00:17:21–00:17:21] Tapi [00:17:21–00:17:23] Pilih satu ke dua sahaja [00:17:23–00:17:24] Dan [00:17:24–00:17:25] Standard of living awak [00:17:25–00:17:26] Sebagai [00:17:26–00:17:28] Business owner enterprise ni [00:17:28–00:17:28] Katalah awak kata [00:17:28–00:17:31] Oh saya wajib dapat 4K lah tuan [semak: uncertain words, number or amount] [00:17:31–00:17:31] Kalau tak [00:17:31–00:17:32] Tak boleh nak survive [00:17:32–00:17:33] At least ni dah ada savings jik [semak: uncertain words] [00:17:33–00:17:34] Kena ambil yang level 4K [semak: number or amount] [00:17:34–00:17:36] Tapi kalau awak punya level [00:17:36–00:17:38] Oh saya memang kena ada 10K [semak: number or amount] [00:17:38–00:17:39] maka nak tak nak [semak: uncertain words] [00:17:39–00:17:41] awak memang kena [semak: uncertain words] [00:17:41–00:17:41] design bisnes [00:17:41–00:17:43] yang boleh dapatkan 10k [semak: number or amount] [00:17:43–00:17:44] sebab kalau awak [00:17:45–00:17:46] berpuasa lama sangat [00:17:46–00:17:47] awak bukan koyak [semak: uncertain words] [00:17:47–00:17:48] that's why kita kena set [00:17:48–00:17:49] yang standard [00:17:49–00:17:50] ok [semak: uncertain words] [00:17:50–00:17:50] berapa tadi [00:17:50–00:17:51] perbezaan dia [00:17:52–00:17:53] ok tengok eh [00:17:53–00:17:54] awak kena tengok kat sini [00:17:54–00:17:56] apakah perbezaan [00:17:56–00:17:57] dan pro and con [00:17:57–00:17:59] walaupun awak boleh search sendiri [00:17:59–00:18:00] saya tolong carikan tu awak [semak: uncertain words] [00:18:00–00:18:01] nampak [00:18:01–00:18:03] soul prop dengan partnership [semak: uncertain words] [00:18:03–00:18:03] dia [00:18:03–00:18:05] kongsi ramai-ramai [00:18:05–00:18:05] atas bawah tu [00:18:06–00:18:07] kekurangan dia [00:18:07–00:18:08] kekurangan dia adalah [00:18:09–00:18:11] bawah tu risiko dia bergaduh [00:18:11–00:18:12] sebab salah faham [00:18:13–00:18:15] dan untung tu [semak: uncertain words] [00:18:15–00:18:17] dia kena ikut peratusan yang dia persetujui [00:18:17–00:18:18] maksudnya dia tak ada bertulis sangat [00:18:18–00:18:20] peratusan tu dia ikut [00:18:20–00:18:21] sebab tu penerangan dia [semak: uncertain words] [00:18:22–00:18:23] lepas tu kalau awak tengok [semak: uncertain words] [00:18:23–00:18:24] beza dia adalah [00:18:24–00:18:26] partner lain tetap kena tanggung [00:18:26–00:18:27] kalau seorang buat silap [00:18:27–00:18:29] dia beza dengan sering bahat [semak: uncertain words] [00:18:29–00:18:30] sering bahat [00:18:30–00:18:32] kalau minority share bawah 20% [semak: number or amount] [00:18:32–00:18:33] dia tak bertanggungjawab sangat [00:18:33–00:18:36] dia yang majority yang akan bertanggungjawab [00:18:36–00:18:36] macam tu [00:18:36–00:18:38] Dan juga kita tengok [00:18:38–00:18:39] Cons [semak: uncertain words] [00:18:39–00:18:40] Kalau seorang-seorang tu [00:18:40–00:18:41] Belikan tunggal tu [semak: uncertain words] [00:18:41–00:18:42] Dia memang terhad lah [00:18:42–00:18:44] Terhad sikit [00:18:44–00:18:44] Kan [semak: uncertain words] [00:18:44–00:18:45] Dan juga [00:18:45–00:18:46] Awak boleh tengok lah [semak: uncertain words] [00:18:46–00:18:47] Kat situ [semak: uncertain words] [00:18:47–00:18:48] Benda ni sama je [00:18:48–00:18:49] Cuma [00:18:49–00:18:50] Awak boleh search sendiri [00:18:50–00:18:51] Dan [00:18:51–00:18:52] Kalau tanya saya [00:18:52–00:18:54] Awak boleh buat [00:18:54–00:18:55] Partnership [00:18:55–00:18:56] Tapi jangan ramai sangat [00:18:56–00:18:56] Letak nama seorang [00:18:56–00:18:57] Dua orang cukup lah [00:18:57–00:18:59] Kalau tiga orang eh [00:18:59–00:19:00] Tiga-tiga kena datang bank [00:19:00–00:19:02] Oh itu paling saya sakit hati [semak: uncertain words] [00:19:03–00:19:04] So [semak: uncertain words] [00:19:05–00:19:06] Income on enterprise [00:19:06–00:19:08] price, awak kena set salary awak [semak: uncertain words] [00:19:08–00:19:10] dan salary ni akan di reset [semak: uncertain words] [00:19:10–00:19:12] setiap 3 bulan. Contoh ni macam ni lah [semak: number or amount] [00:19:12–00:19:13] salary awak, awak letak 4K [semak: uncertain words, number or amount] [00:19:13–00:19:16] dan 4K awak ni, awak tahu tak sebenarnya [semak: uncertain words, number or amount] [00:19:16–00:19:18] dia akan di reset setiap 6 bulan [semak: uncertain words, number or amount] [00:19:18–00:19:19] contohnya awak kenalah ada kenaikan [semak: uncertain words] [00:19:19–00:19:22] berapa kenaikan yang kita target, biasanya adalah [00:19:22–00:19:24] 30%. Contoh kalau awak nak tahu [semak: uncertain words, number or amount] [00:19:24–00:19:26] punya survival eh, awak buat macam ni [semak: uncertain words] [00:19:26–00:19:28] beza antara sini adalah 30% [semak: number or amount] [00:19:28–00:19:29] tambah 30% [semak: number or amount] [00:19:30–00:19:32] contoh, awak punya [00:19:32–00:19:34] standard 4K, awak tolak [semak: number or amount] [00:19:34–00:19:35] 30% berapa? [semak: uncertain words, number or amount] [00:19:35–00:19:37] RM4,000 tolak 30% [semak: number or amount] [00:19:38–00:19:39] biasanya itu adalah [00:19:39–00:19:39] awak punya level [00:19:40–00:19:41] survival [00:19:43–00:19:45] RM4,000 tolak 30% [semak: number or amount] [00:19:45–00:19:46] RM2,800 [semak: number or amount] [00:19:47–00:19:48] tambah 30% [semak: number or amount] [00:19:48–00:19:50] RM4,000 tambah 30% [semak: uncertain words, number or amount] [00:19:52–00:19:58] RM3,000 tambah 30% [semak: uncertain words, number or amount] [00:20:00–00:20:01] RM5,200 [semak: number or amount] [00:20:01–00:20:03] RM5,200 [semak: number or amount] [00:20:04–00:20:04] RM5,200 [semak: number or amount] [00:20:04–00:20:05] so inilah level [semak: uncertain words] [00:20:05–00:20:06] nampak awak adalah [semak: uncertain words] [00:20:06–00:20:08] kenaikan sikit RM1,200 [semak: number or amount] [00:20:08–00:20:08] bolehlah tambah [00:20:08–00:20:10] 1 lastal ke 2 lastal [semak: uncertain words, number or amount] [00:20:10–00:20:12] Tapi benda ni pun dia akan reset [00:20:12–00:20:14] That's why sebagai business owner [semak: uncertain words] [00:20:14–00:20:15] Sampai bila nak gaji RM4,000 [semak: number or amount] [00:20:15–00:20:17] So awak kena set pada satu time lag [semak: uncertain words] [00:20:17–00:20:20] Ibarat ni macam katalah gaji awak ni adalah RM4,000 [semak: number or amount] [00:20:20–00:20:24] Dia akan di reset setiap 6 bulan [semak: uncertain words, number or amount] [00:20:24–00:20:25] Ataupun mungkin 9 bulan lah [semak: number or amount] [00:20:25–00:20:27] So ambillah sini 6 bulan [semak: number or amount] [00:20:27–00:20:28] Awak kena tambah lagi 30% [semak: uncertain words, number or amount] [00:20:28–00:20:29] Berapa? RM5,200 [semak: number or amount] [00:20:30–00:20:32] Okay, tambah lagi 30% [semak: uncertain words, number or amount] [00:20:32–00:20:32] Daripada RM5,200 [semak: number or amount] [00:20:32–00:20:33] Berapa? [00:20:34–00:20:34] RM5,200 [semak: number or amount] [00:20:34–00:20:36] RM67,60 [semak: uncertain words, number or amount] [00:20:37–00:20:38] RM67,60 [semak: number or amount] [00:20:38–00:20:40] Ini dah 6 bulan. Tambah lagi. [semak: uncertain words, number or amount] [00:20:41–00:20:41] 30%. [semak: number or amount] [00:20:43–00:20:44] 8788. [semak: number or amount] [00:20:46–00:20:47] 8788. [semak: number or amount] [00:20:48–00:20:50] Ini dah 6 bulan lah. Tambah lagi. [semak: uncertain words, number or amount] [00:20:51–00:20:52] 30%. [semak: number or amount] [00:20:52–00:20:54] 11.424. [semak: number or amount] [00:20:54–00:20:56] 11.424. [semak: number or amount] [00:20:56–00:20:58] Ini setelah 2 tahun. [semak: number or amount] [00:20:58–00:21:00] Bayangkan. Kita buat bisnes [00:21:00–00:21:02] daripada mula ganja kita RM4,000. [semak: number or amount] [00:21:02–00:21:04] Okey tak okey? Kalau awak set [semak: uncertain words] [00:21:04–00:21:06] minimum target, aku nak ada increment. [00:21:07–00:21:09] Increment sebagai seorang bos. [semak: uncertain words] [00:21:09–00:21:14] Sebagai owner, aku nak ada increment 30% setiap 6 bulan. [semak: uncertain words, number or amount] [00:21:14–00:21:15] Okay sangatlah tu. [00:21:16–00:21:17] Ini tak sampai 6 bulan. [semak: number or amount] [00:21:17–00:21:19] 2 bulan dah ambil RM5,000. [semak: number or amount] [00:21:19–00:21:21] Lagi 2 bulan dah ambil RM6,000. [semak: number or amount] [00:21:21–00:21:22] Ini at least lebih selama lah. [semak: uncertain words] [00:21:22–00:21:23] 30%. [semak: number or amount] [00:21:23–00:21:25] 30% nampak kenambahan dia. [semak: number or amount] [00:21:25–00:21:27] 30% macam tu. [semak: uncertain words, number or amount] [00:21:27–00:21:29] So that's why saya kata kena reset. [00:21:29–00:21:32] Dan katakanlah awak ada partner yang tak bekerja. [00:21:32–00:21:34] Partner awak ni ada yang bekerja. [00:21:34–00:21:35] Ada yang tak bekerja. [00:21:35–00:21:37] Sebab itulah kita nak kena check balik [00:21:37–00:21:39] Kalau dia hanya keluarkan modal sahaja [semak: uncertain words] [00:21:39–00:21:40] Dia tak sepatutnya dapat gaji [00:21:41–00:21:42] Patutnya dia hanya dapat [00:21:42–00:21:44] Projek niat profit sahaja [semak: uncertain words] [00:21:44–00:21:45] Okay [semak: uncertain words] [00:21:45–00:21:46] So [00:21:46–00:21:50] Pula tu Heidi ni [semak: uncertain words] [00:21:50–00:21:57] Okay next pula adalah [00:21:59–00:22:00] Working partner [00:22:00–00:22:01] Sleeping partner [semak: uncertain words] [00:22:01–00:22:03] Okay working partner ni adalah partner yang bekerja [semak: uncertain words] [00:22:03–00:22:04] So bayangkan awak ada dua partner [00:22:04–00:22:06] Seorang partner adalah working partner [00:22:06–00:22:07] Dia hari-hari datang ofis [00:22:07–00:22:09] So orang yang working partner [00:22:09–00:22:10] Yang hari-hari datang ofis [00:22:10–00:22:11] Wajib dapat income [00:22:11–00:22:13] Manakala sleeping partner ni [00:22:13–00:22:14] Macam pakcik kita yang bagi duit [semak: uncertain words] [00:22:14–00:22:15] Tapi tak buat kerja [semak: uncertain words] [00:22:15–00:22:16] Orang macam ni [00:22:16–00:22:17] Dia tak patut dapat income [00:22:17–00:22:20] Dia patut dapat dividend sahaja [semak: uncertain words] [00:22:20–00:22:21] Sebab itulah kita buat [00:22:21–00:22:22] Konsep dividend kat sini [00:22:22–00:22:24] Katalah yang ni [00:22:24–00:22:25] 30% ni adalah sleeping [semak: uncertain words, number or amount] [00:22:25–00:22:26] So sleeping ni [00:22:26–00:22:27] Dia kena tunggulah [00:22:27–00:22:28] Selang 3 bulan ke [semak: number or amount] [00:22:28–00:22:29] Selang 6 bulan ke [semak: number or amount] [00:22:29–00:22:30] Dan [00:22:31–00:22:32] Bila awak bagi gaji ni [00:22:32–00:22:33] Kalau boleh bagi [00:22:33–00:22:34] Based on job scope [semak: uncertain words] [00:22:34–00:22:35] Janganlah lebih sangat [00:22:35–00:22:36] Contohnya awak set [semak: uncertain words] [00:22:37–00:22:38] Katalah awak ada 3 orang [semak: uncertain words, number or amount] [00:22:38–00:22:39] Working partner [00:22:39–00:22:40] Ketiga-tiga ni [00:22:40–00:22:41] Seorang buat sale [00:22:41–00:22:42] Mungkin gaji ni lebih sikit [semak: uncertain words] [00:22:42–00:22:43] Oh, seorang buat ni lah. [00:22:43–00:22:45] Dia ikut JobScope walaupun partner. [00:22:45–00:22:47] Jangan amalkan sangatlah bahagi sama raka. [00:22:48–00:22:50] Sekarang-kadang JobScope yang dia buat tu tak heavy. [00:22:50–00:22:51] Kita kena bincang balik lah. [00:22:51–00:22:52] Engkau buat heavy tak bro? [semak: uncertain words] [00:22:52–00:22:53] Engkau datang berapa kali? [00:22:53–00:22:54] Aku rasa aku tak heavy sangat lah. [00:22:55–00:22:56] Boleh tak kau ambil gaji RM2,000 je? [semak: number or amount] [00:22:56–00:22:58] Aku kena ambil RM3,500 sebab aku datang hari-hari. [semak: number or amount] [00:22:58–00:22:59] Based on JobScope. [00:23:00–00:23:00] Okay. [semak: uncertain words] [00:23:00–00:23:02] Dan nombor tiga adalah tiga jenis dividend. [00:23:03–00:23:03] Okay. [00:23:03–00:23:04] Tiga jenis dividend. [00:23:04–00:23:06] Dividend yang pertama dipanggil sebagai [00:23:07–00:23:08] tiga jenis dividend. [00:23:09–00:23:11] Yang pertama dipanggil sebagai final dividend. [00:23:11–00:23:13] Dividend yang dibayar pada hujung tahun ni [00:23:13–00:23:15] Kita akan explain nanti pada chapter seterus ni [semak: uncertain words] [00:23:15–00:23:16] Tapi saya explain briefly sahaja [semak: uncertain words] [00:23:16–00:23:18] Final ambil hujung tahun [00:23:18–00:23:19] Intrim [00:23:19–00:23:20] Intrim dividend [00:23:21–00:23:23] Diambil setiap 3 bulan ke [semak: number or amount] [00:23:23–00:23:24] 2 bulan ke [semak: number or amount] [00:23:24–00:23:25] 6 bulan ke [semak: number or amount] [00:23:25–00:23:25] Dia ada jadual ni [semak: uncertain words] [00:23:25–00:23:27] Bila ambil lebih awal [00:23:27–00:23:28] Dan special dividend [00:23:28–00:23:29] Kita ambil [00:23:29–00:23:31] Suka hati kita [semak: uncertain words] [00:23:31–00:23:32] Sepena raya [semak: uncertain words] [00:23:32–00:23:33] Perform dan sebagainya [semak: uncertain words] [00:23:33–00:23:35] Dan bila kita ambil dividend ni [00:23:35–00:23:37] Kita sebenarnya nak carangkan [00:23:37–00:23:39] Awak ambil intrim dividend [semak: uncertain words] [00:23:39–00:23:39] Bukannya final [00:23:39–00:23:40] Final lambat sangat [00:23:40–00:23:42] Walaupun awak enterprise [00:23:42–00:23:43] So awak set lah [semak: uncertain words] [00:23:43–00:23:44] Macam saya [00:23:44–00:23:45] Saya lebih prefer kuarta [semak: uncertain words] [00:23:45–00:23:46] Kuarta satu [semak: uncertain words] [00:23:46–00:23:48] Kuarta dua [00:23:48–00:23:49] Kuarta tiga [00:23:49–00:23:51] Kuarta empat [00:23:51–00:23:52] Dekat sini ambil [00:23:53–00:23:55] Dekat sini lah tempat untuk awak [semak: uncertain words] [00:23:55–00:23:56] Mengambil dividend awak [00:23:56–00:23:57] Dekat sini [00:23:57–00:23:59] Ambil lah dividend satu [semak: uncertain words] [00:23:59–00:24:00] Dah keluar [00:24:00–00:24:02] Dekat sini ambil dividend dua [00:24:02–00:24:03] Dah keluar [00:24:03–00:24:04] Eh masuk [semak: uncertain words] [00:24:05–00:24:06] Masuk eh [00:24:06–00:24:07] Alamak [semak: uncertain words] [00:24:07–00:24:08] Tak nampak [00:24:08–00:24:10] Boleh lah kot eh [semak: uncertain words] [00:24:12–00:24:13] Dividend 1 [semak: number or amount] [00:24:14–00:24:16] Sini dividend 2 [semak: uncertain words, number or amount] [00:24:16–00:24:17] Dah keluar [semak: uncertain words] [00:24:17–00:24:19] Sini dividend 3 [semak: number or amount] [00:24:19–00:24:20] Sini dividend 4 [semak: number or amount] [00:24:20–00:24:21] Dah keluar [00:24:21–00:24:21] Itu maksud ni [semak: uncertain words] [00:24:21–00:24:22] So [00:24:22–00:24:23] Habislah sudah [00:24:23–00:24:25] Untuk chapter yang pertama [00:24:25–00:24:25] Tahniah [00:24:25–00:24:27] Walaupun awak sering berhad [semak: uncertain words] [00:24:27–00:24:28] Awak boleh tengok juga video ni [00:24:28–00:24:29] Mudah-mudahan [00:24:29–00:24:30] Memberi pencerahan kepada awak [00:24:30–00:24:32] One day awak nak buka enterprise [00:24:32–00:24:32] Pun senang [semak: uncertain words] [00:24:32–00:24:33] Jadi [00:24:33–00:24:35] Kita jumpa dalam video yang seterusnya [00:24:35–00:24:36] Saya nak explain pula [00:24:36–00:24:38] Tentang syarikat senderian berhad [00:24:38–00:24:39] Zas [semak: uncertain words]